Boone County IA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Unlock detailed Boone County IA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Iowa.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,406 |
| Total Mortgage Loan Application Amount | $162,250,000 |
| Average Mortgage Loan Application Amount | $115,000 |
| Highest Mortgage Loan Application Amount | $1,109,000 |
| Average Applicant Income | $68,000 |
| Highest Applicant Income | $800,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 189 | $ 25,196,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 276,376,130,000 | 95 | $ 11,456,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 88 | $ 10,675,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 5,122,657,000 | 87 | $ 8,126,000 |
| BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-N MONTEREY PARK, CA 91755 |
* | $ 60,000,590,000 | 71 | $ 4,914,000 |
| GREATER IOWA CREDIT UNION 801 LINCOLN WAY AMES, IA 50010 |
* | $ 244,846,000 | 62 | $ 3,269,000 |
| IOWA BANKERS MORTGAGE CORPORAT 8800 NW 62ND AVE PO BOX 6220 JOHNSTON, IA 50131 |
* | $ 10,000,000 | 57 | $ 8,106,000 |
| VISIONBANK OF IOWA 104 CHESTNUT ST AMES, IA 50010 |
* | $ 381,094,000 | 46 | $ 2,703,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 43 | $ 6,529,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 39 | $ 4,250,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 34 | $ 5,254,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 164,340,844,000 | 34 | $ 4,976,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 34 | $ 3,649,000 |
| FIRST AMERICAN BANK 1207 CENTRAL AVE FORT DODGE, IA 50501 |
* | $ 1,682,356,000 | 31 | $ 3,266,000 |
| RIVER VALLEY CREDIT UNION 2811 E 13TH STREET AMES, IA 50010 |
* | $ 41,655,000 | 25 | $ 1,991,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 23 | $ 2,801,000 |
| CITY STATE BANK 801 MAIN STREET NORWALK, IA 50211 |
* | $ 203,906,000 | 21 | $ 2,704,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 21 | $ 2,557,000 |
| MEMBERS1ST COMMUNITY CREDIT UNION 910 S 12TH AVE MARSHALLTOWN, IA 50158 |
* | $ 139,789,000 | 21 | $ 297,000 |
| FIRST FEDERAL SAVINGS BANK IA 825 CENTRAL AVENUE FORT DODGE, IA 50501 |
* | $ 455,548,000 | 19 | $ 2,281,000 |
| VALLEY BANK 3455 AVENUE OF THE CITIES MOLINE, IL 61265 |
* | $ 631,277,000 | 17 | $ 2,635,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 14 | $ 1,981,000 |
| MIDWEST FAMILY LENDING CORP. 2753 99TH STREET URBANDALE, IA 50322 |
* | $ 10,000,000 | 13 | $ 1,371,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 13 | $ 2,257,000 |
| UNITED FIDELITY FUNDING CORP. 1300 NW BRIARCLIFF PKWY SUITE 275 JEFFERSON CITY, MO 64150 |
* | $ 1,000,000,000 | 12 | $ 1,731,000 |
| PEOPLES TRUST & SAVINGS BANK 205 E MAIN ST GRAND JUNCTION, IA 50107 |
* | $ 268,170,000 | 12 | $ 709,000 |
| FIRST NATIONAL BANK, AMES, IOWA 405 5TH ST AMES, IA 50010 |
* | $ 471,243,000 | 12 | $ 2,962,000 |
| M&I BANK FSB W57N14280 DOERR WAY CEDARBURG, WI 53012 |
* | $ 1,834,445,000 | 11 | $ 1,655,000 |
| INLANTA MORTGAGE, INC. W239 N3490 PEWAUKEE ROAD, STE.200 PEWAUKEE, WI 53072 |
* | $ 39,000,000 | 10 | $ 1,234,000 |
| VERIDIAN CREDIT UNION 1827 ANSBOROUGH AVE WATERLOO, IA 50701 |
* | $ 1,689,420,000 | 9 | $ 1,371,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 9 | $ 1,102,000 |
| BANKERS TRUST COMPANY 453 7TH ST. DES MOINES, IA 50309 |
* | $ 2,388,113,000 | 9 | $ 1,884,000 |
| MIDWEST HERITAGE BANK, FSB 1025 BRADEN AVENUE, P. O. BOX 331 CHARITON, IA 50049 |
* | $ 140,383,000 | 9 | $ 696,000 |
| CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 6 | $ 435,000 |
| MIDWEST MORTGAGE PARTNERS 8450 HICKMAN RD STE A CLIVE, IA 50325 |
* | $ 100,000,000 | 6 | $ 644,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 6 | $ 1,330,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,483,100,000 | 6 | $ 568,000 |
| NORTHWEST BANK 101 W 5TH ST. SPENCER, IA 51301 |
* | $ 788,274,000 | 6 | $ 866,000 |
| WESTSTAR MORTGAGE, INC. 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ 10,000,000 | 6 | $ 518,000 |
| FARM CREDIT SERVICES OF AMERICA, FLCA 5015 S 118TH ST OMAHA, NE 68137 |
* | $ 10,000,000 | 6 | $ 919,000 |
| PREMIER CREDIT UNION 800 9TH ST DES MOINES, IA 50309 |
* | $ 82,340,000 | 5 | $ 186,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 17,832,340,000 | 5 | $ 852,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD, SUITE 100 GREENBELT, MD 20770 |
* | $ 507,491,000 | 5 | $ 787,000 |
| EXCHANGE STATE BANK 823 WHEELER STREET, SUITE 32 AMES, IA 50010 |
* | $ 93,468,000 | 5 | $ 601,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 55,302,902,000 | 5 | $ 740,000 |
| SOUTH STORY BANK & TRUST 501 LINN ST SLATER, IA 50244 |
* | $ 57,701,000 | 5 | $ 275,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 37,922,355,000 | 4 | $ 635,000 |
| WEST BANK 1601 22ND STREET WEST DES MOINES, IA 50266 |
* | $ 1,569,495,000 | 4 | $ 371,000 |
| LUANA SAVINGS BANK 100 HARVEST DRIVE LUANA, IA 52156 |
* | $ 336,365,000 | 4 | $ 384,000 |
| RACCOON VALLEY BANK 1202 SECOND PERRY, IA 50220 |
* | $ 169,252,000 | 4 | $ 575,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 4 | $ 592,000 |
| SHORE MORTGAGE 770 S. ADAMS ROAD #300 BIRMINGHAM, MI 48009 |
* | $ 10,000,000 | 4 | $ 588,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 3 | $ 669,000 |
| REGIONS BANK 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 138,006,763,000 | 3 | $ 503,000 |
| LIBERTY BANK F.S.B. 6400 WESTOWN PARKWAY WEST DES MOINES, IA 50266 |
* | $ 1,079,890,000 | 3 | $ 356,000 |
| STATE BANK & TRUST CO. 1025 6TH ST. NEVADA, IA 50201 |
* | $ 134,947,000 | 3 | $ 334,000 |
| HOME FEDERAL SAVINGS BANK 1016 CIVIC CENTER DR NW ROCHESTER, MN 55901 |
* | $ 1,035,190,000 | 3 | $ 51,000 |
| COLONIAL SAVINGS, F. A. P. O. BOX 2988 FORT WORTH, TX 76113 |
* | $ 964,882,000 | 2 | $ 286,000 |
| PANORA STATE BANK 120 EAST MAIN PO BOX 9 PANORA, IA 50216 |
* | $ 57,728,000 | 2 | $ 43,000 |
| NEW YORK COMMUNITY BANK 1 JERICHO PLAZA JERICHO, NY 11753 |
* | $ 40,150,052,000 | 2 | $ 234,000 |
| ACKLEY STATE BANK 650 MAIN ST BOX 149 ACKLEY, IA 50601 |
* | $ 127,445,000 | 2 | $ 307,000 |
| RELIANCE STATE BANK 606 BROAD ST STORY CITY, IA 50248 |
* | $ 79,498,000 | 2 | $ 106,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 16,157,711,000 | 2 | $ 82,000 |
| NATIONWIDE BANK ONE NATIONWIDE PLAZA, 2-14-05 COLUMBUS, OH 43215 |
* | $ 3,206,002,000 | 2 | $ 303,000 |
| COMMUNITY FIRST BANK 3725 OLD COURT ROAD BALTIMORE, MD 21208 |
* | $ 57,149,000 | 2 | $ 359,000 |
| SOUTH CENTRAL BANK, NATIONAL ASSOCIATION 525 W ROOSEVELT RD CHICAGO, IL 60607 |
* | $ 237,957,000 | 2 | $ 20,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 14,106,965,000 | 2 | $ 333,000 |
| GRUNDY NATIONAL BANK 529 G AVENUE GRUNDY CENTER, IA 50638 |
* | $ 170,375,000 | 2 | $ 432,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 2 | $ 364,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 2 | $ 175,000 |
| WOLFE FINANCIAL, INC 191 H NC HIGHWAY 42 NORTH RALEIGH, NC 27203 |
* | $ 10,000,000 | 2 | $ 260,000 |
| CONSUMER LOAN SERVICES, LLC 811 MONITOR STREET LA CROSSE, WI 54603 |
* | $ 10,000,000 | 2 | $ 243,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 2 | $ 55,000 |
| LEADERONE FINANCIAL CORPORATION 7500 COLLEGE BLVD SUITE 1150 TOPEKA, KS 66210 |
* | $ 100,000,000 | 2 | $ 97,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 2 | $ 329,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 2 | $ 193,000 |
| EMPEOPLE CREDIT UNION 3950 38TH AVENUE MOLINE, IL 61265 |
* | $ 434,415,000 | 2 | $ 105,000 |
| FIRST MORTGAGE COMPANY, L.L.C. 6701 NORTH BROADWAY, SUITE 400 OKLAHOMA CITY, OK 73116 |
* | $ 28,000,000 | 2 | $ 340,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 2 | $ 316,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 1 | $ 104,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 1 | $ 172,000 |
| SUMMIT MORTGAGE CORPORATION 13355 10TH AVE N, #100 PLYMOUTH, MN 55441 |
* | $ 10,000,000 | 1 | $ 158,000 |
| NETWORK FUNDING, L.P. 9700 RICHMOND, SUITE 320 DALLAS, TX 77042 |
* | $ 43,942,000 | 1 | $ 73,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 1 | $ 120,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ 10,000,000 | 1 | $ 90,000 |
| COMMUNITY CHOICE CREDIT UNION 1351 NW 114TH ST, P.O. BOX 71247 JOHNSTON, IA 50325 |
* | $ 285,675,000 | 1 | $ 110,000 |
| GERSHMAN INVESTMENT CORP. 7 N. BEMISTON ST. LOUIS, MO 63105 |
* | $ 31,000,000 | 1 | $ 109,000 |
| AFFINITY 475 NW HOFFMAN LANE DES MOINES, IA 50313 |
* | $ 65,482,000 | 1 | $ 112,000 |
| ALTRA FEDERAL CREDIT UNION 1700 OAK FOREST DRIVE ONALASKA, WI 54650 |
* | $ 731,347,000 | 1 | $ 37,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,867,638,000 | 1 | $ 43,000 |
| GREENSTATE CREDIT UNION 2355 LANDON RD NORTH LIBERTY, IA 52317 |
* | $ 897,064,000 | 1 | $ 39,000 |
| AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 1 | $ 80,000 |
| ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH SALT LAKE CITY, UT 84020 |
* | $ 10,000,000 | 1 | $ 223,000 |
| RESIDENTIAL MORTGAGE NETWORK, INC. 2461 10TH STREET SUITE 308 IOWA CITY, IA 52241 |
* | $ 10,000,000 | 1 | $ 105,000 |
| STATE SAVINGS BANK 4800 MILLS CIVIC PKWY., STE. 100 WEST DES MOINES, IA 50265 |
* | $ 92,496,000 | 1 | $ 329,000 |
| VALLEY BANK & TRUST 401 MAIN STREET MAPLETON, IA 51034 |
* | $ 57,744,000 | 1 | $ 54,000 |
| SUNTRUST BANKS, INC. P.O. BOX 4418, MAIL CODE 663 ATLANTA, GA 30302 |
* | $ 164,340,844,000 | 1 | $ 178,000 |
| ACCESS NATIONAL MORTGAGE CORP 1800 ROBERT FULTON DR, SUITE 350 RESTON, VA 20191 |
* | $ 10,000,000 | 1 | $ 117,000 |
| PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 260,309,849,000 | 1 | $ 70,000 |
| BNC NATIONAL BANK 20175 N 67TH AVENUE GLENDALE, AZ 85308 |
* | $ 866,920,000 | 1 | $ 98,000 |
| FIRST NATIONAL BANK MIDWEST 302 S MARKET ST OSKALOOSA, IA 52577 |
* | $ 109,363,000 | 1 | $ 86,000 |
| COMMUNITY STATE BANK, NA 817 N ANKENY BLVD ANKENY, IA 50023 |
* | $ 544,366,000 | 1 | $ 120,000 |
| THRIVENT FINANCIAL BANK 122 EAST COLLEGE AVE., SUITE 1E APPLETON, WI 54911 |
* | $ 548,648,000 | 1 | $ 60,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 8,059,724,000 | 1 | $ 90,000 |
| AMERIPRISE BANK, FSB 707 2ND AVENUE SOUTH MINNEAPOLIS, MN 55474 |
* | $ 2,823,342,000 | 1 | $ 90,000 |
| PENTAGON FEDERAL CREDIT UNION 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 13,969,885,000 | 1 | $ 50,000 |
| ADMIRALS BANK FORMER DOMESTIC 815 RESERVOIR AVE CRANSTON, RI 02910 |
* | $ 234,124,000 | 1 | $ 6,000 |
| BANKWEST, INC. 420 S. PIERRE STREET, PO BOX 998 PIERRE, SD 57501 |
* | $ 749,809,000 | 1 | $ 25,000 |
| EARLHAM SAVINGS BANK 7300 LAKE DRIVE WEST DES MOINES, IA 50266 |
* | $ 232,957,000 | 1 | $ 234,000 |
| CENTRAL TRUST BANK 238 MADISON STREET JEFFERSON CITY, MO 65101 |
* | $ 2,047,923,000 | 1 | $ 144,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 2,011,062,000 | 1 | $ 48,000 |
| POLK COUNTY BANK 5601 MERLE HAY RD, P.O. BOX 200 JOHNSTON, IA 50131 |
* | $ 121,631,000 | 1 | $ 51,000 |
| FIDELITY BANK 177 S JORDAN CREEK PKWY WEST DES MOINES, IA 50266 |
* | $ 54,868,000 | 1 | $ 220,000 |
| DUBUQUE BANK AND TRUST COMPANY 1398 CENTRAL AVENUE DUBUQUE, IA 52001 |
* | $ 1,249,093,000 | 1 | $ 87,000 |
| GREAT WESTERN BANK 35 1ST AVE NE WATERTOWN, SD 57201 |
* | $ 5,332,471,000 | 1 | $ 71,000 |
| COMMUNITY SAVINGS BANK PO BOX 77 EDGEWOOD, IA 52042 |
* | $ 297,912,000 | 1 | $ 33,000 |
| HILLS BANK AND TRUST COMPANY 131 EAST MAIN ST / PO BOX 160 HILLS, IA 52235 |
* | $ 1,829,259,000 | 1 | $ 192,000 |
| FARMERS SAVINGS BANK 205 W MAIN ST MARSHALLTOWN, IA 50158 |
* | $ 117,947,000 | 1 | $ 165,000 |
| GREAT SOUTHERN BANK 218 S GLENSTONE AVE REEDS SPRING, MO 65802 |
* | $ 3,639,987,000 | 1 | $ 37,000 |
| BANKERS TRUST COMPANY 453 7TH STREET DES MOINES, IA 50309 |
* | $ 371,142,000 | 1 | $ 72,000 |
| AFFILIATED MORTGAGE COMPANY 1301 HUDSON LANE MONROE, LA 71201 |
* | $ 212,423,000 | 1 | $ 177,000 |
| MUTUAL OF OMAHA BANK 3333 FARNAM STREET OMAHA, NE 68131 |
* | $ 4,109,578,000 | 1 | $ 106,000 |
| METABANK PO BOX 1307 STORM LAKE, IA 50588 |
* | $ 916,477,000 | 1 | $ 143,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Boone County IA in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 878 | $113,899,000 | $129,000 | $1,109,000 | $70,000 | $551,000 |
| Home Purchase | 381 | $40,420,000 | $106,000 | $374,000 | $56,000 | $637,000 |
| Home Improvement | 147 | $7,931,000 | $53,000 | $500,000 | $85,000 | $800,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,175 | $135,329,000 | $115,000 | $1,109,000 | $71,000 | $800,000 |
| Not Provided | 113 | $12,254,000 | $108,000 | $336,000 | $68,000 | $333,000 |
| Not applicable | 99 | $12,695,000 | $128,000 | $408,000 | $31,000 | $637,000 |
| Hispanic | 8 | $695,000 | $86,000 | $135,000 | $76,000 | $275,000 |
| Asian | 5 | $844,000 | $168,000 | $220,000 | $90,000 | $132,000 |
| Black or African American | 3 | $312,000 | $104,000 | $177,000 | $27,000 | $54,000 |
| American Indian or Alaskan Native | 2 | $90,000 | $45,000 | $80,000 | $91,000 | $124,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $31,000 | $31,000 | $31,000 | $78,000 | $78,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 965 | $111,341,000 | $115,000 | $1,109,000 | $77,000 | $800,000 |
| FHA-insured (Federal Housing Administration) | 316 | $37,400,000 | $118,000 | $276,000 | $54,000 | $361,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 95 | $9,016,000 | $94,000 | $264,000 | $26,000 | $88,000 |
| VA-guaranteed (Veterans Administration) | 30 | $4,493,000 | $149,000 | $361,000 | $51,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 748 | $84,822,000 | $113,000 | $1,109,000 | $76,000 | $800,000 |
| Application Denied By Financial Institution | 243 | $24,634,000 | $101,000 | $642,000 | $59,000 | $774,000 |
| Loan Purchased By The Institution | 221 | $28,584,000 | $129,000 | $417,000 | $50,000 | $637,000 |
| Application Withdrawn By Applicant | 128 | $14,958,000 | $116,000 | $417,000 | $64,000 | $333,000 |
| Application Approved But Not Accepted | 46 | $6,421,000 | $139,000 | $417,000 | $86,000 | $361,000 |
| File Closed For Incompleteness | 20 | $2,831,000 | $141,000 | $415,000 | $61,000 | $159,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 59 | $7,536,000 | $127,000 | $642,000 | $76,000 | $295,000 |
| Credit History | 56 | $3,842,000 | $68,000 | $305,000 | $67,000 | $774,000 |
| Debt-To-Income Ratio | 34 | $4,151,000 | $122,000 | $334,000 | $48,000 | $125,000 |
| Credit Application Incomplete | 13 | $1,622,000 | $124,000 | $212,000 | $54,000 | $99,000 |
| Other | 13 | $1,154,000 | $88,000 | $276,000 | $55,000 | $124,000 |
| Employment History | 5 | $565,000 | $113,000 | $144,000 | $33,000 | $64,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $321,000 | $80,000 | $144,000 | $58,000 | $102,000 |
| Unverifiable Information | 4 | $425,000 | $106,000 | $166,000 | $67,000 | $120,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.