Chase County, NE Mortgage Lenders & HMDA Data, 2016
In 2016, lenders reported 110 mortgage applications in Chase County, NE totaling $14.7 million, down 19% from 2015. The average application was for $133,000, and applicants reported an average income of $78,000. 60% of applications resulted in an originated loan and 19% were denied. The most active lender was Pinnacle Bank, with 36 applications, followed by Adams Bank & Trust and Franklin American Mortgage Company.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 110 |
| Total Mortgage Loan Application Amount | $14,676,000 |
| Average Mortgage Loan Application Amount | $133,000 |
| Highest Mortgage Loan Application Amount | $406,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $930,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Pinnacle Bank 20544 HWY 370 LINCOLN, NE 68508 |
* | $ 4,302,336,000 | 36 | $ 4,234,000 |
| Adams Bank & Trust PO BOX 720 OGALLALA, NE 69153 |
* | $ 671,079,000 | 18 | $ 2,949,000 |
| Franklin American Mortgage Company 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 10 | $ 1,891,000 |
| Valley Bank and Trust 1701 1ST AVENUE SCOTTSBLUFF, NE 69361 |
* | $ 360,156,000 | 5 | $ 190,000 |
| loanDepot.com LLC 6561 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 138,031,000 | 4 | $ 474,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,610,580,000,000 | 4 | $ 647,000 |
| Central National Bank 100 RIMROCK DRIVE JUNCTION CITY, KS 66441 |
* | $ 938,105,000 | 3 | $ 606,000 |
| High Plains Bank 329 MAIN AVE FLAGLER, CO 80815 |
* | $ 132,468,000 | 2 | $ 104,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 417,458,234,000 | 2 | $ 187,000 |
| Cardinal Financial Company, Li 3530 TORINGDON WAY STE 200 CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 2 | $ 355,000 |
| Gateway Mortgage Group, LLC 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ 10,000,000 | 2 | $ 197,000 |
| Freedom Mortgage Corporation 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ 10,000,000 | 2 | $ 271,000 |
| Nationstar Mortgage 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 1 | $ 70,000 |
| Cornerstone Home Lending, Inc. 1177 WEST LOOP SOUTH SUITE 200 HOUSTON, TX 77027 |
* | $ 57,509,481,000 | 1 | $ 318,000 |
| Four Points Federal Credit Union 510 N 127TH ST OMAHA, NE 68137 |
* | $ 116,746,000 | 1 | $ 81,000 |
| PennyMac Loan Services LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 1 | $ 86,000 |
| Stonegate Mortgage Corporation 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 1 | $ 230,000 |
| Firstbank 1221 BROADWAY SUITE 1300 NASHVILLE, TN 37203 |
* | $ 2,887,863,000 | 1 | $ 210,000 |
| Carrington Mortgage Services LLC 500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400 ORANGE, CA 92868 |
* | $ 945,758,000 | 1 | $ 127,000 |
| First National Bank of Omaha 1620 DODGE STREET OMAHA, NE 68197 |
* | $ 18,260,025,000 | 1 | $ 227,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 71,130,930,000 | 1 | $ 72,000 |
| Waypoint Bank 747 MERIDIAN AVENUE COZAD, NE 69130 |
* | $ 260,752,000 | 1 | $ 26,000 |
| Amfirst Bank PO BOX 1447 MCCOOK, NE 69001 |
* | $ 260,988,000 | 1 | $ 170,000 |
| Impac Mortgage Corp. 19500 JAMBOREE RD GLENDALE, CA 92612 |
* | $ 32,120,000 | 1 | $ 90,000 |
| Capital One, National Association 7933 PRESTON ROAD PLANO, TX 75024 |
* | $ 273,231,606,000 | 1 | $ 52,000 |
The tables below break down 2016 mortgage applications in Chase County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Chase County, NE in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 62 | $7,353,000 | $118,000 | $406,000 | $61,000 | $232,000 |
| Refinancing | 42 | $6,891,000 | $164,000 | $376,000 | $105,000 | $930,000 |
| Home Improvement | 6 | $432,000 | $72,000 | $118,000 | $68,000 | $139,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 86 | $11,231,000 | $130,000 | $406,000 | $95,000 | $930,000 |
| Not applicable | 16 | $2,657,000 | $166,000 | $376,000 | $0 | $0 |
| Hispanic | 6 | $591,000 | $98,000 | $200,000 | $51,000 | $103,000 |
| American Indian or Alaskan Native | 1 | $72,000 | $72,000 | $72,000 | $40,000 | $40,000 |
| Not Provided | 1 | $125,000 | $125,000 | $125,000 | $89,000 | $89,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 87 | $12,190,000 | $140,000 | $406,000 | $89,000 | $930,000 |
| FHA-insured (Federal Housing Administration) | 12 | $1,266,000 | $105,000 | $164,000 | $44,000 | $72,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,122,000 | $112,000 | $167,000 | $32,000 | $72,000 |
| VA-guaranteed (Veterans Administration) | 1 | $98,000 | $98,000 | $98,000 | $69,000 | $69,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 66 | $8,795,000 | $133,000 | $406,000 | $101,000 | $930,000 |
| Application Denied By Financial Institution | 21 | $2,035,000 | $96,000 | $190,000 | $66,000 | $220,000 |
| Loan Purchased By The Institution | 18 | $3,188,000 | $177,000 | $406,000 | $18,000 | $108,000 |
| Application Withdrawn By Applicant | 2 | $346,000 | $173,000 | $276,000 | $52,000 | $78,000 |
| File Closed For Incompleteness | 2 | $260,000 | $130,000 | $210,000 | $51,000 | $58,000 |
| Application Approved But Not Accepted | 1 | $52,000 | $52,000 | $52,000 | $57,000 | $57,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 4 | $472,000 | $118,000 | $186,000 | $72,000 | $99,000 |
| Debt-To-Income Ratio | 2 | $153,000 | $76,000 | $81,000 | $58,000 | $77,000 |
| Credit History | 1 | $52,000 | $52,000 | $52,000 | $40,000 | $40,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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