AllMortgageDetail - Mortgage Application Details

ANAHEIM-SANTA ANA-IRVINE, CA
Mortgage Loan Application
Totals and Details
for 2014

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Years 2014  
Total Number of Mortgage Applications 116,336
Total Mortgage Loan Application Amount $54,435,898,000
Average Mortgage Loan Application Amount $467,000
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $148,000
Highest Applicant Income $9,999,000

Mortgage Loan Application Detail Totals for ANAHEIM-SANTA ANA-IRVINE, CA in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 67,862 $30,126,498,000 $443,000 $73,000,000 $138,000 $9,999,000
Home Purchase 43,388 $22,732,942,000 $523,000 $99,999,000 $166,000 $9,999,000
Home Improvement 5,086 $1,576,458,000 $309,000 $79,000,000 $134,000 $3,681,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 55,321 $26,677,963,000 $482,000 $18,900,000 $175,000 $9,000,000
Asian 20,562 $9,208,341,000 $447,000 $10,000,000 $154,000 $5,265,000
Not Provided 13,374 $6,466,666,000 $483,000 $75,000,000 $175,000 $9,999,000
Hispanic 12,961 $4,310,306,000 $332,000 $3,237,000 $102,000 $4,068,000
Not applicable 12,073 $6,946,532,000 $575,000 $99,999,000 $40,000 $4,789,000
Black or African American 995 $388,536,000 $390,000 $7,499,000 $137,000 $9,999,000
Native Hawaiin or Other Pacific Islander 725 $299,950,000 $413,000 $3,566,000 $137,000 $3,000,000
American Indian or Alaskan Native 325 $137,604,000 $423,000 $3,512,000 $146,000 $1,200,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 104,663 $49,152,597,000 $469,000 $99,999,000 $155,000 $9,999,000
FHA-insured (Federal Housing Administration) 7,667 $3,268,497,000 $426,000 $11,120,000 $92,000 $4,800,000
VA-guaranteed (Veterans Administration) 3,991 $2,009,581,000 $503,000 $3,512,000 $87,000 $1,298,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15 $5,223,000 $348,000 $780,000 $120,000 $684,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 62,303 $30,032,998,000 $482,000 $99,999,000 $167,000 $9,999,000
Application Denied By Financial Institution 17,203 $8,020,290,000 $466,000 $47,000,000 $141,000 $9,999,000
Loan Purchased By The Institution 16,488 $6,490,358,000 $393,000 $4,920,000 $67,000 $4,789,000
Application Withdrawn By Applicant 12,145 $6,188,596,000 $509,000 $99,999,000 $167,000 $8,173,000
Application Approved But Not Accepted 4,299 $1,831,256,000 $425,000 $20,500,000 $154,000 $7,250,000
File Closed For Incompleteness 3,888 $1,866,478,000 $480,000 $22,750,000 $165,000 $9,600,000
Preapproval Denied by Financial Institution 8 $5,393,000 $674,000 $1,332,000 $226,000 $684,000
Preapproval Approved but not Accepted 2 $529,000 $264,000 $394,000 $74,000 $92,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 4,801 $2,492,189,000 $519,000 $9,000,000 $118,000 $1,506,000
Credit History 2,320 $897,283,000 $386,000 $6,200,000 $146,000 $5,060,000
Collateral 1,790 $864,664,000 $483,000 $6,000,000 $197,000 $9,999,000
Credit Application Incomplete 1,574 $739,659,000 $469,000 $6,000,000 $167,000 $2,230,000
Other 1,232 $550,107,000 $446,000 $17,500,000 $168,000 $2,599,000
Unverifiable Information 593 $296,357,000 $499,000 $5,630,000 $173,000 $4,463,000
Insufficient Cash (Downpayment, Closing Cost) 370 $238,142,000 $643,000 $4,675,000 $218,000 $2,007,000
Employment History 119 $51,991,000 $436,000 $2,000,000 $133,000 $783,000
Mortgage Insurance Denied 2 $1,032,000 $516,000 $620,000 $128,000 $136,000