Cascade County, MT Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 6,435 mortgage applications in Cascade County, MT totaling $919.2 million, up 24% from 2011. The average application was for $142,000, and applicants reported an average income of $64,000. 60% of applications resulted in an originated loan and 13% were denied. The most active lender was Wells Fargo Bank NA, with 1,496 applications, followed by Stockman Bank of Montana and First Interstate Bank.

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Total Number of Mortgage Applications 6,435
Total Mortgage Loan Application Amount $919,193,000
Average Mortgage Loan Application Amount $142,000
Highest Mortgage Loan Application Amount $1,620,000
Average Applicant Income $64,000
Highest Applicant Income $1,900,000

Mortgage Company List for Lending in Cascade County, MT for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 1,496 $ 226,836,000
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ 2,132,797,000 738 $ 120,668,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 7,294,743,000 727 $ 75,093,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 462 $ 47,491,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 409 $ 69,186,000
Montana Federal Credit Union
15 14TH STREET SOUTH
GREAT FALLS, MT 59401
* $ 174,217,000 234 $ 23,860,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 199 $ 30,491,000
Mountain West Bank, N.A.
1225 CEDAR STREET / PO BOX 6013
HELENA, MT 59604
* $ 640,825,000 193 $ 32,901,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ 10,000,000 193 $ 32,446,000
Embark
1500 RIVER DRIVE NORTH
GREAT FALLS, MT 59401
* $ 81,738,000 178 $ 18,883,000
Universal Lending Corporation
6430 S FIDDLERS GREEN CIR STE 460
GREENWOOD VILLAGE, CO 80111
* $ 10,000,000 162 $ 22,276,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 106 $ 19,274,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 94 $ 14,852,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 91 $ 14,962,000
Russell Country Federal Credit Union
810 1ST AVE S
GREAT FALLS, MT 59401
* $ 60,419,000 89 $ 6,380,000
1st Liberty
6200 3RD AVE N
GREAT FALLS, MT 59401
* $ 146,948,000 79 $ 7,137,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 79 $ 12,783,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 78 $ 12,934,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 61 $ 9,969,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 59 $ 9,123,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 54 $ 9,067,000
Prairie Mountain Bank
1019 7TH STREET SOUTH
GREAT FALLS, MT 59405
* $ 68,982,000 50 $ 6,317,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 46 $ 6,355,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 36 $ 6,851,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 27 $ 4,595,000
Belt Valley Bank
PO BOX 196
BELT, MT 59412
* $ 66,114,000 26 $ 1,406,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 23 $ 4,112,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 22 $ 3,500,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 20 $ 3,131,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 20 $ 3,304,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 17 $ 2,213,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 16 $ 2,486,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 16 $ 1,749,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 15 $ 2,271,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 14 $ 2,296,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 13 $ 1,982,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ 4,658,882,000 11 $ 2,859,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 11 $ 2,111,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 10 $ 2,855,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 10 $ 2,503,000
Sterling Savings Bank
111 N WALL ST
SPOKANE, WA 99201
* $ 9,207,809,000 8 $ 1,986,000
Teton Banks
321 CENTRAL AVE, DRAWER 9
FAIRFIELD, MT 59436
* $ 194,550,000 8 $ 617,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,179,394,000 6 $ 1,270,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 6 $ 735,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 6 $ 1,082,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 6 $ 1,395,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 6 $ 1,143,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 6 $ 900,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 5 $ 796,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 5 $ 184,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 4 $ 618,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 4 $ 528,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 4 $ 180,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 4 $ 644,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 72,848,000 4 $ 589,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 4 $ 348,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 3 $ 24,000
Mill City Credit Union
9999 WAYZATA BOULEVARD
MINNETONKA, MN 55305
* $ 285,094,000 3 $ 319,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,382,225,000 3 $ 381,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 3 $ 463,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 3 $ 385,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 3 $ 488,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 3 $ 141,000
BNC National Bank

BISMARCK, ND 58501
* $ 662,437,000 3 $ 474,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 3 $ 725,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 669,292,000 2 $ 413,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 2 $ 174,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 2 $ 206,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 2 $ 162,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 235,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 2 $ 349,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,123,880,000 2 $ 70,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 198,000
First Security Bank of Missoul
1704 DEARBORN AVE
MISSOULA, MT 59801
* $ 1,103,547,000 2 $ 419,000
Horizon Credit Union
13224 E MANSFIELD AVE
SPOKANE VALLEY, WA 99216
* $ 436,856,000 2 $ 323,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 339,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 1,322,979,000 1 $ 109,000
Idaho Central Credit Union
4400 CENTRAL WAY
CHUBBUCK, ID 83202
* $ 1,011,052,000 1 $ 166,000
Clearwater Federal Credit Union
3600 BROOKS ST
MISSOULA, MT 59801
* $ 350,118,000 1 $ 70,000
Nymeo Federal Credit Union
5210 CHAIRMANS COURT
FREDERICK, MD 21703
* $ 220,371,000 1 $ 141,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,898,665,000 1 $ 56,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 2,225,317,000 1 $ 1,325,000
South Central Illinois Mtg LLC
450 W. SIDE SQUARE
CARLINVILLE, IL 62626
* $ 366,232,000 1 $ 178,000
Altana Federal Credit Union
3212 CENTRAL AVENUE
BILLINGS, MT 59102
* $ 201,720,000 1 $ 213,000
United Bank Inc
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 3,625,405,000 1 $ 269,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 1 $ 142,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 160,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 1 $ 301,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ 40,000,000 1 $ 95,000
Berkadia Commercial Mortgage
323 NORRISTOWN ROAD SUITE 300
AMBLER, PA 19002
* $ 1,173,139,000 1 $ 1,201,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 255,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 301,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ 11,556,684,000 1 $ 175,000
Bank Snb, NA
608 S MAIN
STILLWATER, OK 74074
* $ 2,039,239,000 1 $ 574,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 648,887,000 1 $ 105,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 131,079,000 1 $ 166,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 2,304,426,000 1 $ 96,000
Billings Federal Credit Union
2522 4TH AVE N
BILLINGS, MT 59103
* $ 95,029,000 1 $ 171,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 477,611,000 1 $ 203,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 1 $ 163,000
Raymond James Bank N.A.
710 CARILLON PKWY
ST PETERSBURG, FL 33716
* $ 8,794,515,000 1 $ 174,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 1 $ 19,000

The tables below break down 2012 mortgage applications in Cascade County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cascade County, MT in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,127 $612,517,000 $148,000 $1,325,000 $65,000 $1,470,000
Home Purchase 1,752 $276,604,000 $157,000 $1,620,000 $61,000 $741,000
Home Improvement 556 $30,072,000 $54,000 $1,300,000 $69,000 $1,900,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,408 $762,441,000 $140,000 $1,300,000 $69,000 $1,900,000
Not applicable 501 $84,999,000 $169,000 $1,620,000 $14,000 $174,000
Not Provided 296 $39,892,000 $134,000 $574,000 $63,000 $780,000
Hispanic 77 $10,462,000 $135,000 $485,000 $57,000 $405,000
American Indian or Alaskan Native 51 $6,052,000 $118,000 $331,000 $48,000 $250,000
Black or African American 42 $6,225,000 $148,000 $323,000 $65,000 $175,000
Asian 36 $5,314,000 $147,000 $260,000 $68,000 $413,000
Native Hawaiian or Other Pacific Islander 24 $3,808,000 $158,000 $307,000 $55,000 $167,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,139 $548,627,000 $132,000 $1,620,000 $77,000 $1,900,000
VA-guaranteed (Veterans Administration) 1,250 $224,222,000 $179,000 $682,000 $39,000 $276,000
FHA-insured (Federal Housing Administration) 1,004 $140,634,000 $140,000 $1,201,000 $44,000 $741,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 42 $5,710,000 $135,000 $248,000 $36,000 $71,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,830 $529,329,000 $138,000 $1,620,000 $70,000 $1,900,000
Loan Purchased By The Institution 1,023 $165,837,000 $162,000 $503,000 $42,000 $741,000
Application Denied By Financial Institution 819 $108,495,000 $132,000 $1,325,000 $63,000 $494,000
Application Withdrawn By Applicant 509 $80,357,000 $157,000 $1,201,000 $71,000 $780,000
Application Approved But Not Accepted 136 $17,014,000 $125,000 $409,000 $64,000 $336,000
File Closed For Incompleteness 118 $18,161,000 $153,000 $381,000 $69,000 $318,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 180 $19,377,000 $107,000 $358,000 $60,000 $300,000
Collateral 130 $19,985,000 $153,000 $1,325,000 $75,000 $459,000
Debt-To-Income Ratio 107 $17,571,000 $164,000 $1,300,000 $55,000 $444,000
Other 97 $11,224,000 $115,000 $500,000 $78,000 $370,000
Credit Application Incomplete 58 $8,152,000 $140,000 $333,000 $66,000 $176,000
Unverifiable Information 22 $3,763,000 $171,000 $417,000 $83,000 $420,000
Insufficient Cash (Downpayment, Closing Cost) 21 $3,197,000 $152,000 $275,000 $52,000 $233,000
Employment History 10 $1,306,000 $130,000 $200,000 $48,000 $121,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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