Bureau County IL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Unlock detailed Bureau County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,605 |
| Total Mortgage Loan Application Amount | $162,463,000 |
| Average Mortgage Loan Application Amount | $101,000 |
| Highest Mortgage Loan Application Amount | $1,750,000 |
| Average Applicant Income | $61,000 |
| Highest Applicant Income | $2,472,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| CITIZENS FIRST NATIONAL BANK 128 E. DAKOTA STREET SPRING VALLEY, IL 61362 |
* | $ 1,163,463,000 | 395 | $ 39,861,000 |
| CENTRAL BANK ILLINOIS 101 N STATE ST GENESEO, IL 61254 |
* | $ 361,420,000 | 193 | $ 22,355,000 |
| AMCORE BANK, N.A. 501 SEVENTH ST ROCKFORD, IL 61104 |
* | $ 5,036,230,000 | 108 | $ 7,985,000 |
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 538,958,000,000 | 73 | $ 7,649,000 |
| FIRST STATE BANK 706 WASHINGTON STREET MENDOTA, IL 61342 |
* | $ 468,325,000 | 67 | $ 7,039,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,746,242,000,000 | 52 | $ 5,261,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 50 | $ 5,322,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 49 | $ 5,594,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 45 | $ 4,697,000 |
| CENTRUE BANK 606 BROADWAY COAL CITY, IL 60416 |
* | $ 1,396,918,000 | 42 | $ 3,290,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,471,631,047,000 | 39 | $ 4,593,000 |
| FIRST FEDERAL SAVINGS BANK 633 LASALLE STREET OTTAWA, IL 61350 |
* | $ 436,910,000 | 36 | $ 3,909,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,227,040,000,000 | 31 | $ 1,741,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 29 | $ 3,723,000 |
| PEOPLES NATIONAL BANK OF KEWANEE 207 N TREMONT ST KEWANEE, IL 61443 |
* | $ 219,971,000 | 27 | $ 1,387,000 |
| TAYLOR, BEAN & WHITAKER 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 24 | $ 1,924,000 |
| WINTRUST MORTGAGE CORPORATION 660 MIDWEST RD SUITE 100 OAK BROOK TERRACE, IL 60181 |
* | $ 300,000,000 | 23 | $ 2,577,000 |
| HOMETOWN NATIONAL BANK 260 BUCKLIN STREET LASALLE, IL 61301 |
* | $ 161,218,000 | 18 | $ 2,013,000 |
| COUNTRYWIDE BANK FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 117,978,966,000 | 14 | $ 1,630,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 32,882,574,000 | 14 | $ 1,857,000 |
| UNITED COMMUNITY BANK 104 N MACOUPIN CHATHAM, IL 62033 |
* | $ 791,055,000 | 12 | $ 1,087,000 |
| ALLIED HOME MTG CAPITAL CORP 6110 PINEMONT DR., STE. 215 HOUSTON, TX 77092 |
* | $ 10,000,000 | 10 | $ 1,110,000 |
| 1ST ADVANTAGE MORTGAGE 701 E 22ND ST, STE 125 LOMBARD, IL 60148 |
* | $ 10,000,000 | 10 | $ 956,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 9 | $ 1,086,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 21,270,147,000 | 9 | $ 732,000 |
| FIRST FEDERAL SAVINGS & LOAN 101 WEST CENTRAL BLVD KEWANEE, IL 61443 |
* | $ 76,784,000 | 9 | $ 645,000 |
| FARMERS NATIONAL BANK 114 W THIRD ST PROPHETSTOWN, IL 61277 |
* | $ 382,739,000 | 9 | $ 756,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 7,047,356,000 | 8 | $ 818,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 8 | $ 947,000 |
| CITIFINANCIAL SERVICES, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 8 | $ 354,000 |
| BENEFICIAL COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 4,017,643,000 | 7 | $ 589,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 261,775,591,000 | 6 | $ 630,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 32,584,979,000 | 6 | $ 780,000 |
| UNION FEDERAL SAVINGS & LOAN 104 N. TREMONT ST KEWANEE, IL 61443 |
* | $ 119,845,000 | 6 | $ 350,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 6 | $ 659,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 5 | $ 764,000 |
| VIBRANT CREDIT UNION 1900 52ND AVE MOLINE, IL 61265 |
* | $ 366,158,000 | 5 | $ 362,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,157,838,000 | 5 | $ 522,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 69,459,606,000 | 5 | $ 555,000 |
| TRIUMPH COMMUNITY BANK NA 2040 1ST STREET A MOLINE, IL 61265 |
* | $ 1,230,924,000 | 5 | $ 773,000 |
| PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 140,777,455,000 | 4 | $ 447,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 16,669,297,000 | 4 | $ 289,000 |
| ILLINI BANK 3200 W. ILES AVENUE SPRINGFIELD, IL 62711 |
* | $ 236,301,000 | 4 | $ 418,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 4 | $ 564,000 |
| MLD MORTGAGE INC. 30B VREELAND ROAD FLORHAM PARK, NJ 07932 |
* | $ 10,000,000 | 3 | $ 480,000 |
| HARTLAND MORTGAGE CENTERS 1900 W 75TH ST WOODRIDGE, IL 60517 |
* | $ 10,000,000 | 3 | $ 406,000 |
| COMMUNITY STATE BANK 625 SE 2ND ST GALVA, IL 61434 |
* | $ 92,088,000 | 3 | $ 378,000 |
| BUSEY BANK 100 W UNIVERSITY AVE CHAMPAIGN, IL 61820 |
* | $ 4,012,831,000 | 3 | $ 221,000 |
| BANKORION 1114 4TH STREET ORION, IL 61273 |
* | $ 286,146,000 | 3 | $ 86,000 |
| STATE BANK OF TOULON 102 W MAIN STREET, PO BOX 609 TOULON, IL 61483 |
* | $ 158,317,000 | 3 | $ 192,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 10,273,647,000 | 3 | $ 516,000 |
| FIFTH THIRD BANK 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 69,459,606,000 | 3 | $ 120,000 |
| MORTON COMMUNITY BANK 721 W. JACKSON MORTON, IL 61550 |
* | $ 1,824,686,000 | 2 | $ 174,000 |
| FARMERS STATE BANK OF WESTERN ILLINOIS PO BOX 369 ALPHA, IL 61413 |
* | $ 105,200,000 | 2 | $ 149,000 |
| HENRY STATE BANK 700 SECOND ST HENRY, IL 61537 |
* | $ 89,547,000 | 2 | $ 90,000 |
| BRANCH BANKING AND TRUST CO 223 W NASH STREET WILSON, NC 27893 |
* | $ 147,483,646,000 | 2 | $ 342,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 4,858,594,000 | 2 | $ 117,000 |
| STILLMAN BANCCORP N.A. 101 E. MAIN STREET P.O. BOX 150 STILLMAN VALLEY, IL 61084 |
* | $ 328,387,000 | 2 | $ 172,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 1,959,803,000 | 2 | $ 94,000 |
| HFC COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 15,000,000 | 2 | $ 264,000 |
| MARINE BANK 3050 WABASH AVENUE SPRINGFIELD, IL 62704 |
* | $ 639,100,000 | 2 | $ 188,000 |
| MIDWEST COMMUNITY BANK 510 PARK CREST DR FREEPORT, IL 61032 |
* | $ 204,628,000 | 2 | $ 326,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 2 | $ 255,000 |
| GUARANTY BANK, FSB 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 1,629,217,000 | 2 | $ 221,000 |
| BOULEVARD BANK 111 E MAIN ST NEOSHO, MO 64850 |
* | $ 138,486,000 | 2 | $ 116,000 |
| SHORE MORTGAGE 770 S. ADAMS ROAD #300 BIRMINGHAM, MI 48009 |
* | $ 10,000,000 | 2 | $ 314,000 |
| SHELTER MORTGAGE COMPANY, LLC 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 12,000,000 | 2 | $ 221,000 |
| LIBERTY MORTGAGE CORPORATION 223 W NASH STREET WILSON, NC 27893 |
* | $ 2,406,088,000 | 2 | $ 245,000 |
| FIRST NORTHERN CREDIT UNION 230 W MONROE, SUITE 2850 CHICAGO, IL 60606 |
* | $ 254,826,000 | 2 | $ 89,000 |
| RESIDENTIAL FINANCE CORP. 401 N. FRONT STREET, SUITE 300 COLUMBUS, OH 43215 |
* | $ 17,533,484,000 | 2 | $ 376,000 |
| PLAZA HOME MORTGAGE, INC 5090 SHOREHAM PLACE, SUITE #206 SAN DIEGO, CA 92122 |
* | $ 10,000,000 | 1 | $ 135,000 |
| EVERETT FINANCIAL INC. 14801 QUORUM DR SUITE 300 DALLAS, TX 75254 |
* | $ 3,642,000 | 1 | $ 67,000 |
| MIDWEST MORTGAGE CAPITAL, LLC 12400 OLIVE BLVD SAINT LOUIS, MO 63141 |
* | $ 2,000,000 | 1 | $ 96,000 |
| ONE REVERSE MORTGAGE, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 1 | $ 99,000 |
| GO MORTGAGE, LLC 15430 W CAPITOL DRIVE WILMINGTON, DE 53005 |
* | $ 10,000,000 | 1 | $ 93,000 |
| EVERHOME MORTGAGE COMPANY 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 3,027,261,000 | 1 | $ 100,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 36,351,625,000 | 1 | $ 270,000 |
| ILLINOIS STATE POLICE FEDERAL CREDIT UNION 730 ENGINEERING AVE. SPRINGFIELD, IL 62703 |
* | $ 67,475,000 | 1 | $ 113,000 |
| ILLINOIS COMMUNITY CREDIT UNION 508 W STATE STREET SYCAMORE, IL 60178 |
* | $ 56,245,000 | 1 | $ 9,000 |
| ASCENTRA CREDIT UNION PO BOX 1107 BETTENDORF, IA 52722 |
* | $ 157,714,000 | 1 | $ 95,000 |
| ANDIGO CREDIT UNION 1501 E WOODFIELD RD SCHAUMBURG, IL 60173 |
* | $ 678,003,000 | 1 | $ 160,000 |
| HEALTHCARE ASSOCIATES CREDIT UNION 1151 E WARRENVILLE ROAD NAPERVILLE, IL 60563 |
* | $ 194,897,000 | 1 | $ 140,000 |
| NATIONWIDE MORTGAGE CONCEPTS, 40380 DESERT CREEK LANE RANCHO MIRAGE, CA 92270 |
* | $ 10,000,000 | 1 | $ 85,000 |
| ALLIED HOME MORTGAGE CORP. 6110 PINEMONT DR., STE. 220 HOUSTON, TX 77092 |
* | $ 10,000,000 | 1 | $ 298,000 |
| SIERRA PACIFIC MORTGAGE COMPANY, INC. 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ 10,000,000 | 1 | $ 170,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 1 | $ 156,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ 4,410,000 | 1 | $ 120,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 1 | $ 52,000 |
| COMPASS MORTGAGE, INC. 27755 DIEHL ROAD, STE 100 WINFIELD, IL 60555 |
* | $ 10,000,000 | 1 | $ 130,000 |
| CU/AMERICA FINANCIAL SERVICES 450 E 22ND STREET LOMBARD, IL 60148 |
* | $ 30,603,000 | 1 | $ 110,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ 10,000,000 | 1 | $ 140,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 1 | $ 170,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 147,000 |
| AURORA BANK FSB 1271 SIXTH AVENUE, 46TH FLOOR NEW YORK, NY 10020 |
* | $ 6,513,521,000 | 1 | $ 104,000 |
| GATEWAY BANK, FSB 2336 MERCED STREET SAN LEANDRO, CA 94577 |
* | $ 479,176,000 | 1 | $ 127,000 |
| ADMIRALS BANK FORMER DOMESTIC 815 RESERVOIR AVE CRANSTON, RI 02910 |
* | $ 248,819,000 | 1 | $ 15,000 |
| MIDFIRST BANK 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 14,649,039,000 | 1 | $ 47,000 |
| ONEWEST BANK, FSB 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 36,000,000,000 | 1 | $ 106,000 |
| AFFILIATED MORTGAGE COMPANY 1301 HUDSON LANE MONROE, LA 71201 |
* | $ 212,423,000 | 1 | $ 104,000 |
| SECURITY BANK, S.B. 510 E. MONROE ST SPRINGFIELD, IL 62701 |
* | $ 185,045,000 | 1 | $ 41,000 |
| BANK OF ANN ARBOR 1333 W ANN ARBOR ROAD ANN ARBOR, MI 48185 |
* | $ 489,167,000 | 1 | $ 110,000 |
| BETTER BANKS 10225 N KNOXVILLE AVE PEORIA, IL 61615 |
* | $ 178,289,000 | 1 | $ 15,000 |
| CAPITAL ONE NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 115,142,306,000 | 1 | $ 14,000 |
| FIRST NATIONAL BANK OF ROCHELLE 340 MAY MART DRIVE ROCHELLE, IL 61068 |
* | $ 239,537,000 | 1 | $ 209,000 |
| AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION 4301 E 53RD STREET DAVENPORT, IA 52807 |
* | $ 678,723,000 | 1 | $ 16,000 |
| HERGET BANK NATIONAL ASSOCIATI 33 S 4TH STREET PEKIN, IL 61554 |
* | $ 254,331,000 | 1 | $ 56,000 |
| SOMERVILLE NATIONAL BANK, THE 197 NORTH SOUTH MAIN STREET SOMERVILLE, OH 45064 |
* | $ 124,909,000 | 1 | $ 137,000 |
| VALLEY BANK 3455 AVENUE OF THE CITIES MOLINE, IL 61265 |
* | $ 703,483,000 | 1 | $ 127,000 |
| STATE BANK OF SPEER 14 MAIN ST. P.O. BOX 37 SPEER, IL 61479 |
* | $ 145,194,000 | 1 | $ 135,000 |
| M&I MARSHALL & ILSLEY BANK W57N14280 DOERR WAY CEDARBURG, WI 53012 |
* | $ 55,486,249,000 | 1 | $ 78,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 185,098,787,000 | 1 | $ 197,000 |
| ARVEST MORTGAGE COMPANY 931 W MONROE LOWELL, AR 72745 |
* | $ 10,210,879,000 | 1 | $ 138,000 |
| RBS CITIZENS, N.A. ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 129,725,957,000 | 1 | $ 35,000 |
| SEASIDE NATIONAL BANK & TRUST 201 S ORANGE AVE, STE 1350 ORLANDO, FL 32801 |
* | $ 367,296,000 | 1 | $ 66,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2009, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Bureau County IL in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,101 | $121,349,000 | $110,000 | $1,750,000 | $65,000 | $2,472,000 |
| Home Purchase | 394 | $37,167,000 | $94,000 | $400,000 | $52,000 | $660,000 |
| Home Improvement | 110 | $3,947,000 | $35,000 | $185,000 | $53,000 | $175,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,374 | $140,118,000 | $101,000 | $1,750,000 | $65,000 | $2,472,000 |
| Not applicable | 101 | $9,605,000 | $95,000 | $286,000 | $25,000 | $446,000 |
| Not Provided | 76 | $8,218,000 | $108,000 | $395,000 | $51,000 | $155,000 |
| Hispanic | 40 | $2,824,000 | $70,000 | $138,000 | $36,000 | $77,000 |
| Asian | 8 | $820,000 | $102,000 | $222,000 | $84,000 | $304,000 |
| Black or African American | 3 | $532,000 | $177,000 | $270,000 | $75,000 | $152,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $296,000 | $148,000 | $215,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $50,000 | $50,000 | $50,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,217 | $120,538,000 | $99,000 | $1,750,000 | $67,000 | $2,472,000 |
| FHA-insured (Federal Housing Administration) | 251 | $28,915,000 | $115,000 | $275,000 | $47,000 | $158,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 120 | $10,366,000 | $86,000 | $162,000 | $29,000 | $89,000 |
| VA-guaranteed (Veterans Administration) | 17 | $2,644,000 | $155,000 | $298,000 | $37,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 980 | $100,549,000 | $102,000 | $1,750,000 | $71,000 | $2,472,000 |
| Application Denied By Financial Institution | 266 | $24,569,000 | $92,000 | $323,000 | $46,000 | $200,000 |
| Loan Purchased By The Institution | 186 | $19,152,000 | $102,000 | $298,000 | $31,000 | $446,000 |
| Application Withdrawn By Applicant | 102 | $11,238,000 | $110,000 | $323,000 | $62,000 | $180,000 |
| Application Approved But Not Accepted | 45 | $4,203,000 | $93,000 | $350,000 | $59,000 | $185,000 |
| File Closed For Incompleteness | 26 | $2,752,000 | $105,000 | $395,000 | $44,000 | $91,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 54 | $4,365,000 | $80,000 | $298,000 | $35,000 | $106,000 |
| Credit History | 51 | $3,693,000 | $72,000 | $224,000 | $43,000 | $182,000 |
| Collateral | 43 | $4,729,000 | $109,000 | $264,000 | $62,000 | $200,000 |
| Credit Application Incomplete | 10 | $1,073,000 | $107,000 | $226,000 | $34,000 | $116,000 |
| Other | 10 | $884,000 | $88,000 | $241,000 | $49,000 | $89,000 |
| Unverifiable Information | 5 | $573,000 | $114,000 | $175,000 | $54,000 | $80,000 |
| Employment History | 4 | $260,000 | $65,000 | $109,000 | $45,000 | $70,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $42,000 | $42,000 | $42,000 | $31,000 | $31,000 |
| Mortgage Insurance Denied | 1 | $130,000 | $130,000 | $130,000 | $60,000 | $60,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.