Bledsoe County, TN Mortgage Lenders & HMDA Data, 2005

In 2005, lenders reported 969 mortgage applications in Bledsoe County, TN totaling $77.2 million, up 13% from 2004. The average application was for $79,000, and applicants reported an average income of $46,000. 40% of applications resulted in an originated loan and 28% were denied. The most active lender was Citizens Tri County Bank, with 110 applications, followed by Mountain Valley Bank and Vanderbilt Mortgage.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Tennessee.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 969
Total Mortgage Loan Application Amount $77,152,000
Average Mortgage Loan Application Amount $79,000
Highest Mortgage Loan Application Amount $472,000
Average Applicant Income $46,000
Highest Applicant Income $504,000

Mortgage Company List for Lending in Bledsoe County, TN for 2005

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Citizens Tri County Bank
P.O. BOX, 15699
DUNLAP, TN 37327
* $ 306,702,000 110 $ 5,763,000
Mountain Valley Bank
17114 RANKIN AVE
DUNLAP, TN 37327
* $ 71,685,000 60 $ 3,243,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 59 $ 2,989,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 39 $ 3,007,000
Citifinancial Inc
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,484,101,000,000 37 $ 1,558,000
Ameriquest Mortgage Company
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 35 $ 3,837,000
First National Bank
P O BOX 488
PIKEVILLE, TN 37367
* $ 67,129,000 29 $ 1,549,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 26 $ 3,287,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 25 $ 2,331,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 500,990,000 24 $ 1,916,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 128,495,705,000 21 $ 2,447,000
Amtrust Mortgage Corporation
100 GLENRIDGE POINT PKWY, SUITE 400
ATLANTA, GA 30342
* $ 10,000,000 20 $ 1,570,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 366,256,000,000 17 $ 1,612,000
Amsouth Bank
P.O. BOX 11007 - AC-10
BIRMINGHAM, AL 35288
* $ 49,711,241,000 16 $ 896,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 130,780,100,000 15 $ 1,674,000
Washington Mutual Bank
227 EAST AVENUE
ALBION, NY 14411
* $ 272,927,502,000 14 $ 1,334,000
Option One Mortgage Corp
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 14 $ 1,084,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 13 $ 1,340,000
CU Factory Built Lending, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 11 $ 472,000
Simplybank.

RINGGOLD, GA 30736
* $ 168,989,000 11 $ 454,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 771,618,758,000 10 $ 890,000
The Cit Group/Consumer Finance
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 10 $ 745,000
Solstice Capital Group, Inc.
17461 DERIAN AVE. SUITE 200
IRVINE, CA 92614
* $ 25,000,000 9 $ 1,150,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 967,365,000,000 9 $ 974,000
Hfc Company LLC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 97,714,234,000 8 $ 692,000
Origen Financial Services LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 8 $ 387,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 49,210,377,000 8 $ 726,000
Chattanooga Agcredit Assoc.
2826 AMNICOLA HIGHWAY. P.O. BOX 5220
CHATTANOOGA, TN 37406
* $ 104,995,000 8 $ 785,000
Abn Amro Mtg Group Inc
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 8 $ 1,288,000
Green Tree Servicing LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 8 $ 538,000
Decision One Mortgage
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 339,807,228,000 8 $ 590,000
Wells Fargo Fin'l Tenn 1, LLC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 44,965,320,000 7 $ 651,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 7 $ 577,000
New Century Mortgage Corporati
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 6 $ 356,000
Residential Funding Corp. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 6 $ 475,000
Accredited Home Lenders, Inc
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 6 $ 548,000
Citifinancial Services, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,484,101,000,000 6 $ 296,000
Argent Mortgage Company
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 5 $ 477,000
Ascend Federal Credit Union
520 AIRPARK DRIVE
TULLAHOMA, TN 37388
* $ 960,310,000 5 $ 593,000
Cuna Mutual Mortgage Corporati
2908 MARKETPLACE DRIVE SUITE 100
MADISON, WI 53719
* $ 10,000,000 5 $ 539,000
Community National Bank
1271 MARKET STREET
DAYTON, TN 37321
* $ 91,913,000 5 $ 353,000
Tennessee Valley Federal C U
535 CHESTNUT STREET
CHATTANOOGA, TN 37402
* $ 431,845,000 5 $ 469,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 194,436,638,000 5 $ 388,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 3,414,446,000 5 $ 643,000
National City Bank of Indiana
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 28,456,701,000 5 $ 455,000
Novastar Home Mortgage, Inc.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 5 $ 494,000
HSBC Mortgage Services, Inc.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 18,823,411,000 5 $ 581,000
Chase Manhattan Bank USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 88,743,171,000 5 $ 470,000
Long Beach Mortgage Co.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 5 $ 229,000
Mila, Inc
6021 244TH ST. SW
MOUNTLAKE TERRACE, WA 98043
* $ 10,000,000 5 $ 237,000
Home123 Corporation
3351 MICHELSON DRIVE, SUITE 400
IRVINE, CA 92612
* $ 10,000,000 4 $ 569,000
Novastar Mortgage
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 4 $ 598,000
Merrill Lynch Mortgage Lending
4 WORLD FINANCIAL CENTER, 12TH FLOOR
NEW YORK, NY 10280
* $ 19,717,040,000 4 $ 278,000
Delta Funding Corporation
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 4 $ 392,000
Equifirst Corporation
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 49,210,377,000 4 $ 453,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 4 $ 742,000
First Horizon Home Loan Corp
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 4 $ 728,000
Citimortgage, Inc
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 59,720,267,000 4 $ 377,000
Citifinancial Mtg Co, Inc
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 4 $ 332,000
Aegis Lending Corporation
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 4 $ 270,000
Allied Home Mtg Capital Corp
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 3 $ 147,000
American Home Mortgage Co
P.O. BOX 21421
CHATTANOOGA, TN 37424
* $ 10,000,000 3 $ 322,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 74,479,112,000 3 $ 125,000
Equity One
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 19,257,000,000 3 $ 263,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,684,696,000 3 $ 150,000
Corinthian Mortgage Corp
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 3 $ 328,000
Oak Street Mortgage
11555 N MERIDIAN ST
CARMEL, IN 46032
* $ 10,000,000 3 $ 664,000
Netbank Fundings Services
9710 TWO NOTCH ROAD
COLUMBIA, SC 29223
* $ 4,600,723,000 3 $ 193,000
People's Choice Financial Corp
7515 IRVINE CENTER DR.
IRVINE, CA 92618
* $ 10,000,000 3 $ 333,000
Homeowners Loan Corporation
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 3 $ 264,000
Home Loan Investment Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 250,544,000 3 $ 264,000
Mortgage Investors Group
8320 E. WALKER SPRINGS LANE
KNOXVILLE, TN 37923
* $ 10,000,000 3 $ 292,000
Mbna America Delaware, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 3,919,502,000 3 $ 283,000
Aurora Bank FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,456,642,000 3 $ 99,000
Mortgage Company of America,Ll
2416 21ST AVE. SOUTH, SUITE 202
NASHVILLE, TN 37212
* $ 10,000,000 2 $ 155,000
Jlm Direct Funding Ltd
9235 KATY FREEWAY STE 160
HOUSTON, TX 77024
* $ 10,000,000 2 $ 95,000
Keybank National Association
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 86,061,798,000 2 $ 31,000
One Source Mortgage, L.L.C.
1720 S EDMONDS LANE, STE 8
LEWISVILLE, TX 75067
* $ 10,000,000 2 $ 124,000
Mortgage It Inc
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 2 $ 211,000
Wachovia Mortgage Corp
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 2 $ 159,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 2 $ 210,000
Southstar Funding, LLC
400 NORTHRDIGE ROAD, SUITE 1000
ATLANTA, GA 30350
* $ 10,000,000 2 $ 140,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 2 $ 144,000
Stonecreek Funding Corporation
1515 WAZEE, SUITE 300
DENVER, CO 80202
* $ 10,000,000 2 $ 141,000
E-Loan, Inc.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 2 $ 160,000
First Tennessee Bank NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 29,513,702,000 2 $ 381,000
Builtwell Bank
728 BROAD STREET
CHATTANOOGA, TN 37402
* $ 454,668,000 2 $ 377,000
Ge Money Bank
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 7,000,000,000 2 $ 214,000
Global Equity Lending, Inc.
6465 EAST JOHNS CROSSING
JOHNS CREEK, GA 30097
* $ 10,000,000 2 $ 100,000
Gmac Bank
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 3,880,165,000 2 $ 50,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 2 $ 213,000
Cimarron Mortgage Company
6311 RIDGEWOOD RD, SUITE 400W
JACKSON, MS 39211
* $ 10,000,000 2 $ 172,000
American Freedom Mortgage, Inc
2211 NEWMARKET PARKWAY, SUITE 130
MARIETTA, GA 30067
* $ 10,000,000 2 $ 150,000
Aames Funding Corporation
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 2 $ 176,000
Aig Federal Savings Bank
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,663,205,000 2 $ 203,000
AMC Mortgage Services, Inc.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 1 $ 117,000
Ame Financial
4036 WETHERBURN WAY
NORCROSS, GA 30092
* $ 10,000,000 1 $ 212,000
American Express Bank, FSB
4315 SOUTH 2700 WEST
SALT LAKE CITY, UT 84184
* $ 12,174,313,000 1 $ 46,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,199,897,000 1 $ 60,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 3,992,925,000 1 $ 150,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 1 $ 62,000
Ameritrust Mortgage Company Ll
14045 BALLANTYNE CORPORATE PLACE SUITE 2
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 85,000
American General Fin.Serv.(De)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 1 $ 2,000
American Home Mortgage Corp.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 96,000
American Mortgage Network
10421 WATERIDGE CIR STE 250
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 99,000
Citibank, FSB
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 27,779,034,000 1 $ 75,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 32,424,600,000 1 $ 105,000
Choice Capital Funding Inc.
223 ROSWELL STREET SUITE 100
ALPHARETTA, GA 30004
* $ 10,000,000 1 $ 60,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD, SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 62,000
Calusa Investments, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 1 $ 105,000
Capital Mortgage Corporation
3200 WAKE FOREST ROAD SUITE 204
RALEIGH, NC 27609
* $ 10,000,000 1 $ 120,000
Bank of the South - Pinnacle
211 COMMERCE ST, SUITE 300
NASHVILLE, TN 37201
* $ 265,353,000 1 $ 52,000
Greenlight Financial Services
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 1 $ 30,000
H&R Block Mortgage Corporation
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 53,000
First State Bank
221 HARRISON ST
UNION CITY, TN 38261
* $ 721,730,000 1 $ 76,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 1,148,456,000 1 $ 219,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 13,102,536,000 1 $ 50,000
Fmf Capital LLC
25800 NORTHWESTERN HWY, STE. 500
SOUTHFIELD, MI 48075
* $ 180,821,000 1 $ 82,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 250,000
Franklin Bank SSB
9800 RICHMOND, SUITE 680
HOUSTON, TX 77042
* $ 3,477,922,000 1 $ 90,000
First Nlc Financial Services,
4680 CONFERENCE WAY SOUTH
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 160,000
Farm Bureau Bank
17300 HENDERSON PASS SUITE 100
SAN ANTONIO, TX 78232
* $ 415,140,000 1 $ 53,000
Fieldstone Mortgage Company
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 1 $ 124,000
Finance America
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 250,000,000 1 $ 55,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 98,000
Countrywide Bank, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 40,963,356,000 1 $ 75,000
Comtrust Federal Credit Union
1020 RIVERFRONT PARKWAY
CHATTANOOGA, TN 37402
* $ 238,926,000 1 $ 41,000
Concorde Acceptance Corporatio
7929 BROOKRIVER DR., SUITE 500
DALLAS, TX 75247
* $ 10,000,000 1 $ 108,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 130,780,100,000 1 $ 132,000
The Lending Connection, Inc
5901 WARNER AVE #478
HUNTINGTON BEACH, CA 92649
* $ 10,000,000 1 $ 94,000
Tierone Bank
1235 "N" STREET
LINCOLN, NE 68508
* $ 3,043,312,000 1 $ 43,000
Union Federal C/O Sky Bank
137 CLOUGH ST
BOWLING GREEN, OH 43402
* $ 3,718,770,000 1 $ 60,000
United Community Bank
PO BOX 398
BLAIRSVILLE, GA 30512
* $ 3,721,456,000 1 $ 27,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 10,353,821,000 1 $ 25,000
Sterling National Mortgage Co.
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 1 $ 121,000
Southeast Financial Credit Uni
444 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ 203,808,000 1 $ 37,000
Quick Loan Funding Inc
535 ANTON BLVD, SUITE 600
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 100,000
Wells Fargo Fin'l Tennessee
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 328,406,000 1 $ 258,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 389,963,000,000 1 $ 86,000
The Bank/First Citizens Bank
2713 FOREST HILLS ROAD
WILSON, NC 27893
* $ 419,985,000 1 $ 69,000
Nexstar Financial Corporation
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 11,800,000,000 1 $ 53,000
Nationwide Lending Corporation
165 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 25,616,472,000 1 $ 472,000
Ownit Mortgage Solutions, Inc
27349 AGOURA RD # 100
AGOURA HILLS, CA 91301
* $ 10,000,000 1 $ 128,000
HSBC Bank USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 138,296,274,000 1 $ 76,000
Mortgage Lenders Network USA
213 COURT STREET
MIDDLETOWN, CT 06457
* $ 10,000,000 1 $ 104,000

The tables below break down 2005 mortgage applications in Bledsoe County, TN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Bledsoe County, TN in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 496 $46,175,000 $93,000 $472,000 $44,000 $228,000
Home Purchase 376 $27,448,000 $73,000 $327,000 $48,000 $504,000
Home Improvement 97 $3,529,000 $36,000 $231,000 $43,000 $178,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 760 $56,745,000 $74,000 $472,000 $50,000 $504,000
Not Provided 121 $12,779,000 $105,000 $472,000 $41,000 $200,000
Not applicable 60 $5,339,000 $88,000 $302,000 $11,000 $103,000
Black or African American 12 $968,000 $80,000 $257,000 $43,000 $124,000
Hispanic 10 $747,000 $74,000 $300,000 $70,000 $228,000
American Indian or Alaskan Native 3 $225,000 $75,000 $85,000 $58,000 $107,000
Asian 3 $349,000 $116,000 $153,000 $116,000 $138,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 935 $74,369,000 $79,000 $472,000 $47,000 $504,000
FHA-insured (Federal Housing Administration) 31 $2,427,000 $78,000 $136,000 $31,000 $84,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $154,000 $77,000 $100,000 $19,000 $38,000
VA-guaranteed (Veterans Administration) 1 $202,000 $202,000 $202,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 392 $27,093,000 $69,000 $302,000 $53,000 $407,000
Application Denied By Financial Institution 271 $22,214,000 $81,000 $472,000 $47,000 $504,000
Application Withdrawn By Applicant 125 $11,682,000 $93,000 $472,000 $42,000 $168,000
Application Approved But Not Accepted 80 $5,990,000 $74,000 $327,000 $49,000 $171,000
Loan Purchased By The Institution 74 $6,679,000 $90,000 $302,000 $25,000 $157,000
File Closed For Incompleteness 27 $3,494,000 $129,000 $388,000 $43,000 $96,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 62 $5,114,000 $82,000 $472,000 $47,000 $228,000
Other 34 $3,437,000 $101,000 $362,000 $44,000 $200,000
Collateral 20 $1,350,000 $67,000 $120,000 $71,000 $504,000
Debt-To-Income Ratio 17 $1,688,000 $99,000 $223,000 $39,000 $82,000
Credit Application Incomplete 13 $1,720,000 $132,000 $472,000 $56,000 $94,000
Insufficient Cash (Downpayment, Closing Cost) 5 $404,000 $80,000 $132,000 $31,000 $65,000
Employment History 1 $120,000 $120,000 $120,000 $62,000 $62,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Tennessee Lender List