Cass County, NE Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 1,500 mortgage applications in Cass County, NE totaling $247.9 million, down 5% from 2017. The average application was for $165,000, and applicants reported an average income of $101,000. 55% of applications resulted in an originated loan and 14% were denied. The most active lender was Wells Fargo Bank NA, with 115 applications, followed by US Bank, N.A. and First National Bank of Omaha.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,500
Total Mortgage Loan Application Amount $247,850,000
Average Mortgage Loan Application Amount $165,000
Highest Mortgage Loan Application Amount $1,475,000
Average Applicant Income $101,000
Highest Applicant Income $2,195,000

Mortgage Company List for Lending in Cass County, NE for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 115 $ 21,525,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 114 $ 13,570,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 20,351,074,000 81 $ 10,765,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 4,594,004,000 69 $ 10,745,000
Cobalt Credit Union
7148 TOWNE CENTER PARKWAY
PAPILLION, NE 68046
* $ 922,150,000 58 $ 6,000,000
Cornerstone Bank
529 SOUTH LINCOLN AVENUE
YORK, NE 68467
* $ 1,634,251,000 36 $ 4,830,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 3,558,094,000 35 $ 4,535,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 34 $ 7,620,000
Cass County Bank, Inc.
2020 W 8TH AVE
PLATTSMOUTH, NE 68048
* $ 70,080,000 32 $ 4,790,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ 235,212,000 27 $ 5,705,000
Centris Federal Credit Union
11825 Q STREET
OMAHA, NE 68144
* $ 679,504,000 26 $ 3,540,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ -1,000 24 $ 3,720,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 491,903,000 24 $ 5,400,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 23 $ 3,825,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 23 $ 4,285,000
Great Western Bank
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 11,803,006,000 22 $ 3,050,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 21 $ 3,765,000
Core Bank
12100 W CENTER RD
OMAHA, NE 68118
* $ 464,026,000 21 $ 4,965,000
Liberty First Credit Union
501 N 46TH STREET
LINCOLN, NE 68503
* $ 253,473,000 21 $ 3,725,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 20 $ 4,300,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 19 $ 3,395,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 19 $ 3,025,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ -1,000 19 $ 2,995,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 17 $ 3,635,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 17 $ 2,185,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 16 $ 4,090,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ 3,567,564,000 16 $ 2,340,000
Arbor Bank
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ 308,742,000 16 $ 2,850,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 15 $ 3,665,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 15 $ 3,735,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 14 $ 1,960,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ 337,238,000 14 $ 2,770,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 14 $ 2,980,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 14 $ 1,990,000
Farmers and Merchants Bank
617 1ST STREET, BOX E
MILFORD, NE 68405
* $ 600,614,000 12 $ 2,390,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 89,765,667,000 12 $ 2,450,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 3,836,505,000 11 $ 1,805,000
First Nebraska Bank
330 N. SPRUCE STREET, PO BOX 315
VALLEY, NE 68064
* $ 278,311,000 11 $ 1,185,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 11 $ 575,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 10 $ 1,690,000
Cornhusker Bank
8310 O STREET
LINCOLN, NE 68510
* $ 578,391,000 10 $ 1,690,000
Access Bank
8712 WEST DODGE ROAD
OMAHA, NE 68114
* $ 526,048,000 9 $ 1,455,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 9 $ 1,115,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 9 $ 1,335,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 8 $ 1,710,000
Farm Credit Services of America, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ -1,000 7 $ 1,255,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ -1,000 7 $ 1,175,000
Firstbank of Nebraska
201 E 5TH ST
WAHOO, NE 68066
* $ 243,809,000 7 $ 1,435,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 7 $ 1,345,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 6 $ 1,300,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 6 $ 820,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 6 $ 1,170,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 14,726,156,000 5 $ 505,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 5 $ 825,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 5 $ 775,000
Metro Credit Union
14517 F STREET SUITE 211
OMAHA, NE 68137
* $ 331,727,000 5 $ 955,000
I3 Bank
12212 N 156TH ST
BENNINGTON, NE 68007
* $ 116,056,000 5 $ 1,205,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 5 $ 475,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 8,144,695,000 5 $ 885,000
Premier Bank
16802 BURKE ST
OMAHA, NE 68118
* $ 240,480,000 5 $ 1,535,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 4 $ 980,000
Frontier Bank
17002 MARCY ST, STE 120
OMAHA, NE 68154
* $ 787,150,000 4 $ 710,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 22,858,876,000 4 $ 260,000
Farmers and Merchants Bank of Ashland
1501 SILVER STREET
ASHLAND, NE 68003
* $ 74,439,000 4 $ 810,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 4 $ 750,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 4 $ 650,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 20,030,342,000 4 $ 590,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,175,351,000 4 $ 740,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 4 $ 620,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,009,287,000 4 $ 1,270,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 133,225,000 4 $ 600,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 3 $ 525,000
Dundee Bank
5015 UNDERWOOD AVE
OMAHA, NE 68132
* $ 276,042,000 3 $ 845,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 3 $ 225,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,150,216,000 3 $ 285,000
First Nebraska Credit Union
10655 BEDFORD AVE
OMAHA, NE 68134
* $ 134,228,000 3 $ 355,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,541,610,000 3 $ 385,000
Nebraska Bank of Commerce
6000 VILLAGE DRIVE, STE 100
LINCOLN, NE 68516
* $ 126,306,000 3 $ 205,000
Omaha Police Federal Credit Union
3003 S 82ND AVENUE
OMAHA, NE 68124
* $ 65,900,000 3 $ 165,000
Centennial Lending, LLC
4112 KODIAK COURT, UNIT D
FIRESTONE, CO 80504
* $ -1,000 3 $ 595,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,696,742,000 3 $ 495,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 3 $ 365,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 3 $ 885,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 3 $ 815,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 3 $ 515,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 3 $ 145,000
Security First Bank
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ 961,180,000 3 $ 555,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 3 $ 595,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 933,081,000 3 $ 365,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,002,887,000 2 $ 270,000
Creighton Federal Credit Union
2575 DODGE ST
OMAHA, NE 68131
* $ 52,825,000 2 $ 70,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 3,947,088,000 2 $ 240,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 2 $ 570,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 2 $ 560,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 430,000
First State Bank Nebraska
2701 GRAINGER PARKWAY
LINCOLN, NE 68516
* $ 478,339,000 2 $ 210,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 2 $ 320,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 2 $ 330,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 2 $ 570,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,122,853,000 2 $ 630,000
Bank 34
500 EAST TENTH STREET
ALAMOGORDO, NM 88310
* $ 335,906,000 2 $ 100,000
Security National Bank of Omaha
PO BOX 31400
OMAHA, NE 68124
* $ 858,400,000 2 $ 190,000
Mainstreet Bank
PO BOX 7
COOK, NE 68329
* $ 91,880,000 2 $ 100,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 2 $ 450,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 287,783,000 2 $ 50,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 2 $ 120,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 363,702,000 2 $ 1,050,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 2 $ 230,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 25,054,739,000 2 $ 420,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ -1,000 2 $ 500,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 2 $ 770,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 2 $ 310,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 4,724,296,000 2 $ 550,000
Community State Bank of Missouri
117 W CHURCH ST
BOWLING GREEN, MO 63334
* $ 247,797,000 2 $ 290,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,995,487,000 2 $ 500,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 150,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 70,000
Washington County Bank
1523 WASHINGTON ST.
BLAIR, NE 68008
* $ 366,995,000 1 $ 145,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 264,496,000 1 $ 25,000
Inspired Financial Services, LLC
2708 BICENTENNIAL DR, STE A
CEDAR FALLS, IA 50613
* $ -1,000 1 $ 175,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ -1,000 1 $ 65,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ 2,571,441,000 1 $ 205,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ -1,000 1 $ 155,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,376,902,000 1 $ 25,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 65,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 95,000
Equitable Bank
PO BOX 160
GRAND ISLAND, NE 68802
* $ 270,271,000 1 $ 365,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 1 $ 285,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 118,072,176,000 1 $ 95,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 251,259,000 1 $ 215,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 115,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 124,488,000 1 $ 65,000
Dayspring Bank
914 LAKE AVENUE
GOTHENBURG, NE 69138
* $ 491,852,000 1 $ 115,000
University of Nebraska
1720 P STREET
LINCOLN, NE 68508
* $ 100,371,000 1 $ 75,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 1 $ 365,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 125,000
Home Federal Savings and Loan
221 S LOCUST ST
GRAND ISLAND, NE 68801
* $ 278,015,000 1 $ 85,000
Mutual First Federal Credit Union
14510 F STREET STE 101
OMAHA, NE 68137
* $ 99,432,000 1 $ 75,000
Thompson Kane & Company, Inc
8020 EXCELSIOR DRIVE SUITE 401
MADISON, WI 53717
* $ -1,000 1 $ 285,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 175,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 435,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 631,522,000 1 $ 305,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 240,467,000 1 $ 205,000
Lps Employees Federal Credit Union
5625 O ST., STE 106
LINCOLN, NE 68510
* $ 47,469,000 1 $ 45,000
Fortunebank
3494 JEFFCO BLVD
ARNOLD, MO 63010
* $ 191,443,000 1 $ 275,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 1 $ 105,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 32,217,466,000 1 $ 135,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 4,417,210,000 1 $ 75,000
Midwest Bank National Association
114 WEST MAIN
PIERCE, NE 68767
* $ 703,422,000 1 $ 255,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 75,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 316,352,000 1 $ 185,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 265,000

The tables below break down 2018 mortgage applications in Cass County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cass County, NE in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 781 $148,085,000 $189,000 $1,205,000 $96,000 $578,000
Cash-out Refinancing 245 $46,725,000 $190,000 $815,000 $93,000 $469,000
Refinancing 236 $35,630,000 $150,000 $1,475,000 $106,000 $1,338,000
Home Improvement 119 $6,795,000 $57,000 $205,000 $117,000 $712,000
Other Purpose 91 $7,355,000 $80,000 $565,000 $124,000 $2,195,000
Not Applicable 28 $3,260,000 $116,000 $555,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,121 $186,155,000 $166,000 $1,475,000 $101,000 $2,195,000
Not applicable 188 $32,870,000 $174,000 $1,205,000 $105,000 $157,000
Not Provided 131 $19,395,000 $148,000 $485,000 $100,000 $558,000
Hispanic 39 $6,405,000 $164,000 $395,000 $95,000 $247,000
Black or African American 8 $1,370,000 $171,000 $265,000 $68,000 $134,000
Asian 7 $835,000 $119,000 $245,000 $133,000 $344,000
American Indian or Alaskan Native 2 $490,000 $245,000 $245,000 $0 $0
Native Hawaiian or Other Pacific Islander 2 $170,000 $85,000 $85,000 $35,000 $35,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,004 $156,710,000 $156,000 $1,475,000 $110,000 $2,195,000
VA-guaranteed (Veterans Administration) 240 $55,580,000 $231,000 $635,000 $92,000 $330,000
FHA-insured (Federal Housing Administration) 173 $24,665,000 $142,000 $295,000 $73,000 $182,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 83 $10,895,000 $131,000 $265,000 $54,000 $113,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 831 $137,735,000 $165,000 $1,475,000 $107,000 $2,195,000
Loan Purchased By The Institution 246 $48,550,000 $197,000 $635,000 $104,000 $434,000
Application Denied By Financial Institution 203 $25,035,000 $123,000 $595,000 $80,000 $558,000
Application Withdrawn By Applicant 165 $29,055,000 $176,000 $1,205,000 $94,000 $440,000
File Closed For Incompleteness 30 $3,900,000 $130,000 $335,000 $98,000 $295,000
Application Approved But Not Accepted 22 $3,030,000 $137,000 $395,000 $130,000 $493,000
Preapproval Approved but not Accepted 2 $430,000 $215,000 $365,000 $59,000 $84,000
Preapproval Denied by Financial Institution 1 $115,000 $115,000 $115,000 $113,000 $113,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,161 $200,645,000 $172,000 $1,205,000 $102,000 $2,195,000
Debt-To-Income Ratio 213 $31,965,000 $150,000 $1,475,000 $104,000 $1,338,000
Collateral 46 $5,800,000 $126,000 $455,000 $105,000 $385,000
Credit History 39 $3,785,000 $97,000 $285,000 $77,000 $182,000
Credit Application Incomplete 16 $2,940,000 $183,000 $415,000 $73,000 $143,000
Other 12 $1,360,000 $113,000 $215,000 $106,000 $558,000
Unverifiable Information 6 $270,000 $45,000 $75,000 $98,000 $150,000
Employment History 6 $820,000 $136,000 $405,000 $95,000 $175,000
Insufficient Cash (Downpayment, Closing Cost) 1 $265,000 $265,000 $265,000 $68,000 $68,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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