Buchanan County, VA Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 561 mortgage applications in Buchanan County, VA totaling $31.3 million, down 8% from 2009. The average application was for $55,000, and applicants reported an average income of $52,000. 55% of applications resulted in an originated loan and 27% were denied. The most active lender was Trupoint Bank, with 137 applications, followed by New Peoples Bank, Inc and Legacybank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 561
Total Mortgage Loan Application Amount $31,253,000
Average Mortgage Loan Application Amount $55,000
Highest Mortgage Loan Application Amount $768,000
Average Applicant Income $52,000
Highest Applicant Income $1,077,000

Mortgage Company List for Lending in Buchanan County, VA for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Trupoint Bank
20089 RIVERSIDE DR
GRUNDY, VA 24614
* $ 491,493,000 137 $ 2,952,000
New Peoples Bank, Inc
PO BOX 1810
HONAKER, VA 24260
* $ 858,068,000 77 $ 2,808,000
Legacybank
20957 RIVERSIDE DRIVE
GRUNDY, VA 24614
* $ 319,204,000 56 $ 2,572,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 42 $ 2,323,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 31 $ 1,611,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 29 $ 1,738,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 26 $ 1,228,000
Community Trust Bank, Inc.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 3,072,308,000 21 $ 1,890,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 12 $ 1,164,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 9 $ 1,197,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 9 $ 997,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 9 $ 743,000
National Bank of Blacksburg
P.O. BOX 90002
BLACKSBURG, VA 24060
* $ 978,533,000 8 $ 176,000
Sidus Financial, LLC
701 GREEN VALLEY ROAD, SUITE 101
GREENSBORO, NC 27408
* $ 10,000,000 8 $ 665,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 6 $ 801,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 6 $ 985,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 5 $ 263,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 5 $ 558,000
First Bank and Trust Company
PO BOX 1000
ABINGDON, VA 24212
* $ 1,130,091,000 4 $ 445,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 4,542,636,000 4 $ 373,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 4 $ 495,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 3 $ 404,000
Stellarone Bank
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 3,015,291,000 3 $ 265,000
Nationwide Bank
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 3,206,002,000 2 $ 425,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 2 $ 205,000
First Community Bank, N. A.
P O BOX 989
BLUEFIELD, VA 24605
* $ 2,248,991,000 2 $ 65,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,011,062,000 2 $ 59,000
Member One Federal Credit Union
P.O. BOX 12288
ROANOKE, VA 24024
* $ 484,627,000 2 $ 20,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,867,638,000 2 $ 113,000
Virginia Federal Credit Union
PO BOX 90010
RICHMOND, VA 23225
* $ 1,941,835,000 2 $ 172,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 138,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 164,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 2 $ 251,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 2 $ 158,000
Walker Jackson Mortgage Corpor
14501 GEORGE CARTER WAY
CHANTILLY, VA 20151
* $ 292,944,000 1 $ 138,000
Prosperity Mortgage Company
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,788,563,000 1 $ 125,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ 100,000,000 1 $ 135,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 97,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 188,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 127,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ 60,000,000 1 $ 50,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 190,000
Weststar Mortgage, Inc.
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 206,000
Lee Bank & Trust Company
P.O. BOX 100
PENNINGTON GAP, VA 24277
* $ 166,985,000 1 $ 4,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 152,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 1 $ 96,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 1 $ 160,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 1 $ 80,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 276,676,000 1 $ 188,000
First Bankers Trust Company
505 NORTH 24TH STREET
QUINCY, IL 62301
* $ 616,706,000 1 $ 61,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 1 $ 5,000
Liberty Mortgage Corporation
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 1 $ 101,000
Security Bank
510 E. MONROE ST
SPRINGFIELD, IL 62701
* $ 167,806,000 1 $ 61,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 349,760,000 1 $ 43,000

The tables below break down 2010 mortgage applications in Buchanan County, VA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Buchanan County, VA in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 196 $13,529,000 $69,000 $768,000 $56,000 $1,077,000
Home Improvement 192 $2,572,000 $13,000 $189,000 $41,000 $178,000
Refinancing 173 $15,152,000 $87,000 $450,000 $60,000 $636,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 504 $27,181,000 $53,000 $768,000 $53,000 $1,077,000
Not Provided 43 $2,138,000 $49,000 $170,000 $49,000 $120,000
Not applicable 9 $1,351,000 $150,000 $358,000 $10,000 $94,000
American Indian or Alaskan Native 3 $171,000 $57,000 $97,000 $47,000 $82,000
Asian 2 $412,000 $206,000 $206,000 $85,000 $85,000
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 479 $22,925,000 $47,000 $768,000 $53,000 $1,077,000
FHA-insured (Federal Housing Administration) 65 $6,369,000 $97,000 $213,000 $47,000 $140,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 13 $1,378,000 $106,000 $138,000 $42,000 $59,000
VA-guaranteed (Veterans Administration) 4 $581,000 $145,000 $210,000 $51,000 $78,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 310 $16,778,000 $54,000 $768,000 $58,000 $1,077,000
Application Denied By Financial Institution 150 $6,955,000 $46,000 $174,000 $42,000 $131,000
Application Approved But Not Accepted 36 $2,181,000 $60,000 $152,000 $52,000 $110,000
Application Withdrawn By Applicant 32 $1,490,000 $46,000 $200,000 $45,000 $142,000
Loan Purchased By The Institution 27 $3,306,000 $122,000 $213,000 $51,000 $140,000
File Closed For Incompleteness 6 $543,000 $90,000 $190,000 $51,000 $110,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 39 $1,417,000 $36,000 $95,000 $54,000 $123,000
Debt-To-Income Ratio 10 $615,000 $61,000 $164,000 $29,000 $59,000
Collateral 9 $642,000 $71,000 $142,000 $47,000 $131,000
Other 7 $432,000 $61,000 $102,000 $43,000 $60,000
Credit Application Incomplete 4 $369,000 $92,000 $118,000 $29,000 $45,000
Unverifiable Information 3 $247,000 $82,000 $113,000 $43,000 $64,000
Employment History 2 $94,000 $47,000 $50,000 $27,000 $31,000
Mortgage Insurance Denied 2 $250,000 $125,000 $131,000 $43,000 $57,000
Insufficient Cash (Downpayment, Closing Cost) 1 $79,000 $79,000 $79,000 $23,000 $23,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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