Chickasaw County, IA Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 369 mortgage applications in Chickasaw County, IA totaling $42.3 million, up 12% from 2014. The average application was for $114,000, and applicants reported an average income of $65,000. 74% of applications resulted in an originated loan and 10% were denied. The most active lender was Bank Iowa, with 73 applications, followed by Veridian Credit Union and State Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 369
Total Mortgage Loan Application Amount $42,346,000
Average Mortgage Loan Application Amount $114,000
Highest Mortgage Loan Application Amount $1,516,000
Average Applicant Income $65,000
Highest Applicant Income $616,000

Mortgage Company List for Lending in Chickasaw County, IA for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Bank Iowa
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ 1,146,212,000 73 $ 10,827,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 2,640,538,000 50 $ 3,343,000
State Bank
25 N. CHESTNUT AVE
NEW HAMPTON, IA 50659
* $ 373,522,000 47 $ 5,407,000
Luana Savings Bank
100 HARVEST DRIVE
LUANA, IA 52156
* $ 708,312,000 34 $ 2,305,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 15 $ 1,829,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ 816,748,000 10 $ 892,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 8 $ 1,030,000
First National Bank
316 EAST BREMER AVENUE, P.O. BOX 837
WAVERLY, IA 50677
* $ 324,155,000 8 $ 993,000
Northeast Security Bank
108 NORTH CARPENTER
SUMNER, IA 50674
* $ 135,171,000 6 $ 341,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 5 $ 682,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 5 $ 524,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 118,801,412,000 5 $ 552,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 5 $ 385,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 5 $ 506,000
Denver Savings Bank
121 S. STATE STREET
DENVER, IA 50622
* $ 138,125,000 5 $ 1,038,000
Bankiowa
7045 C AVE NE
CEDAR RAPIDS, IA 52402
* $ 546,395,000 4 $ 2,127,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 4 $ 88,000
Farmers Savings Bank
103 3RD ST
FREDERIKA, IA 50631
* $ 49,003,000 4 $ 339,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 3 $ 288,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 3 $ 312,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 3 $ 294,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 3 $ 241,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 534,898,000 3 $ 150,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ 1,262,445,000 3 $ 300,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,518,754,000 2 $ 344,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 2 $ 130,000
Farmers State Bank
131 TOWER PARK DRIVE SUITE 100
WATERLOO, IA 50701
* $ 600,596,000 2 $ 93,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 189,000
Kerndt Brothers Savings Bank
370 MAIN ST PO BOX 370
LANSING, IA 52151
* $ 239,515,000 2 $ 772,000
Collins Community Credit Union
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ 825,621,000 2 $ 285,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 139,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 2 $ 246,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 1 $ 166,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 74,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 1 $ 228,000
Hiawatha Bank and Trust Company
253 BROADWAY
SPRINGVILLE, IA 52336
* $ 45,026,000 1 $ 131,000
Manufacturers Bank & Trust Co
245 EAST J ST, PO BOX 450
FOREST CITY, IA 50436
* $ 302,189,000 1 $ 64,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 972,551,000 1 $ 104,000
Esb Bank
115 N HWY 44/76
CALEDONIA, MN 55921
* $ 87,434,000 1 $ 45,000
First State Bank
PO BOX 206, 1150 W 1ST ST
SUMNER, IA 50674
* $ 104,830,000 1 $ 27,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 1 $ 124,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 1 $ 140,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 123,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 143,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,265,793,000 1 $ 51,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 71,682,343,000 1 $ 960,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 182,489,046,000 1 $ 141,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 210,000
Consumer Loan Services, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 1 $ 133,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 1 $ 99,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 1 $ 104,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 1 $ 161,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 1 $ 193,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 1 $ 81,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 727,891,000 1 $ 8,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 1 $ 129,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 1 $ 125,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 187,860,000 1 $ 74,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 2,595,753,000 1 $ 92,000
Farmers State Bank
1240 8TH AVE
MARION, IA 52302
* $ 676,969,000 1 $ 95,000
Fidelity Bank & Trust
4250 ASBURY ROAD
DUBUQUE, IA 52002
* $ 601,837,000 1 $ 45,000
Midwest Bank
200 EAST BROADWAY, P.O. BOX 440
MONMOUTH, IL 61462
* $ 425,492,000 1 $ 118,000
Cedar Falls Community Credit Union
123 W 4TH ST
CEDAR FALLS, IA 50613
* $ 93,291,000 1 $ 105,000

The tables below break down 2015 mortgage applications in Chickasaw County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Chickasaw County, IA in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 177 $22,630,000 $127,000 $1,500,000 $67,000 $609,000
Home Purchase 146 $16,978,000 $116,000 $1,516,000 $59,000 $616,000
Home Improvement 46 $2,738,000 $59,000 $244,000 $75,000 $210,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 324 $34,378,000 $106,000 $1,135,000 $68,000 $616,000
Not Provided 22 $2,089,000 $94,000 $213,000 $62,000 $112,000
Not applicable 18 $5,328,000 $296,000 $1,516,000 $4,000 $44,000
Hispanic 4 $488,000 $122,000 $211,000 $82,000 $158,000
Asian 1 $63,000 $63,000 $63,000 $42,000 $42,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 308 $35,928,000 $116,000 $1,516,000 $70,000 $616,000
FHA-insured (Federal Housing Administration) 26 $2,689,000 $103,000 $228,000 $40,000 $107,000
VA-guaranteed (Veterans Administration) 18 $2,192,000 $121,000 $244,000 $47,000 $108,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 17 $1,537,000 $90,000 $135,000 $35,000 $93,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 274 $32,458,000 $118,000 $1,516,000 $69,000 $616,000
Application Denied By Financial Institution 38 $4,606,000 $121,000 $960,000 $58,000 $429,000
Application Withdrawn By Applicant 26 $2,285,000 $87,000 $229,000 $57,000 $110,000
Loan Purchased By The Institution 15 $1,599,000 $106,000 $210,000 $22,000 $84,000
Application Approved But Not Accepted 9 $751,000 $83,000 $228,000 $65,000 $124,000
File Closed For Incompleteness 7 $647,000 $92,000 $138,000 $46,000 $107,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 7 $1,642,000 $234,000 $960,000 $94,000 $429,000
Credit History 5 $497,000 $99,000 $161,000 $61,000 $113,000
Collateral 4 $249,000 $62,000 $71,000 $31,000 $54,000
Credit Application Incomplete 2 $227,000 $113,000 $156,000 $38,000 $45,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Iowa Lender List