Christian County, IL Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 1,364 mortgage applications in Christian County, IL totaling $123.3 million, up 17% from 2011. The average application was for $90,000, and applicants reported an average income of $66,000. 65% of applications resulted in an originated loan and 14% were denied. The most active lender was Peoples Bank & Trust, with 201 applications, followed by South Central Illinois Mtg LLC and JPMorgan Chase Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,364
Total Mortgage Loan Application Amount $123,313,000
Average Mortgage Loan Application Amount $90,000
Highest Mortgage Loan Application Amount $413,000
Average Applicant Income $66,000
Highest Applicant Income $1,413,000

Mortgage Company List for Lending in Christian County, IL for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Peoples Bank & Trust
200 S LOCUST, PO BOX 350
PANA, IL 62557
* $ 297,452,000 201 $ 22,813,000
South Central Illinois Mtg LLC
450 W. SIDE SQUARE
CARLINVILLE, IL 62626
* $ 366,232,000 151 $ 15,491,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 100 $ 7,200,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 61 $ 3,776,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 954,685,000 55 $ 4,936,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 54 $ 5,089,000
Constitution Bank N.A.
PO BOX 310
HILLSBORO, IL 62049
* $ 310,441,000 53 $ 3,506,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 52 $ 5,058,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 51 $ 2,575,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 727,866,000 44 $ 4,346,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 257,112,000 42 $ 4,241,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 600,441,000 40 $ 3,504,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 237,850,000 38 $ 4,538,000
Cnb Bank & Trust, N.A.
450 W SIDE SQ
CARLINVILLE, IL 62626
* $ 682,481,000 38 $ 1,907,000
The First National Bank of Raymond
403 E. BROAD ST.
RAYMOND, IL 62560
* $ 136,383,000 32 $ 2,454,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 30 $ 2,428,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 24 $ 2,360,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 24 $ 1,820,000
Decatur Earthmover Credit Union
260 WEST MARION AVENUE
FORSYTH, IL 62535
* $ 247,184,000 14 $ 335,000
Bank & Trust Company
401 N MADISON
LITCHFIELD, IL 62056
* $ 258,445,000 13 $ 1,803,000
National Penn Bank
PO BOX 547
BOYERTOWN, PA 19512
* $ 8,395,863,000 13 $ 80,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 1,492,752,000 12 $ 1,035,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ 632,958,000 10 $ 1,890,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 549,007,000 9 $ 983,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 9 $ 755,000
Midwest Bank
200 EAST BROADWAY, P.O. BOX 440
MONMOUTH, IL 61462
* $ 417,673,000 8 $ 539,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ 79,462,000 7 $ 862,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,345,575,000 7 $ 853,000
Hickory Point Bank & Trust FSB
225 N WATER STREET
DECATUR, IL 62523
* $ 632,093,000 7 $ 676,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 7 $ 554,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 6 $ 617,000
Town and Country Bank
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 289,712,000 6 $ 466,000
Rochester State Bank
PO BOX 140
ROCHESTER, IL 62563
* $ 71,777,000 6 $ 165,000
Land of Lincoln Credit Union
3130 E MOUND RD
DECATUR, IL 62526
* $ 158,204,000 5 $ 279,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 143,473,000 5 $ 501,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 5 $ 497,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ 12,837,000 5 $ 491,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 5 $ 377,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 4 $ 592,000
Security Bank
510 E. MONROE ST
SPRINGFIELD, IL 62701
* $ 155,128,000 4 $ 695,000
Heartland Credi T Union
2213 W WHITE OAKS DR
SPRINGFEILD, IL 62704
* $ 208,642,000 4 $ 239,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 3 $ 247,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 3 $ 261,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 3 $ 250,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 3 $ 187,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 2 $ 165,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 206,009,683,000 2 $ 160,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 216,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 135,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ 31,000,000 2 $ 239,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 240,000
The First National Bank in Staunton
115 S ELM ST PO BOX 59
STAUNTON, IL 62088
* $ 480,166,000 2 $ 230,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 2 $ 177,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 2 $ 121,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 114,540,379,000 2 $ 132,000
Jacksonville Savings Bank
1211 WEST MORTON AVE
JACKSONVILLE, IL 62650
* $ 307,210,000 2 $ 289,000
Buena Vista National Bank
1309 SWANWICK STREET
CHESTER, IL 62233
* $ 137,370,000 2 $ 17,000
Warren Boynton State Bank
702 W ILLINOIS ST, PO BOX 19
NEW BERLIN, IL 62670
* $ 124,592,000 2 $ 182,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ 1,013,780,000 2 $ 389,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 2 $ 160,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,510,045,000 2 $ 312,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 2 $ 195,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 190,000
Abri Credit Union
1350 W. RENWICK RD.
ROMEOVILLE, IL 60446
* $ 290,730,000 1 $ 105,000
West Central Bank
400 E BUCHANAN
ASHLAND, IL 62612
* $ 150,866,000 1 $ 39,000
First Central State Bank
914 6TH AVE
DE WITT, IA 52742
* $ 268,736,000 1 $ 112,000
First Community State Bank
417 W. NORTH STREET, P.O. BOX 210
STAUNTON, IL 62088
* $ 46,440,000 1 $ 77,000
Illinois State Credit Union
1309 S CENTER
NORMAL, IL 61761
* $ 83,373,000 1 $ 62,000
Scott Credit Union
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 793,720,000 1 $ 63,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,580,221,000 1 $ 111,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 4,590,877,000 1 $ 45,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 71,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 57,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 1 $ 94,000
Mortgage Solutions, LLC
19 RESEARCH PARK CT.
SAINT CHARLES, MO 63304
* $ 643,000,000 1 $ 100,000
1st Advantage Mortgage
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 1 $ 93,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 90,000
First Bankers Trust Company
505 NORTH 24TH STREET
QUINCY, IL 62301
* $ 713,663,000 1 $ 75,000
Premier Bank of Jacksonville
1604 WEST MORTON AVE
JACKSONVILLE, IL 62650
* $ 225,660,000 1 $ 17,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 160,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 65,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 235,866,000 1 $ 28,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 1 $ 50,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 1 $ 25,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 1 $ 73,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 1 $ 134,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 1 $ 200,000
The First National Bank
432 W GALLATIN
VANDALIA, IL 62471
* $ 275,023,000 1 $ 270,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 1 $ 57,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 1 $ 108,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 1 $ 133,000
Fedtrust Mortgage
32000 NORTHWESTERN HWY. SUITE 240
FARMINGTON HILLS, MI 48334
* $ 10,000,000 1 $ 160,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 1 $ 194,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 150,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 65,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 97,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ 10,000,000 1 $ 75,000
American Fidelity Mortgage Services, Inc.

WHEATON, IL 60189
* $ 10,000,000 1 $ 109,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 1 $ 91,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 38,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 69,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 161,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 126,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 141,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 124,000
Cmco Mortgage, LLC dba Home Le
7851 FREEWAY CIRCLE
MIDDLEBURG HEIGHTS, OH 44130
* $ 10,000,000 1 $ 147,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 1 $ 145,000

The tables below break down 2012 mortgage applications in Christian County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Christian County, IL in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 844 $85,855,000 $101,000 $401,000 $75,000 $1,413,000
Home Purchase 365 $29,887,000 $81,000 $332,000 $49,000 $631,000
Home Improvement 155 $7,571,000 $48,000 $413,000 $64,000 $186,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,239 $113,482,000 $91,000 $413,000 $70,000 $1,413,000
Not applicable 66 $3,966,000 $60,000 $188,000 $7,000 $114,000
Not Provided 46 $4,627,000 $100,000 $311,000 $66,000 $196,000
Hispanic 8 $639,000 $79,000 $164,000 $65,000 $138,000
Black or African American 3 $402,000 $134,000 $178,000 $52,000 $61,000
Asian 2 $197,000 $98,000 $160,000 $95,000 $104,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 999 $91,431,000 $91,000 $413,000 $77,000 $1,413,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 181 $12,931,000 $71,000 $150,000 $31,000 $71,000
FHA-insured (Federal Housing Administration) 130 $12,585,000 $96,000 $276,000 $46,000 $211,000
VA-guaranteed (Veterans Administration) 54 $6,366,000 $117,000 $274,000 $40,000 $138,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 881 $84,868,000 $96,000 $413,000 $75,000 $994,000
Application Denied By Financial Institution 192 $13,866,000 $72,000 $305,000 $65,000 $1,413,000
Loan Purchased By The Institution 148 $11,005,000 $74,000 $188,000 $27,000 $165,000
Application Withdrawn By Applicant 67 $6,293,000 $93,000 $320,000 $51,000 $211,000
Application Approved But Not Accepted 46 $4,554,000 $99,000 $257,000 $65,000 $227,000
File Closed For Incompleteness 28 $2,592,000 $92,000 $231,000 $59,000 $214,000
Preapproval Denied by Financial Institution 2 $135,000 $67,000 $90,000 $45,000 $49,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 75 $4,495,000 $59,000 $183,000 $65,000 $1,413,000
Collateral 20 $1,564,000 $78,000 $157,000 $80,000 $310,000
Debt-To-Income Ratio 15 $1,175,000 $78,000 $172,000 $41,000 $120,000
Other 10 $642,000 $64,000 $112,000 $49,000 $91,000
Credit Application Incomplete 9 $680,000 $75,000 $139,000 $70,000 $181,000
Insufficient Cash (Downpayment, Closing Cost) 2 $239,000 $119,000 $161,000 $0 $0
Unverifiable Information 1 $84,000 $84,000 $84,000 $43,000 $43,000
Employment History 1 $34,000 $34,000 $34,000 $43,000 $43,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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