Cass County TX
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Unlock detailed Cass County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 861
Total Mortgage Loan Application Amount $82,454,000
Average Mortgage Loan Application Amount $95,000
Highest Mortgage Loan Application Amount $565,000
Average Applicant Income $66,000
Highest Applicant Income $1,907,000

Mortgage Company List for Lending in Cass County TX for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 70 $ 5,207,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 68 $ 4,034,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 118,801,412,000 55 $ 3,697,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,532,784,000,000 50 $ 4,649,000
TEXAR FEDERAL CREDIT UNION
2301 RICHMOND RD
TEXARKANA, TX 75503
* $ 322,517,000 48 $ 4,803,000
RED RIVER EMPLOYEES FEDERAL CREDIT UNION
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 686,374,000 43 $ 2,540,000
NORTH EAST TEXAS CREDIT UNION
PO BOX 1480
LONE STAR, TX 75638
* $ 138,732,000 37 $ 2,346,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 32 $ 2,135,000
GUARANTY BANK & TRUST, N.A.
100 W ARKANSAS ST
MOUNT PLEASANT, TX 75455
* $ 1,333,577,000 30 $ 2,830,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 27 $ 4,283,000
NTFN, INC.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 21 $ 2,697,000
GATEWAY MORTGAGE GROUP, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 16 $ 2,085,000
DOMINO FEDERAL CREDIT UNION
2208 KENNEDY LANE
TEXARKANA, TX 75503
* $ 56,767,000 15 $ 1,111,000
STATE BANK OF DE KALB
102 S RUNNELS
BOWIE, TX 75559
* $ 159,782,000 14 $ 1,450,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 12 $ 1,251,000
CYPRESS BANK, SSB
120 S GREER BLVD
PITTSBURG, TX 75686
* $ 175,129,000 12 $ 1,040,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 10 $ 1,016,000
FARMERS BANK & TRUST COMPANY
200 E MAIN ST
MAGNOLIA, AR 71753
* $ 907,210,000 9 $ 799,000
CADENCE BANK
P O BOX 789
TUPELO, MS 38802
* $ 13,314,758,000 9 $ 1,574,000
TEXANA BANK, NATIONAL ASSOCIATION
PO BOX 546
LINDEN, TX 75563
* $ 155,848,000 9 $ 652,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 9 $ 1,450,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 8 $ 188,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 8 $ 671,000
UNITED BUILT HOMES, L.L.C.
8500 LINE AVE
BATON ROUGE, LA 71106
* $ 59,713,000 8 $ 1,236,000
SWBC MORTGAGE CORPORATION
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 7 $ 1,318,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ 100,000,000 6 $ 743,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 6 $ 596,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 6 $ 792,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 6 $ 914,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 5 $ 400,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 5 $ 593,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,519,923,000 5 $ 266,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 5 $ 511,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ 3,642,000 5 $ 987,000
FIRST CHOICE LOAN SERVICES INC.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 5 $ 1,171,000
CITIZENS BANK & TRUST COMPANY OF VIVIAN, LOUISIANA
PO BOX 992
VIVIAN, LA 71082
* $ 146,496,000 5 $ 593,000
TEXAS HERITAGE NATIONAL BANK
107 WEBB STREET
DAINGERFIELD, TX 75638
* $ 118,946,000 4 $ 403,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 4 $ 370,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 4 $ 178,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,574,093,000,000 4 $ 541,000
TEXAS NATIONAL BANK OF JACKSONVILLE
1518 E GRANDE BLVD
JACKSONVILLE, TX 75703
* $ 403,788,000 3 $ 264,000
EAST TEXAS PROFESSIONAL CREDIT UNION
409 E. LOOP 281
LONGVIEW, TX 75605
* $ 535,306,000 3 $ 213,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 3 $ 296,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 317,000
AMCAP MORTGAGE, LTD.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ 10,000,000 3 $ 470,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 3 $ 403,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 3 $ 325,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 3 $ 402,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ 4,410,000 3 $ 455,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ 31,000,000 3 $ 413,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 191,000
ORIGIN BANK
2211 NORTH 7TH
CHOUDRANT, LA 71291
* $ 3,713,197,000 2 $ 394,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 2 $ 208,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,071,910,000 2 $ 175,000
HIGHLANDS RESIDENTIAL MORTGAGE, LTD.
12001 NORTH CENTRAL EXPRESSWAY SUITE 750
DALLAS, TX 75243
* $ 40,000,000 2 $ 120,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
AUSTIN, TX 75001
* $ 10,000,000 2 $ 232,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 154,000
SFMC, LP
6800 WEISKOPF AVENUE SUITE 200
MCKINNEY, TX 75070
* $ 10,000,000 2 $ 192,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 2 $ 243,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 2 $ 182,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ 10,000,000 2 $ 195,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 385,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ 11,000,000 2 $ 292,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 451,471,000 2 $ 55,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 2 $ 93,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 2 $ 180,000
RESIDENTIAL ACCEPTANCE CORPORATION
5027 W LAUREL ST
TAMPA, FL 33607
* $ 10,000,000 2 $ 189,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 182,489,046,000 2 $ 381,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 2 $ 183,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 335,060,015,000 1 $ 175,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 102,971,333,000 1 $ 100,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 1 $ 71,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 17,796,419,000 1 $ 110,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,356,442,000,000 1 $ 252,000
PROSPERITY BANK
1301 N MECHANIC
EL CAMPO, TX 77437
* $ 21,504,119,000 1 $ 337,000
FIDELITY BANK
201 ST. CHARLES AVE SUITE 2710
NEW ORLEANS, LA 70170
* $ 836,647,000 1 $ 133,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 1 $ 85,000
MIL-WAY FEDERAL CREDIT UNION
2000 ARKANSAS BLVD
TEXARKANA, AR 71854
* $ 112,401,000 1 $ 143,000
CHEVRON FEDERAL CREDIT UNION
500 12TH STREET SUITE 200
OAKLAND, CA 94607
* $ 2,499,140,000 1 $ 57,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,761,042,000 1 $ 57,000
TEXAS BANK AND TRUST COMPANY
PO BOX 3188
LONGVIEW, TX 75606
* $ 1,989,439,000 1 $ 191,000
MIDSOUTH BANK, NATIONAL ASSOCIATION
102 VERSAILLES BLVD
LAFAYETTE, LA 70501
* $ 1,935,444,000 1 $ 68,000
LIVE WELL FINANCIAL, INC.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 1 $ 124,000
NATIONS DIRECT MORTGAGE, LLC
5 HUTTON CENTRE DRIVE, SUITE 200
SACRAMENTO, CA 92707
* $ 11,000,000 1 $ 118,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ 945,758,000 1 $ 57,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 1 $ 74,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ 10,000,000 1 $ 120,000
COMMUNITY BANK
PO BOX 2232
LONGVIEW, TX 75606
* $ 214,467,000 1 $ 60,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
UPPER ARLINGTON, OH 44131
* $ 101,315,000 1 $ 57,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ 10,000,000 1 $ 189,000
MORTGAGE CLEARING CORPORATION
5612 S LEWIS
TULSA, OK 74105
* $ 10,000,000 1 $ 51,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ 10,000,000 1 $ 82,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 110,000
NORTH DALLAS BANK & TRUST CO.
12900 PRESTON RD
DALLAS, TX 75230
* $ 1,275,181,000 1 $ 130,000
SOUTHWEST BANK
4100 INTERNATIONAL PLAZA, STE 900
FORT WORTH, TX 76109
* $ 1,617,450,000 1 $ 69,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 1 $ 172,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ 10,000,000 1 $ 100,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 63,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 20,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 214,371,000 1 $ 8,000
THE FIRST NATIONAL BANK OF TOM BEAN
109 S. BRITTON
TOM BEAN, TX 75489
* $ 66,010,000 1 $ 30,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 321,539,000 1 $ 100,000
MEMBER ADVANTAGE MORTGAGE, LLC
3330 BROADMOOR SE, SUITE B
LANSING, MI 49512
* $ 8,810,000 1 $ 120,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 198,000
NETWORK FUNDING, L.P.
9700 RICHMOND, SUITE 320
DALLAS, TX 77042
* $ 43,942,000 1 $ 106,000
WESTSTAR MORTGAGE CORPORATION
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 75038
* $ 26,864,000 1 $ 161,000
ASPIRE FINANCIAL, INC.
4100 ALPHA ROAD SUITE 400
DALLAS, TX 75244
* $ 10,000,000 1 $ 69,000
THE LENDING PARTNERS, LLC
5560 TENNYSON PARKWAY, STE. 201
PLANO, TX 75024
* $ 10,000,000 1 $ 125,000
STANDARD MORTGAGE CORPORATION
701 POYDRAS STREET STE 300 PLAZA
BATON ROUGE, LA 70139
* $ 31,000,000 1 $ 182,000
FIRST NATIONAL ACCEPTANCE COMPANY
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 31,000
ALLIANCE BANK
P.O. BOX 500
SULPHUR SPRINGS, TX 75483
* $ 642,920,000 1 $ 158,000
OKLAHOMA CENTRAL CREDIT UNION
P.O BOX 471227
TULSA, OK 74147
* $ 493,392,000 1 $ 51,000
CITIZENS 1ST BANK
3010 UNIVERSITY DR
TYLER, TX 75965
* $ 778,016,000 1 $ 342,000
ANECA FEDERAL CREDIT UNION
4361 YOUREE DRIVE
SHREVEPORT, LA 71105
* $ 101,861,000 1 $ 220,000
PATRIOT BANK MORTGAGE
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 511,822,000 1 $ 171,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 105,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 110,000
REVERSE MORTGAGE FUNDING LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ 0 1 $ 13,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 137,000
ALLIED MORTGAGE GROUP, INC.
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 156,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ 10,000,000 1 $ 102,000
AUSTIN BANK, TEXAS NATIONAL ASSOCIATION
PO BOX 1537
JACKSONVILLE, TX 75791
* $ 1,532,354,000 1 $ 56,000
SUCCESS MORTGAGE PARTNERS, INC.
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ 1,912,000 1 $ 136,000
ALLIANCE FINANCIAL RESOURCES
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 1 $ 152,000
JAMES B. NUTTER & COMPANY
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 145,480,000 1 $ 280,000
FLAGSHIP FINANCIAL GROUP, LLC.
3130 W. MAPLE LOOP DR.
LEHI, UT 84043
* $ 0 1 $ 254,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 1 $ 159,000
CREDIT UNION OF TEXAS
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75251
* $ 1,133,230,000 1 $ 32,000
CBC NATIONAL BANK
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 421,354,000 1 $ 96,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2015, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Cass County TX in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 464 $45,060,000 $97,000 $565,000 $61,000 $1,362,000
Refinancing 290 $32,821,000 $113,000 $386,000 $73,000 $1,907,000
Home Improvement 107 $4,573,000 $42,000 $315,000 $67,000 $250,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 649 $65,001,000 $100,000 $565,000 $70,000 $1,907,000
Black or African American 87 $5,707,000 $65,000 $245,000 $43,000 $120,000
Not Provided 51 $5,132,000 $100,000 $267,000 $98,000 $1,362,000
Not applicable 46 $4,453,000 $96,000 $255,000 $13,000 $211,000
Hispanic 20 $1,388,000 $69,000 $216,000 $60,000 $119,000
American Indian or Alaskan Native 6 $474,000 $79,000 $125,000 $78,000 $101,000
Asian 2 $299,000 $149,000 $205,000 $55,000 $65,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 648 $56,377,000 $87,000 $565,000 $74,000 $1,907,000
FHA-insured (Federal Housing Administration) 122 $13,234,000 $108,000 $243,000 $41,000 $113,000
VA-guaranteed (Veterans Administration) 58 $9,812,000 $169,000 $400,000 $52,000 $138,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 33 $3,031,000 $91,000 $173,000 $29,000 $68,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 377 $38,645,000 $102,000 $565,000 $75,000 $1,362,000
Application Denied By Financial Institution 259 $20,190,000 $77,000 $386,000 $53,000 $351,000
Loan Purchased By The Institution 89 $10,139,000 $113,000 $400,000 $37,000 $211,000
File Closed For Incompleteness 56 $4,350,000 $77,000 $256,000 $56,000 $180,000
Application Withdrawn By Applicant 49 $5,948,000 $121,000 $400,000 $81,000 $252,000
Application Approved But Not Accepted 31 $3,182,000 $102,000 $342,000 $137,000 $1,907,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 47 $2,126,000 $45,000 $213,000 $54,000 $250,000
Debt-To-Income Ratio 28 $2,118,000 $75,000 $239,000 $44,000 $148,000
Collateral 19 $2,168,000 $114,000 $386,000 $58,000 $148,000
Other 12 $869,000 $72,000 $194,000 $85,000 $351,000
Credit Application Incomplete 4 $351,000 $87,000 $197,000 $53,000 $111,000
Employment History 2 $80,000 $40,000 $50,000 $19,000 $25,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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