Brown County, OH Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 2,188 mortgage applications in Brown County, OH totaling $246.0 million, down 12% from 2009. The average application was for $112,000, and applicants reported an average income of $63,000. 45% of applications resulted in an originated loan and 29% were denied. The most active lender was Fifth Third Mortgage Company, with 229 applications, followed by Fifth Third Bank and US Bank North Dakota.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Ohio.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,188
Total Mortgage Loan Application Amount $246,012,000
Average Mortgage Loan Application Amount $112,000
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $63,000
Highest Applicant Income $979,000

Mortgage Company List for Lending in Brown County, OH for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 229 $ 25,304,000
Fifth Third Bank
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 158 $ 13,744,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 151 $ 14,284,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 122 $ 14,332,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 101 $ 10,805,000
Union Savings Bank
8534 E. KEMPER ROAD
CINCINNATI, OH 45249
* $ 1,945,709,000 101 $ 12,764,000
Guardian Savings Bank, FSB
5901 COLERAIN AV
CINCINNATI, OH 45239
* $ 685,310,000 90 $ 10,255,000
First Safety Bank
4901 VINE STREET
CINCINNATI, OH 45217
* $ 55,755,000 72 $ 8,073,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 61 $ 9,289,000
The National Bank and Trust Co
48 N SOUTH STREET
WILMINGTON, OH 45177
* $ 649,689,000 56 $ 4,403,000
Merchants National Bank
100 NORTH HIGH STREET
HILLSBORO, OH 45133
* $ 545,510,000 56 $ 4,752,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 51 $ 6,330,000
First State Bank
19230 STATE ROUTE 136
WINCHESTER, OH 45697
* $ 198,818,000 51 $ 5,599,000
Ripley Federal Savings Bank
1006 SOUTH 2ND STREET
RIPLEY, OH 45167
* $ 86,914,000 43 $ 4,436,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 41 $ 4,751,000
Citifinancial, Inc
300 ST PAUL PLACE
BALTIMORE, MD 21020
* $ 1,494,037,000,000 34 $ 2,720,000
The Park National Bank
50 N THIRD STREET
NEWARK, OH 43055
* $ 6,187,246,000 34 $ 5,380,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 3,245,297,000 33 $ 5,584,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 31 $ 6,639,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 29 $ 3,855,000
The Huntington National Bank
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 51,111,245,000 28 $ 3,033,000
Riverhills Bank
553 CHAMBER DRIVE
MILFORD, OH 45150
* $ 126,970,000 26 $ 2,885,000
Superior Financial Solutions
4230 ELIDA RD
LIMA, OH 45807
* $ 733,000 24 $ 3,011,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 23 $ 1,234,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 21 $ 2,731,000
Liberty Savings Bank, FSB
2251 ROMBACH AVE.
WILMINGTON, OH 45177
* $ 1,272,096,000 20 $ 2,190,000
American Mortgage Service Company
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 19 $ 2,442,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 18 $ 2,403,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 17 $ 2,249,000
General Electric Credit Union
10485 READING RD
CINCINNATI, OH 45242
* $ 1,038,120,000 16 $ 1,698,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 16 $ 1,958,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 16 $ 2,269,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 15 $ 1,777,000
Integra Bank
PO BOX 868
EVANSVILLE, IN 47705
* $ 2,919,085,000 14 $ 674,000
Ncb, FSB
139 SOUTH HIGH STREET
HILLSBORO, OH 45133
* $ 1,589,722,000 14 $ 1,394,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 13 $ 1,727,000
Sharefax Credit Union
1147 OLD STATE ROUTE 74
CINCINNATI, OH 45245
* $ 245,153,000 12 $ 1,117,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 11 $ 1,058,000
Incenta
175 W. WENGER ROAD
ENGLEWOOD, OH 45322
* $ 66,843,000 11 $ 573,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 349,760,000 10 $ 439,000
Citizens Deposit Bank & Trust
PO BOX 9 10 SECOND STREET
VANCEBURG, KY 41179
* $ 123,449,000 10 $ 993,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 10 $ 1,387,000
Kemba Credit Union
8763 UNION CENTRE BLVD
WEST CHESTER, OH 45069
* $ 451,692,000 10 $ 847,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 9 $ 1,301,000
Keybank National Association
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 90,179,122,000 9 $ 674,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 9 $ 719,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 8 $ 777,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 8 $ 1,031,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 8 $ 793,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 7 $ 1,102,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 7 $ 859,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 10,679,718,000 7 $ 1,237,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 5 $ 537,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 5 $ 915,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 5 $ 549,000
Centerbank
744 STATE ROUTE 28
MILFORD, OH 45150
* $ 103,644,000 5 $ 1,076,000
University Bank
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ 133,720,000 5 $ 565,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 4 $ 519,000
1st National Bank
1160 E. MAIN STREET
LEBANON, OH 45036
* $ 107,854,000 4 $ 779,000
Bramble Savings Bank
954 STATE ROUTE 28
MILFORD, OH 45150
* $ 49,493,000 4 $ 519,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 4 $ 463,000
Mountain States Mortgage
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 4 $ 374,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 4 $ 432,000
Franklin Savings
4750 ASHWOOD DR
CINCINNATI, OH 45241
* $ 301,236,000 4 $ 363,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 4 $ 534,000
Primary Capital
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 4 $ 402,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 10,000,000 3 $ 328,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 3 $ 273,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 388,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 3 $ 446,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 3 $ 457,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 3 $ 359,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 427,000
Amerifirst Financial Corporati
616 WEST CENTRE AVENUE
PORTAGE, MI 49024
* $ 10,000,000 3 $ 281,000
Sibcy Cline Mortgage Services, Inc.
8044 MONTGOMERY RD. SUITE 301
CINCINNATI, OH 45236
* $ 10,000,000 3 $ 269,000
The Home Savings and Loan Comp
275 W FEDERAL ST
YOUNGSTOWN, OH 44503
* $ 2,339,387,000 3 $ 600,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 3 $ 263,000
Unity Catholic Federal Credit Union
5839 RIDGE ROAD
PARMA, OH 44129
* $ 64,397,000 2 $ 238,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 2 $ 206,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 276,676,000 2 $ 299,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 2 $ 258,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 237,957,000 2 $ 20,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 138,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 123,758,000 2 $ 265,000
Citizens National Bank
110 WEST COURT ST
PARIS, IL 61944
* $ 240,050,000 2 $ 109,000
Lcnb National Bank
2 N BROADWAY
LEBANON, OH 45036
* $ 733,289,000 2 $ 351,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 2 $ 347,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 2 $ 177,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 183,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ 42,141,000 2 $ 139,000
Kirkston Mortgage Lending
501 CROSS POINTE BLVD
EVANSVILLE, IN 47715
* $ 10,000,000 2 $ 251,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 2 $ 268,000
Hallmark Home Mortgage, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ 2,915,000 2 $ 221,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 144,000
Day Air Credit Union
3501 WILMINGTON PIKE
KETTERING, OH 45429
* $ 202,471,000 2 $ 187,000
L&N Federal Credit Union
9265 SMYRNA PARKWAY
LOUISVILLE, KY 40229
* $ 607,497,000 2 $ 151,000
Cinfed Federal Credit Union
4801 KENNEDY AVE
CINCINNATI, OH 45209
* $ 284,399,000 1 $ 100,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,867,638,000 1 $ 25,000
Western Credit Union
750 GEORGESVILLE RD
COLUMBUS, OH 43228
* $ 61,674,000 1 $ 88,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 170,688,000 1 $ 32,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,422,795,000 1 $ 38,000
American Bank
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 1 $ 196,000
Peoples First Saving Bank
225 READING ROAD
MASON, OH 45040
* $ 47,965,000 1 $ 36,000
Ross Mortgage Corporation
2075 W. BIG BEAVER, SUITE 700
TROY, MI 48084
* $ 10,000,000 1 $ 107,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 146,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 214,000
Aurgroup Financial Credit Union
8811 HOLDEN BLVD
FAIRFIELD, OH 45014
* $ 138,137,000 1 $ 15,000
Select Mortgage Group Ltd
3040 PRESIDENTIAL DR
FAIRBORN, OH 45324
* $ 370,000 1 $ 100,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 138,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 1 $ 170,000
First Equity Mortgage Inc
7265 KENWOOD ROAD, SUITE 111
CINCINNATI, OH 45236
* $ 31,000,000 1 $ 185,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 70,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 80,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 214,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 40,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 198,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 292,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 119,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 65,000
Villa Mortgage, Inc.
2796 MACK ROAD
FAIRFIELD, OH 45014
* $ 10,000,000 1 $ 63,000
Birmingham Bancorp Mortgage
6230 ORCHARD LAKE ROAD
WEST BLOOMFIELD, MI 48322
* $ 10,000,000 1 $ 171,000
Real Living Mortgage, LLC B
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,098,000 1 $ 119,000
Homeservices Lending, LLC A
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 1 $ 155,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 108,000
Community Trust Bank, Inc.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 3,072,308,000 1 $ 227,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 1 $ 17,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 1 $ 110,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 1 $ 25,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 1 $ 225,000
Guaranty Bank, FSB
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,319,978,000 1 $ 124,000
Shelter Mortgage Company, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 12,000,000 1 $ 124,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 2,019,000,000 1 $ 59,000
Merrill Lynch Credit Corp
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 1 $ 170,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 134,000
Affiliated Mortgage Company
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 1 $ 61,000
Cincinnatus Savings and Loan
3300 HARRISON AVE.
CINCINNATI, OH 45238
* $ 96,438,000 1 $ 78,000
Cincinnati Federal Savings and
6581 HARRISON AVENUE
CINCINNATI, OH 45247
* $ 113,872,000 1 $ 216,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 267,565,000 1 $ 130,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 1 $ 64,000
Financial Resources Federal Cr
3040 US HIGHWAY 22 BLDG 2
BRANCHBURG, NJ 08876
* $ 351,030,000 1 $ 99,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,379,910,000 1 $ 102,000
Citizens Bank of Northern Ky
103 CHURCHILL DRIVE
NEWPORT, KY 41071
* $ 273,816,000 1 $ 104,000
Cincinnati Ohio Police Federal Credit Union
959 W 8TH STREET
CINCINNATI, OH 45203
* $ 81,872,000 1 $ 118,000
Kingston National Bank
2 NORTH MAIN STREET, POST OFFICE BOX 613
KINGSTON, OH 45644
* $ 175,678,000 1 $ 128,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,011,062,000 1 $ 36,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,192,761,000 1 $ 6,000
First Star Bank, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 188,577,000 1 $ 319,000

The tables below break down 2010 mortgage applications in Brown County, OH by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Brown County, OH in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,510 $183,901,000 $121,000 $3,000,000 $68,000 $979,000
Home Purchase 596 $58,722,000 $98,000 $417,000 $53,000 $674,000
Home Improvement 82 $3,389,000 $41,000 $298,000 $61,000 $288,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,905 $209,089,000 $109,000 $1,314,000 $65,000 $780,000
Not Provided 141 $16,813,000 $119,000 $1,650,000 $59,000 $700,000
Not applicable 98 $14,035,000 $143,000 $3,000,000 $23,000 $979,000
Black or African American 18 $2,771,000 $153,000 $242,000 $73,000 $157,000
Hispanic 11 $1,342,000 $122,000 $225,000 $54,000 $103,000
American Indian or Alaskan Native 11 $1,454,000 $132,000 $280,000 $138,000 $454,000
Asian 2 $284,000 $142,000 $207,000 $175,000 $300,000
Native Hawaiian or Other Pacific Islander 2 $224,000 $112,000 $133,000 $69,000 $101,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,558 $174,844,000 $112,000 $3,000,000 $74,000 $979,000
FHA-insured (Federal Housing Administration) 503 $55,890,000 $111,000 $321,000 $37,000 $129,000
VA-guaranteed (Veterans Administration) 64 $8,506,000 $132,000 $286,000 $32,000 $103,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 63 $6,772,000 $107,000 $214,000 $44,000 $82,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 982 $111,308,000 $113,000 $451,000 $76,000 $979,000
Application Denied By Financial Institution 625 $68,728,000 $109,000 $1,650,000 $58,000 $674,000
Loan Purchased By The Institution 248 $27,934,000 $112,000 $319,000 $31,000 $288,000
Application Withdrawn By Applicant 192 $22,977,000 $119,000 $3,000,000 $59,000 $420,000
Application Approved But Not Accepted 86 $8,817,000 $102,000 $361,000 $69,000 $400,000
File Closed For Incompleteness 55 $6,248,000 $113,000 $214,000 $54,000 $135,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 176 $21,244,000 $120,000 $319,000 $71,000 $674,000
Credit History 163 $12,970,000 $79,000 $400,000 $50,000 $447,000
Debt-To-Income Ratio 119 $13,600,000 $114,000 $1,650,000 $44,000 $127,000
Other 53 $5,962,000 $112,000 $400,000 $68,000 $465,000
Credit Application Incomplete 29 $3,412,000 $117,000 $244,000 $58,000 $180,000
Unverifiable Information 12 $1,693,000 $141,000 $265,000 $51,000 $76,000
Insufficient Cash (Downpayment, Closing Cost) 5 $738,000 $147,000 $198,000 $71,000 $173,000
Employment History 2 $161,000 $80,000 $81,000 $31,000 $32,000
Mortgage Insurance Denied 1 $101,000 $101,000 $101,000 $48,000 $48,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Ohio Lender List