Camp County, TX Mortgage Lenders & HMDA Data, 2020

In 2020, lenders reported 648 mortgage applications in Camp County, TX totaling $115.2 million, up 25% from 2019. The average application was for $177,000, and applicants reported an average income of $113,000. 48% of applications resulted in an originated loan and 15% were denied. The most active lender was Cypress Bank State Savings Bank, with 72 applications, followed by Guaranty Bank & Trust and Goldwater Bank, N.A..

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 648
Total Mortgage Loan Application Amount $115,210,000
Average Mortgage Loan Application Amount $177,000
Highest Mortgage Loan Application Amount $1,025,000
Average Applicant Income $113,000
Highest Applicant Income $2,050,000

Mortgage Company List for Lending in Camp County, TX for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Cypress Bank State Savings Bank
120 S GREER BLVD
PITTSBURG, TX 75686
* $ 190,310,000 72 $ 8,370,000
Guaranty Bank & Trust
100 W ARKANSAS ST
MT PLEASANT, TX 75455
* $ 2,318,497,000 66 $ 7,880,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 187,526,000 41 $ 7,535,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ -1,000 34 $ 6,420,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 25 $ 4,185,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 24 $ 2,350,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 20 $ 3,030,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,712,919,000,000 15 $ 3,945,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 12 $ 2,320,000
First National Bank of East Texas
206 US HWY 271 N
GILMER, TX 75644
* $ 469,240,000 11 $ 915,000
The City National Bank of Sulphur Springs
1108 S BROADWAY ST
SULPHUR SPRINGS, TX 75482
* $ 769,422,000 10 $ 1,560,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 9 $ 1,275,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 9 $ 1,775,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 8 $ 1,840,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 8 $ 1,150,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 8 $ 1,670,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 7 $ 2,165,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 7 $ 1,345,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 461,256,000,000 7 $ 1,615,000
Verabank,N.A.
P.O. BOX 1009
HENDERSON, TX 75653
* $ 2,408,053,000 6 $ 1,030,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 5 $ 1,185,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 5 $ 705,000
Commercial Bank of Texas, NA
215 E MAIN ST
NACOGDOCHES, TX 75961
* $ 787,183,000 4 $ 1,310,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 4 $ 670,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 4 $ 1,150,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 4 $ 340,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 4 $ 1,340,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 4 $ 370,000
East Texas Professional C.U.
409 E. LOOP 281
LONGVIEW, TX 75605
* $ 653,193,000 4 $ 750,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 4 $ 820,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 3 $ 575,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 21,061,188,000 3 $ 475,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 3 $ 115,000
Southside Bank
1201 S BECKHAM
TYLER, TX 75701
* $ 6,743,520,000 3 $ 1,215,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 3 $ 625,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,641,000,000 3 $ 375,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 3 $ 1,085,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 3 $ 725,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,852,983,000,000 3 $ 395,000
Austin Bank, Texas National Association
PO BOX 1537
JACKSONVILLE, TX 75766
* $ 1,859,995,000 3 $ 1,495,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 3 $ 385,000
The First National Bank of Hughes Springs
PO BOX 188
HUGHES SPRINGS, TX 75656
* $ 267,974,000 3 $ 765,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 3 $ 595,000
Aspire Financial, Inc.
4100 ALPHA ROAD SUITE 400
DALLAS, TX 75244
* $ -1,000 3 $ 695,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 3 $ 725,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 112,384,202,000 3 $ 245,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 3 $ 795,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 475,000
Broadstreet Bank
1224 N PACIFIC ST
MINEOLA, TX 75773
* $ 267,688,000 3 $ 335,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 2 $ 80,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 2 $ 560,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 629,553,000 2 $ 280,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 2 $ 300,000
Flagstar Bank NA

TROY, MI 49098
* $ 23,234,514,000 2 $ 830,000
American National Bank of Texa
102 W MOORE AVENUE
TERRELL, TX 75160
* $ 3,466,962,000 2 $ 630,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 2 $ 720,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 230,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 2 $ 480,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 540,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 60,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ -1,000 2 $ 870,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 580,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 9,767,997,000 2 $ 960,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 2 $ 280,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 150,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 2 $ 370,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 2 $ 190,000
Frost Bank
100 WEST HOUSTON ST
SAN ANTONIO, TX 78205
* $ 34,105,305,000 2 $ 300,000
Intouch Credit Union
P O BOX 250169
PLANO, TX 75025
* $ 812,749,000 2 $ 280,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 2 $ 430,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 2 $ 430,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,774,361,000 2 $ 540,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 2 $ 350,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ -1,000 2 $ 650,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 92,657,948,000 2 $ 150,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 2 $ 300,000
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ 8,228,226,000 2 $ 910,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 365,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 41,950,721,000 1 $ 55,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 1,668,081,000 1 $ 25,000
International City Mortgage, Inc.
333 S ANITA DR, STE 300
ORANGE, CA 92868
* $ -1,000 1 $ 135,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 8,090,901,000 1 $ 305,000
Texas Mortgage Lending, LLC
12515 RESEARCH BLVD BUILDING 5
AUSTIN, TX 78759
* $ -1,000 1 $ 165,000
Certainty Home Loans, LLC
6101 WEST PLANO PARKWAY
WILMINGTON, DE 75093
* $ -1,000 1 $ 175,000
Datcu
5940 SOUTH INTERSTATE 35 EAST
CORINTH, TX 76210
* $ 1,044,507,000 1 $ 85,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 3,235,138,000 1 $ 385,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 1 $ 145,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 145,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 195,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ -1,000 1 $ 405,000
Wallick and Volk, Inc.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ -1,000 1 $ 145,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 216,654,000,000 1 $ 515,000
Texas Security Bank
1212 TURTLE CREEK BLVD
DALLAS, TX 75207
* $ 560,499,000 1 $ 395,000
Cfbank NA
4960 E DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, OH 43081
* $ 879,238,000 1 $ 295,000
Inwood National Bank
7621 INWOOD RD
DALLAS, TX 75209
* $ 3,038,098,000 1 $ 285,000
Shell Federal Credit Union
301 E 13TH ST
DEER PARK, TX 77536
* $ 1,181,244,000 1 $ 155,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ -1,000 1 $ 135,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ 9,675,518,000 1 $ 95,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 5,099,588,000 1 $ 85,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 155,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ -1,000 1 $ 455,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 35,000
Resource One Credit Union
8344 ERL THORNTON FWY. STE 110
DALLAS, TX 75228
* $ 541,219,000 1 $ 215,000
Alliance Bank
P.O. BOX 500
SULPHUR SPRINGS, TX 75483
* $ 979,757,000 1 $ 185,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 73,336,000,000 1 $ 25,000
State Bank of De Kalb
102 S RUNNELS
DE KALB, TX 75559
* $ 266,343,000 1 $ 185,000
Origin Bank

HOUSTON, TX 77024
* $ 5,294,103,000 1 $ 75,000
Eecu
1617 W. 7TH STREET
FORT WORTH, TX 76102
* $ 2,504,825,000 1 $ 145,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 105,000
Credit Union of Texas
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75013
* $ 1,388,263,000 1 $ 45,000
Security Service
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ 9,823,931,000 1 $ 435,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 1 $ 975,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 1 $ 65,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 32,184,416,000 1 $ 305,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 1 $ 215,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 1,710,266,000 1 $ 75,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ -1,000 1 $ 195,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 31,614,914,000 1 $ 145,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,503,779,000 1 $ 515,000
Texas Tech Federal Credit Union
4005 98TH STREET
LUBBOCK, TX 79409
* $ 220,695,000 1 $ 185,000
Ally Bank

CHARLOTTE, NC 28202
* $ 167,492,000,000 1 $ 115,000
Texas Trust Credit Union
5080 W IH 20
ARLINGTON, TX 76017
* $ 1,344,027,000 1 $ 155,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 85,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ -1,000 1 $ 95,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 545,000
Citizens Bank and Trust Co
PO BOX 992
VIVIAN, LA 71082
* $ 138,624,000 1 $ 265,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 205,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 515,000
North East Texas Credit Union
PO BOX 1480
LONE STAR, TX 75638
* $ 161,716,000 1 $ 175,000
Spring Hill State Bank
3700 GILMER ROAD
LONGVIEW, TX 75604
* $ 195,044,000 1 $ 65,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 5,000
Members Cooperative Credit Union
4628 MIKE COLALILLO DR
DULUTH, MN 55816
* $ 796,073,000 1 $ 65,000
Tib, National Association
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,712,795,000 1 $ 155,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 1 $ 115,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 1 $ 255,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 465,000
Infinity Mortgage Holdings, LLC
3420 EXECUTIVE CENTER DRIVE, SUITE G100
AUSTIN, TX 78731
* $ -1,000 1 $ 65,000
First Bank
300 E THRID
BURKBURNETT, TX 76359
* $ 478,725,000 1 $ 345,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 451,290,000 1 $ 195,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 1 $ 915,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 1 $ 125,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 2,488,033,000 1 $ 55,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 155,000

The tables below break down 2020 mortgage applications in Camp County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Camp County, TX in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 359 $59,005,000 $164,000 $975,000 $92,000 $504,000
Refinancing 186 $43,060,000 $231,000 $1,025,000 $169,000 $2,050,000
Cash-out Refinancing 55 $9,285,000 $168,000 $455,000 $103,000 $333,000
Home Improvement 19 $1,025,000 $53,000 $155,000 $88,000 $252,000
Other Purpose 16 $1,370,000 $85,000 $225,000 $85,000 $215,000
Not Applicable 13 $1,465,000 $112,000 $185,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 374 $74,260,000 $198,000 $1,025,000 $130,000 $2,050,000
Hispanic 83 $9,525,000 $114,000 $315,000 $66,000 $871,000
Not Provided 75 $14,525,000 $193,000 $715,000 $101,000 $1,020,000
Not applicable 74 $11,250,000 $152,000 $515,000 $88,000 $233,000
Black or African American 27 $2,875,000 $106,000 $315,000 $67,000 $164,000
American Indian or Alaskan Native 9 $1,465,000 $162,000 $305,000 $132,000 $310,000
Asian 5 $1,065,000 $213,000 $285,000 $84,000 $124,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 460 $84,010,000 $182,000 $1,025,000 $127,000 $2,050,000
FHA-insured (Federal Housing Administration) 100 $14,730,000 $147,000 $275,000 $66,000 $152,000
VA-guaranteed (Veterans Administration) 61 $12,365,000 $202,000 $515,000 $63,000 $165,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 27 $4,105,000 $152,000 $235,000 $50,000 $71,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 314 $57,340,000 $182,000 $1,025,000 $111,000 $867,000
Loan Purchased By The Institution 108 $19,790,000 $183,000 $515,000 $90,000 $290,000
Application Denied By Financial Institution 98 $13,480,000 $137,000 $715,000 $74,000 $871,000
Application Withdrawn By Applicant 82 $16,630,000 $202,000 $915,000 $179,000 $2,050,000
File Closed For Incompleteness 27 $4,665,000 $172,000 $515,000 $109,000 $303,000
Application Approved But Not Accepted 19 $3,305,000 $173,000 $585,000 $155,000 $1,039,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 543 $100,485,000 $185,000 $1,025,000 $122,000 $2,050,000
Credit History 44 $4,180,000 $95,000 $235,000 $59,000 $138,000
Debt-To-Income Ratio 23 $3,445,000 $149,000 $435,000 $69,000 $241,000
Credit Application Incomplete 12 $3,270,000 $272,000 $715,000 $183,000 $871,000
Collateral 9 $1,925,000 $213,000 $405,000 $111,000 $258,000
Other 8 $1,080,000 $135,000 $625,000 $50,000 $110,000
Unverifiable Information 4 $350,000 $87,000 $125,000 $50,000 $100,000
Insufficient Cash (Downpayment, Closing Cost) 3 $345,000 $115,000 $165,000 $34,000 $52,000
Employment History 2 $130,000 $65,000 $95,000 $72,000 $74,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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