Calhoun County WV
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Unlock detailed Calhoun County WV mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in West Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 99 |
| Total Mortgage Loan Application Amount | $9,335,000 |
| Average Mortgage Loan Application Amount | $94,000 |
| Highest Mortgage Loan Application Amount | $235,000 |
| Average Applicant Income | $63,000 |
| Highest Applicant Income | $217,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| THE POCA VALLEY BANK, INC. PO BOX 56 WALTON, WV 25286 |
* | $ 328,127,000 | 17 | $ 1,895,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 13 | $ 935,000 |
| PREMIER BANK, INC. 601 WASHINGTON STREET RAVENSWOOD, WV 26164 |
* | $ 1,064,264,000 | 11 | $ 355,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,696,742,000 | 5 | $ 405,000 |
| CLAY COUNTY BANK, INC. PO BOX 239 CLAY, WV 25125 |
* | $ 90,622,000 | 5 | $ 385,000 |
| WESBANCO BANK, INC. 1 BANK PLAZA WHEELING, WV 26003 |
* | $ 9,792,150,000 | 4 | $ 400,000 |
| PEOPLES BANK 138 PUTNAM STREET MARIETTA, OH 45750 |
* | $ 3,569,754,000 | 4 | $ 570,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 104,052,030,000 | 4 | $ 370,000 |
| UNITED BANK 11185 FAIRFAX BLVD FAIRFAX, VA 22030 |
* | $ 19,041,801,000 | 3 | $ 395,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 3 | $ 515,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 3 | $ 185,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,747,398,000,000 | 2 | $ 100,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 2 | $ 150,000 |
| CITY NATIONAL BANK OF WEST VIRGINIA 25 GATEWATER ROAD CHARLESTON, WV 25313 |
* | $ 4,072,671,000 | 1 | $ 85,000 |
| FIRST NEIGHBORHOOD BANK 216 MARKET STREET SPENCER, WV 25276 |
* | $ 141,420,000 | 1 | $ 105,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 90,565,764,000 | 1 | $ 15,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 1 | $ 155,000 |
| COMMUNITY BANK OF PARKERSBURG 631 JULIANA ST PARKERSBURG, WV 26101 |
* | $ 235,680,000 | 1 | $ 115,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 1 | $ 15,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 1 | $ 115,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 80,522,766,000 | 1 | $ 165,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 216,077,000,000 | 1 | $ 155,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,934,629,000 | 1 | $ 85,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 98,729,134,000 | 1 | $ 155,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 1 | $ 125,000 |
| BANK OF CHARLES TOWN 111 EAST WASHINGTON ST CHARLES TOWN, WV 25414 |
* | $ 425,319,000 | 1 | $ 165,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 1 | $ 75,000 |
| VICTORIAN FINANCE, LLC 2570 BOYCE PLAZA ROAD HARRISBURG, PA 15241 |
* | $ -1,000 | 1 | $ 115,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 22,858,876,000 | 1 | $ 225,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 2,002,887,000 | 1 | $ 115,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2018, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Calhoun County WV in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 59 | $5,345,000 | $90,000 | $235,000 | $62,000 | $173,000 |
| Cash-out Refinancing | 15 | $2,085,000 | $139,000 | $225,000 | $90,000 | $217,000 |
| Refinancing | 9 | $665,000 | $73,000 | $155,000 | $54,000 | $200,000 |
| Other Purpose | 8 | $940,000 | $117,000 | $165,000 | $42,000 | $67,000 |
| Home Improvement | 6 | $210,000 | $35,000 | $75,000 | $54,000 | $123,000 |
| Not Applicable | 2 | $90,000 | $45,000 | $65,000 | $35,000 | $41,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 87 | $7,905,000 | $90,000 | $235,000 | $62,000 | $217,000 |
| Not Provided | 6 | $730,000 | $121,000 | $155,000 | $51,000 | $108,000 |
| American Indian or Alaskan Native | 2 | $200,000 | $100,000 | $115,000 | $78,000 | $129,000 |
| Hispanic | 2 | $190,000 | $95,000 | $95,000 | $111,000 | $200,000 |
| Black or African American | 1 | $195,000 | $195,000 | $195,000 | $93,000 | $93,000 |
| Not applicable | 1 | $115,000 | $115,000 | $115,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 82 | $7,690,000 | $93,000 | $235,000 | $64,000 | $217,000 |
| FHA-insured (Federal Housing Administration) | 12 | $1,040,000 | $86,000 | $125,000 | $57,000 | $116,000 |
| VA-guaranteed (Veterans Administration) | 4 | $520,000 | $130,000 | $225,000 | $51,000 | $59,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $85,000 | $85,000 | $85,000 | $53,000 | $53,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 46 | $4,430,000 | $96,000 | $235,000 | $60,000 | $173,000 |
| Application Denied By Financial Institution | 29 | $3,035,000 | $104,000 | $235,000 | $67,000 | $217,000 |
| File Closed For Incompleteness | 11 | $785,000 | $71,000 | $125,000 | $74,000 | $144,000 |
| Application Withdrawn By Applicant | 9 | $745,000 | $82,000 | $225,000 | $45,000 | $91,000 |
| Application Approved But Not Accepted | 3 | $225,000 | $75,000 | $75,000 | $79,000 | $105,000 |
| Loan Purchased By The Institution | 1 | $115,000 | $115,000 | $115,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 54 | $5,340,000 | $98,000 | $235,000 | $62,000 | $145,000 |
| Debt-To-Income Ratio | 27 | $1,935,000 | $71,000 | $195,000 | $48,000 | $173,000 |
| Collateral | 8 | $980,000 | $122,000 | $235,000 | $79,000 | $200,000 |
| Credit History | 5 | $415,000 | $83,000 | $155,000 | $64,000 | $123,000 |
| Credit Application Incomplete | 3 | $445,000 | $148,000 | $155,000 | $155,000 | $217,000 |
| Other | 1 | $135,000 | $135,000 | $135,000 | $87,000 | $87,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $85,000 | $85,000 | $85,000 | $73,000 | $73,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.