Breckinridge County KY
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Unlock detailed Breckinridge County KY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Kentucky.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 722
Total Mortgage Loan Application Amount $88,445,000
Average Mortgage Loan Application Amount $122,000
Highest Mortgage Loan Application Amount $6,360,000
Average Applicant Income $77,000
Highest Applicant Income $4,080,000

Mortgage Company List for Lending in Breckinridge County KY for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,161,490,000,000 85 $ 9,576,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ 10,000,000 59 $ 7,458,000
THE CECILIAN BANK
PO BOX 178
CECILIA, KY 42724
* $ 481,197,000 58 $ 8,033,000
ABOUND FEDERAL CREDIT UNION
3939 S. DIXIE BLVD
RADCLIFF, KY 40160
* $ 1,019,985,000 35 $ 3,114,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 33 $ 3,490,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 263,309,559,000 30 $ 3,176,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 30 $ 2,107,000
MEADE COUNTY BANK
PO BOX 278
BRANDENBURG, KY 40108
* $ 148,765,000 22 $ 1,519,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 20 $ 1,171,000
FIRST FEDERAL SAVINGS BANK
2323 RING ROAD
ELIZABETHTOWN, KY 42701
* $ 1,228,694,000 20 $ 2,027,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 18 $ 1,729,000
US BK NA ND
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 16 $ 1,406,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ 10,000,000 13 $ 2,059,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 168,867,640,000 12 $ 1,561,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,459,157,302,000 11 $ 1,348,000
REPUBLIC BANK & TRUST COMPANY
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 3,310,308,000 10 $ 927,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 9 $ 1,187,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 9 $ 923,000
OLD NATIONAL BANK
1 MAIN STREET
EVANSVILLE, IN 47708
* $ 8,467,892,000 8 $ 1,331,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 8 $ 1,145,000
INDEPENDENCE BANK OF KENTUCKY
2425 FREDERICA STREET
OWENSBORO, KY 42301
* $ 1,133,577,000 8 $ 757,000
COMMONWEALTH BANK AND TRUST COMPANY
4912 U S HWY 42
LOUISVILLE, KY 40222
* $ 823,405,000 7 $ 702,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
ENGLEWOOD, FL 49418
* $ 10,000,000 7 $ 1,302,000
KIND LENDING, LLC
9931 CORPORATE CAMPUS DR, STE 1200
LEXINGTON, KY 40223
* $ 42,141,000 7 $ 752,000
KENTUCKY NEIGHBORHOOD BANK, IN
1000 N. DIXIE AVE.
ELIZABETHTOWN, KY 42701
* $ 126,656,000 7 $ 867,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 7 $ 1,342,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 7 $ 1,232,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 7 $ 949,000
WILSON & MUIR BANK & TRUST COMPANY
107 N THIRD ST
BARDSTOWN, KY 40004
* $ 408,832,000 6 $ 672,000
WEST POINT BANK
P.O. 440
RADCLIFF, KY 42784
* $ 141,640,000 5 $ 306,000
SERVICE FINANCE COMPANY, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 5 $ 46,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 5 $ 1,231,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 5 $ 675,000
CIS FINANCIAL SERVICES, INC.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 5 $ 579,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 5 $ 543,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 5 $ 406,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 4 $ 327,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 4 $ 405,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 4 $ 546,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 4 $ 818,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 133,582,000 4 $ 380,000
HANCOCK BANK & TRUST COMPANY
220 MAIN STREET
HAWESVILLE, KY 42348
* $ 350,669,000 3 $ 95,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 3 $ 367,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 3 $ 425,000
AMERICAN MORTGAGE SERVICE COMPANY
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 3 $ 376,000
L & N FEDERAL CREDIT UNION
9265 SMYRNA PARKWAY
LOUISVILLE, KY 40229
* $ 706,416,000 3 $ 308,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,288,658,000,000 3 $ 155,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 2 $ 260,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 135,000
KENTUCKY TELCO CU
3740 BARDSTOWN RD
LOUISVILLE, KY 40218
* $ 280,708,000 2 $ 114,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,898,665,000 2 $ 174,000
CLASS ACT FEDERAL CREDIT UNION
3620 FERN VALLEY RD
LOUISVILLE, KY 40219
* $ 153,771,000 2 $ 327,000
FIRST CAPITAL BANK OF KENTUCKY
293 NORTH HUBBARDS LANE
LOUISVILLE, KY 40207
* $ 462,726,000 2 $ 186,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 2 $ 196,000
GFS CAPITAL
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 2 $ 279,000
CMCO MORTGAGE, LLC DBA HOME LE
7851 FREEWAY CIRCLE
MIDDLEBURG HEIGHTS, OH 44130
* $ 10,000,000 2 $ 288,000
CITIZENS UNION BANK OF SHELBYVILLE
1854 MIDLAND TRAIL, P. O. BOX 189
SHELBYVILLE, KY 40065
* $ 595,190,000 2 $ 124,000
GERMAN AMERICAN BANK
711 MAIN STREET, P.O. BOX 360
JASPER, IN 47546
* $ 1,866,842,000 2 $ 141,000
LIMESTONE BANK, INC.
2500 EASTPOINT PARKWAY
LOUISVILLE, KY 40223
* $ 1,452,553,000 1 $ 159,000
MYCUMORTGAGE, LLC
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 1 $ 76,000
FIRST LIBERTY FINANCIAL GROUP
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 1 $ 115,000
THE PEOPLES BANK
P O BOX 95, 201 N BARDSTOWN ROAD
EATONTON, GA 40047
* $ 84,571,000 1 $ 172,000
CLAYTON BANK AND TRUST
520 WEST SUMMIT HILL DRIVE SUITE 801
KNOXVILLE, TN 37902
* $ 628,766,000 1 $ 106,000
UNITED CITIZENS BANK & TRUST COMPANY
P O BOX 250
CAMPBELLSBURG, KY 40011
* $ 90,135,000 1 $ 23,000
UNITED BANK & TRUST
100 UNITED BANK DRIVE
VERSAILLES, KY 40383
* $ 582,171,000 1 $ 130,000
OCEANSIDE MORTGAGE COMPANY
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 144,000
HOME POINT MORTGAGE ACCEPTANCE CORPORATION
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 1 $ 225,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 1 $ 149,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ 10,000,000 1 $ 153,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 54,183,383,000 1 $ 197,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 13,623,469,000 1 $ 124,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 1 $ 555,000
FIFTH THIRD BANK
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 114,540,379,000 1 $ 50,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 63,000
WALKER & DUNLOP, LLC
7501 WISCONSIN AVE, STE 1200E
WILMINGTON, DE 20814
* $ 552,596,000 1 $ 6,360,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ 242,587,000 1 $ 134,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 263,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 1 $ 113,000
WCS LENDING, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 1 $ 103,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ 10,000,000 1 $ 124,000
ACOPIA, LLC
306 NORTHCREEK BOULEVARD SUITE 100
NASHVILLE, TN 37072
* $ 100,000,000 1 $ 100,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 324,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ 10,000,000 1 $ 110,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 1 $ 66,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 177,000
ACCESS NATIONAL BANK
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 1 $ 103,000
UBS AG, TAMPA BRANCH
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 1 $ 136,000
STOCK YARDS BANK & TRUST COMPANY
1040 EAST MAIN STREET
LOUISVILLE, KY 40206
* $ 2,045,694,000 1 $ 74,000
BANK OF EDMONSON COUNTY
PO BOX 99
BROWNSVILLE, KY 42210
* $ 199,092,000 1 $ 171,000
THE PEOPLES BK OF BULLITT CTY
P.O. BOX 247
SHEPHERDSVILLE, KY 40165
* $ 214,877,000 1 $ 75,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 1 $ 190,000
COMMONWEALTH
P.O. BOX 978
FRANKFORT, KY 40602
* $ 897,005,000 1 $ 80,000
PARK COMMUNITY CREDIT UNION
6101 FERN VALLEY ROAD
LOUISVILLE, KY 40228
* $ 485,047,000 1 $ 84,000
SIGNATURE FEDERAL CREDIT UNION
12 HERBERT ST.
ALEXANDRIA, VA 22313
* $ 275,779,000 1 $ 18,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 1 $ 187,000
NYCB MORTGAGE COMPANY, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 187,000
ONEMAIN FINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 1 $ 43,000
LENDMARK FINANCIAL SERVICES
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 1 $ 6,000
HOMESERVICES LENDING, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 1 $ 134,000
RIVER CITY BANK, INC.
6308 GREENWOOD ROAD
LOUISVILLE, KY 40258
* $ 270,305,000 1 $ 129,000
SOUTH CENTRAL BANK OF HARDIN
2908 RING ROAD
ELIZABETHTOWN, KY 42702
* $ 77,488,000 1 $ 4,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Breckinridge County KY in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 431 $63,909,000 $148,000 $6,360,000 $91,000 $4,080,000
Home Purchase 241 $22,651,000 $93,000 $305,000 $57,000 $407,000
Home Improvement 50 $1,885,000 $37,000 $198,000 $48,000 $172,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 588 $64,045,000 $108,000 $709,000 $76,000 $4,080,000
Not Provided 59 $5,850,000 $99,000 $392,000 $58,000 $640,000
Not applicable 37 $13,873,000 $374,000 $6,360,000 $113,000 $4,080,000
American Indian or Alaskan Native 17 $2,384,000 $140,000 $456,000 $116,000 $399,000
Black or African American 11 $1,162,000 $105,000 $253,000 $52,000 $115,000
Hispanic 10 $1,131,000 $113,000 $245,000 $60,000 $160,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 529 $57,653,000 $108,000 $3,400,000 $91,000 $4,080,000
FHA-insured (Federal Housing Administration) 96 $16,627,000 $173,000 $6,360,000 $42,000 $160,000
VA-guaranteed (Veterans Administration) 69 $11,184,000 $162,000 $552,000 $35,000 $180,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 28 $2,981,000 $106,000 $194,000 $34,000 $77,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 350 $42,043,000 $120,000 $3,400,000 $90,000 $4,080,000
Application Denied By Financial Institution 177 $23,155,000 $130,000 $6,360,000 $53,000 $544,000
Loan Purchased By The Institution 78 $10,230,000 $131,000 $390,000 $93,000 $4,080,000
Application Withdrawn By Applicant 65 $7,471,000 $114,000 $555,000 $59,000 $220,000
Application Approved But Not Accepted 38 $3,940,000 $103,000 $318,000 $51,000 $162,000
File Closed For Incompleteness 14 $1,606,000 $114,000 $324,000 $105,000 $640,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 28 $2,073,000 $74,000 $155,000 $59,000 $143,000
Debt-To-Income Ratio 25 $2,236,000 $89,000 $275,000 $42,000 $142,000
Collateral 19 $2,476,000 $130,000 $552,000 $80,000 $180,000
Other 9 $976,000 $108,000 $203,000 $68,000 $179,000
Credit Application Incomplete 8 $1,301,000 $162,000 $392,000 $67,000 $123,000
Unverifiable Information 4 $557,000 $139,000 $200,000 $53,000 $93,000
Insufficient Cash (Downpayment, Closing Cost) 2 $240,000 $120,000 $160,000 $23,000 $36,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Kentucky Lender List