Butler County, PA Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 12,663 mortgage applications in Butler County, PA totaling $2.2 billion, up 19% from 2011. The average application was for $170,000, and applicants reported an average income of $91,000. 60% of applications resulted in an originated loan and 13% were denied. The most active lender was Wells Fargo Bank NA, with 1,754 applications, followed by PNC Bank N.A. and JPMorgan Chase Bank, NA.

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Total Number of Mortgage Applications 12,663
Total Mortgage Loan Application Amount $2,156,211,000
Average Mortgage Loan Application Amount $170,000
Highest Mortgage Loan Application Amount $3,900,000
Average Applicant Income $91,000
Highest Applicant Income $2,448,000

Mortgage Company List for Lending in Butler County, PA for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 1,754 $ 333,557,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 1,041 $ 160,244,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 676 $ 126,675,000
Armco Credit Union
PO BOX 1589
BUTLER, PA 16003
* $ 259,113,000 641 $ 63,066,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 9,651,294,000 600 $ 56,925,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 6,350,770,000 582 $ 94,645,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ 7,975,877,000 366 $ 64,180,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 54,183,383,000 313 $ 47,986,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 311 $ 45,511,000
First Commonwealth Bank
PO BOX 400
INDIANA, PA 15701
* $ 5,779,041,000 226 $ 26,397,000
Howard Hanna Financial Services, Inc
1000 GAMMA DRIVE
PITTSBURGH, PA 15238
* $ 10,000,000 208 $ 41,872,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 198 $ 38,870,000
Esb Bank
600 LAWRENCE AVENUE
ELLWOOD CITY, PA 16117
* $ 1,923,376,000 197 $ 32,425,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 196 $ 40,049,000
West Penn Financial Service Center, Inc.
2250 BABCOCK BLVD
PITTSBURGH, PA 15237
* $ 10,000,000 187 $ 31,225,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 177 $ 25,317,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 174 $ 35,779,000
The Farmers National Bank of Emlenton
612 MAIN STREET, PO DRAWER D
EMLENTON, PA 16373
* $ 490,231,000 172 $ 17,450,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 150 $ 28,270,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 106,940,591,000 145 $ 25,616,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 142 $ 33,427,000
Nextier Bank, NA
245 PITTSBURGH ROAD
BUTLER, PA 16001
* $ 496,130,000 136 $ 18,345,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 116 $ 23,903,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 115 $ 21,981,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 115 $ 15,260,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 114 $ 17,622,000
Mars National Bank
P O BOX 927
MARS, PA 16046
* $ 342,169,000 113 $ 13,645,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 105 $ 20,897,000
NVR Mortgage Finance, Inc.

PITTSBURGH, PA 15276
* $ 10,000,000 95 $ 25,383,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 92 $ 19,640,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 87 $ 18,703,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 86 $ 14,839,000
Omega Financial Services, Inc.
900 WASHINGTON AVENUE
CARNEGIE, PA 15106
* $ 10,000,000 83 $ 18,146,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ 12,988,000 83 $ 15,020,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 82 $ 18,888,000
Usx Federal Credit Union
PO BOX 1728
CRANBERRY TWP., PA 16066
* $ 194,681,000 79 $ 6,928,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 75 $ 14,583,000
Citizens Bank of Pennsylvania
ONE LOGAN SQUARE, 130 NORTH 18TH STREET
PHILADELPHIA, PA 19103
* $ 32,316,917,000 73 $ 5,559,000
First Niagara Bank
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 32,750,610,000 72 $ 16,174,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 69 $ 15,459,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 67 $ 18,635,000
S&T Bank
800 PHILADELPHIA STREET PO BOX 190
INDIANA, PA 15701
* $ 4,099,939,000 65 $ 8,630,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 62 $ 13,239,000
Fidelity Svg Bk
1009 PERRY HIGHWAY
PITTSBURGH, PA 15237
* $ 656,388,000 61 $ 14,103,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 59 $ 12,538,000
Washington Financial Bank
77 SOUTH MAIN STREET
WASHINGTON, PA 15301
* $ 844,679,000 58 $ 20,562,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 57 $ 10,460,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 49 $ 10,389,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 49 $ 10,843,000
M. S. Flynn, Inc.
6101 BABCOCK BOULEVARD
PITTSBURGH, PA 15237
* $ 10,000,000 42 $ 11,904,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 16,280,000 41 $ 7,947,000
Victorian Finance, LLC
2570 BOYCE PLAZA ROAD
PITTSBURGH, PA 15241
* $ 12,167,000 39 $ 7,302,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 39 $ 6,636,000
Nextier Bank, National Association
245 PITTSBURGH RD
KITTANNING, PA 16201
* $ 388,197,000 38 $ 5,744,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 35 $ 8,536,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 35 $ 6,084,000
Agchoice Farm Credit Aca
300 WINDING CREEK BLVD
MECHANICSBURG, PA 17050
* $ 12,000,000 31 $ 6,978,000
Pennsylvania State Employees Credit Union
PO BOX 67013
HARRISBURG, PA 17110
* $ 3,827,077,000 30 $ 3,414,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 29 $ 1,357,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 29 $ 7,078,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 28 $ 4,401,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 26 $ 3,803,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 2,077,532,000 23 $ 772,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 22 $ 4,465,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 22 $ 3,947,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 21 $ 4,561,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 21 $ 4,358,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 21 $ 2,441,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 20 $ 4,401,000
Provident Funding Group Inc
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 2,200,000,000 20 $ 4,715,000
Cfsbank
101 MCKEAN AVENUE
CHARLEROI, PA 15022
* $ 568,658,000 20 $ 5,381,000
Northwest Consumer Discount Co., Inc.
151B PITTSBURGH ROAD
BUTLER, PA 16003
* $ 8,148,155,000 19 $ 486,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 18 $ 4,113,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 18 $ 2,856,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,664,742,000 17 $ 3,702,000
Clearview Federal Credit Union
8805 UNIVERSITY BLVD
MOON TOWNSHIP, PA 15108
* $ 739,558,000 15 $ 1,781,000
American Financial Mortgage Corporation
1035 BOYCE RD PLZ 1 STE 205
PITTSBURGH, PA 15241
* $ 4,727,000 15 $ 3,097,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 14 $ 3,026,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 14 $ 2,267,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,887,082,000 14 $ 3,100,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,898,665,000 14 $ 489,000
Grove City Area Federal Credit Union
ONE CREDIT UNION WAY
GROVE CITY, PA 16127
* $ 64,563,000 14 $ 889,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 14 $ 2,760,000
Clearpoint Funding, Inc.
4 TECHNOLOGY DRIVE, SUITE 200
WESTBOROUGH, MA 01581
* $ 10,000,000 14 $ 2,532,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 13 $ 79,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 13 $ 2,412,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 13 $ 3,257,000
Integrated Financial Group Inc
121 FRIENDS LANE, SUITE 301
NEWTOWN, PA 18940
* $ 98,000,000 12 $ 2,366,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 648,887,000 12 $ 2,409,000
Mercer County State Bank
3279 S MAIN STREET
SANDY LAKE, PA 16145
* $ 312,552,000 12 $ 1,687,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 12 $ 2,059,000
SSB Bank
8700 PERRY HIGHWAY
PITTSBURGH, PA 15237
* $ 90,393,000 12 $ 1,841,000
Westfield Bank, FSB
255 EAST 5TH ST
CINCINNATI, OH 45202
* $ 583,350,000 11 $ 740,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 5,520,183,000 11 $ 4,925,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 11 $ 2,417,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 11 $ 3,241,000
Hamilton National Mortgage Company
1275 DRUMMERS LANE
WAYNE, PA 19087
* $ 10,000,000 11 $ 2,702,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 10 $ 2,040,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 10 $ 1,566,000
Elderton State Bank
143 NORTH MAIN STREET, P.O. BOX 427
ELDERTON, PA 15736
* $ 188,387,000 10 $ 2,662,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 10 $ 1,556,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 10 $ 2,163,000
The Home Savings and Loan Comp
275 W FEDERAL ST
YOUNGSTOWN, OH 44503
* $ 2,033,894,000 10 $ 1,873,000
Midwest Loan Solutions, Inc.
29777 TELEGRAPH RD. SUITE 3580
SOUTHFIELD, MI 48034
* $ 46,200,000 9 $ 1,208,000
Pittsburgh Central FCU
2601 WEXFORD BAYNE ROAD
SEWICKLEY, PA 15143
* $ 41,201,000 9 $ 267,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 114,540,379,000 9 $ 1,008,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 9 $ 1,921,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 9 $ 1,310,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 9 $ 1,567,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 9 $ 1,974,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 8 $ 1,585,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ 100,000,000 8 $ 1,445,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 8 $ 2,070,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 8 $ 1,193,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 8 $ 1,307,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 8 $ 2,015,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ 4,464,000 8 $ 1,676,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 8 $ 2,705,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 8 $ 1,308,000
Residential Home Funding Corp.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ 10,000,000 8 $ 1,689,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 8 $ 578,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 8 $ 1,472,000
First Federal Savings Bank
565 DONNER AVENUE, P. O. BOX 369
MONESSEN, PA 15062
* $ 335,070,000 8 $ 2,411,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 8 $ 2,081,000
Allegent Community FCU
1001 LIBERTY AVE
PITTSBURGH, PA 15222
* $ 153,199,000 7 $ 361,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 4,479,945,000 7 $ 1,519,000
Ameriserv Financial Bank
216 FRANKLIN ST
JOHNSTOWN, PA 15901
* $ 952,077,000 7 $ 1,788,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,123,880,000 7 $ 275,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 7 $ 964,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 7 $ 605,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 7 $ 1,818,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 7 $ 1,102,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 7 $ 1,327,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 6 $ 834,000
Mortgage America, Inc.
1100 BERKSHIRE BLVD
WHITEHALL, PA 18052
* $ 10,000,000 6 $ 1,267,000
Home Finance of America
521 PLYMOUTH ROAD, SUITE 112
PLYMOUTH MEETING, PA 19462
* $ 17,371,000 6 $ 1,052,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 6 $ 1,635,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 6 $ 1,018,000
Firstmerit Bank NA
III CASCADE PLAZA - CAS46
AKRON, OH 44308
* $ 14,420,570,000 6 $ 1,201,000
First Financial Services, Inc.
6230 FAIRVIEW RD, 450
CHARLOTTE, NC 28210
* $ 842,786,000 6 $ 1,795,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 6 $ 1,793,000
American Federal Mortgage Corporation
360 ROUTE 24
CHESTER, NJ 07930
* $ 51,703,000 6 $ 1,080,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 5 $ 403,000
Colorado Federal Savings Bank8
400 EAST PRENTICE AVE, SUITE 840
GREENWOOD VILLAGE, CO 80111
* $ 1,547,178,000 5 $ 1,596,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 5 $ 1,083,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 2,304,426,000 5 $ 1,228,000
Meridian Bank
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 401,738,000 5 $ 1,414,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 584,153,000 5 $ 1,130,000
Riverset Credit Union
1700 JANE STREET
PITTSBURGH, PA 15203
* $ 120,545,000 5 $ 551,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 5 $ 423,000
Freedom United Federal Credit Union
283 ADAMS STREET
ROCHESTER, PA 15074
* $ 45,036,000 5 $ 187,000
Omega Federal Credit Union
PO BOX 15038
PITTSBURGH, PA 15237
* $ 82,832,000 5 $ 516,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 5 $ 970,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,563,405,000 5 $ 1,166,000
Firstmerit Mortgage Corp
4455 HILLS AND DALES RD. NW - MTG80
CANTON, OH 44708
* $ 6,000,000,000 5 $ 880,000
Ing Bank, FSB / Capital One
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 5 $ 1,397,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 5 $ 592,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 5 $ 1,175,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 4 $ 540,000
Lendmark Financial Services
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 4 $ 25,000
West View Savings Bank
2566 BRANDT SCHOOL ROAD
WEXFORD, PA 15090
* $ 253,204,000 4 $ 500,000
Residential Home Mortgage Corporation
53 FRONTAGE ROAD, SUITE 200
HAMPTON, NJ 08827
* $ 1,119,000 4 $ 834,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 4 $ 339,000
Greenville Savings Bank
233 MAIN STREET
GREENVILLE, PA 16125
* $ 226,740,000 4 $ 907,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 4 $ 1,001,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 2,716,563,000 4 $ 1,125,000
Banc of California, NA
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 984,290,000 3 $ 778,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 3 $ 58,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 3 $ 46,000
Gateway Bank F.S.B.
360 8TH STREET
OAKLAND, CA 94607
* $ 266,820,000 3 $ 885,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 3 $ 634,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 3 $ 470,000
Tristate Capital Bank
301 GRANT STREET - 27TH FLOOR
PITTSBURGH, PA 15219
* $ 1,833,455,000 3 $ 459,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,179,394,000 3 $ 703,000
Compass Savings Bank
111 WESTINGHOUSE AVE
WILMERDING, PA 15148
* $ 40,467,000 3 $ 364,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 528,308,000 3 $ 141,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ 11,000,000 3 $ 450,000
First Heritage Financial LLC
2655 NESHAMINY INTERPLEX DRIVE
TREVOSE, PA 19053
* $ 115,400,000 3 $ 595,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 3 $ 503,000
Allegheny Valley Bank of Pittsburgh
5137 BUTLER ST
PITTSBURGH, PA 15201
* $ 407,355,000 3 $ 539,000
Brentwood Bank
411 MCMURRAY ROAD
BETHEL PARK, PA 15102
* $ 465,818,000 3 $ 351,000
United American Savings Bank
1812 EAST CARSON ST
PITTSBURGH, PA 15203
* $ 70,783,000 3 $ 399,000
First Commonwealth Home Mtge
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,436,000 3 $ 424,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 11,018,418,000 3 $ 1,081,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 206,009,683,000 3 $ 282,000
Welcome Home Finance, L.P.
100 NORTHPOINTE CIRCLE, SUITE 206
BUTLER, PA 16046
* $ 10,000,000 3 $ 337,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 610,000
Ownerschoice Funding, Inc.
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12203
* $ 10,000,000 3 $ 584,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 3 $ 461,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 2 $ 505,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 2 $ 479,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ 10,000,000 2 $ 660,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 2 $ 301,000
Reverse Mortgage USA, Inc.
6500 RIVER PLACE BLVD, BLDG 1, STE 425
AUSTIN, TX 78730
* $ 3,305,000 2 $ 241,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ 10,000,000 2 $ 372,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 272,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 2 $ 454,000
Hamilton Home Loans, Inc.
1551 SAWGRASS CORPORATE PARKWAY, STE 300
SUNRISE, FL 33323
* $ 10,000,000 2 $ 261,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 2 $ 291,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 604,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 86,198,836,000 2 $ 456,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 14,749,305,000 2 $ 750,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 66,063,531,000 2 $ 363,000
Standard Bank, Pasb
2640 MONROEVILLE BLVD
MONROEVILLE, PA 15146
* $ 436,783,000 2 $ 389,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,488,863,000 2 $ 526,000
Members 1st FCU
5000 LOUISE DRIVE
ENOLA, PA 17025
* $ 2,081,614,000 2 $ 261,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 694,137,000 2 $ 504,000
Somerset Trust Company
151 WEST MAIN STREET
SOMERSET, PA 15501
* $ 715,376,000 2 $ 445,000
Cnb Bank
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ 1,579,541,000 2 $ 195,000
United Bank Inc
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 3,625,405,000 2 $ 22,000
Infinity Home Mortgage Co. Inc
7 CARNEGIE PLAZA, SUITE 200
CHERRY HILL, NJ 08003
* $ 10,000,000 2 $ 666,000
Guaranteed Home Mortgage Compa
108 CORPORATE PARK DRIVE - SUITE 301
WHITE PLAINS, NY 10604
* $ 10,000,000 2 $ 353,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 2 $ 591,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,580,221,000 2 $ 540,000
Texas Star Bank SSB
101 GASSAWAY
LOTT, TX 76656
* $ 75,989,000 2 $ 261,000
Tri Boro Federal Credit Union
600 EAST 8TH AVENUE
MUNHALL, PA 15120
* $ 101,558,000 2 $ 108,000
Widget Federal Credit Union
2154 EAST LAKE RD
ERIE, PA 16511
* $ 242,020,000 2 $ 140,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,283,070,000 2 $ 535,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 2 $ 289,000
Armstrong County Building and Loan Association
935 5TH AVENUE
FORD CITY, PA 16226
* $ 85,568,000 2 $ 253,000
Enterprise Bank
4091 MT ROYAL BLVD
ALLISON PARK, PA 15101
* $ 248,160,000 2 $ 1,070,000
Polonia Bank
3993 HUNTINGDON PIKE
HUNTINGDON VALLEY, PA 19006
* $ 265,215,000 2 $ 636,000
BNC National Bank

BISMARCK, ND 58501
* $ 662,437,000 2 $ 362,000
Westmoreland Federal Savings
322 MAIN STREET PO BOX 677
LATROBE, PA 15650
* $ 174,254,000 2 $ 306,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 2,225,317,000 2 $ 363,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 5,152,186,000 2 $ 548,000
First Federal Bank
2440 MALL DRIVE
NORTH CHARLESTON, SC 29406
* $ 3,140,407,000 1 $ 310,000
Guaranty Bank
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,163,507,000 1 $ 94,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 548,388,000 1 $ 314,000
Thrivent Financial Bank
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 546,918,000 1 $ 156,000
Aurora Bank FSB
10350 PARK MEADOWS DRIVE
LONE TREE, CO 80124
* $ 4,140,785,000 1 $ 326,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 5,553,220,000 1 $ 392,000
American B&T C, N.A.
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 465,591,000 1 $ 127,000
Progressive-Home Federal Savin
820 WARRINGTON AVE.
PITTSBURGH, PA 15210
* $ 52,184,000 1 $ 92,000
First Century Bank, National Association
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 69,289,000 1 $ 194,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 374,787,000 1 $ 174,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 289,845,000 1 $ 156,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 669,292,000 1 $ 210,000
Gateway Bank
3402 WASHINGTON ROAD
MCMURRAY, PA 15317
* $ 120,260,000 1 $ 151,000
Farmers Building and Savings Bank
290 WEST PARK
ROCHESTER, PA 15074
* $ 88,439,000 1 $ 20,000
Century Heritage Federal Credit Union
700 REGIS AVE
PITTSBURGH, PA 15236
* $ 128,648,000 1 $ 148,000
Erie Federal Credit Union
3503 PEACH STREET
ERIE, PA 16508
* $ 345,287,000 1 $ 138,000
Firstenergy Choice Federal Cre
161 OLD ROUTE 30, SUITE 2
GREENSBURG, PA 15601
* $ 55,836,000 1 $ 63,000
Pittsburgh Firefighters' Federal Credit Union
500 S. MAIN STREET
PITTSBURGH, PA 15220
* $ 76,286,000 1 $ 16,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 1,388,411,000 1 $ 299,000
Coastal States Mortgage, Inc.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 1 $ 102,000
C&F Mortgage Corporation
1400 ALVERSER DRIVE
MIDLOTHIAN, VA 23113
* $ 189,567,000 1 $ 60,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 303,000
Devon Bank
6445 N WESTERN AVENUE
CHICAGO, IL 60645
* $ 265,947,000 1 $ 72,000
Trumark Financial Credit Union
335 COMMERCE DRIVE
FORT WASHINGTON, PA 19034
* $ 1,357,738,000 1 $ 144,000
Star One Credit Union
PO BOX 3643
SUNNYVALE, CA 94088
* $ 5,931,892,000 1 $ 46,000
1st Advantage Mortgage
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 1 $ 375,000
First American Mortgage Trust
70 LEO M. BIRMINGHAM PARKWAY
BRIGHTON, MA 02135
* $ 10,000,000 1 $ 120,000
Poli Mortgage Group, Inc.
780 DEDHAM STREET
CANTON, MA 02021
* $ 7,525,858,000 1 $ 341,000
Americash
3080 BRISTOL STREET, SUITE 300
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 345,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 1 $ 62,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 83,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ 60,000,000 1 $ 46,000
Monarch Bank
1435 CROSSWAYS BOULEVARD, SUITE 101
CHESAPEAKE, VA 23320
* $ 909,258,000 1 $ 196,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 1 $ 338,000
Police and Fire Federal Credit Union
901 ARCH ST
PHILADELPHIA, PA 19107
* $ 3,942,742,000 1 $ 183,000
Beaver Valley
601 37TH STREET
BEAVER FALLS, PA 15010
* $ 61,672,000 1 $ 30,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 2,104,738,000 1 $ 118,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 951,995,000 1 $ 170,000
Bayer Hfcu
788 N STATE ROUTE 2
NEW MARTINSVILLE, WV 26155
* $ 274,611,000 1 $ 103,000
Mercer County Community
428 SHARPSVILLE AVE
SHARON, PA 16146
* $ 58,988,000 1 $ 25,000
Commercial Bank & Trust of Pa
PO BOX 429, 900 LIGONIER STREET
LATROBE, PA 15650
* $ 401,027,000 1 $ 48,000
Community Bank
100 NORTH MARKET STREET
CARMICHAELS, PA 15320
* $ 533,540,000 1 $ 171,000
Legence Bank
P.O. BOX 569
ELDORADO, IL 62930
* $ 227,334,000 1 $ 49,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,912,333,000 1 $ 104,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 824,231,000 1 $ 390,000
Seven Seventeen Credit Union
3181 LARCHMONT AVE.
WARREN, OH 44483
* $ 775,721,000 1 $ 90,000
Kemba Financial Credit Union
555 OFFICENTER PL
GAHANNA, OH 43230
* $ 663,477,000 1 $ 365,000
First National Bank of Layton
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 255,171,000 1 $ 93,000
Aires Mortgage Solutions, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 1 $ 225,000
Altoona First Savings Bank
203 N. LOGAN BOULEVARD
ALTOONA, PA 16602
* $ 210,480,000 1 $ 61,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 34,276,023,000 1 $ 417,000
E*Trade Savings Bank
671 N. GLEBE RD 12TH FLOOR
ARLINGTON, VA 22203
* $ 1,677,184,000 1 $ 145,000
Premia Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,779,509,000 1 $ 413,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 1 $ 200,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 1 $ 112,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 18,674,334,000 1 $ 322,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 71,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ 39,000,000 1 $ 84,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 97,264,044,000 1 $ 117,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 1 $ 292,000
Online Mortgage Group LLC
353 RTE. 46W BLDG. C STE. 211
FAIRFIELD, NJ 07004
* $ 1,124,000 1 $ 398,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 373,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 1 $ 193,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 1 $ 230,000
Gmh Mortgage Services LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ 17,353,000 1 $ 108,000
Greentree Mortgage Company, L.P.
2 EASTWICK DRIVE, SUITE 300
GIBBSBORO, NJ 08026
* $ 31,000,000 1 $ 155,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ 10,000,000 1 $ 288,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 145,000
Tidewater Mortgage Services, Inc
200 GOLDEN OAK COURT STE. 100
VIRGINIA BEACH, VA 26452
* $ 100,000,000 1 $ 219,000
Allegheny Mortgage Corp
OAK PARK MALL, 2001 LINCOLN WAY
WHITE OAK, PA 15131
* $ 10,000,000 1 $ 155,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 27,000
Absolute Home Mortgage
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ 23,380,000 1 $ 117,000

The tables below break down 2012 mortgage applications in Butler County, PA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Butler County, PA in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,365 $1,424,806,000 $170,000 $3,900,000 $93,000 $2,448,000
Home Purchase 3,367 $672,931,000 $199,000 $2,255,000 $88,000 $697,000
Home Improvement 931 $58,474,000 $62,000 $900,000 $82,000 $1,077,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,702 $1,769,762,000 $165,000 $875,000 $92,000 $1,764,000
Not Provided 1,118 $209,255,000 $187,000 $1,170,000 $109,000 $2,448,000
Not applicable 581 $122,625,000 $211,000 $3,900,000 $36,000 $646,000
Asian 106 $23,006,000 $217,000 $980,000 $134,000 $468,000
Hispanic 91 $19,308,000 $212,000 $612,000 $104,000 $433,000
Black or African American 49 $10,181,000 $207,000 $407,000 $108,000 $272,000
American Indian or Alaskan Native 10 $1,205,000 $120,000 $204,000 $60,000 $103,000
Native Hawaiian or Other Pacific Islander 6 $869,000 $144,000 $396,000 $105,000 $196,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,376 $1,763,963,000 $170,000 $3,900,000 $98,000 $2,448,000
FHA-insured (Federal Housing Administration) 1,735 $285,933,000 $164,000 $450,000 $61,000 $293,000
VA-guaranteed (Veterans Administration) 447 $92,298,000 $206,000 $664,000 $56,000 $268,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 105 $14,017,000 $133,000 $224,000 $46,000 $291,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,657 $1,298,503,000 $169,000 $3,900,000 $97,000 $1,143,000
Loan Purchased By The Institution 1,775 $353,734,000 $199,000 $664,000 $73,000 $646,000
Application Denied By Financial Institution 1,678 $236,339,000 $140,000 $1,170,000 $82,000 $720,000
Application Withdrawn By Applicant 804 $140,230,000 $174,000 $3,900,000 $88,000 $933,000
Application Approved But Not Accepted 485 $82,304,000 $169,000 $958,000 $96,000 $744,000
File Closed For Incompleteness 264 $45,101,000 $170,000 $417,000 $101,000 $2,448,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 370 $39,114,000 $105,000 $985,000 $77,000 $503,000
Collateral 319 $53,972,000 $169,000 $639,000 $98,000 $720,000
Debt-To-Income Ratio 284 $33,351,000 $117,000 $705,000 $51,000 $274,000
Credit Application Incomplete 227 $36,624,000 $161,000 $853,000 $103,000 $515,000
Other 115 $17,061,000 $148,000 $488,000 $86,000 $525,000
Insufficient Cash (Downpayment, Closing Cost) 73 $13,894,000 $190,000 $1,170,000 $117,000 $401,000
Unverifiable Information 53 $8,846,000 $166,000 $630,000 $100,000 $400,000
Employment History 20 $3,505,000 $175,000 $395,000 $80,000 $205,000
Mortgage Insurance Denied 1 $202,000 $202,000 $202,000 $108,000 $108,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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