Cameron County PA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008

Unlock detailed Cameron County PA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Pennsylvania.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 242
Total Mortgage Loan Application Amount $17,172,000
Average Mortgage Loan Application Amount $70,000
Highest Mortgage Loan Application Amount $355,000
Average Applicant Income $60,000
Highest Applicant Income $291,000

Mortgage Company List for Lending in Cameron County PA for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
NORTHWEST BANK
100 LIBERTY STREET
WARREN, PA 16365
* $ 6,719,063,000 69 $ 4,166,000
CITIZENS & NORTHERN BANK
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ 1,225,710,000 38 $ 2,070,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 34 $ 3,064,000
CITIFINANCIAL SERVICES INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 10 $ 497,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 9 $ 784,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 9 $ 596,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 6 $ 578,000
WELLS FARGO FIN'L PENNSYLVANIA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 5 $ 429,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 5 $ 452,000
PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
PO BOX 67013
HARRISBURG, PA 17106
* $ 2,958,520,000 5 $ 86,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 4 $ 372,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 4 $ 593,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 4 $ 186,000
CNB BANK
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ 835,766,000 4 $ 226,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 4 $ 336,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 3 $ 374,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 124,782,289,000 3 $ 170,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 2 $ 144,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 2 $ 123,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 2 $ 66,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 2 $ 98,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 1 $ 91,000
GATEWAY FUNDING DMS, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 1 $ 69,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 69,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 73,000
AMERICAN FEDERAL MORTGAGE CORPORATION
360 ROUTE 24
CHESTER, NJ 07930
* $ 10,000,000 1 $ 140,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 1 $ 75,000
RIVERVIEW BK
11 NORTH SECOND STREET
CLEARFIELD, PA 16830
* $ 337,059,000 1 $ 10,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 1 $ 130,000
WASHINGTON FEDERAL SAVINGS BAN
77 SOUTH MAIN STREET
WASHINGTON, PA 15301
* $ 670,212,000 1 $ 108,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 84,701,123,000 1 $ 65,000
FIRST COMMONWEALTH BANK
PO BOX 400
INDIANA, PA 15701
* $ 5,821,495,000 1 $ 50,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 1 $ 132,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 128,863,082,000 1 $ 38,000
THE FIRST NATIONAL BANK OF GRE
P.O. BOX 8, 40 CENTER SQUARE
GREENCASTLE, PA 17225
* $ 533,561,000 1 $ 185,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 1 $ 52,000
AURORA FINANCIAL GROUP INC
9 EVES DRIVE SUITE 190
MARLTON, NJ 08053
* $ 10,000,000 1 $ 116,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2008, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Cameron County PA in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 151 $11,771,000 $77,000 $355,000 $58,000 $291,000
Home Purchase 58 $4,277,000 $73,000 $263,000 $63,000 $180,000
Home Improvement 33 $1,124,000 $34,000 $114,000 $59,000 $208,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 224 $15,870,000 $70,000 $355,000 $61,000 $291,000
Not Provided 14 $922,000 $65,000 $172,000 $48,000 $120,000
Not applicable 3 $235,000 $78,000 $130,000 $0 $0
Hispanic 1 $145,000 $145,000 $145,000 $88,000 $88,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 225 $15,820,000 $70,000 $355,000 $61,000 $291,000
FHA-insured (Federal Housing Administration) 14 $1,041,000 $74,000 $183,000 $44,000 $98,000
VA-guaranteed (Veterans Administration) 2 $260,000 $130,000 $130,000 $43,000 $86,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $51,000 $51,000 $51,000 $27,000 $27,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 118 $7,349,000 $62,000 $355,000 $63,000 $291,000
Application Denied By Financial Institution 72 $5,758,000 $79,000 $256,000 $57,000 $134,000
Application Withdrawn By Applicant 22 $1,587,000 $72,000 $168,000 $55,000 $180,000
Application Approved But Not Accepted 16 $946,000 $59,000 $150,000 $59,000 $174,000
Loan Purchased By The Institution 9 $1,154,000 $128,000 $269,000 $29,000 $87,000
File Closed For Incompleteness 5 $378,000 $75,000 $110,000 $88,000 $180,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 12 $806,000 $67,000 $175,000 $54,000 $88,000
Collateral 6 $432,000 $72,000 $132,000 $55,000 $66,000
Credit Application Incomplete 2 $82,000 $41,000 $51,000 $20,000 $27,000
Debt-To-Income Ratio 2 $448,000 $224,000 $256,000 $58,000 $90,000
Unverifiable Information 1 $69,000 $69,000 $69,000 $63,000 $63,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Pennsylvania Lender List