Boone County, KY Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 11,356 mortgage applications in Boone County, KY totaling $1.9 billion, up 28% from 2011. The average application was for $164,000, and applicants reported an average income of $77,000. 55% of applications resulted in an originated loan and 15% were denied. The most active lender was Guardian Savings Bank, A Federal Savings Bank, with 1,424 applications, followed by Wells Fargo Bank NA and Fifth Third Mortgage Company.

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Total Number of Mortgage Applications 11,356
Total Mortgage Loan Application Amount $1,865,966,000
Average Mortgage Loan Application Amount $164,000
Highest Mortgage Loan Application Amount $12,400,000
Average Applicant Income $77,000
Highest Applicant Income $9,960,000

Mortgage Company List for Lending in Boone County, KY for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Guardian Savings Bank, A Federal Savings Bank
6100 WEST CHESTER RD
WEST CHESTER, OH 45069
* $ 811,158,000 1,424 $ 218,175,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 1,241 $ 209,764,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 848 $ 137,275,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 528 $ 84,388,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 452 $ 79,180,000
The Bank of Kentucky
111 LOOKOUT FARM DR
CRESTVIEW HILLS, KY 41017
* $ 1,743,596,000 424 $ 78,278,000
American Mortgage Service Company
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 414 $ 66,759,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 407 $ 45,953,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 54,183,383,000 376 $ 51,625,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,218,607,000 356 $ 61,726,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 329 $ 69,241,000
Victory Community Bank
2500 CHAMBER CENTER DRIVE
FORT MITCHELL, KY 41017
* $ 151,671,000 291 $ 55,369,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 182 $ 24,918,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 114,540,379,000 156 $ 15,421,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 142 $ 20,993,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 136 $ 19,759,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 119 $ 22,118,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 11,018,418,000 108 $ 21,319,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 99 $ 16,549,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 97 $ 13,427,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 97 $ 20,951,000
First Security Trust Bank
7135 HOUSTON ROAD
FLORENCE, KY 41042
* $ 116,393,000 93 $ 18,786,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 93 $ 15,884,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 88 $ 4,206,000
First Equity Mortgage Inc
211 GRANDVIEW DRIVE, SUITE 102
FT MITCHELL, KY 41017
* $ 31,000,000 81 $ 18,487,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 81 $ 11,766,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ 42,141,000 78 $ 13,515,000
Victory Mortgage, L.L.C.
2500 CHAMBER CENTER DRIVE
FORT MITCHELL, KY 41017
* $ 523,397,000 74 $ 14,161,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 72 $ 12,098,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 68 $ 11,622,000
Forcht Bank, N.A.
2404 SIR BARTON WAY
LEXINGTON, KY 40509
* $ 992,086,000 66 $ 12,270,000
First Financial Bank NA
255 EAST FIFTH STREET SUITE #900
CINCINNATI, OH 45202
* $ 6,663,427,000 65 $ 8,246,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 2,716,563,000 64 $ 12,469,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 58 $ 8,638,000
Republic Bank & Trust
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 3,310,308,000 53 $ 10,031,000
Cinfed Federal Credit Union
4801 KENNEDY AVE
CINCINNATI, OH 45209
* $ 302,826,000 52 $ 6,926,000
Heritage Bank, Inc
1818 FLORENCE PIKE
BURLINGTON, KY 41005
* $ 397,136,000 52 $ 8,078,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 50 $ 9,206,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 47 $ 10,224,000
Kemba Credit Union
8763 UNION CENTRE BLVD
WEST CHESTER, OH 45069
* $ 525,514,000 46 $ 8,160,000
Central Bank & Trust Co
PO BOX 1360
LEXINGTON, KY 40588
* $ 1,908,559,000 46 $ 8,047,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 45 $ 7,440,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 44 $ 1,309,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 43 $ 7,515,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 41 $ 7,731,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 39 $ 7,133,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 38 $ 6,251,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 36 $ 6,289,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 36 $ 7,878,000
L&N Federal Credit Union
9265 SMYRNA PARKWAY
LOUISVILLE, KY 40229
* $ 706,416,000 35 $ 4,686,000
Sibcy Cline Mortgage Services, Inc.
8044 MONTGOMERY RD. SUITE 301
CINCINNATI, OH 45236
* $ 10,000,000 34 $ 5,091,000
Kentucky Federal S&L Assoc
1050 SCOTT STREET
COVINGTON, KY 41011
* $ 41,464,000 31 $ 5,479,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 31 $ 273,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 29 $ 4,513,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 28 $ 5,435,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 27 $ 5,522,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 133,582,000 26 $ 4,551,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 86,198,836,000 25 $ 1,772,000
Lendmark Financial Services
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 25 $ 295,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 24 $ 3,825,000
Cmco Mortgage, LLC dba Home Le
7851 FREEWAY CIRCLE
MIDDLEBURG HEIGHTS, OH 44130
* $ 10,000,000 23 $ 3,095,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 23 $ 3,396,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 683,045,000 22 $ 3,285,000
Delta Community Credit Union
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 4,172,543,000 22 $ 3,258,000
General Electric Credit Union
10485 READING RD
CINCINNATI, OH 45242
* $ 1,391,516,000 21 $ 3,133,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 21 $ 3,316,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 20 $ 3,267,000
NVR Mortgage Finance, Inc.

PITTSBURGH, PA 15276
* $ 10,000,000 19 $ 4,728,000
M/I Financial. LLC
3 EASTON OVAL, SUITE 340
COLUMBUS, OH 43219
* $ 661,894,000 18 $ 3,523,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 17 $ 2,778,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 17 $ 3,433,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 16 $ 2,909,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 16 $ 2,866,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 16 $ 2,387,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 16 $ 2,037,000
Warsaw Federal Savings and Loan Association
3533 WARSAW AVE
CINCINNATI, OH 45205
* $ 65,610,000 15 $ 3,020,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 15 $ 2,452,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 15 $ 2,569,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 15 $ 2,311,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 15 $ 2,457,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,887,082,000 15 $ 2,262,000
Advantage Bank
814 WHEELING AVE
CAMBRIDGE, OH 43725
* $ 765,926,000 14 $ 1,853,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ 10,000,000 13 $ 2,073,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 13 $ 2,099,000
The American Eagle Mortgage Co
6145 PARK SQUARE DRIVE SUITE 3
LORAIN, OH 44053
* $ 10,000,000 13 $ 1,512,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 12 $ 1,360,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 12 $ 2,092,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 12 $ 2,220,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 11 $ 1,948,000
Eagle.Bank
6415 BRIDGETOWN ROAD
CINCINNATI, OH 45248
* $ 104,967,000 11 $ 2,046,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 11 $ 2,154,000
First Liberty Financial Group
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 11 $ 1,622,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 247,163,000 11 $ 2,430,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ 1,663,069,000 11 $ 2,050,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 10 $ 1,557,000
Ross Mortgage Corporation
2075 W. BIG BEAVER, SUITE 700
TROY, MI 48084
* $ 10,000,000 10 $ 1,238,000
Cheviot Savings Bank
3723 GLENMORE AVE
CINCINNATI, OH 45211
* $ 616,463,000 10 $ 1,785,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 10 $ 2,214,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 10 $ 2,049,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 9 $ 1,630,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 9 $ 2,108,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 9 $ 1,633,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 9 $ 1,558,000
The Merchants Bank & Trust Co.
111 N. STATE ST.
WEST HARRISON, IN 47060
* $ 210,297,000 9 $ 1,207,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 9 $ 1,664,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 2,423,017,000 8 $ 1,084,000
1st National Bank
1160 E. MAIN STREET
LEBANON, OH 45036
* $ 112,359,000 8 $ 1,238,000
Citizens Bank of Northern Ky
103 CHURCHILL DRIVE
NEWPORT, KY 41071
* $ 255,922,000 8 $ 904,000
Centerbank
744 STATE ROUTE 28
MILFORD, OH 45150
* $ 104,868,000 8 $ 1,459,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 8 $ 1,837,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 8 $ 993,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 7 $ 1,521,000
Cincinnati Federal
6581 HARRISON AVE
CINCINNATI, OH 45247
* $ 113,295,000 7 $ 1,904,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 7 $ 1,060,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 7 $ 935,000
Grant County Deposit Bank
106 NORTH MAIN P.O. BOX 399
WILLIAMSTOWN, KY 41097
* $ 89,015,000 6 $ 605,000
Foundation Bank
25 GARFIELD PLACE
CINCINNATI, OH 45202
* $ 201,841,000 6 $ 1,170,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 6 $ 582,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 6 $ 950,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 6 $ 1,180,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 6 $ 906,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 5 $ 415,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 5 $ 722,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 5 $ 605,000
United Community Bank
92 WALNUT STREET
LAWRENCEBURG, IN 47025
* $ 468,927,000 5 $ 854,000
Dearborn Savings Bank
PO BOX 4161
LAWRENCEBURG, IN 47025
* $ 116,109,000 5 $ 847,000
Riverhills Bank
553 CHAMBER DRIVE
MILFORD, OH 45150
* $ 128,232,000 5 $ 673,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 5 $ 824,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 5 $ 1,113,000
Cinco Family Financial Center
49 WILLIAM HOWARD TAFT
CINCINNATI, OH 45219
* $ 133,040,000 4 $ 307,000
Primary Capital
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 4 $ 771,000
Mainsource Bank
2105 N STATE RD 3 BYPASS
GREENSBURG, IN 47240
* $ 2,729,051,000 4 $ 546,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 4 $ 664,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 4 $ 544,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 4 $ 714,000
Amerifirst Financial Corporation
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ 10,000,000 4 $ 492,000
Myers Park Mortgage
141 PROVIDENCE RD
CHARLOTTE, NC 28207
* $ 10,000,000 4 $ 743,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,179,394,000 4 $ 841,000
The Park National Bank
50 N THIRD STREET
NEWARK, OH 43055
* $ 6,281,747,000 4 $ 813,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 4 $ 613,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 3 $ 344,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 3 $ 524,000
Dsld Mortgage LLC

BATON ROUGE, LA 70809
* $ 222,000 3 $ 421,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 3 $ 910,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 3 $ 421,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 3 $ 592,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 3 $ 648,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 3 $ 620,000
Cintel Federal Credit Union
525 VINE ST SUITE 910
CINCINNATI, OH 45202
* $ 66,875,000 3 $ 287,000
Stock Yards Bank & Trust Company
1040 EAST MAIN STREET
LOUISVILLE, KY 40223
* $ 2,045,694,000 3 $ 339,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,898,665,000 3 $ 160,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 3 $ 324,000
The Friendship State Bank
PO BOX 357
FRIENDSHIP, IN 47021
* $ 299,721,000 3 $ 242,000
BNC National Bank

BISMARCK, ND 58501
* $ 662,437,000 3 $ 894,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 477,611,000 3 $ 653,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 235,866,000 3 $ 39,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 16,280,000 3 $ 339,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 3 $ 226,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 3 $ 539,000
Hallmark Home Mortgage, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ 2,915,000 2 $ 397,000
CU Channels
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ 505,929,000 2 $ 141,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 2 $ 435,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 341,507,000 2 $ 393,000
North Side Bank & Trust Company
4125 HAMILTON AVE
CINCINNATI, OH 45223
* $ 486,609,000 2 $ 227,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 2 $ 350,000
University of Ky FCU
1730 ALYSHEBA WAY
LEXINGTON, KY 40509
* $ 422,177,000 2 $ 119,000
Peoples Exchange Bank
PO BOX 4040
WINCHESTER, KY 40932
* $ 352,621,000 2 $ 254,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 2 $ 268,000
Midwest Bank
200 EAST BROADWAY, P.O. BOX 440
MONMOUTH, IL 61462
* $ 417,673,000 2 $ 264,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 2 $ 281,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 244,000
Reverse Mortgage USA, Inc.
6500 RIVER PLACE BLVD, BLDG 1, STE 425
AUSTIN, TX 78730
* $ 3,305,000 2 $ 183,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 2 $ 402,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 2 $ 227,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 2 $ 429,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 106,940,591,000 2 $ 330,000
Cincinnatus Savings & Loan
3300 HARRISON AVE
CINCINNATI, OH 45211
* $ 88,907,000 2 $ 173,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 669,292,000 2 $ 515,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 333,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 289,845,000 1 $ 143,000
American Founders Bank, Inc.
1200 FOREST BRIDGE ROAD
LOUISVILLE, KY 40223
* $ 385,586,000 1 $ 102,000
Bank of Lexington
761 CORPORATE DRIVE
LEXINGTON, KY 40503
* $ 166,757,000 1 $ 233,000
Miami Savings Bank
8008 FERRY ST. PO BOX 40
MIAMITOWN, OH 45041
* $ 115,353,000 1 $ 283,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 584,153,000 1 $ 257,000
Bank of Whittier, NA
15141 E WHITTIER BLVD
WHITTIER, CA 90603
* $ 49,298,000 1 $ 71,000
Home State Bank National Association
40 GRANT STREET
CRYSTAL LAKE, IL 60014
* $ 594,114,000 1 $ 193,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 131,079,000 1 $ 220,000
Lcnb National Bank
2 N BROADWAY
LEBANON, OH 45036
* $ 787,127,000 1 $ 232,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 1 $ 177,000
Firstmerit Mortgage Corp
4455 HILLS AND DALES RD. NW - MTG80
CANTON, OH 44708
* $ 6,000,000,000 1 $ 406,000
Grandbridge Real Est Capital
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 74,000,000,000 1 $ 11,025,000
Ing Bank, FSB / Capital One
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 1 $ 285,000
E*Trade Savings Bank
671 N. GLEBE RD 12TH FLOOR
ARLINGTON, VA 22203
* $ 1,677,184,000 1 $ 97,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 11,197,863,000 1 $ 360,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 12,527,568,000 1 $ 301,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 1 $ 87,000
Capital One NA
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 71,108,281,000 1 $ 78,000
Firstmerit Bank NA
III CASCADE PLAZA - CAS46
AKRON, OH 44308
* $ 14,420,570,000 1 $ 406,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,563,405,000 1 $ 231,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 248,000
Lument Real Estate Capital
10 W BROAD STREET, 8TH FLOOR
COLUMBUS, OH 43215
* $ 10,000,000 1 $ 3,067,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 147,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 293,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 1 $ 128,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 209,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ 552,596,000 1 $ 11,250,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ 10,000,000 1 $ 131,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 1 $ 153,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 10,000,000 1 $ 108,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 2,077,532,000 1 $ 13,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 5,520,183,000 1 $ 184,000
Traditional Bank Inc
49 W MAIN STREET
MT STERLING, KY 40353
* $ 1,078,796,000 1 $ 65,000
Transportation Federal Credit Union
1600 CAMERON STREET
ALEXANDRIA, VA 22314
* $ 175,083,000 1 $ 92,000
Emery Federal Credit Union
7890 EAST KEMPER ROAD
CINCINNATI, OH 45249
* $ 140,933,000 1 $ 225,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 275,779,000 1 $ 21,000
Park Community Credit Union
6101 FERN VALLEY ROAD
LOUISVILLE, KY 40228
* $ 485,047,000 1 $ 55,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,382,225,000 1 $ 203,000
United Citizens Bank & Trust Company
P O BOX 250
CAMPBELLSBURG, KY 40011
* $ 90,135,000 1 $ 30,000
Commonwealth Federal Credit Union
P.O. BOX 978
FRANKFORT, KY 40601
* $ 897,005,000 1 $ 97,000
Citizens Union Bank of Shelbyville
1854 MIDLAND TRAIL, P. O. BOX 189
SHELBYVILLE, KY 40065
* $ 595,190,000 1 $ 35,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 4,231,076,000 1 $ 216,000
Kentucky Telco CU
3740 BARDSTOWN RD
LOUISVILLE, KY 40218
* $ 280,708,000 1 $ 170,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,912,333,000 1 $ 257,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 4,479,945,000 1 $ 76,000
Thrivent Financial Bank
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 546,918,000 1 $ 113,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 978,405,000 1 $ 100,000
Midwest Bankcentre
2191 LEMAY FERRY ROAD LEMAY
SAINT LOUIS, MO 63125
* $ 1,070,032,000 1 $ 356,000
Guaranty Bank
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,163,507,000 1 $ 59,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,579,840,000 1 $ 150,000
Independent Bankers Bank of Fl
615 CRESCENT EXECUTIVE COURT, SUITE 400
LAKE MARY, FL 32746
* $ 247,217,000 1 $ 100,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,664,742,000 1 $ 160,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 1 $ 135,000
Triumph Community Bank NA
2040 1ST STREET A
MOLINE, IL 61265
* $ 1,047,198,000 1 $ 155,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 1 $ 90,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 119,000
Aurgroup Financial Credit Union
8811 HOLDEN BLVD
FAIRFIELD, OH 45014
* $ 141,639,000 1 $ 114,000
Christian Community Credit Union
255 NORTH LONE HILL AVENUE
SAN DIMAS, CA 91773
* $ 521,874,000 1 $ 115,000
The Mortgage Outlet, Inc.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 1 $ 106,000
The Mortgage Warehouse, LLC
13430 PARKER COMMONS BLVD SUITE 103
FORT MYERS, FL 33912
* $ 7,644,442,000 1 $ 268,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 91,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,123,880,000 1 $ 38,000
Wilson & Muir Bank & Trust Company
107 N THIRD ST
BARDSTOWN, KY 40004
* $ 408,832,000 1 $ 390,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,580,221,000 1 $ 73,000
First Safety Bank
4901 VINE STREET
CINCINNATI, OH 45217
* $ 55,434,000 1 $ 315,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 84,000

The tables below break down 2012 mortgage applications in Boone County, KY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Boone County, KY in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,195 $1,366,226,000 $166,000 $12,400,000 $81,000 $9,960,000
Home Purchase 2,943 $485,719,000 $165,000 $11,025,000 $65,000 $3,404,000
Home Improvement 218 $14,021,000 $64,000 $3,067,000 $86,000 $608,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,695 $1,400,969,000 $161,000 $1,445,000 $86,000 $9,960,000
Not applicable 1,022 $215,622,000 $210,000 $12,400,000 $10,000 $592,000
Not Provided 818 $115,191,000 $140,000 $417,000 $75,000 $917,000
Black or African American 505 $83,167,000 $164,000 $732,000 $73,000 $634,000
Hispanic 170 $25,190,000 $148,000 $740,000 $66,000 $500,000
Asian 121 $20,982,000 $173,000 $417,000 $82,000 $400,000
American Indian or Alaskan Native 17 $2,922,000 $171,000 $291,000 $61,000 $117,000
Native Hawaiian or Other Pacific Islander 8 $1,923,000 $240,000 $390,000 $107,000 $193,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,057 $1,339,209,000 $166,000 $12,400,000 $90,000 $9,960,000
FHA-insured (Federal Housing Administration) 2,237 $341,895,000 $152,000 $367,000 $46,000 $992,000
VA-guaranteed (Veterans Administration) 648 $122,324,000 $188,000 $499,000 $41,000 $276,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 414 $62,538,000 $151,000 $292,000 $46,000 $109,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,297 $1,025,857,000 $162,000 $11,025,000 $87,000 $2,117,000
Loan Purchased By The Institution 2,008 $343,299,000 $170,000 $417,000 $42,000 $3,570,000
Application Denied By Financial Institution 1,700 $257,803,000 $151,000 $11,250,000 $76,000 $1,093,000
Application Withdrawn By Applicant 743 $139,221,000 $187,000 $12,400,000 $84,000 $3,404,000
Application Approved But Not Accepted 383 $61,603,000 $160,000 $3,601,000 $102,000 $9,960,000
File Closed For Incompleteness 224 $37,983,000 $169,000 $740,000 $84,000 $420,000
Preapproval Denied by Financial Institution 1 $200,000 $200,000 $200,000 $60,000 $60,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 386 $62,321,000 $161,000 $562,000 $81,000 $243,000
Credit History 366 $45,058,000 $123,000 $682,000 $76,000 $592,000
Debt-To-Income Ratio 253 $37,495,000 $148,000 $740,000 $55,000 $300,000
Credit Application Incomplete 170 $25,059,000 $147,000 $621,000 $99,000 $1,093,000
Other 127 $18,664,000 $146,000 $530,000 $81,000 $384,000
Insufficient Cash (Downpayment, Closing Cost) 29 $3,896,000 $134,000 $343,000 $64,000 $220,000
Unverifiable Information 28 $4,688,000 $167,000 $570,000 $78,000 $289,000
Employment History 18 $2,840,000 $157,000 $388,000 $52,000 $135,000
Mortgage Insurance Denied 2 $464,000 $232,000 $252,000 $110,000 $152,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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