Bond County, IL Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 852 mortgage applications in Bond County, IL totaling $97.0 million, up 6% from 2011. The average application was for $113,000, and applicants reported an average income of $68,000. 55% of applications resulted in an originated loan and 17% were denied. The most active lender was The Bradford National Bank of Greenville, with 156 applications, followed by Constitution Bank N.A. and PHH Mortgage Corporation.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 852
Total Mortgage Loan Application Amount $96,958,000
Average Mortgage Loan Application Amount $113,000
Highest Mortgage Loan Application Amount $559,000
Average Applicant Income $68,000
Highest Applicant Income $925,000

Mortgage Company List for Lending in Bond County, IL for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
The Bradford National Bank of Greenville
100 E COLLEGE AVE
GREENVILLE, IL 62246
* $ 225,112,000 156 $ 15,144,000
Constitution Bank N.A.
PO BOX 310
HILLSBORO, IL 62049
* $ 310,441,000 76 $ 9,061,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 68 $ 9,336,000
The First National Bank
432 W GALLATIN
VANDALIA, IL 62471
* $ 275,023,000 57 $ 4,613,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 42 $ 5,855,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 38 $ 4,155,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,510,045,000 38 $ 3,985,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,579,840,000 26 $ 3,801,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 1,492,752,000 23 $ 3,105,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 22 $ 2,755,000
Scott Credit Union
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 793,720,000 18 $ 1,462,000
The Bank of Edwardsville
330 W VANDALIA
EDWARDSVILLE, IL 62025
* $ 1,559,633,000 17 $ 1,731,000
Fcb Banks
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 629,994,000 17 $ 1,835,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 16 $ 2,119,000
The First National Bank in Staunton
115 S ELM ST PO BOX 59
STAUNTON, IL 62088
* $ 480,166,000 11 $ 1,208,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 11 $ 1,176,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 10 $ 1,036,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 8 $ 888,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 8 $ 657,000
1st Advantage Mortgage
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 7 $ 844,000
Revity Credit Union
4101 STATE RTE 111
GRANITE CITY, IL 62040
* $ 297,699,000 7 $ 948,000
First County Bank
14-22 E HANOVER
NEW BADEN, IL 62265
* $ 387,517,000 6 $ 1,049,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 954,685,000 6 $ 673,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 727,866,000 6 $ 575,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 6 $ 868,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 5 $ 218,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 5 $ 501,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 4 $ 375,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ 12,988,000 4 $ 631,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 4 $ 577,000
First Integrity Mortgage Services, Inc.
77 WESTPORT PLAZA SUITE 200
ST. LOUIS, MO 63146
* $ 10,000,000 4 $ 197,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 4 $ 392,000
Germantown Trust & Savings Bank
205 N GERMANTOWN ROAD
BREESE, IL 62230
* $ 327,092,000 4 $ 640,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 4 $ 420,000
Jacksonville Savings Bank
1211 WEST MORTON AVE
JACKSONVILLE, IL 62650
* $ 307,210,000 3 $ 172,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 280,000
Vinson Mortgage Group
12801 FLUSHING MEADOWS DR SUITE 100
SAINT LOUIS, MO 63131
* $ 10,000,000 3 $ 364,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 3 $ 259,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 3 $ 320,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 3 $ 476,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 3 $ 552,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 3 $ 254,000
The First National Bank in Carlyle
891 FAIRFAX ST., PO BOX 280
CARLYLE, IL 62231
* $ 150,489,000 3 $ 403,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 3 $ 465,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 3 $ 397,000
Tempo Bank
28 W BROADWAY, P.O. BOX 59
TRENTON, IL 62293
* $ 88,486,000 3 $ 434,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 2 $ 613,000
The Farmers and Merchants National Bank
120 WEST ST. LOUIS STREET
NASHVILLE, IL 62263
* $ 162,243,000 2 $ 204,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 114,540,379,000 2 $ 157,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 2 $ 274,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 2 $ 126,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 2 $ 288,000
Fedtrust Mortgage
32000 NORTHWESTERN HWY. SUITE 240
FARMINGTON HILLS, MI 48334
* $ 10,000,000 2 $ 256,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 299,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 300,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 2 $ 192,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ 31,000,000 2 $ 368,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 316,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 1,322,979,000 2 $ 338,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 2 $ 21,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,898,665,000 2 $ 141,000
Vibrant Credit Union
1900 52ND AVE
MOLINE, IL 61265
* $ 443,750,000 1 $ 84,000
Bank & Trust Company
401 N MADISON
LITCHFIELD, IL 62056
* $ 258,445,000 1 $ 123,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ 79,462,000 1 $ 35,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 237,850,000 1 $ 96,000
Firstco Mortgage Corp.
1505 WEST HWY 50
O'FALLON, IL 62269
* $ 1,024,020,000 1 $ 175,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 1 $ 130,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 192,000
First Community State Bank
417 W. NORTH STREET, P.O. BOX 210
STAUNTON, IL 62088
* $ 46,440,000 1 $ 122,000
Bank Star
1999 W OSAGE
PACIFIC, MO 63069
* $ 73,347,000 1 $ 119,000
Catholic & Community Credit Un
1109 HARTMAN LANE
SHILOH, IL 62221
* $ 102,043,000 1 $ 12,000
Midwest Mortgage Capital, LLC
12400 OLIVE BLVD
SAINT LOUIS, MO 63141
* $ 2,000,000 1 $ 187,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 206,009,683,000 1 $ 61,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 81,000
Nova Financial & Investment Corporation
6245 E. BROADWAY BLVD., SUITE 400
TUCSON, AZ 85711
* $ 10,000,000 1 $ 95,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 1 $ 271,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 1 $ 203,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 145,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 1 $ 125,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 210,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 195,000
Chicago Bancorp
300 N ELIZABETH STREET STUITE 3E
CHICAGO, IL 60607
* $ 10,000,000 1 $ 227,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 190,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 132,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 82,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 80,000
National Penn Bank
PO BOX 547
BOYERTOWN, PA 19512
* $ 8,395,863,000 1 $ 3,000
The First National Bank of Raymond
403 E. BROAD ST.
RAYMOND, IL 62560
* $ 136,383,000 1 $ 36,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,331,681,000 1 $ 51,000
Centrue Bank
606 BROADWAY
COAL CITY, IL 60416
* $ 964,939,000 1 $ 144,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 1 $ 30,000
Boulevard Bank
111 E.MAIN STREET
NEOSHO, MO 64850
* $ 161,402,000 1 $ 5,000
South Central Illinois Mtg LLC
450 W. SIDE SQUARE
CARLINVILLE, IL 62626
* $ 366,232,000 1 $ 52,000
Shell Community Credit Union
101 WESLEY DRIVE
WOOD RIVER, IL 62095
* $ 100,347,000 1 $ 29,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 528,308,000 1 $ 33,000
Heartland Bank
212 SOUTH CENTRAL
ST. LOUIS, MO 63105
* $ 878,852,000 1 $ 147,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 2,304,426,000 1 $ 223,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 127,000
Montgomery Bank
P.O. BOX 948
SIKESTON, MO 63801
* $ 881,247,000 1 $ 115,000

The tables below break down 2012 mortgage applications in Bond County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Bond County, IL in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 587 $74,977,000 $127,000 $559,000 $71,000 $925,000
Home Purchase 219 $18,810,000 $85,000 $223,000 $59,000 $459,000
Home Improvement 46 $3,171,000 $68,000 $225,000 $75,000 $189,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 703 $79,406,000 $112,000 $559,000 $76,000 $925,000
Not applicable 96 $12,333,000 $128,000 $359,000 $12,000 $225,000
Not Provided 27 $2,919,000 $108,000 $255,000 $78,000 $226,000
Black or African American 17 $1,498,000 $88,000 $133,000 $48,000 $87,000
Hispanic 8 $700,000 $87,000 $163,000 $50,000 $140,000
Asian 1 $102,000 $102,000 $102,000 $28,000 $28,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 689 $77,735,000 $112,000 $559,000 $73,000 $925,000
FHA-insured (Federal Housing Administration) 83 $10,495,000 $126,000 $255,000 $53,000 $182,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 56 $4,805,000 $85,000 $159,000 $37,000 $70,000
VA-guaranteed (Veterans Administration) 24 $3,923,000 $163,000 $307,000 $33,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 468 $53,941,000 $115,000 $559,000 $82,000 $925,000
Application Denied By Financial Institution 147 $14,923,000 $101,000 $380,000 $63,000 $263,000
Loan Purchased By The Institution 138 $17,509,000 $126,000 $337,000 $28,000 $400,000
Application Withdrawn By Applicant 46 $5,463,000 $118,000 $255,000 $56,000 $110,000
Application Approved But Not Accepted 41 $3,931,000 $95,000 $216,000 $71,000 $258,000
File Closed For Incompleteness 12 $1,191,000 $99,000 $200,000 $71,000 $240,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 42 $3,006,000 $71,000 $203,000 $54,000 $200,000
Collateral 33 $4,327,000 $131,000 $380,000 $79,000 $263,000
Debt-To-Income Ratio 23 $2,310,000 $100,000 $217,000 $56,000 $182,000
Other 8 $734,000 $91,000 $173,000 $66,000 $160,000
Credit Application Incomplete 6 $968,000 $161,000 $352,000 $75,000 $160,000
Employment History 3 $151,000 $50,000 $90,000 $53,000 $76,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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