Brooke County, WV Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 741 mortgage applications in Brooke County, WV totaling $70.0 million, down 5% from 2012. The average application was for $94,000, and applicants reported an average income of $61,000. 56% of applications resulted in an originated loan and 23% were denied. The most active lender was First National Bank of Pa, with 168 applications, followed by Hancock County Savings Bank, FSB and Wesbanco Bank, Inc..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 741
Total Mortgage Loan Application Amount $70,023,000
Average Mortgage Loan Application Amount $94,000
Highest Mortgage Loan Application Amount $2,767,000
Average Applicant Income $61,000
Highest Applicant Income $473,000

Mortgage Company List for Lending in Brooke County, WV for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 11,842,395,000 168 $ 10,761,000
Hancock County Savings Bank, FSB
351 CAROLINA AVENUE
CHESTER, WV 26034
* $ 328,858,000 91 $ 7,522,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 6,065,555,000 52 $ 5,534,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 55,954,625,000 49 $ 5,258,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 28 $ 3,109,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 27 $ 2,341,000
Main Street Bank
2001 MAIN STREET, SUITE 100
WHEELING, WV 26003
* $ 271,611,000 27 $ 2,124,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 24 $ 2,049,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 20 $ 2,132,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 19 $ 1,397,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 15 $ 1,584,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 15 $ 1,126,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 11 $ 1,383,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 11 $ 745,000
Republic Mortgage Home Loans
5241 SOUTH STATE STREET, SUITE 2
MURRAY, UT 84107
* $ 10,000,000 10 $ 899,000
Progressive Bank, National Association
1701 WARWOOD AVENUE, PO BOX 4075
WHEELING, WV 26003
* $ 306,188,000 9 $ 351,000
First Choice America Community
3501 MAIN STREET
WEIRTON, WV 26062
* $ 382,197,000 9 $ 827,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 8 $ 583,000
United Bank Inc
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 4,932,825,000 8 $ 784,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 7 $ 995,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 7 $ 610,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 7 $ 844,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 7 $ 559,000
Belmont Savings Bank
PO BOX 654
BELLAIRE, OH 43906
* $ 481,039,000 4 $ 157,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 4 $ 446,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 4 $ 537,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 4 $ 380,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 82,086,021,000 3 $ 299,000
The Home Savings and Loan Comp
275 W FEDERAL ST
YOUNGSTOWN, OH 44503
* $ 1,808,305,000 3 $ 695,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 3 $ 262,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 3 $ 232,000
Priority Mortgage Corp.
150 E WILSON BRIDGE RD STE 350
WORTHINGTON, OH 43085
* $ 10,000,000 3 $ 392,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 3 $ 75,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 429,180,000 3 $ 316,000
Victorian Finance, LLC
2570 BOYCE PLAZA ROAD
PITTSBURGH, PA 15241
* $ 12,167,000 2 $ 301,000
Unified Bank
201 S 4TH STREET
MARTINS FERRY, OH 43935
* $ 436,774,000 2 $ 245,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 2 $ 283,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 2 $ 197,000
Premier Bank & Trust, N.A.
600 SOUTH MAIN STREET
NORTH CANTON, OH 44720
* $ 174,736,000 2 $ 114,000
Lument Real Estate Capital
10 W BROAD STREET, 8TH FLOOR
COLUMBUS, OH 43215
* $ 10,000,000 2 $ 4,651,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 2 $ 580,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 2 $ 369,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 104,823,994,000 1 $ 124,000
Bayer Hfcu
788 N STATE ROUTE 2
NEW MARTINSVILLE, WV 26155
* $ 308,908,000 1 $ 108,000
Washington Area Teachers Federal Credit Union
75 LANDINGS DRIVE
WASHINGTON, PA 15301
* $ 59,371,000 1 $ 43,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 1 $ 72,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 119,444,656,000 1 $ 87,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 250,961,257,000 1 $ 60,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 100,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 148,000
BNC National Bank

BISMARCK, ND 58501
* $ 768,613,000 1 $ 143,000
Cfbank
3009 SMITH RD SUITE 100
FAIRLAWN, OH 44333
* $ 209,405,000 1 $ 85,000
First Federal Savings and Loan
25 E HIGH ST
WAYNESBURG, PA 15370
* $ 852,775,000 1 $ 105,000
Agchoice Farm Credit Aca
300 WINDING CREEK BLVD
MECHANICSBURG, PA 17050
* $ 12,000,000 1 $ 38,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 90,000
City National Bank of Wv
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ 2,893,976,000 1 $ 156,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 1 $ 10,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 162,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 100,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 168,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 113,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 186,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 646,232,000 1 $ 19,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 260,362,000 1 $ 76,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 467,666,000 1 $ 205,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 111,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 132,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 137,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,105,077,000 1 $ 82,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ 1,033,770,000 1 $ 63,000

The tables below break down 2013 mortgage applications in Brooke County, WV by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Brooke County, WV in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 387 $38,592,000 $99,000 $417,000 $69,000 $445,000
Home Purchase 244 $22,074,000 $90,000 $500,000 $51,000 $266,000
Home Improvement 110 $9,357,000 $85,000 $2,767,000 $56,000 $473,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 629 $54,601,000 $86,000 $417,000 $67,000 $473,000
Not applicable 68 $11,597,000 $170,000 $2,767,000 $8,000 $105,000
Not Provided 30 $2,604,000 $86,000 $157,000 $60,000 $137,000
Hispanic 7 $637,000 $91,000 $175,000 $63,000 $91,000
Black or African American 4 $347,000 $86,000 $111,000 $36,000 $43,000
American Indian or Alaskan Native 3 $237,000 $79,000 $154,000 $56,000 $90,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 600 $51,937,000 $86,000 $500,000 $66,000 $473,000
FHA-insured (Federal Housing Administration) 98 $13,785,000 $140,000 $2,767,000 $43,000 $124,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 22 $2,066,000 $93,000 $184,000 $43,000 $80,000
VA-guaranteed (Veterans Administration) 21 $2,235,000 $106,000 $174,000 $39,000 $126,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 416 $41,297,000 $99,000 $2,767,000 $69,000 $445,000
Application Denied By Financial Institution 169 $13,645,000 $80,000 $417,000 $65,000 $473,000
Loan Purchased By The Institution 84 $8,268,000 $98,000 $379,000 $21,000 $147,000
Application Withdrawn By Applicant 34 $3,488,000 $102,000 $335,000 $58,000 $132,000
Application Approved But Not Accepted 23 $1,729,000 $75,000 $174,000 $50,000 $124,000
File Closed For Incompleteness 15 $1,596,000 $106,000 $159,000 $64,000 $103,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 72 $3,839,000 $53,000 $288,000 $61,000 $473,000
Collateral 33 $3,495,000 $105,000 $302,000 $77,000 $289,000
Debt-To-Income Ratio 15 $1,813,000 $120,000 $417,000 $52,000 $140,000
Credit Application Incomplete 14 $1,408,000 $100,000 $313,000 $82,000 $273,000
Other 3 $290,000 $96,000 $151,000 $58,000 $82,000
Unverifiable Information 3 $206,000 $68,000 $103,000 $73,000 $95,000
Insufficient Cash (Downpayment, Closing Cost) 2 $184,000 $92,000 $107,000 $45,000 $54,000
Employment History 1 $136,000 $136,000 $136,000 $49,000 $49,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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