Cheyenne County, NE Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 419 mortgage applications in Cheyenne County, NE totaling $114.9 million, up 2% from 2012. The average application was for $274,000, and applicants reported an average income of $79,000. 62% of applications resulted in an originated loan and 12% were denied. The most active lender was Wells Fargo Bank NA, with 87 applications, followed by Points West Community Bank and US Bank, N.A..

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Nebraska.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 419
Total Mortgage Loan Application Amount $114,946,000
Average Mortgage Loan Application Amount $274,000
Highest Mortgage Loan Application Amount $63,064,000
Average Applicant Income $79,000
Highest Applicant Income $1,108,000

Mortgage Company List for Lending in Cheyenne County, NE for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 87 $ 12,177,000
Points West Community Bank
P O BOX 157
SIDNEY, NE 69162
* $ 348,783,000 67 $ 5,171,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 25 $ 2,581,000
Security First Bank
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ 881,054,000 19 $ 1,366,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 9,077,575,000 18 $ 2,204,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 16 $ 2,223,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 354,250,000 15 $ 2,089,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 9 $ 1,334,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 7 $ 723,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 6 $ 771,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 6 $ 728,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 5 $ 737,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 5 $ 584,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 5 $ 481,000
Adams Bank & Trust
PO BOX 720
OGALLALA, NE 69153
* $ 570,099,000 5 $ 1,179,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 14,500,067,000 4 $ 1,384,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 4 $ 450,000
Equitable Savings & Loan Assoc
PO BOX 1726
STERLING, CO 80751
* $ 175,128,000 4 $ 504,000
Valley Bank and Trust
1701 1ST AVENUE
SCOTTSBLUFF, NE 69361
* $ 331,272,000 3 $ 266,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 3 $ 318,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 3 $ 215,000
Centennial Lending, LLC
4112 KODIAK COURT, UNIT D
FIRESTONE, CO 80504
* $ 3,406,000,000 3 $ 258,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 646,232,000 2 $ 41,000
First State Bank Nebraska
2701 GRAINGER PARKWAY
LINCOLN, NE 68516
* $ 400,605,000 2 $ 375,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,532,278,000 2 $ 391,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 2 $ 310,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 63,343,359,000 2 $ 262,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 2 $ 298,000
Points West Community Bank
POST OFFICE BOX 8
HAXTUN, CO 80731
* $ 201,998,000 2 $ 51,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 2 $ 265,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ 304,609,000 2 $ 408,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 669,944,000 2 $ 192,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 589,329,000 2 $ 358,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 2 $ 308,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 2,667,944,000 2 $ 250,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 383,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 258,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 152,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 627,435,000 1 $ 166,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,678,270,000 1 $ 114,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 3,670,975,000 1 $ 155,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 1 $ 137,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 226,000
Dayspring Bank
914 LAKE AVENUE
GOTHENBURG, NE 69138
* $ 287,556,000 1 $ 7,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 1 $ 63,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 70,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 81,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 200,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 144,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 78,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 1 $ 63,064,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 221,000
Wallick and Volk, Inc.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ 10,000,000 1 $ 205,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,105,077,000 1 $ 82,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 5,923,392,000 1 $ 160,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 196,979,000 1 $ 17,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ 435,000,000 1 $ 100,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 37,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 108,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 216,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 49,000
Waypoint Bank
747 MERIDIAN AVENUE
COZAD, NE 69130
* $ 219,605,000 1 $ 38,000
Blue Federal Credit Union
PO BOX 3200
CHEYENNE, WY 82001
* $ 437,595,000 1 $ 46,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 1 $ 152,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 1 $ 139,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 1 $ 177,000
Washington County Bank
PO BOX 248
BLAIR, NE 68008
* $ 313,835,000 1 $ 275,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 1 $ 221,000
First Nebraska Bank
330 N. SPRUCE STREET, PO BOX 315
VALLEY, NE 68064
* $ 259,233,000 1 $ 216,000

The tables below break down 2013 mortgage applications in Cheyenne County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cheyenne County, NE in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 207 $26,406,000 $127,000 $380,000 $70,000 $286,000
Refinancing 176 $86,339,000 $490,000 $63,064,000 $88,000 $1,108,000
Home Improvement 36 $2,201,000 $61,000 $480,000 $86,000 $359,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 338 $41,312,000 $122,000 $540,000 $86,000 $1,108,000
Not applicable 35 $67,931,000 $1,940,000 $63,064,000 $14,000 $109,000
Not Provided 33 $4,083,000 $123,000 $280,000 $65,000 $148,000
Hispanic 6 $726,000 $121,000 $158,000 $121,000 $300,000
Asian 5 $791,000 $158,000 $209,000 $84,000 $108,000
Native Hawaiian or Other Pacific Islander 1 $100,000 $100,000 $100,000 $27,000 $27,000
American Indian or Alaskan Native 1 $3,000 $3,000 $3,000 $79,000 $79,000
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 301 $37,638,000 $125,000 $1,098,000 $90,000 $1,108,000
FHA-insured (Federal Housing Administration) 57 $70,095,000 $1,229,000 $63,064,000 $58,000 $212,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 37 $4,215,000 $113,000 $540,000 $30,000 $150,000
VA-guaranteed (Veterans Administration) 24 $2,998,000 $124,000 $225,000 $60,000 $176,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 259 $31,839,000 $122,000 $925,000 $90,000 $1,108,000
Loan Purchased By The Institution 69 $71,426,000 $1,035,000 $63,064,000 $47,000 $150,000
Application Denied By Financial Institution 50 $6,053,000 $121,000 $1,098,000 $62,000 $300,000
Application Withdrawn By Applicant 20 $3,086,000 $154,000 $318,000 $89,000 $256,000
Application Approved But Not Accepted 13 $1,289,000 $99,000 $170,000 $68,000 $138,000
File Closed For Incompleteness 8 $1,253,000 $156,000 $257,000 $83,000 $132,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 11 $1,006,000 $91,000 $140,000 $100,000 $300,000
Debt-To-Income Ratio 11 $2,436,000 $221,000 $1,098,000 $49,000 $95,000
Other 5 $478,000 $95,000 $221,000 $48,000 $98,000
Collateral 3 $387,000 $129,000 $218,000 $99,000 $170,000
Credit Application Incomplete 1 $128,000 $128,000 $128,000 $89,000 $89,000
Insufficient Cash (Downpayment, Closing Cost) 1 $139,000 $139,000 $139,000 $85,000 $85,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Nebraska Lender List