U.S. Bank National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
U.S. Bank National Association 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | U.S. Bank National Association 425 Walnut Street Cincinnati, OH 45202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 355,574 |
| Total Mortgage Loan Application Amount | $78,631,581,000 |
| Average Mortgage Loan Application Amount | $194,666 |
| Highest Mortgage Loan Application Amount | $28,200,000 |
| Average Applicant Income | $76,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with U.S. Bank National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing U.S. Bank National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down U.S. Bank National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how U.S. Bank National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by U.S. Bank National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at U.S. Bank National Association's mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 20,095 | $ 4,178,528,000 | $ 208,500 | $ 71,500 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 15,420 | $ 3,096,827,000 | $ 200,000 | $ 77,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 15,384 | $ 3,364,710,000 | $ 218,000 | $ 44,000 |
| DENVER-AURORA-LAKEWOOD, CO | 8,925 | $ 2,326,579,000 | $ 260,000 | $ 97,000 |
| ST. LOUIS, MO-IL | 8,752 | $ 1,357,961,000 | $ 135,000 | $ 63,500 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 8,255 | $ 1,628,932,000 | $ 197,000 | $ 41,000 |
| CINCINNATI, OH-KY-IN | 7,642 | $ 1,014,505,000 | $ 122,000 | $ 68,333 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 7,473 | $ 3,657,341,000 | $ 489,000 | $ 157,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 7,268 | $ 1,748,834,000 | $ 237,000 | $ 84,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 6,195 | $ 1,449,343,000 | $ 233,000 | $ 74,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 5,489 | $ 2,265,170,000 | $ 352,000 | $ 32,750 |
| SEATTLE-BELLEVUE-EVERETT, WA | 5,389 | $ 1,848,014,000 | $ 342,000 | $ 114,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 4,846 | $ 866,605,000 | $ 178,000 | $ 57,000 |
| KANSAS CITY, MO-KS | 4,475 | $ 727,184,000 | $ 168,000 | $ 77,000 |
| COLUMBUS, OH | 4,213 | $ 576,874,000 | $ 136,000 | $ 45,000 |
| SAN DIEGO-CARLSBAD, CA | 4,211 | $ 1,989,653,000 | $ 472,000 | $ 147,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 4,208 | $ 2,061,215,000 | $ 489,000 | $ 144,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 3,838 | $ 1,128,855,000 | $ 294,000 | $ 100,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3,544 | $ 466,874,000 | $ 125,500 | $ 61,500 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 3,533 | $ 1,916,203,000 | $ 542,000 | $ 191,000 |
| CLEVELAND-ELYRIA, OH | 3,528 | $ 374,238,000 | $ 106,000 | $ 61,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 3,185 | $ 704,705,000 | $ 221,000 | $ 48,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 3,091 | $ 539,003,000 | $ 174,000 | $ 91,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 3,080 | $ 759,308,000 | $ 246,000 | $ 63,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 3,035 | $ 1,923,047,000 | $ 633,000 | $ 189,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 2,750 | $ 708,499,000 | $ 257,000 | $ 25,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2,721 | $ 424,020,000 | $ 155,000 | $ 16,000 |
| DES MOINES-WEST DES MOINES, IA | 2,441 | $ 399,929,000 | $ 163,000 | $ 67,000 |
| SALT LAKE CITY, UT | 2,407 | $ 540,569,000 | $ 224,000 | $ 75,000 |
| OKLAHOMA CITY, OK | 2,347 | $ 391,934,000 | $ 166,000 | $ 22,000 |
| DALLAS-PLANO-IRVING, TX | 2,306 | $ 563,693,000 | $ 244,000 | $ 50,000 |
| TUCSON, AZ | 2,233 | $ 346,848,000 | $ 155,000 | $ 26,000 |
| JACKSONVILLE, FL | 2,195 | $ 319,386,000 | $ 145,000 | $ 10,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 2,154 | $ 309,017,000 | $ 143,000 | $ 30,000 |
| RENO, NV | 2,143 | $ 522,099,000 | $ 243,000 | $ 49,000 |
| BOISE CITY, ID | 2,066 | $ 349,350,000 | $ 169,000 | $ 83,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 2,065 | $ 276,283,000 | $ 122,500 | $ 53,500 |
| COLORADO SPRINGS, CO | 2,052 | $ 414,565,000 | $ 202,000 | $ 60,000 |
| DAYTON, OH | 1,897 | $ 192,995,000 | $ 101,000 | $ 57,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1,741 | $ 272,494,000 | $ 156,000 | $ 64,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1,717 | $ 1,113,803,000 | $ 648,000 | $ 197,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1,713 | $ 557,193,000 | $ 325,000 | $ 45,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,702 | $ 693,638,000 | $ 421,500 | $ 110,000 |
| TACOMA-LAKEWOOD, WA | 1,621 | $ 357,826,000 | $ 220,000 | $ 79,000 |
| OGDEN-CLEARFIELD, UT | 1,581 | $ 323,955,000 | $ 204,000 | $ 58,000 |
| BOSTON, MA | 1,543 | $ 497,298,000 | $ 322,000 | $ 38,000 |
| FORT WORTH-ARLINGTON, TX | 1,462 | $ 270,473,000 | $ 185,000 | $ 20,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,432 | $ 266,989,000 | $ 186,000 | $ 29,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 1,397 | $ 534,237,000 | $ 382,000 | $ 42,000 |
| DULUTH, MN-WI | 1,336 | $ 192,720,000 | $ 136,500 | $ 94,500 |
| SALEM, OR | 1,319 | $ 228,926,000 | $ 173,000 | $ 68,000 |
| ELGIN, IL | 1,309 | $ 224,363,000 | $ 171,000 | $ 57,000 |
| FARGO, ND-MN | 1,296 | $ 249,402,000 | $ 185,500 | $ 37,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1,288 | $ 300,043,000 | $ 195,500 | $ 95,000 |
| MEMPHIS, TN-MS-AR | 1,272 | $ 235,738,000 | $ 156,333 | $ 18,000 |
| SPRINGFIELD, MO | 1,239 | $ 181,046,000 | $ 146,000 | $ 41,000 |
| LINCOLN, NE | 1,238 | $ 150,953,000 | $ 121,000 | $ 48,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1,216 | $ 203,121,000 | $ 167,000 | $ 61,000 |
| AKRON, OH | 1,174 | $ 121,994,000 | $ 103,000 | $ 48,000 |
| BAKERSFIELD, CA | 1,142 | $ 202,802,000 | $ 177,000 | $ 18,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1,140 | $ 311,076,000 | $ 259,500 | $ 55,000 |
| STOCKTON-LODI, CA | 1,124 | $ 265,201,000 | $ 235,000 | $ 74,000 |
| PROVO-OREM, UT | 1,104 | $ 285,526,000 | $ 258,000 | $ 68,000 |
| ROCKFORD, IL | 1,073 | $ 94,527,000 | $ 88,000 | $ 25,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1,036 | $ 182,307,000 | $ 175,000 | $ 15,000 |
| AUSTIN-ROUND ROCK, TX | 1,008 | $ 267,914,000 | $ 265,000 | $ 44,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1,008 | $ 137,361,000 | $ 136,000 | $ 8,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1,007 | $ 121,832,000 | $ 117,000 | $ 56,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 993 | $ 247,598,000 | $ 249,000 | $ 88,000 |
| RALEIGH, NC | 946 | $ 249,333,000 | $ 263,000 | $ 76,000 |
| PROVIDENCE-WARWICK, RI-MA | 901 | $ 221,437,000 | $ 248,000 | $ 36,500 |
| LEXINGTON-FAYETTE, KY | 898 | $ 153,766,000 | $ 171,000 | $ 60,000 |
| KNOXVILLE, TN | 859 | $ 125,989,000 | $ 146,000 | $ 74,000 |
| ROCHESTER, MN | 844 | $ 152,726,000 | $ 180,000 | $ 93,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 840 | $ 364,146,000 | $ 433,000 | $ 122,000 |
| WILMINGTON, DE-MD-NJ | 828 | $ 157,602,000 | $ 189,333 | $ 10,333 |
| EUGENE, OR | 818 | $ 153,875,000 | $ 188,000 | $ 74,000 |
| BOWLING GREEN, KY | 801 | $ 111,188,000 | $ 138,000 | $ 63,000 |
| FRESNO, CA | 799 | $ 161,318,000 | $ 201,000 | $ 26,000 |
| ST. CLOUD, MN | 785 | $ 116,423,000 | $ 148,000 | $ 64,000 |
| GREELEY, CO | 778 | $ 169,039,000 | $ 217,000 | $ 71,000 |
| MADISON, WI | 778 | $ 191,240,000 | $ 245,000 | $ 128,000 |
| ALBUQUERQUE, NM | 776 | $ 125,512,000 | $ 161,000 | $ 65,000 |
| CEDAR RAPIDS, IA | 742 | $ 106,094,000 | $ 142,000 | $ 72,000 |
| MODESTO, CA | 739 | $ 146,271,000 | $ 197,000 | $ 45,000 |
| FORT COLLINS, CO | 727 | $ 171,320,000 | $ 235,000 | $ 78,000 |
| TULSA, OK | 725 | $ 109,016,000 | $ 150,000 | $ 32,000 |
| SIOUX FALLS, SD | 701 | $ 124,806,000 | $ 178,000 | $ 83,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 699 | $ 208,702,000 | $ 271,500 | $ 21,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 696 | $ 128,175,000 | $ 177,500 | $ 8,500 |
| BIRMINGHAM-HOOVER, AL | 677 | $ 142,479,000 | $ 210,000 | $ 29,000 |
| CORPUS CHRISTI, TX | 625 | $ 122,965,000 | $ 196,000 | $ 8,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 625 | $ 85,373,000 | $ 136,000 | $ 15,000 |
| BEND-REDMOND, OR | 613 | $ 166,468,000 | $ 271,000 | $ 108,000 |
| BOULDER, CO | 611 | $ 186,292,000 | $ 304,000 | $ 119,000 |
| RICHMOND, VA | 590 | $ 144,057,000 | $ 244,000 | $ 33,000 |
| PUEBLO, CO | 589 | $ 66,400,000 | $ 112,000 | $ 68,000 |
| VALLEJO-FAIRFIELD, CA | 586 | $ 160,557,000 | $ 273,000 | $ 79,000 |
| CLARKSVILLE, TN-KY | 585 | $ 83,352,000 | $ 137,000 | $ 65,500 |
| COEUR D'ALENE, ID | 583 | $ 135,801,000 | $ 232,000 | $ 81,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 553 | $ 149,450,000 | $ 270,000 | $ 75,000 |
| LOGAN, UT-ID | 522 | $ 109,909,000 | $ 182,000 | $ 32,000 |
| TOPEKA, KS | 514 | $ 61,112,000 | $ 118,000 | $ 57,000 |
| JOPLIN, MO | 494 | $ 48,470,000 | $ 98,000 | $ 64,000 |
| CANTON-MASSILLON, OH | 491 | $ 51,484,000 | $ 104,000 | $ 43,000 |
| PEORIA, IL | 481 | $ 53,673,000 | $ 111,000 | $ 25,000 |
| WORCESTER, MA-CT | 478 | $ 120,436,000 | $ 210,000 | $ 51,500 |
| OWENSBORO, KY | 477 | $ 52,782,000 | $ 110,000 | $ 53,000 |
| KENNEWICK-RICHLAND, WA | 472 | $ 72,208,000 | $ 152,000 | $ 68,000 |
| PITTSBURGH, PA | 467 | $ 80,601,000 | $ 172,000 | $ 53,000 |
| YUMA, AZ | 463 | $ 64,909,000 | $ 140,000 | $ 3,000 |
| AMARILLO, TX | 462 | $ 74,343,000 | $ 160,000 | $ 6,000 |
| HUNTSVILLE, AL | 459 | $ 87,484,000 | $ 190,000 | $ 26,000 |
| NEWARK, NJ-PA | 452 | $ 165,041,000 | $ 248,500 | $ 74,000 |
| VISALIA-PORTERVILLE, CA | 450 | $ 86,986,000 | $ 193,000 | $ 21,000 |
| CAPE CORAL-FORT MYERS, FL | 449 | $ 85,744,000 | $ 190,000 | $ 49,000 |
| REDDING, CA | 440 | $ 80,676,000 | $ 183,000 | $ 51,000 |
| MEDFORD, OR | 439 | $ 82,481,000 | $ 187,000 | $ 94,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 438 | $ 79,764,000 | $ 139,000 | $ 55,000 |
| GARY, IN | 433 | $ 63,568,000 | $ 146,000 | $ 35,000 |
| HARRISBURG-CARLISLE, PA | 433 | $ 70,609,000 | $ 163,000 | $ 16,000 |
| BELLINGHAM, WA | 431 | $ 99,757,000 | $ 231,000 | $ 46,000 |
| EL PASO, TX | 430 | $ 53,202,000 | $ 123,000 | $ 15,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 429 | $ 138,818,000 | $ 323,000 | $ 109,000 |
| WICHITA, KS | 426 | $ 62,196,000 | $ 146,000 | $ 51,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 422 | $ 177,585,000 | $ 420,000 | $ 134,000 |
| YAKIMA, WA | 419 | $ 50,807,000 | $ 121,000 | $ 64,000 |
| BILLINGS, MT | 417 | $ 79,350,000 | $ 190,000 | $ 83,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 417 | $ 62,949,000 | $ 150,000 | $ 53,000 |
| GREEN BAY, WI | 416 | $ 84,393,000 | $ 202,000 | $ 84,000 |
| EVANSVILLE, IN-KY | 412 | $ 57,686,000 | $ 128,000 | $ 27,500 |
| LUBBOCK, TX | 396 | $ 69,029,000 | $ 174,000 | $ 8,000 |
| CHICO, CA | 391 | $ 65,500,000 | $ 167,000 | $ 70,000 |
| SPRINGFIELD, IL | 385 | $ 45,276,000 | $ 117,000 | $ 54,000 |
| BREMERTON-SILVERDALE, WA | 384 | $ 101,201,000 | $ 263,000 | $ 96,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 383 | $ 91,151,000 | $ 237,000 | $ 61,000 |
| SANTA ROSA, CA | 382 | $ 162,554,000 | $ 425,000 | $ 189,000 |
| GRAND JUNCTION, CO | 378 | $ 71,277,000 | $ 188,000 | $ 74,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 375 | $ 161,048,000 | $ 429,000 | $ 119,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 372 | $ 117,313,000 | $ 315,000 | $ 104,000 |
| CLEVELAND, TN | 371 | $ 57,623,000 | $ 155,000 | $ 9,000 |
| BLOOMINGTON, IL | 370 | $ 50,793,000 | $ 137,000 | $ 25,000 |
| EAU CLAIRE, WI | 365 | $ 56,116,000 | $ 153,000 | $ 104,000 |
| ANCHORAGE, AK | 363 | $ 106,084,000 | $ 292,000 | $ 21,000 |
| SANTA CRUZ-WATSONVILLE, CA | 363 | $ 180,534,000 | $ 497,000 | $ 186,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 358 | $ 30,838,000 | $ 113,500 | $ 75,500 |
| FOND DU LAC, WI | 346 | $ 44,423,000 | $ 128,000 | $ 67,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 345 | $ 102,840,000 | $ 298,000 | $ 135,000 |
| CHARLOTTESVILLE, VA | 335 | $ 76,302,000 | $ 227,000 | $ 79,000 |
| WATERLOO-CEDAR FALLS, IA | 332 | $ 48,618,000 | $ 146,000 | $ 61,000 |
| FORT SMITH, AR-OK | 331 | $ 37,375,000 | $ 129,000 | $ 42,500 |
| GREENSBORO-HIGH POINT, NC | 330 | $ 65,166,000 | $ 197,000 | $ 34,000 |
| ROCHESTER, NY | 329 | $ 46,731,000 | $ 142,000 | $ 48,000 |
| SHEBOYGAN, WI | 329 | $ 39,595,000 | $ 120,000 | $ 83,000 |
| BISMARCK, ND | 328 | $ 63,778,000 | $ 194,000 | $ 70,000 |
| PRESCOTT, AZ | 326 | $ 68,422,000 | $ 209,000 | $ 72,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 324 | $ 81,014,000 | $ 250,000 | $ 69,000 |
| FORT WAYNE, IN | 323 | $ 32,451,000 | $ 100,000 | $ 16,000 |
| SHREVEPORT-BOSSIER CITY, LA | 322 | $ 66,532,000 | $ 206,000 | $ 6,000 |
| GREAT FALLS, MT | 320 | $ 40,007,000 | $ 125,000 | $ 74,000 |
| SALISBURY, MD-DE | 318 | $ 61,315,000 | $ 194,000 | $ 44,500 |
| URBAN HONOLULU, HI | 318 | $ 140,262,000 | $ 441,000 | $ 35,000 |
| MANKATO-NORTH MANKATO, MN | 316 | $ 55,388,000 | $ 175,000 | $ 97,000 |
| SAN RAFAEL, CA | 314 | $ 222,725,000 | $ 709,000 | $ 250,000 |
| GRAND RAPIDS-WYOMING, MI | 312 | $ 50,742,000 | $ 162,000 | $ 26,000 |
| ST. JOSEPH, MO-KS | 307 | $ 35,667,000 | $ 91,500 | $ 59,500 |
| PENSACOLA-FERRY PASS-BRENT, FL | 305 | $ 49,240,000 | $ 161,000 | $ 16,000 |
| YORK-HANOVER, PA | 304 | $ 46,661,000 | $ 153,000 | $ 21,000 |
| SIOUX CITY, IA-NE-SD | 303 | $ 39,635,000 | $ 150,333 | $ 84,000 |
| WINSTON-SALEM, NC | 301 | $ 59,415,000 | $ 197,000 | $ 26,000 |
| MOUNT VERNON-ANACORTES, WA | 292 | $ 67,339,000 | $ 230,000 | $ 80,000 |
| CARSON CITY, NV | 290 | $ 52,717,000 | $ 181,000 | $ 50,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 290 | $ 32,657,000 | $ 146,000 | $ 61,333 |
| ST. GEORGE, UT | 290 | $ 80,259,000 | $ 276,000 | $ 68,000 |
| PHILADELPHIA, PA | 289 | $ 60,411,000 | $ 209,000 | $ 49,000 |
| GRAND FORKS, ND-MN | 286 | $ 49,584,000 | $ 166,000 | $ 64,000 |
| IOWA CITY, IA | 282 | $ 46,278,000 | $ 164,000 | $ 85,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 282 | $ 24,042,000 | $ 96,000 | $ 34,000 |
| COLUMBIA, MO | 281 | $ 45,615,000 | $ 162,000 | $ 73,000 |
| YUBA CITY, CA | 281 | $ 50,408,000 | $ 179,000 | $ 33,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 279 | $ 135,437,000 | $ 485,000 | $ 157,000 |
| HOT SPRINGS, AR | 278 | $ 31,560,000 | $ 113,000 | $ 60,000 |
| OSHKOSH-NEENAH, WI | 278 | $ 37,011,000 | $ 133,000 | $ 69,000 |
| RAPID CITY, SD | 275 | $ 55,174,000 | $ 200,000 | $ 100,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 271 | $ 80,228,000 | $ 296,000 | $ 69,000 |
| APPLETON, WI | 270 | $ 51,263,000 | $ 189,000 | $ 85,000 |
| LEWISTON, ID-WA | 267 | $ 35,026,000 | $ 133,000 | $ 75,000 |
| WAUSAU, WI | 266 | $ 35,060,000 | $ 131,000 | $ 90,000 |
| NEW HAVEN-MILFORD, CT | 264 | $ 66,754,000 | $ 252,000 | $ 71,000 |
| ALBANY, OR | 263 | $ 37,550,000 | $ 142,000 | $ 57,000 |
| PORT ST. LUCIE, FL | 263 | $ 50,366,000 | $ 191,000 | $ 31,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 262 | $ 48,471,000 | $ 185,000 | $ 78,000 |
| MERCED, CA | 261 | $ 50,539,000 | $ 193,000 | $ 21,000 |
| SALINAS, CA | 261 | $ 136,212,000 | $ 521,000 | $ 142,000 |
| SANTA MARIA-SANTA BARBARA, CA | 257 | $ 114,622,000 | $ 446,000 | $ 109,000 |
| CHEYENNE, WY | 254 | $ 46,146,000 | $ 181,000 | $ 42,000 |
| LAKELAND-WINTER HAVEN, FL | 253 | $ 35,390,000 | $ 139,000 | $ 79,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 252 | $ 49,782,000 | $ 204,500 | $ 72,000 |
| TOLEDO, OH | 251 | $ 33,900,000 | $ 135,000 | $ 55,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 250 | $ 52,843,000 | $ 211,000 | $ 48,000 |
| HICKORY-LENOIR-MORGANTON, NC | 249 | $ 46,788,000 | $ 187,000 | $ 43,000 |
| TUSCALOOSA, AL | 244 | $ 48,270,000 | $ 197,000 | $ 14,000 |
| CARBONDALE-MARION, IL | 236 | $ 27,683,000 | $ 117,000 | $ 65,000 |
| RACINE, WI | 232 | $ 35,545,000 | $ 153,000 | $ 72,000 |
| TALLAHASSEE, FL | 232 | $ 27,691,000 | $ 119,000 | $ 17,000 |
| AMES, IA | 229 | $ 38,211,000 | $ 166,000 | $ 69,000 |
| CAPE GIRARDEAU, MO-IL | 229 | $ 26,771,000 | $ 73,000 | $ 57,000 |
| DURHAM-CHAPEL HILL, NC | 228 | $ 59,371,000 | $ 260,000 | $ 64,000 |
| IDAHO FALLS, ID | 228 | $ 30,235,000 | $ 132,000 | $ 65,000 |
| EL CENTRO, CA | 227 | $ 41,858,000 | $ 184,000 | $ 5,000 |
| GRAND ISLAND, NE | 224 | $ 23,905,000 | $ 106,000 | $ 28,000 |
| KILLEEN-TEMPLE, TX | 224 | $ 30,080,000 | $ 134,000 | $ 16,000 |
| SPRINGFIELD, OH | 218 | $ 18,389,000 | $ 84,000 | $ 37,000 |
| OLYMPIA-TUMWATER, WA | 215 | $ 46,553,000 | $ 216,000 | $ 69,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 214 | $ 42,311,000 | $ 197,000 | $ 18,000 |
| BATON ROUGE, LA | 203 | $ 30,492,000 | $ 150,000 | $ 28,000 |
| CASPER, WY | 199 | $ 35,061,000 | $ 176,000 | $ 43,000 |
| PORTLAND-SOUTH PORTLAND, ME | 199 | $ 49,498,000 | $ 248,000 | $ 47,000 |
| FLINT, MI | 198 | $ 26,837,000 | $ 135,000 | $ 16,000 |
| LAWRENCE, KS | 197 | $ 27,826,000 | $ 141,000 | $ 83,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 197 | $ 57,700,000 | $ 292,000 | $ 54,000 |
| MORRISTOWN, TN | 195 | $ 20,057,000 | $ 102,000 | $ 55,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 194 | $ 19,734,000 | $ 117,500 | $ 37,000 |
| ASHEVILLE, NC | 191 | $ 46,790,000 | $ 244,000 | $ 72,000 |
| SANTA FE, NM | 191 | $ 54,507,000 | $ 285,000 | $ 97,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 191 | $ 22,581,000 | $ 154,000 | $ 57,500 |
| LAS CRUCES, NM | 190 | $ 29,617,000 | $ 155,000 | $ 48,000 |
| MIDLAND, TX | 187 | $ 41,804,000 | $ 223,000 | $ 21,000 |
| BARNSTABLE TOWN, MA | 185 | $ 54,652,000 | $ 295,000 | $ 91,000 |
| CHATTANOOGA, TN-GA | 184 | $ 37,252,000 | $ 187,000 | $ 42,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 184 | $ 43,856,000 | $ 238,000 | $ 25,000 |
| SIERRA VISTA-DOUGLAS, AZ | 183 | $ 26,151,000 | $ 142,000 | $ 22,000 |
| COLUMBIA, SC | 180 | $ 33,524,000 | $ 186,000 | $ 51,000 |
| DOVER, DE | 180 | $ 31,405,000 | $ 174,000 | $ 5,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 176 | $ 27,392,000 | $ 166,000 | $ 21,000 |
| MANCHESTER-NASHUA, NH | 175 | $ 44,273,000 | $ 252,000 | $ 55,000 |
| WILMINGTON, NC | 173 | $ 41,464,000 | $ 239,000 | $ 54,000 |
| BURLINGTON, NC | 170 | $ 29,178,000 | $ 171,000 | $ 25,000 |
| NEW ORLEANS-METAIRIE, LA | 169 | $ 35,053,000 | $ 207,000 | $ 46,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 167 | $ 52,032,000 | $ 311,000 | $ 125,000 |
| LANCASTER, PA | 161 | $ 28,120,000 | $ 174,000 | $ 16,000 |
| JACKSON, MS | 159 | $ 37,427,000 | $ 235,000 | $ 18,000 |
| FLAGSTAFF, AZ | 153 | $ 45,214,000 | $ 295,000 | $ 116,000 |
| MADERA, CA | 153 | $ 29,650,000 | $ 193,000 | $ 20,000 |
| SAVANNAH, GA | 152 | $ 31,834,000 | $ 209,000 | $ 34,000 |
| NAPA, CA | 151 | $ 61,370,000 | $ 406,000 | $ 157,000 |
| LYNCHBURG, VA | 149 | $ 31,247,000 | $ 209,000 | $ 37,000 |
| CORVALLIS, OR | 148 | $ 33,709,000 | $ 227,000 | $ 108,000 |
| WICHITA FALLS, TX | 147 | $ 20,523,000 | $ 139,000 | $ 5,000 |
| CHAMPAIGN-URBANA, IL | 145 | $ 19,948,000 | $ 137,000 | $ 29,000 |
| ODESSA, TX | 145 | $ 22,112,000 | $ 152,000 | $ 4,000 |
| MANSFIELD, OH | 144 | $ 10,998,000 | $ 76,000 | $ 49,000 |
| LONGVIEW, WA | 141 | $ 26,419,000 | $ 187,000 | $ 61,000 |
| MISSOULA, MT | 140 | $ 36,040,000 | $ 257,000 | $ 90,000 |
| COLUMBUS, GA-AL | 139 | $ 23,698,000 | $ 169,500 | $ 11,000 |
| COLLEGE STATION-BRYAN, TX | 138 | $ 29,395,000 | $ 213,000 | $ 17,000 |
| MCALLEN-EDINBURG-MISSION, TX | 138 | $ 16,617,000 | $ 120,000 | $ 5,000 |
| MICHIGAN CITY-LA PORTE, IN | 136 | $ 15,407,000 | $ 113,000 | $ 21,000 |
| AUBURN-OPELIKA, AL | 135 | $ 28,835,000 | $ 213,000 | $ 51,000 |
| CAMDEN, NJ | 135 | $ 31,229,000 | $ 231,000 | $ 72,000 |
| JEFFERSON CITY, MO | 133 | $ 16,348,000 | $ 122,000 | $ 47,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 133 | $ 51,470,000 | $ 386,000 | $ 219,000 |
| ABILENE, TX | 130 | $ 19,974,000 | $ 153,000 | $ 14,000 |
| LA CROSSE-ONALASKA, WI-MN | 129 | $ 23,966,000 | $ 156,000 | $ 82,500 |
| WHEELING, WV-OH | 128 | $ 16,608,000 | $ 129,000 | $ 14,500 |
| SEBASTIAN-VERO BEACH, FL | 127 | $ 19,935,000 | $ 156,000 | $ 12,000 |
| ELKHART-GOSHEN, IN | 126 | $ 15,801,000 | $ 125,000 | $ 10,000 |
| HARRISONBURG, VA | 125 | $ 27,300,000 | $ 218,000 | $ 14,000 |
| SAN ANGELO, TX | 125 | $ 24,180,000 | $ 193,000 | $ 6,000 |
| ROANOKE, VA | 123 | $ 22,804,000 | $ 185,000 | $ 41,000 |
| OCALA, FL | 120 | $ 20,615,000 | $ 171,000 | $ 36,000 |
| WENATCHEE, WA | 120 | $ 32,278,000 | $ 268,000 | $ 90,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 118 | $ 32,501,000 | $ 275,000 | $ 20,000 |
| ANN ARBOR, MI | 117 | $ 29,562,000 | $ 252,000 | $ 62,000 |
| SPRINGFIELD, MA | 116 | $ 23,695,000 | $ 204,000 | $ 45,000 |
| NILES-BENTON HARBOR, MI | 112 | $ 19,430,000 | $ 173,000 | $ 87,000 |
| JONESBORO, AR | 108 | $ 18,855,000 | $ 174,000 | $ 24,000 |
| GAINESVILLE, GA | 107 | $ 23,997,000 | $ 224,000 | $ 49,000 |
| DECATUR, IL | 106 | $ 8,503,000 | $ 80,000 | $ 8,000 |
| GAINESVILLE, FL | 101 | $ 18,717,000 | $ 185,000 | $ 43,000 |
| MONTGOMERY, AL | 100 | $ 16,953,000 | $ 169,000 | $ 25,000 |
| DUBUQUE, IA | 99 | $ 19,025,000 | $ 192,000 | $ 62,000 |
| FAYETTEVILLE, NC | 98 | $ 15,465,000 | $ 157,000 | $ 16,000 |
| GRANTS PASS, OR | 98 | $ 15,213,000 | $ 155,000 | $ 65,000 |
| HANFORD-CORCORAN, CA | 92 | $ 17,293,000 | $ 187,000 | $ 16,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 91 | $ 14,673,000 | $ 161,000 | $ 8,000 |
| MONROE, MI | 90 | $ 14,434,000 | $ 160,000 | $ 79,000 |
| SHERMAN-DENISON, TX | 90 | $ 14,692,000 | $ 163,000 | $ 14,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 88 | $ 16,514,000 | $ 200,000 | $ 43,000 |
| WALLA WALLA, WA | 88 | $ 14,150,000 | $ 160,000 | $ 56,000 |
| JANESVILLE-BELOIT, WI | 86 | $ 11,292,000 | $ 131,000 | $ 58,000 |
| MANHATTAN, KS | 85 | $ 12,758,000 | $ 150,000 | $ 73,000 |
| PANAMA CITY, FL | 84 | $ 13,537,000 | $ 161,000 | $ 45,000 |
| KALAMAZOO-PORTAGE, MI | 82 | $ 11,321,000 | $ 138,000 | $ 44,000 |
| JOHNSON CITY, TN | 81 | $ 11,770,000 | $ 145,000 | $ 35,000 |
| MORGANTOWN, WV | 81 | $ 14,896,000 | $ 183,000 | $ 10,000 |
| DECATUR, AL | 80 | $ 10,628,000 | $ 132,000 | $ 9,000 |
| LAWTON, OK | 78 | $ 9,156,000 | $ 117,000 | $ 17,000 |
| FLORENCE, SC | 77 | $ 13,397,000 | $ 173,000 | $ 59,000 |
| POCATELLO, ID | 77 | $ 9,730,000 | $ 126,000 | $ 71,000 |
| SYRACUSE, NY | 77 | $ 10,991,000 | $ 142,000 | $ 7,000 |
| TERRE HAUTE, IN | 77 | $ 6,288,000 | $ 81,000 | $ 11,000 |
| WACO, TX | 77 | $ 10,442,000 | $ 135,000 | $ 6,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 75 | $ 35,896,000 | $ 478,000 | $ 153,000 |
| JACKSONVILLE, NC | 74 | $ 13,413,000 | $ 181,000 | $ 50,000 |
| PINE BLUFF, AR | 73 | $ 6,122,000 | $ 83,000 | $ 45,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 71 | $ 8,107,000 | $ 114,000 | $ 11,000 |
| BANGOR, ME | 69 | $ 11,081,000 | $ 160,000 | $ 24,000 |
| LEBANON, PA | 69 | $ 12,411,000 | $ 179,000 | $ 16,000 |
| WARNER ROBINS, GA | 66 | $ 11,046,000 | $ 167,000 | $ 24,000 |
| LANSING-EAST LANSING, MI | 65 | $ 9,200,000 | $ 141,000 | $ 51,000 |
| BLOOMINGTON, IN | 64 | $ 11,431,000 | $ 178,000 | $ 41,000 |
| PUNTA GORDA, FL | 64 | $ 10,089,000 | $ 157,000 | $ 55,000 |
| NORWICH-NEW LONDON, CT | 63 | $ 13,841,000 | $ 219,000 | $ 59,000 |
| STAUNTON-WAYNESBORO, VA | 61 | $ 11,181,000 | $ 183,000 | $ 23,000 |
| GADSDEN, AL | 60 | $ 9,083,000 | $ 151,000 | $ 8,000 |
| SPARTANBURG, SC | 60 | $ 12,586,000 | $ 209,000 | $ 62,000 |
| GETTYSBURG, PA | 59 | $ 10,212,000 | $ 173,000 | $ 22,000 |
| JACKSON, TN | 59 | $ 8,600,000 | $ 145,000 | $ 21,000 |
| ALBANY-SCHENECTADY-TROY, NY | 57 | $ 14,161,000 | $ 248,000 | $ 106,000 |
| BROWNSVILLE-HARLINGEN, TX | 57 | $ 8,875,000 | $ 155,000 | $ 34,000 |
| MACON, GA | 57 | $ 8,785,000 | $ 154,000 | $ 31,000 |
| BEAUMONT-PORT ARTHUR, TX | 56 | $ 7,132,000 | $ 127,000 | $ 4,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 56 | $ 6,710,000 | $ 119,000 | $ 12,000 |
| OCEAN CITY, NJ | 55 | $ 20,281,000 | $ 368,000 | $ 110,000 |
| LIMA, OH | 54 | $ 4,407,000 | $ 81,000 | $ 43,000 |
| KANKAKEE, IL | 53 | $ 7,037,000 | $ 132,000 | $ 44,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 53 | $ 6,875,000 | $ 129,000 | $ 49,000 |
| SEBRING, FL | 53 | $ 6,726,000 | $ 126,000 | $ 30,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 52 | $ 7,974,000 | $ 153,000 | $ 25,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 52 | $ 19,890,000 | $ 382,000 | $ 145,000 |
| LAREDO, TX | 50 | $ 7,576,000 | $ 151,000 | $ 17,000 |
| LONGVIEW, TX | 50 | $ 6,731,000 | $ 134,000 | $ 7,000 |
| MOBILE, AL | 50 | $ 8,275,000 | $ 165,000 | $ 13,000 |
| MUNCIE, IN | 49 | $ 4,297,000 | $ 87,000 | $ 22,000 |
| TYLER, TX | 49 | $ 8,203,000 | $ 167,000 | $ 17,000 |
| TRENTON, NJ | 47 | $ 17,217,000 | $ 366,000 | $ 98,000 |
| FAIRBANKS, AK | 46 | $ 10,515,000 | $ 228,000 | $ 13,000 |
| READING, PA | 46 | $ 5,992,000 | $ 130,000 | $ 29,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 43 | $ 8,241,000 | $ 191,000 | $ 55,000 |
| DOTHAN, AL | 41 | $ 7,725,000 | $ 188,000 | $ 21,000 |
| FLORENCE-MUSCLE SHOALS, AL | 41 | $ 5,073,000 | $ 123,000 | $ 16,000 |
| ATHENS-CLARKE COUNTY, GA | 40 | $ 10,109,000 | $ 252,000 | $ 87,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 40 | $ 6,022,000 | $ 150,000 | $ 55,000 |
| WINCHESTER, VA-WV | 38 | $ 9,451,000 | $ 204,000 | $ 44,000 |
| GREENVILLE, NC | 36 | $ 7,386,000 | $ 205,000 | $ 60,000 |
| COLUMBUS, IN | 34 | $ 4,402,000 | $ 129,000 | $ 18,000 |
| ERIE, PA | 34 | $ 3,919,000 | $ 115,000 | $ 20,000 |
| KOKOMO, IN | 34 | $ 2,848,000 | $ 83,000 | $ 21,000 |
| HOMOSASSA SPRINGS, FL | 32 | $ 4,936,000 | $ 154,000 | $ 72,000 |
| VALDOSTA, GA | 32 | $ 4,686,000 | $ 146,000 | $ 14,000 |
| BRUNSWICK, GA | 30 | $ 7,390,000 | $ 246,000 | $ 108,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 29 | $ 8,072,000 | $ 278,000 | $ 133,000 |
| BATTLE CREEK, MI | 29 | $ 3,081,000 | $ 106,000 | $ 50,000 |
| LEWISTON-AUBURN, ME | 29 | $ 4,141,000 | $ 142,000 | $ 13,000 |
| PARKERSBURG-VIENNA, WV | 29 | $ 3,418,000 | $ 117,000 | $ 10,000 |
| VICTORIA, TX | 28 | $ 5,116,000 | $ 182,000 | $ 2,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 26 | $ 8,033,000 | $ 308,000 | $ 107,000 |
| CHARLESTON, WV | 25 | $ 4,316,000 | $ 172,000 | $ 27,000 |
| DANVILLE, IL | 25 | $ 2,126,000 | $ 85,000 | $ 15,000 |
| ROME, GA | 24 | $ 3,697,000 | $ 154,000 | $ 20,000 |
| SAGINAW, MI | 24 | $ 2,219,000 | $ 92,000 | $ 48,000 |
| LAFAYETTE, LA | 23 | $ 4,913,000 | $ 213,000 | $ 97,000 |
| TEXARKANA, TX-AR | 22 | $ 12,456,000 | $ 528,500 | $ 35,500 |
| HINESVILLE, GA | 21 | $ 3,197,000 | $ 152,000 | $ 13,000 |
| JOHNSTOWN, PA | 21 | $ 2,492,000 | $ 118,000 | $ 22,000 |
| CUMBERLAND, MD-WV | 20 | $ 2,008,000 | $ 119,000 | $ 0 |
| MUSKEGON, MI | 20 | $ 3,040,000 | $ 152,000 | $ 76,000 |
| ALEXANDRIA, LA | 19 | $ 4,660,000 | $ 245,000 | $ 97,000 |
| EAST STROUDSBURG, PA | 19 | $ 2,678,000 | $ 140,000 | $ 65,000 |
| PITTSFIELD, MA | 19 | $ 3,593,000 | $ 189,000 | $ 54,000 |
| THE VILLAGES, FL | 19 | $ 3,122,000 | $ 164,000 | $ 74,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 18 | $ 2,928,000 | $ 162,000 | $ 67,000 |
| FARMINGTON, NM | 18 | $ 3,314,000 | $ 184,000 | $ 61,000 |
| GOLDSBORO, NC | 18 | $ 2,727,000 | $ 151,000 | $ 39,000 |
| JACKSON, MI | 18 | $ 1,542,000 | $ 85,000 | $ 39,000 |
| DALTON, GA | 16 | $ 2,301,000 | $ 143,000 | $ 55,000 |
| ALBANY, GA | 15 | $ 2,303,000 | $ 153,000 | $ 94,000 |
| NEW BERN, NC | 15 | $ 1,810,000 | $ 120,000 | $ 43,000 |
| HATTIESBURG, MS | 13 | $ 3,099,000 | $ 238,000 | $ 72,000 |
| MIDLAND, MI | 13 | $ 1,504,000 | $ 115,000 | $ 18,000 |
| ROCKY MOUNT, NC | 11 | $ 1,654,000 | $ 150,000 | $ 55,000 |
| SUMTER, SC | 11 | $ 1,696,000 | $ 154,000 | $ 65,000 |
| ALTOONA, PA | 10 | $ 875,000 | $ 87,000 | $ 16,000 |
| BAY CITY, MI | 10 | $ 974,000 | $ 97,000 | $ 52,000 |
| STATE COLLEGE, PA | 10 | $ 1,720,000 | $ 172,000 | $ 50,000 |
| UTICA-ROME, NY | 10 | $ 1,000,000 | $ 100,000 | $ 0 |
| MONROE, LA | 9 | $ 1,807,000 | $ 200,000 | $ 61,000 |
| BLOOMSBURG-BERWICK, PA | 8 | $ 1,203,000 | $ 150,000 | $ 43,000 |
| BINGHAMTON, NY | 7 | $ 887,000 | $ 126,000 | $ 19,000 |
| BECKLEY, WV | 6 | $ 551,000 | $ 91,000 | $ 35,000 |
| GLENS FALLS, NY | 5 | $ 1,452,000 | $ 290,000 | $ 82,000 |
| HAMMOND, LA | 5 | $ 530,000 | $ 106,000 | $ 19,000 |
| LAKE CHARLES, LA | 5 | $ 1,857,000 | $ 371,000 | $ 248,000 |
| WILLIAMSPORT, PA | 5 | $ 751,000 | $ 150,000 | $ 53,000 |
| ELMIRA, NY | 3 | $ 813,000 | $ 271,000 | $ 129,000 |
| ITHACA, NY | 3 | $ 471,000 | $ 157,000 | $ 43,000 |
| KINGSTON, NY | 3 | $ 681,000 | $ 227,000 | $ 57,000 |
| VINELAND-BRIDGETON, NJ | 3 | $ 495,000 | $ 165,000 | $ 70,000 |
| WATERTOWN-FORT DRUM, NY | 3 | $ 700,000 | $ 233,000 | $ 84,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 88,000 | $ 88,000 | $ 0 |
Mortgage Loan Application Detail Totals for U.S. Bank National Association in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 172,427 | $39,296,671,000 | $227,000 | $28,200,000 | $42,000 | $9,999,000 |
| Refinancing | 155,779 | $35,829,079,000 | $229,000 | $24,500,000 | $95,000 | $9,999,000 |
| Home Improvement | 27,368 | $3,505,831,000 | $128,000 | $12,000,000 | $92,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 140,932 | $29,462,737,000 | $209,000 | $28,200,000 | $0 | $0 |
| White | 138,393 | $31,619,099,000 | $228,000 | $12,110,000 | $116,000 | $9,999,000 |
| Not Provided | 38,186 | $8,662,849,000 | $226,000 | $10,000,000 | $120,000 | $9,999,000 |
| Hispanic | 16,147 | $2,774,202,000 | $171,000 | $4,920,000 | $80,000 | $8,500,000 |
| Asian | 12,333 | $4,594,395,000 | $372,000 | $4,451,000 | $145,000 | $9,999,000 |
| Black or African American | 8,286 | $1,237,347,000 | $149,000 | $5,000,000 | $80,000 | $9,999,000 |
| Native Hawaiin or Other Pacific Islander | 678 | $168,880,000 | $249,000 | $1,895,000 | $102,000 | $1,300,000 |
| American Indian or Alaskan Native | 619 | $112,072,000 | $181,000 | $1,180,000 | $96,000 | $956,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 268,267 | $62,603,398,000 | $233,000 | $28,200,000 | $88,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 70,369 | $11,806,898,000 | $167,000 | $914,000 | $7,000 | $1,025,000 |
| VA-guaranteed (Veterans Administration) | 13,008 | $3,690,943,000 | $283,000 | $1,046,000 | $23,000 | $1,080,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3,930 | $530,342,000 | $134,000 | $368,000 | $9,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 139,451 | $28,497,785,000 | $204,000 | $1,790,000 | $0 | $0 |
| Loan Originated | 122,437 | $31,320,965,000 | $255,000 | $28,200,000 | $123,000 | $9,999,000 |
| Application Denied By Financial Institution | 59,048 | $10,694,625,000 | $181,000 | $12,110,000 | $90,000 | $9,999,000 |
| Application Withdrawn By Applicant | 15,182 | $3,751,140,000 | $247,000 | $10,075,000 | $122,000 | $9,999,000 |
| File Closed For Incompleteness | 13,662 | $3,256,425,000 | $238,000 | $6,000,000 | $130,000 | $9,999,000 |
| Application Approved But Not Accepted | 4,556 | $769,018,000 | $168,000 | $10,000,000 | $98,000 | $3,644,000 |
| Preapproval Denied by Financial Institution | 1,238 | $341,623,000 | $275,000 | $3,750,000 | $94,000 | $9,999,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 24,356 | $2,867,615,000 | $117,000 | $4,920,000 | $83,000 | $9,999,000 |
| Debt-To-Income Ratio | 14,768 | $3,160,101,000 | $213,000 | $12,110,000 | $62,000 | $7,371,000 |
| Collateral | 12,198 | $2,661,025,000 | $218,000 | $8,700,000 | $115,000 | $7,201,000 |
| Unverifiable Information | 4,372 | $1,342,821,000 | $307,000 | $6,325,000 | $135,000 | $9,999,000 |
| Other | 2,838 | $622,712,000 | $219,000 | $5,548,000 | $111,000 | $2,076,000 |
| Credit Application Incomplete | 721 | $112,922,000 | $156,000 | $5,450,000 | $89,000 | $781,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 627 | $178,259,000 | $284,000 | $3,600,000 | $110,000 | $1,314,000 |
| Employment History | 404 | $90,250,000 | $223,000 | $1,922,000 | $84,000 | $2,400,000 |
| Mortgage Insurance Denied | 2 | $543,000 | $271,000 | $425,000 | $98,000 | $149,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into U.S. Bank National Association's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess U.S. Bank National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.