Charles City County VA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Unlock detailed Charles City County VA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 362 |
| Total Mortgage Loan Application Amount | $59,260,000 |
| Average Mortgage Loan Application Amount | $163,000 |
| Highest Mortgage Loan Application Amount | $936,000 |
| Average Applicant Income | $77,000 |
| Highest Applicant Income | $1,039,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,161,490,000,000 | 63 | $ 10,721,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 168,867,640,000 | 38 | $ 6,541,000 |
| CITIZENS AND FARMERS BANK PO BOX 391 WEST POINT, VA 23181 |
* | $ 921,031,000 | 30 | $ 3,349,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,291,705,000 | 19 | $ 2,947,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 14 | $ 2,143,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,459,157,302,000 | 11 | $ 2,575,000 |
| CAPITAL CENTER, L.L.C. 4510 COX ROAD STE 402 GLEN ALLEN, VA 23060 |
* | $ 10,000,000 | 11 | $ 1,922,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 9 | $ 1,202,000 |
| VIRGINIA CREDIT UNION, INC. PO BOX 90010 RICHMOND, VA 23225 |
* | $ 2,266,779,000 | 9 | $ 909,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,288,658,000,000 | 6 | $ 831,000 |
| COLONIAL FARM CREDIT, ACA 7104 MECHANICSVILLE TURNPIKE MECHANICSVILLE, VA 23111 |
* | $ 10,000,000 | 6 | $ 1,034,000 |
| C & F MORTGAGE CORPORATION 1400 ALVERSER DRIVE WEST POINT, VA 23113 |
* | $ 189,567,000 | 6 | $ 593,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 5 | $ 496,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 85,381,954,000 | 5 | $ 754,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 171,291,705,000 | 5 | $ 21,000 |
| MONARCH BANK 1435 CROSSWAYS BOULEVARD, SUITE 101 CHESAPEAKE, VA 23320 |
* | $ 909,258,000 | 5 | $ 644,000 |
| UNION MORTGAGE GROUP, INC. 1051 EAST CARY STREET, SUITE 1200 RICHMOND, VA 23219 |
* | $ 3,888,611,000 | 4 | $ 1,662,000 |
| TOWNE BANK 5716 HIGH STREET WEST PORTSMOUTH, VA 23703 |
* | $ 4,081,771,000 | 4 | $ 1,423,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 4 | $ 464,000 |
| VILLAGE BANK MORTGAGE CORPORATION 13305 MIDLOTHIAN TURNPIKE RICHMOND, VA 23113 |
* | $ 300,960,000 | 4 | $ 231,000 |
| GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 4 | $ 635,000 |
| GENERATION MORTGAGE COMPANY 3565 PIEDMONT ROAD, NE STE. 300 ATLANTA, GA 30305 |
* | $ 73,926,000 | 3 | $ 263,000 |
| ONEMAIN FINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 213,000,000 | 3 | $ 172,000 |
| ARGENT FEDERAL CREDIT UNION 11651 ALLIANCE CIRCLE CHESTER, VA 23831 |
* | $ 184,724,000 | 3 | $ 480,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,623,469,000 | 3 | $ 599,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 13,039,950,000 | 3 | $ 517,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,736,579,000 | 3 | $ 311,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 46,925,466,000 | 3 | $ 314,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 263,309,559,000 | 3 | $ 354,000 |
| PRESIDENTIAL BANK, FSB 4600 EAST WEST HIGHWAY, SUITE 400 BETHESDA, MD 20814 |
* | $ 548,388,000 | 2 | $ 537,000 |
| US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,997,931,000 | 2 | $ 144,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 5,681,476,000 | 2 | $ 300,000 |
| SOUTHERN TRUST MORTGAGE LLC 4433 CORPORATION LANE, SUITE 300 VIRGINIA BEACH, VA 23462 |
* | $ 935,253,000 | 2 | $ 683,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 123,368,203,000 | 2 | $ 411,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 2 | $ 1,065,000 |
| FULTON BANK, NATIONAL ASSOCIATION ONE PENN SQUARE LANCASTER, PA 17604 |
* | $ 9,041,660,000 | 2 | $ 579,000 |
| PROFICIO BANK 6985 UNION PARK CENTER, SUITE 150 COTTONWOOD HEIGHTS, UT 84047 |
* | $ 142,947,000 | 2 | $ 204,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 2 | $ 369,000 |
| MICHIGAN MUTUAL, INC. 911 MILITARY STREET PORT HURON, MI 48060 |
* | $ 35,000,000,000 | 2 | $ 496,000 |
| MEMBER ADVANTAGE MORTGAGE, LLC 3330 BROADMOOR SE, SUITE B LANSING, MI 49512 |
* | $ 8,810,000 | 2 | $ 253,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 114,540,379,000 | 2 | $ 530,000 |
| METLIFE BANK, N.A. 1555 WEST WALNUT HILL LANE, STE. 200 IRVING, TX 75038 |
* | $ 25,513,620,000 | 2 | $ 458,000 |
| OVM FINANCIAL, INC. 816 GREENBRIER CIRCLE SUITE 100 CHESAPEAKE, VA 23320 |
* | $ 10,000,000 | 2 | $ 212,000 |
| WCS LENDING, LLC 951 YAMATO ROAD, SUITE 150 BOCA RATON, FL 33431 |
* | $ 25,076,000 | 2 | $ 307,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD WILMINGTON, DE 29707 |
* | $ 10,000,000 | 2 | $ 268,000 |
| J.G. WENTWORTH HOME LENDING, LLC 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ 10,000,000 | 2 | $ 308,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ 52,388,000 | 2 | $ 349,000 |
| SIERRA PACIFIC MORTGAGE COMPANY, INC. 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ 10,000,000 | 2 | $ 318,000 |
| LENDMARK FINANCIAL SERVICES 223 W NASH ST WILSON, NC 27893 |
* | $ 43,592,768,000 | 2 | $ 34,000 |
| KIND LENDING, LLC 9931 CORPORATE CAMPUS DR, STE 1200 LEXINGTON, KY 40223 |
* | $ 42,141,000 | 1 | $ 265,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 1 | $ 125,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 1 | $ 61,000 |
| WYNDHAM CAPITAL MORTGAGE, INC. 6115 PARK SOUTH DRIVE, STE 200 RALEIGH, NC 28210 |
* | $ 10,000,000 | 1 | $ 251,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 1 | $ 260,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 1 | $ 76,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 1 | $ 243,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 1 | $ 88,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 1 | $ 143,000 |
| CONTINENTAL HOME LOANS INC. 175 PINELAWN ROAD, SUITE 303 MELVILLE, NY 11747 |
* | $ 14,386,000 | 1 | $ 61,000 |
| HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 1 | $ 140,000 |
| GFS CAPITAL 6499 HAVENWOOD CIRCLE HUNTINGTON BEACH, CA 92648 |
* | $ 10,000,000 | 1 | $ 120,000 |
| MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 1 | $ 146,000 |
| HOMEWARD RESIDENTIAL, INC. 16675 ADDISON ROAD ADDISON, TX 75001 |
* | $ 3,809,880,000 | 1 | $ 250,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 1 | $ 143,000 |
| UNITED SECURITY FINANCIAL CORP 930 EAST 6600 SOUTH MURRAY, UT 84121 |
* | $ 10,000,000 | 1 | $ 203,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ 3,642,000 | 1 | $ 522,000 |
| DOMINION ENERGY CREDIT UNION PO BOX 26646 RICHMOND, VA 23261 |
* | $ 239,493,000 | 1 | $ 175,000 |
| FIRST MARINER BANK 3301 BOSTON STREET BALTIMORE, MD 21224 |
* | $ 1,179,394,000 | 1 | $ 203,000 |
| CAROLINA BANK PO BOX 10209 GREENSBORO, NC 27404 |
* | $ 672,996,000 | 1 | $ 84,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 15,056,671,000 | 1 | $ 130,000 |
| EVOLVE BANK & TRUST 301 SHOPPING WAY BLVD WEST MEMPHIS, AR 72301 |
* | $ 247,163,000 | 1 | $ 329,000 |
| HSBC BANK USA, NATIONAL ASSOCIATION 1800 TYSONS BLVD., SUITE 50 MCLEAN, VA 22102 |
* | $ 206,009,683,000 | 1 | $ 156,000 |
| FIRST CAPITAL BANK 4222 COX RD. GLEN ALLEN, VA 23060 |
* | $ 541,366,000 | 1 | $ 516,000 |
| JOHNSON MORTGAGE COMPANY, L.L.C. 739 THIMBLE SHOALS BLVD. SUITE 507 NEWPORT NEWS, VA 23606 |
* | $ 11,000,000 | 1 | $ 343,000 |
| EVB PO BOX 1455 TAPPAHANNOCK, VA 22560 |
* | $ 1,061,468,000 | 1 | $ 510,000 |
| FRANKLIN FEDERAL SAVINGS BANK PO BOX 5310 GLEN ALLEN, VA 23058 |
* | $ 1,012,175,000 | 1 | $ 220,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 54,183,383,000 | 1 | $ 285,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 240,651,000 | 1 | $ 110,000 |
| CALL FEDERAL CREDIT UNION 4605 COMMERCE ROAD RICHMOND, VA 23234 |
* | $ 330,352,000 | 1 | $ 45,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 1,283,070,000 | 1 | $ 343,000 |
| 1ST ADVANTAGE FEDERAL CREDIT UNION 110 CYBERNETICS WAY YORKTOWN, VA 23693 |
* | $ 545,060,000 | 1 | $ 20,000 |
| TRULIANT FEDERAL CREDIT UNION 3200 TRULIANT WAY WINSTON-SALEM, NC 27103 |
* | $ 1,494,539,000 | 1 | $ 105,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Charles City County VA in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 235 | $42,217,000 | $179,000 | $936,000 | $75,000 | $882,000 |
| Home Purchase | 95 | $15,896,000 | $167,000 | $510,000 | $87,000 | $1,039,000 |
| Home Improvement | 32 | $1,147,000 | $35,000 | $314,000 | $59,000 | $344,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 170 | $34,699,000 | $204,000 | $936,000 | $107,000 | $1,039,000 |
| Black or African American | 103 | $10,724,000 | $104,000 | $488,000 | $46,000 | $155,000 |
| Not Provided | 48 | $8,054,000 | $167,000 | $525,000 | $72,000 | $390,000 |
| Not applicable | 23 | $3,842,000 | $167,000 | $516,000 | $20,000 | $240,000 |
| American Indian or Alaskan Native | 16 | $1,673,000 | $104,000 | $260,000 | $60,000 | $145,000 |
| Hispanic | 2 | $268,000 | $134,000 | $243,000 | $10,000 | $21,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 253 | $41,155,000 | $162,000 | $936,000 | $92,000 | $1,039,000 |
| FHA-insured (Federal Housing Administration) | 60 | $9,489,000 | $158,000 | $522,000 | $36,000 | $157,000 |
| VA-guaranteed (Veterans Administration) | 30 | $5,432,000 | $181,000 | $335,000 | $49,000 | $161,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $3,184,000 | $167,000 | $256,000 | $42,000 | $81,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 152 | $24,853,000 | $163,000 | $936,000 | $84,000 | $882,000 |
| Application Denied By Financial Institution | 86 | $11,721,000 | $136,000 | $935,000 | $73,000 | $742,000 |
| Loan Purchased By The Institution | 58 | $11,003,000 | $189,000 | $521,000 | $67,000 | $1,039,000 |
| Application Withdrawn By Applicant | 29 | $5,281,000 | $182,000 | $935,000 | $77,000 | $658,000 |
| Application Approved But Not Accepted | 22 | $3,395,000 | $154,000 | $800,000 | $65,000 | $237,000 |
| File Closed For Incompleteness | 15 | $3,007,000 | $200,000 | $768,000 | $83,000 | $328,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 24 | $1,853,000 | $77,000 | $522,000 | $55,000 | $145,000 |
| Collateral | 14 | $2,974,000 | $212,000 | $510,000 | $146,000 | $742,000 |
| Debt-To-Income Ratio | 10 | $1,166,000 | $116,000 | $256,000 | $48,000 | $155,000 |
| Credit Application Incomplete | 7 | $1,626,000 | $232,000 | $935,000 | $95,000 | $260,000 |
| Other | 6 | $572,000 | $95,000 | $240,000 | $112,000 | $390,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $351,000 | $117,000 | $190,000 | $50,000 | $73,000 |
| Unverifiable Information | 2 | $674,000 | $337,000 | $525,000 | $90,000 | $95,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.