ANAHEIM-SANTA ANA-IRVINE, CA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Unlock detailed ANAHEIM-SANTA ANA-IRVINE, CA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in California.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 65,643
Total Mortgage Loan Application Amount $39,605,930,000
Average Mortgage Loan Application Amount $899,000
Highest Mortgage Loan Application Amount $95,005,000
Average Applicant Income $224,000
Highest Applicant Income $9,961,000
Download the California Lender List

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2023, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for ANAHEIM-SANTA ANA-IRVINE, CA in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 29,571 $25,061,165,000 $847,000 $40,905,000 $309,000 $8,966,000
Cash-out Refinancing 11,026 $5,458,190,000 $496,000 $95,005,000 $238,000 $9,759,000
Home Improvement 9,707 $1,944,245,000 $200,000 $17,215,000 $214,000 $9,675,000
Other Purpose 8,991 $2,549,025,000 $283,000 $25,005,000 $224,000 $9,654,000
Refinancing 5,641 $4,216,060,000 $748,000 $83,005,000 $282,000 $9,961,000
Not Applicable 707 $377,245,000 $533,000 $11,625,000 $112,000 $183,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 22,491 $12,509,535,000 $556,000 $35,755,000 $293,000 $9,759,000
Asian 12,508 $7,692,490,000 $615,000 $10,005,000 $255,000 $9,654,000
Not Provided 11,410 $6,639,780,000 $581,000 $25,005,000 $293,000 $9,961,000
Not applicable 8,429 $8,408,080,000 $1,001,000 $95,005,000 $202,000 $1,411,000
Hispanic 7,742 $2,868,190,000 $370,000 $9,995,000 $181,000 $5,292,000
Black or African American 677 $306,855,000 $453,000 $2,925,000 $213,000 $1,623,000
American Indian or Alaskan Native 233 $89,705,000 $385,000 $3,185,000 $207,000 $1,755,000
Native Hawaiian or Other Pacific Islander 138 $58,890,000 $426,000 $2,905,000 $193,000 $797,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 61,327 $36,697,530,000 $598,000 $95,005,000 $274,000 $9,961,000
FHA-insured (Federal Housing Administration) 3,257 $2,040,105,000 $626,000 $2,185,000 $149,000 $3,400,000
VA-guaranteed (Veterans Administration) 1,054 $866,620,000 $822,000 $25,005,000 $190,000 $2,298,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $1,675,000 $335,000 $1,115,000 $147,000 $281,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 32,700 $19,711,355,000 $602,000 $83,005,000 $279,000 $9,961,000
Application Denied By Financial Institution 10,734 $4,379,580,000 $408,000 $11,865,000 $211,000 $9,654,000
Application Withdrawn By Applicant 8,762 $6,111,080,000 $697,000 $25,005,000 $305,000 $9,626,000
Loan Purchased By The Institution 8,328 $6,999,910,000 $842,000 $95,005,000 $203,000 $4,927,000
File Closed For Incompleteness 3,195 $1,329,305,000 $416,000 $9,595,000 $236,000 $9,675,000
Application Approved But Not Accepted 1,835 $996,355,000 $542,000 $10,005,000 $286,000 $8,113,000
Preapproval Approved but not Accepted 64 $60,150,000 $939,000 $3,855,000 $575,000 $7,631,000
Preapproval Denied by Financial Institution 25 $18,195,000 $727,000 $1,135,000 $206,000 $640,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 54,597 $34,996,480,000 $641,000 $95,005,000 $279,000 $9,961,000
Debt-To-Income Ratio 5,498 $2,277,950,000 $414,000 $11,865,000 $152,000 $2,438,000
Credit History 1,420 $407,880,000 $287,000 $9,995,000 $221,000 $3,797,000
Collateral 1,319 $567,625,000 $430,000 $10,005,000 $298,000 $8,216,000
Credit Application Incomplete 1,117 $468,755,000 $419,000 $3,005,000 $262,000 $8,315,000
Other 1,008 $413,230,000 $409,000 $5,405,000 $292,000 $9,654,000
Unverifiable Information 398 $261,530,000 $657,000 $6,155,000 $333,000 $7,055,000
Insufficient Cash (Downpayment, Closing Cost) 215 $177,075,000 $823,000 $4,955,000 $337,000 $3,227,000
Employment History 70 $34,960,000 $499,000 $1,425,000 $158,000 $750,000
Mortgage Insurance Denied 1 $445,000 $445,000 $445,000 $161,000 $161,000

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the California Lender List