ANAHEIM-SANTA ANA-IRVINE, CA
Mortgage Loan Application
Totals and Details
for 2016

Years 2016  2015  2014  
Total Number of Mortgage Applications 186,774
Total Mortgage Loan Application Amount $93,254,421,000
Average Mortgage Loan Application Amount $499,000
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $152,000
Highest Applicant Income $9,999,000
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Mortgage Loan Application Detail Totals for ANAHEIM-SANTA ANA-IRVINE, CA in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 127,238 $59,722,626,000 $469,000 $99,999,000 $143,000 $9,999,000
Home Purchase 51,019 $29,878,405,000 $585,000 $99,999,000 $174,000 $9,999,000
Home Improvement 8,517 $3,653,390,000 $428,000 $99,999,000 $147,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 88,037 $45,220,125,000 $513,000 $99,999,000 $177,000 $9,999,000
Asian 34,346 $15,990,638,000 $465,000 $10,000,000 $155,000 $9,999,000
Not Provided 22,774 $11,173,596,000 $490,000 $14,000,000 $174,000 $9,999,000
Hispanic 21,215 $7,881,097,000 $371,000 $3,870,000 $107,000 $9,999,000
Not applicable 17,130 $11,573,232,000 $675,000 $99,999,000 $49,000 $4,068,000
Black or African American 1,654 $733,984,000 $443,000 $3,150,000 $128,000 $5,277,000
Native Hawaiin or Other Pacific Islander 1,101 $457,000,000 $415,000 $3,300,000 $123,000 $5,703,000
American Indian or Alaskan Native 517 $224,749,000 $434,000 $3,585,000 $150,000 $3,000,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 163,554 $82,066,971,000 $501,000 $99,999,000 $163,000 $9,999,000
FHA-insured (Federal Housing Administration) 15,366 $6,891,171,000 $448,000 $40,000,000 $76,000 $2,280,000
VA-guaranteed (Veterans Administration) 7,853 $4,295,793,000 $547,000 $99,999,000 $71,000 $3,672,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $486,000 $486,000 $486,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 100,302 $51,735,195,000 $515,000 $99,999,000 $166,000 $9,999,000
Application Denied By Financial Institution 26,489 $13,371,461,000 $504,000 $99,999,000 $144,000 $9,999,000
Loan Purchased By The Institution 25,714 $11,058,537,000 $430,000 $99,600,000 $85,000 $6,979,000
Application Withdrawn By Applicant 21,543 $11,221,595,000 $520,000 $99,999,000 $174,000 $9,999,000
File Closed For Incompleteness 7,846 $3,530,324,000 $449,000 $8,000,000 $154,000 $9,999,000
Application Approved But Not Accepted 4,872 $2,334,093,000 $479,000 $6,793,000 $164,000 $9,999,000
Preapproval Approved but not Accepted 8 $3,216,000 $402,000 $513,000 $110,000 $211,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 5,467 $3,122,643,000 $571,000 $10,000,000 $119,000 $2,247,000
Credit Application Incomplete 2,578 $1,233,116,000 $478,000 $4,570,000 $160,000 $2,558,000
Credit History 2,346 $1,026,800,000 $437,000 $6,500,000 $158,000 $4,229,000
Collateral 1,787 $1,076,736,000 $602,000 $99,999,000 $210,000 $8,735,000
Other 1,493 $891,586,000 $597,000 $99,999,000 $187,000 $9,999,000
Unverifiable Information 984 $532,701,000 $541,000 $14,500,000 $188,000 $6,031,000
Insufficient Cash (Downpayment, Closing Cost) 471 $337,019,000 $715,000 $14,995,000 $202,000 $3,272,000
Employment History 182 $79,234,000 $435,000 $1,750,000 $115,000 $869,000
Mortgage Insurance Denied 5 $2,755,000 $551,000 $800,000 $185,000 $366,000
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