Cass County, NE Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 2,298 mortgage applications in Cass County, NE totaling $337.0 million, up 27% from 2011. The average application was for $146,000, and applicants reported an average income of $81,000. 60% of applications resulted in an originated loan and 13% were denied. The most active lender was Wells Fargo Bank NA, with 449 applications, followed by US Bank, N.A. and Home State Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,298
Total Mortgage Loan Application Amount $336,976,000
Average Mortgage Loan Application Amount $146,000
Highest Mortgage Loan Application Amount $2,010,000
Average Applicant Income $81,000
Highest Applicant Income $3,738,000

Mortgage Company List for Lending in Cass County, NE for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 449 $ 69,192,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 94 $ 13,608,000
Home State Bank
218 MAIN ST. P.O. BOX 429
LOUISVILLE, NE 68037
* $ 79,779,000 91 $ 12,398,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 13,433,098,000 74 $ 12,063,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ 1,928,109,000 73 $ 8,978,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 70 $ 8,998,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 70 $ 11,857,000
Cobalt Credit Union
7148 TOWNE CENTER PARKWAY
PAPILLION, NE 68046
* $ 560,750,000 68 $ 9,082,000
Murray State Bank
PO BOX 76
MURRAY, NE 68409
* $ 47,444,000 57 $ 5,542,000
Cass County Bank, Inc.
2020 W 8TH AVE
PLATTSMOUTH, NE 68048
* $ 48,341,000 53 $ 5,103,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 5,553,220,000 51 $ 9,844,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 50 $ 5,042,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 317,191,000 49 $ 9,029,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 3,171,239,000 46 $ 6,374,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 2,481,611,000 40 $ 5,966,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 40 $ 5,692,000
Charter West National Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ 180,540,000 39 $ 6,751,000
Centris Federal Credit Union
11825 Q STREET
OMAHA, NE 68144
* $ 459,012,000 37 $ 3,981,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 33 $ 6,175,000
Farmers and Merchants Bank
617 1ST STREET, BOX E
MILFORD, NE 68405
* $ 480,823,000 33 $ 5,872,000
Core Bank
12100 W CENTER RD
OMAHA, NE 68118
* $ 74,717,000 32 $ 4,755,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 27 $ 3,272,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 22 $ 4,033,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 22 $ 3,300,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 22 $ 2,413,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 8,458,002,000 21 $ 2,963,000
Bank of Nebraska
7223 SOUTH 84TH ST.
LAVISTA, NE 68128
* $ 120,941,000 20 $ 3,179,000
Liberty First Credit Union
501 N 46TH STREET
LINCOLN, NE 68503
* $ 146,326,000 19 $ 1,606,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ 331,945,000 19 $ 3,354,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 19 $ 2,843,000
First Nebraska Bank
330 N. SPRUCE STREET, PO BOX 315
VALLEY, NE 68064
* $ 178,145,000 18 $ 1,721,000
Plattsmouth State Bank
446 MAIN STREET
PLATTSMOUTH, NE 68048
* $ 78,880,000 18 $ 1,644,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 17 $ 2,278,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 17 $ 3,786,000
American Exchange Bank
151 N 4TH ST., PO BOX 267
ELMWOOD, NE 68349
* $ 41,568,000 16 $ 1,400,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 16 $ 2,889,000
Farmers and Merchants Bank of Ashland
1501 SILVER STREET
ASHLAND, NE 68003
* $ 62,005,000 15 $ 2,070,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 62,408,304,000 15 $ 1,317,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 15 $ 2,004,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 15 $ 2,612,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 14 $ 2,649,000
Cornhusker Bank
8310 O STREET
LINCOLN, NE 68510
* $ 392,949,000 13 $ 2,156,000
Farm Credit Services of America, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 13 $ 2,476,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 12 $ 1,784,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 12 $ 1,903,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 889,265,000 10 $ 1,223,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 9 $ 1,385,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 9 $ 1,254,000
First National Bank of Wahoo
201 E 5TH ST
WAHOO, NE 68066
* $ 194,782,000 9 $ 1,194,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 9 $ 1,565,000
Heartland Community Bank
PO BOX 186
WEEPING WATER, NE 68463
* $ 56,369,000 8 $ 623,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 8 $ 1,146,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 863,794,000 8 $ 1,549,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 7 $ 1,118,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 7 $ 1,235,000
Metro Credit Union
14517 F STREET SUITE 211
OMAHA, NE 68137
* $ 189,657,000 7 $ 797,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,283,070,000 7 $ 945,000
BNC National Bank

BISMARCK, ND 58501
* $ 662,437,000 7 $ 973,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 6 $ 970,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ 10,000,000 5 $ 771,000
Kellogg Midwest Federal Credit Union
9618 BRENTWOOD DR
LA VISTA, NE 68128
* $ 48,137,000 5 $ 601,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 5 $ 1,052,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 5 $ 996,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 5 $ 838,000
Enterprise Bank, N.A.
12800 WEST CENTER RD
OMAHA, NE 68144
* $ 189,056,000 5 $ 885,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 4 $ 714,000
Consumer Loan Services, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 4 $ 580,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 4 $ 652,000
Nebraska Bank of Commerce
6000 VILLAGE DRIVE, STE 100
LINCOLN, NE 68516
* $ 69,594,000 4 $ 376,000
First State Bank Nebraska
2701 GRAINGER PARKWAY
LINCOLN, NE 68516
* $ 360,727,000 4 $ 296,000
Mainstreet Bank
PO BOX 7
COOK, NE 68329
* $ 83,173,000 4 $ 331,000
Foundation One Bank
4141 N 156TH ST SUITE 101
OMAHA, NE 68116
* $ 47,821,000 3 $ 756,000
I3 Bank
12212 N 156TH ST
BENNINGTON, NE 68007
* $ 58,408,000 3 $ 759,000
Auto Club Trust, FSB
1 AUTO CLUB DRIVE
DEARBORN, MI 48126
* $ 70,766,000 3 $ 172,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 3 $ 21,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 3 $ 379,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 3 $ 698,000
Mutual First Federal Credit Union
14510 F STREET STE 101
OMAHA, NE 68137
* $ 107,637,000 3 $ 141,000
Peoples Choice FCU
2500 N STREET
LINCOLN, NE 68510
* $ 70,499,000 3 $ 25,000
Frontier Bank
17002 MARCY ST, STE 120
OMAHA, NE 68154
* $ 155,546,000 3 $ 987,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 3 $ 501,000
Arbor Bank
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ 204,527,000 3 $ 313,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 3 $ 185,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 3 $ 466,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 2 $ 346,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 2 $ 330,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 275,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 2 $ 496,000
Centennial Lending, LLC
4112 KODIAK COURT, UNIT D
FIRESTONE, CO 80504
* $ 3,406,000,000 2 $ 484,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 416,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 2 $ 444,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 2 $ 454,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 2 $ 185,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 2 $ 393,000
Dundee Bank
5015 UNDERWOOD AVE
OMAHA, NE 68132
* $ 112,198,000 2 $ 682,000
Dayspring Bank
914 LAKE AVENUE
GOTHENBURG, NE 69138
* $ 290,722,000 2 $ 355,000
First Nebraska Credit Union
10655 BEDFORD AVE
OMAHA, NE 68134
* $ 87,353,000 2 $ 109,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,167,422,000 2 $ 809,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 2 $ 494,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 2 $ 26,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 4,479,945,000 2 $ 385,000
First Westroads Bank, Inc.
15750 WEST DODGE ROAD
OMAHA, NE 68118
* $ 205,132,000 2 $ 299,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 247,163,000 2 $ 231,000
Five Points Bank
PO BOX 1507
GRAND ISLAND, NE 68802
* $ 693,969,000 2 $ 233,000
Omaha Police Federal Credit Union
3003 S 82ND AVENUE
OMAHA, NE 68124
* $ 55,998,000 2 $ 288,000
Glenwood State Bank
32 N WALNUT ST/PO BOX 431
GLENWOOD, IA 51534
* $ 148,973,000 1 $ 138,000
Adams Bank & Trust
PO BOX 720
OGALLALA, NE 69153
* $ 550,175,000 1 $ 165,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 2,225,317,000 1 $ 164,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 168,000
Dundee Mortgage LLC
5015 UNDERWOOD AVENUE
OMAHA, NE 68132
* $ 112,198,000 1 $ 256,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 1 $ 186,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 1 $ 78,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,562,678,000 1 $ 168,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 477,611,000 1 $ 202,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 81,000
Midwest Mortgage Capital, LLC
12400 OLIVE BLVD
SAINT LOUIS, MO 63141
* $ 2,000,000 1 $ 178,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 85,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 1 $ 7,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ 582,933,000 1 $ 205,000
Malvern Bank
404 MAIN STREET
MALVERN, IA 51551
* $ 58,938,000 1 $ 77,000
Texas Star Bank SSB
101 GASSAWAY
LOTT, TX 76656
* $ 75,989,000 1 $ 227,000
State Bank of Table Rock
402 HOUSTON
TABLE ROCK, NE 68447
* $ 50,371,000 1 $ 38,000
City Bank & Trust Co.
1135 MAIN AVE.
CRETE, NE 68333
* $ 194,134,000 1 $ 110,000
Security First Bank
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ 830,520,000 1 $ 162,000
First State Bank
200 MOOREHEAD AVE
IDA GROVE, IA 51445
* $ 136,381,000 1 $ 279,000
Cerescobank
130 WEST ELM ST, BOX 36
CERESCO, NE 68017
* $ 41,757,000 1 $ 149,000
University of Nebraska
1720 P STREET
LINCOLN, NE 68508
* $ 76,140,000 1 $ 117,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,115,825,000 1 $ 210,000
Air Force Federal Credit Union
1560 CABLE RANCH ROAD STE 200
SAN ANTONIO, TX 78245
* $ 342,423,000 1 $ 100,000
Midwest Family Lending Corp.
2753 99TH STREET
URBANDALE, IA 50322
* $ 10,000,000 1 $ 146,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 203,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 88,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 1 $ 125,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 392,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 33,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 180,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 1 $ 122,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 1 $ 240,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 25,359,999,000 1 $ 88,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 139,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 110,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 80,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 1 $ 178,000
Midstates Bank NA
1851 MADISON AVE., STE. 732
COUNCIL BLUFFS, IA 51503
* $ 335,089,000 1 $ 90,000
Security National Bank of Omaha
PO BOX 31400
OMAHA, NE 68124
* $ 651,887,000 1 $ 41,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 648,887,000 1 $ 130,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,788,680,000 1 $ 141,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,179,394,000 1 $ 180,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 1 $ 295,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 11,205,930,000 1 $ 146,000
Washington County Bank
PO BOX 248
BLAIR, NE 68008
* $ 290,071,000 1 $ 19,000

The tables below break down 2012 mortgage applications in Cass County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cass County, NE in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,515 $233,936,000 $154,000 $2,010,000 $80,000 $3,738,000
Home Purchase 619 $94,128,000 $152,000 $506,000 $82,000 $1,140,000
Home Improvement 164 $8,912,000 $54,000 $344,000 $81,000 $727,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,924 $282,095,000 $146,000 $2,010,000 $87,000 $3,738,000
Not applicable 192 $28,079,000 $146,000 $417,000 $14,000 $326,000
Not Provided 151 $22,692,000 $150,000 $402,000 $89,000 $506,000
Hispanic 16 $2,001,000 $125,000 $325,000 $74,000 $183,000
Asian 8 $1,160,000 $145,000 $352,000 $171,000 $549,000
American Indian or Alaskan Native 4 $375,000 $93,000 $117,000 $55,000 $90,000
Black or African American 3 $574,000 $191,000 $250,000 $86,000 $167,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,616 $233,768,000 $144,000 $2,010,000 $93,000 $3,738,000
VA-guaranteed (Veterans Administration) 300 $54,090,000 $180,000 $419,000 $54,000 $283,000
FHA-insured (Federal Housing Administration) 282 $37,461,000 $132,000 $276,000 $53,000 $1,140,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 100 $11,657,000 $116,000 $225,000 $47,000 $88,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,374 $202,611,000 $147,000 $2,010,000 $89,000 $3,738,000
Loan Purchased By The Institution 367 $58,387,000 $159,000 $417,000 $48,000 $674,000
Application Denied By Financial Institution 298 $38,559,000 $129,000 $544,000 $75,000 $1,140,000
Application Withdrawn By Applicant 157 $23,311,000 $148,000 $417,000 $82,000 $422,000
Application Approved But Not Accepted 71 $9,596,000 $135,000 $506,000 $107,000 $679,000
File Closed For Incompleteness 31 $4,512,000 $145,000 $384,000 $72,000 $183,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 52 $9,193,000 $176,000 $544,000 $91,000 $415,000
Credit History 52 $5,034,000 $96,000 $278,000 $56,000 $159,000
Debt-To-Income Ratio 37 $4,856,000 $131,000 $276,000 $53,000 $120,000
Other 20 $2,371,000 $118,000 $353,000 $78,000 $258,000
Credit Application Incomplete 16 $2,116,000 $132,000 $270,000 $119,000 $700,000
Insufficient Cash (Downpayment, Closing Cost) 7 $728,000 $104,000 $209,000 $28,000 $70,000
Unverifiable Information 5 $591,000 $118,000 $152,000 $200,000 $720,000
Employment History 2 $165,000 $82,000 $129,000 $64,000 $66,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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