Carroll County, IL Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 620 mortgage applications in Carroll County, IL totaling $87.0 million, down 27% from 2009. The average application was for $140,000, and applicants reported an average income of $94,000. 45% of applications resulted in an originated loan and 19% were denied. The most active lender was Triumph Community Bank NA, with 73 applications, followed by Ally Bank F/K/A/ Gmac Bank and JPMorgan Chase Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 620
Total Mortgage Loan Application Amount $86,962,000
Average Mortgage Loan Application Amount $140,000
Highest Mortgage Loan Application Amount $884,000
Average Applicant Income $94,000
Highest Applicant Income $1,708,000

Mortgage Company List for Lending in Carroll County, IL for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Triumph Community Bank NA
2040 1ST STREET A
MOLINE, IL 61265
* $ 1,257,778,000 73 $ 5,094,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 46 $ 8,705,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 38 $ 8,872,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 38 $ 4,761,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 36 $ 6,029,000
R.I.A. Federal Credit Union
PO BOX 4750
BETTENDORF, IA 52722
* $ 286,777,000 29 $ 1,288,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 28 $ 3,578,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 28 $ 4,321,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 25 $ 2,376,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 21 $ 2,724,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,249,093,000 20 $ 2,802,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 847,945,000 18 $ 1,376,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 15 $ 851,000
Fifth Third Bank
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 11 $ 1,353,000
Byron Bank
200 N WALNUT ST
BYRON, IL 61010
* $ 206,291,000 10 $ 1,368,000
Northwest Bank of Rockford
3106 N ROCKTON AVE
ROCKFORD, IL 61103
* $ 227,724,000 9 $ 955,000
Midwest Community Bank
510 PARK CREST DR
FREEPORT, IL 61032
* $ 224,936,000 8 $ 1,526,000
Iowa Bankers Mortgage Corporat
8800 NW 62ND AVE PO BOX 6220
JOHNSTON, IA 50131
* $ 10,000,000 7 $ 1,200,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 7 $ 1,025,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 7 $ 2,368,000
Harris N.A.
111 W. MONROE
CHICAGO, IL 60603
* $ 43,971,627,000 7 $ 1,035,000
Central Bank Illinois
101 N STATE ST
GENESEO, IL 61254
* $ 382,053,000 6 $ 663,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 5 $ 932,000
Wintrust Mortgage Corporation
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 4 $ 1,095,000
Farmers National Bank
114 W THIRD ST
PROPHETSTOWN, IL 61277
* $ 413,364,000 4 $ 307,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 4 $ 923,000
Aim Credit Union
1200 ASSOCIATES DR STE 102
DUBUQUE, IA 52002
* $ 79,049,000 4 $ 472,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 747,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 3 $ 150,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 3 $ 663,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ 10,000,000 3 $ 283,000
Associated Bank, N.A.
200 N ADAMS ST
GREEN BAY, WI 54301
* $ 22,564,122,000 3 $ 616,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 3 $ 881,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,139,962,000 3 $ 315,000
Citifinancial Services, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 3 $ 158,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 2 $ 466,000
Morgan Stanley Credit Corp
75 N. FAIRWAY DR.
VERNON HILLS, IL 60061
* $ 36,000,000 2 $ 310,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 2 $ 900,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 2 $ 44,000
1st Advantage Mortgage
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 2 $ 311,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ 10,000,000 2 $ 825,000
First Northern Credit Union
230 W MONROE, SUITE 2850
CHICAGO, IL 60606
* $ 279,866,000 2 $ 95,000
Ascentra Credit Union
PO BOX 1107
BETTENDORF, IA 52722
* $ 195,313,000 2 $ 182,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ 778,143,000 2 $ 301,000
First Trust & Savings Bank of Albany, Illinois
209 SOUTH MAIN STREET
ALBANY, IL 61230
* $ 117,995,000 2 $ 174,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ 73,677,000 2 $ 130,000
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ 772,761,000 2 $ 248,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 2 $ 654,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 337,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 221,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 252,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 2 $ 173,000
Rmc Vanguard
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 20,000,000 1 $ 226,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 117,000
Farm Credit Services of America, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 1 $ 68,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 30,000
Cherry Creek Mortgage Co., Inc
7600 EAST ORCHARD RD., STE 250-N
GREENWOOD VILLAGE, CO 80111
* $ 10,000,000 1 $ 64,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 155,000
Townstone Finanacial, Inc.
1141 W RANDOLPH
CHICAGO, IL 60607
* $ 10,000,000 1 $ 417,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 245,000
Vision Mortgage Group
6724 COMMONWEALTH DRIVE
LOVES PARK, IL 61111
* $ 1,843,000 1 $ 180,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 270,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 72,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 1 $ 116,000
American Fidelity Mortgage Services, Inc.

WHEATON, IL 60189
* $ 10,000,000 1 $ 216,000
Perl Mortgage, Inc.
2936 WEST BELMONT AVE
CHICAGO, IL 60618
* $ 11,000,000 1 $ 289,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 147,000
Mortgage Direct Inc
360 W BUTTERFIELD RD SUITE 320
ELMHURST, IL 60126
* $ 22,877,000 1 $ 356,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 415,000
Meadows Credit Union
2401 PLUM GROVE RD, STE 100
PALATINE, IL 60008
* $ 112,362,000 1 $ 609,000
First State Bank
706 WASHINGTON STREET
MENDOTA, IL 61342
* $ 521,940,000 1 $ 135,000
Standard Bank and Trust Co.
7800 W 95TH ST
HICKORY HILLS, IL 60457
* $ 2,381,549,000 1 $ 249,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 1 $ 276,000
Blackhawk Bank
400 BROAD ST.
BELOIT, WI 53511
* $ 522,804,000 1 $ 170,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ 2,865,573,000 1 $ 50,000
The National Bank & Trust Comp
230 W STATE ST
SYCAMORE, IL 60178
* $ 568,213,000 1 $ 105,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 964,882,000 1 $ 106,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 1 $ 117,000
Consumers Credit Union
1075 TRI STATE PARKWAY STE 850
GURNEE, IL 60031
* $ 539,497,000 1 $ 244,000
Dupage Credit Union
P. O. BOX 3930
NAPERVILLE, IL 60563
* $ 268,003,000 1 $ 78,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 113,000
Frontier Financial, Inc. dba Frontier Mortgage
16647 CHESTERFIELD GROVE ROAD, SUITE 100
CHESTERFIELD, MO 63005
* $ 653,000 1 $ 297,000
The First Mortgage Corporation
19831 S GOVERNORS HIGHWAY
FLOSSMOOR, IL 60422
* $ 10,000,000 1 $ 274,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 1 $ 11,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 3,245,297,000 1 $ 400,000
Mwabank
1701 1ST AVENUE
ROCK ISLAND, IL 61201
* $ 221,832,000 1 $ 106,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 237,957,000 1 $ 27,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 2,019,000,000 1 $ 177,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 8,806,851,000 1 $ 405,000
First National Bank and Trust
345 E GRAND AVE
BELOIT, WI 53511
* $ 825,880,000 1 $ 72,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 10,549,701,000 1 $ 53,000
Centrue Bank
606 BROADWAY
COAL CITY, IL 60416
* $ 1,307,588,000 1 $ 70,000
Grundy Bank
201 LIBERTY STREET
MORRIS, IL 60450
* $ 229,922,000 1 $ 166,000
Lake Forest Bank & Trust Co
727 N. BANK LANE
LAKE FOREST, IL 60045
* $ 1,816,422,000 1 $ 180,000
Quad City Bank and Trust
4500 NORTH BRADY STREET
DAVENPORT, IA 52806
* $ 975,759,000 1 $ 128,000
Wintrust Bank
231 S LASALLE, STE 0100S
CHICAGO, IL 60604
* $ 1,333,433,000 1 $ 225,000
The Privatebank Mortgage Co.
120 SOUTH LASALLE STREET
CHICAGO, IL 60603
* $ 10,040,000 1 $ 375,000
Alpine Bank & Trust Co.
1700 N ALPINE RD
ROCKFORD, IL 61107
* $ 991,875,000 1 $ 101,000

The tables below break down 2010 mortgage applications in Carroll County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Carroll County, IL in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 462 $71,364,000 $154,000 $884,000 $101,000 $1,708,000
Home Purchase 112 $14,102,000 $125,000 $417,000 $80,000 $480,000
Home Improvement 46 $1,496,000 $32,000 $417,000 $54,000 $348,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 474 $65,594,000 $138,000 $884,000 $108,000 $1,708,000
Not applicable 92 $13,179,000 $143,000 $417,000 $10,000 $663,000
Not Provided 40 $5,277,000 $131,000 $417,000 $93,000 $450,000
Asian 6 $1,823,000 $303,000 $375,000 $270,000 $369,000
Hispanic 6 $637,000 $106,000 $274,000 $68,000 $143,000
Native Hawaiian or Other Pacific Islander 2 $452,000 $226,000 $226,000 $202,000 $202,000
Black or African American 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 509 $76,361,000 $150,000 $884,000 $106,000 $1,708,000
FHA-insured (Federal Housing Administration) 85 $8,602,000 $101,000 $305,000 $45,000 $360,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $1,344,000 $70,000 $124,000 $33,000 $62,000
VA-guaranteed (Veterans Administration) 7 $655,000 $93,000 $160,000 $15,000 $59,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 281 $41,723,000 $148,000 $417,000 $129,000 $1,708,000
Loan Purchased By The Institution 138 $20,955,000 $151,000 $417,000 $44,000 $663,000
Application Denied By Financial Institution 117 $15,326,000 $130,000 $884,000 $81,000 $674,000
Application Withdrawn By Applicant 53 $6,155,000 $116,000 $399,000 $84,000 $566,000
Application Approved But Not Accepted 20 $1,764,000 $88,000 $258,000 $54,000 $145,000
File Closed For Incompleteness 11 $1,039,000 $94,000 $255,000 $77,000 $232,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 23 $3,958,000 $172,000 $884,000 $134,000 $674,000
Credit History 22 $1,342,000 $61,000 $255,000 $45,000 $119,000
Debt-To-Income Ratio 22 $3,669,000 $166,000 $609,000 $57,000 $198,000
Other 7 $1,039,000 $148,000 $376,000 $132,000 $409,000
Credit Application Incomplete 6 $539,000 $89,000 $125,000 $71,000 $171,000
Unverifiable Information 3 $250,000 $83,000 $124,000 $57,000 $92,000
Employment History 2 $181,000 $90,000 $106,000 $39,000 $56,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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