Caldwell County, TX Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 1,056 mortgage applications in Caldwell County, TX totaling $112.3 million, up 17% from 2011. The average application was for $106,000, and applicants reported an average income of $65,000. 44% of applications resulted in an originated loan and 26% were denied. The most active lender was Wells Fargo Bank NA, with 138 applications, followed by Randolph-Brooks Federal Credit Union and Vanderbilt Mortgage and Finance, Inc.

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Total Number of Mortgage Applications 1,056
Total Mortgage Loan Application Amount $112,290,000
Average Mortgage Loan Application Amount $106,000
Highest Mortgage Loan Application Amount $536,000
Average Applicant Income $65,000
Highest Applicant Income $754,000

Mortgage Company List for Lending in Caldwell County, TX for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 138 $ 14,879,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ 4,834,204,000 138 $ 11,943,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 69 $ 5,635,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 61 $ 3,401,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 46 $ 5,338,000
First-Lockhart National Bank
P O BOX 600
LOCKHART, TX 78644
* $ 159,912,000 34 $ 2,946,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 27 $ 3,622,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 905,730,000 18 $ 1,211,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 18 $ 2,124,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 17 $ 1,412,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 17 $ 2,088,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 14 $ 1,933,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 14 $ 1,666,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 12 $ 1,268,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 11 $ 1,393,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 11 $ 1,222,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 11 $ 1,474,000
Viewpoint Bank, N.A.
1309 W 15TH, SUITE 302
PLANO, TX 75075
* $ 3,179,743,000 10 $ 1,493,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 10 $ 1,489,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 9 $ 778,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 9 $ 1,108,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 9 $ 1,077,000
Ameripro Funding
8300 N. MOPAC EXPRESSWAY SUITE 120
AUSTIN, TX 78759
* $ 40,000,000 9 $ 1,435,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 8 $ 898,000
Txl Mortgage Corporation
11931 WICKCHESTER LN STE 444
HOUSTON, TX 77043
* $ 100,000,000 8 $ 1,299,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 63,106,987,000 8 $ 918,000
Sage Capital Bank, N. A.
1606 N SARAH DEWITT DRIVE
GONZALES, TX 78629
* $ 286,694,000 8 $ 952,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 8 $ 1,405,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 7 $ 886,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 7 $ 1,079,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 7 $ 543,000
Austin Telco FCU
8929 SHOAL CREEK BLVD
AUSTIN, TX 78759
* $ 1,213,513,000 6 $ 339,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 6 $ 364,000
Frost Bank
100 WEST HOUSTON ST
SAN ANTONIO, TX 78205
* $ 20,372,139,000 6 $ 474,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 6 $ 586,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 5 $ 705,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 5 $ 59,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 5 $ 598,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 5 $ 444,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 5 $ 422,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 5 $ 930,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 5 $ 701,000
R.H. Lending, Inc.
6209 COLLEYVILLE BLVD.
COLLEYVILLE, TX 76034
* $ 10,000,000 4 $ 493,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 4 $ 706,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 25,359,999,000 4 $ 538,000
Sente Mortgage, Inc.
4520 BURNET ROAD
AUSTIN, TX 78756
* $ 1,000,000,000 4 $ 512,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 4 $ 643,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 4 $ 516,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 4 $ 617,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 4 $ 266,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ 10,000,000 4 $ 556,000
Texas Health Credit Union
4800 GROVER AVE
AUSTIN, TX 78756
* $ 65,056,000 4 $ 226,000
Amplify Federal Credit Union
3600 W PARMER LANE
AUSTIN, TX 78727
* $ 565,321,000 4 $ 304,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,898,665,000 4 $ 179,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 4 $ 420,000
Aspire Financial Inc
4100 ALPHA RD #112
DALLAS, TX 75244
* $ 10,000,000 3 $ 427,000
Government Employees Federal Credit Union
10806 METRIC BLVD.
AUSTIN, TX 78758
* $ 116,770,000 3 $ 391,000
Prosperity Bank
1301 N MECHANIC
EL CAMPO, TX 77437
* $ 9,816,225,000 3 $ 213,000
University Federal Credit Union
8303 N MOPAC EXPRESSWAY
AUSTIN, TX 78759
* $ 1,459,923,000 3 $ 288,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 3 $ 490,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 3 $ 566,000
First National Bank Mortgage
1540 E. SOUTHLAKE BLVD
SOUTHLAKE, TX 76092
* $ 310,629,000 3 $ 739,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 3 $ 475,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 3 $ 567,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ 26,864,000 2 $ 279,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 2 $ 464,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 2 $ 227,000
Hometown Mortgage Company, Inc
417 NOLANA, SUITE B
MCALLEN, TX 78504
* $ 10,000,000 2 $ 211,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ 39,000,000 2 $ 258,000
Republic Mortgage Home Loans
5241 SOUTH STATE STREET, SUITE 2
MURRAY, UT 84107
* $ 10,000,000 2 $ 287,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 2 $ 230,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 2 $ 214,000
Amerifirst Financial, Inc.
1550 E. MCKELLIPS RD, SUITE 117
MESA, AZ 85203
* $ 96,267,000 2 $ 408,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 2 $ 240,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 2 $ 155,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 2 $ 216,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ 10,000,000 2 $ 339,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 2 $ 230,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 2 $ 266,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 2 $ 303,000
Home Financing Unlimited, Inc.
901 SOUTH MOPAC BUILDING V, SUITE 120
AUSTIN, TX 78746
* $ 10,000,000 2 $ 258,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 2 $ 183,000
Trusttexas Bank, SSB
121 E COURTHOUSE ST, P O BOX 808
CUERO, TX 77954
* $ 212,280,000 2 $ 143,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 2 $ 160,000
The First National Bank of Bas
489 HIGHWAY 71 WEST (PO DRAWER F)
BASTROP, TX 78602
* $ 411,931,000 2 $ 203,000
First Victoria National Bank
101 S MAIN
VICTORIA, TX 77901
* $ 1,911,275,000 2 $ 373,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 2 $ 51,000
Southwest Bank
4100 INTERNATIONAL PLAZA, STE 900
FORT WORTH, TX 76109
* $ 954,252,000 2 $ 239,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 9,621,944,000 2 $ 88,000
Firstmark Credit Union
2023 GOLD CANYON DR.
SAN ANTONIO, TX 78232
* $ 723,114,000 2 $ 104,000
Citizens State Bank
P O BOX 350
LULING, TX 78648
* $ 57,917,000 2 $ 18,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 2 $ 191,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 68,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 183,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 65,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 202,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ 917,364,000 1 $ 102,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 108,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 1 $ 192,000
Gardner Financial Services
1635 NE LOOP 410, SUITE 700
SAN ANTONIO, TX 78209
* $ 2,563,000 1 $ 117,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ 10,000,000 1 $ 185,000
Schertz Bank & Trust
519 MAIN STREET
SCHERTZ, TX 78154
* $ 189,631,000 1 $ 55,000
Texas Star Bank SSB
101 GASSAWAY
LOTT, TX 76656
* $ 75,989,000 1 $ 108,000
Apex Bank
102 E MAIN ST
CAMDEN, TN 38320
* $ 207,050,000 1 $ 81,000
Libertyone Credit Union
1100 COMMERCE STE 615
DALLAS, TX 75242
* $ 93,092,000 1 $ 86,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,912,333,000 1 $ 12,000
Public Employees Credit Union
PO BOX 2205
AUSTIN, TX 78701
* $ 268,015,000 1 $ 55,000
Capitol Credit Union
11902 A BURNET RD
AUSTIN, TX 78758
* $ 117,097,000 1 $ 38,000
United Heritage Credit Union
12208 N MOPAC EXPY
AUSTIN, TX 78759
* $ 684,439,000 1 $ 155,000
First Financial Services, Inc.
6230 FAIRVIEW RD, 450
CHARLOTTE, NC 28210
* $ 842,786,000 1 $ 194,000
Wr Starkey Mortgage LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 1 $ 144,000
Susser Bank
500 HARWOOD ROAD
BEDFORD, TX 76021
* $ 227,903,000 1 $ 66,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,664,742,000 1 $ 95,000
Greater Texas Federal Credit Union
6411 N LAMAR BLVD
AUSTIN, TX 78752
* $ 488,362,000 1 $ 71,000
H-E-B Federal Credit Union
4630 N LOOP 1604 W, SUITE 101
SAN ANTONIO, TX 78278
* $ 129,556,000 1 $ 25,000
The Roscoe State Bank
PO BOX 609
ROSCOE, TX 79545
* $ 149,256,000 1 $ 105,000
Security State Bank
1000 N. OAK
PEARSALL, TX 78061
* $ 393,588,000 1 $ 98,000
Citizens 1st Bank
PO BOX 630908
NACOGDOCHES, TX 75963
* $ 798,697,000 1 $ 111,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,562,678,000 1 $ 40,000
Ascent Financial Services, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,466,000 1 $ 272,000
Capital One NA
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 71,108,281,000 1 $ 20,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 1 $ 100,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 1 $ 92,000
Trustmark National Bank
PO BOX 291
JACKSON, MS 39205
* $ 9,612,081,000 1 $ 89,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,488,863,000 1 $ 15,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 648,887,000 1 $ 75,000
Captex Bank, National Association
PO BOX 4
TRENTON, TX 75490
* $ 151,299,000 1 $ 35,000
Frontier Bank of Texas
1213 HWY 290 E
ELGIN, TX 78621
* $ 118,885,000 1 $ 38,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 100,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 117,000
First Community Bank NA
3 SUGAR CREEK CENTER BLVD SUITE 200
SUGAR LAND, TX 77478
* $ 634,177,000 1 $ 28,000
Falcon International Bank
7718 MCPHERSON RD., BUILDING F
LAREDO, TX 78045
* $ 869,564,000 1 $ 2,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 1 $ 184,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 209,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 100,000
Town Square Mortgage & Investments LLC
17300 DALLAS PKWY, STE 1030
DALLAS, TX 75248
* $ 1,000,000,000 1 $ 161,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 177,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 121,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 112,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 55,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 338,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 120,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 121,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ 21,269,000 1 $ 91,000
Fedtrust Mortgage
32000 NORTHWESTERN HWY. SUITE 240
FARMINGTON HILLS, MI 48334
* $ 10,000,000 1 $ 117,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 202,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 294,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 1 $ 216,000
Capstar Lending, LLC
6836 AUSTIN CENTER BLVD #110
AUSTIN, TX 78717
* $ 500,000 1 $ 132,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 223,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 98,000
Imortgage.Com, Inc.
4800 N. SCOTTSDALE ROAD, SUITE 3800
SCOTTSDALE, AZ 85251
* $ 10,000,000 1 $ 86,000
Hunter Financial Group, LLC
1711 W. GREENTREE DR. SUITE 111
TEMPE, AZ 85284
* $ 17,778,000 1 $ 186,000
Republic State Mortgage Company
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ 10,000,000 1 $ 241,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 117,000
Certified Funding, L.P.
17304 PRESTON RD STE 620
DALLAS, TX 75252
* $ 10,000,000 1 $ 23,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 1 $ 75,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 1 $ 104,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ 40,000,000 1 $ 185,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 1 $ 269,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 83,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ 10,000,000 1 $ 106,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 1 $ 319,000

The tables below break down 2012 mortgage applications in Caldwell County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Caldwell County, TX in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 494 $52,407,000 $106,000 $490,000 $63,000 $462,000
Refinancing 492 $57,595,000 $117,000 $536,000 $68,000 $754,000
Home Improvement 70 $2,288,000 $32,000 $119,000 $62,000 $186,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 610 $69,019,000 $113,000 $536,000 $72,000 $754,000
Hispanic 262 $23,036,000 $87,000 $338,000 $57,000 $204,000
Not Provided 84 $9,530,000 $113,000 $401,000 $65,000 $257,000
Not applicable 57 $6,282,000 $110,000 $349,000 $17,000 $152,000
Black or African American 33 $3,034,000 $91,000 $288,000 $57,000 $146,000
American Indian or Alaskan Native 7 $987,000 $141,000 $401,000 $114,000 $249,000
Asian 3 $402,000 $134,000 $212,000 $134,000 $137,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 759 $74,201,000 $97,000 $536,000 $75,000 $754,000
FHA-insured (Federal Housing Administration) 197 $24,258,000 $123,000 $338,000 $37,000 $159,000
VA-guaranteed (Veterans Administration) 53 $7,802,000 $147,000 $350,000 $41,000 $154,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 47 $6,029,000 $128,000 $223,000 $54,000 $82,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 469 $52,748,000 $112,000 $490,000 $72,000 $679,000
Application Denied By Financial Institution 275 $24,680,000 $89,000 $408,000 $60,000 $754,000
Loan Purchased By The Institution 129 $16,625,000 $128,000 $399,000 $48,000 $275,000
Application Approved But Not Accepted 88 $7,507,000 $85,000 $536,000 $64,000 $462,000
Application Withdrawn By Applicant 74 $9,004,000 $121,000 $401,000 $67,000 $210,000
File Closed For Incompleteness 21 $1,726,000 $82,000 $143,000 $76,000 $367,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 64 $4,432,000 $69,000 $193,000 $52,000 $160,000
Debt-To-Income Ratio 33 $3,027,000 $91,000 $276,000 $47,000 $120,000
Collateral 23 $3,045,000 $132,000 $408,000 $105,000 $754,000
Credit Application Incomplete 20 $2,214,000 $110,000 $216,000 $61,000 $129,000
Other 15 $1,399,000 $93,000 $157,000 $105,000 $365,000
Unverifiable Information 4 $519,000 $129,000 $208,000 $70,000 $109,000
Employment History 3 $333,000 $111,000 $189,000 $44,000 $50,000
Insufficient Cash (Downpayment, Closing Cost) 2 $216,000 $108,000 $156,000 $65,000 $78,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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