Clare County MI
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Unlock detailed Clare County MI mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Michigan.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,343
Total Mortgage Loan Application Amount $115,228,000
Average Mortgage Loan Application Amount $85,000
Highest Mortgage Loan Application Amount $666,000
Average Applicant Income $67,000
Highest Applicant Income $2,994,000

Mortgage Company List for Lending in Clare County MI for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
CHEMICAL BANK
333 E MAIN STREET
MIDLAND, MI 48640
* $ 5,331,931,000 242 $ 19,071,000
ISABELLA BANK
139 E. BROADWAY
MOUNT PLEASANT, MI 48858
* $ 1,284,407,000 176 $ 15,673,000
NEIGHBORHOOD MORTGAGE SOLUTION
PO BOX 209 544 N MAIN ST
FRANKENMUTH, MI 48734
* $ 77,551,000 97 $ 6,610,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 91 $ 8,072,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 263,309,559,000 72 $ 4,362,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,161,490,000,000 69 $ 6,893,000
FIFTH THIRD MORTGAGE, MI LLC
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 48,969,000 29 $ 3,105,000
INDEPENDENT BANK
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 2,304,743,000 29 $ 2,119,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,288,658,000,000 27 $ 3,153,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,459,157,302,000 24 $ 2,470,000
FIFTH THIRD BANK
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 114,540,379,000 20 $ 1,172,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 18 $ 1,666,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 13,623,469,000 17 $ 1,618,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 54,183,383,000 16 $ 1,344,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 569,541,000 16 $ 523,000
MEMBER FIRST MORTGAGE, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ 11,800,000 16 $ 1,399,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 14 $ 1,537,000
CITIZENS BANK
328 S SAGINAW ST
FLINT, MI 48502
* $ 9,212,296,000 13 $ 1,042,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 12 $ 1,112,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 12 $ 1,210,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 12 $ 1,261,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 9 $ 627,000
DOW CREDIT UNION
600 E. LYON ROAD P.O. BOX 1649
MIDLAND, MI 48641
* $ 1,397,606,000 9 $ 718,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 9 $ 1,198,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 8 $ 892,000
DFCU FINANCIAL
400 TOWN CENTER DRIVE
DEARBORN, MI 48126
* $ 3,073,478,000 8 $ 751,000
AMERIFIRST FINANCIAL CORPORATION
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ 10,000,000 8 $ 694,000
COMERICA BANK
411 W LAFAYETTE BLVD
DALLAS, TX 48226
* $ 60,970,527,000 8 $ 922,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 8 $ 715,000
GREENSTONE FARM CREDIT SERVICES, FLCA
3515 WEST RD
EAST LANSING, MI 48823
* $ 10,000,000 7 $ 1,021,000
J. VIRGIL, INC.
G3404 MILLER ROAD
FENTON, MI 48507
* $ 500,000 6 $ 494,000
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 2,135,169,000 6 $ 445,000
WILDFIRE CREDIT UNION
6640 BAY RD
SAGINAW, MI 48604
* $ 652,375,000 5 $ 436,000
FIRSTBANK - ALMA MORTGAGE CO
311 WOODWORTH AVE.
ALMA, MI 48801
* $ 260,365,000 5 $ 470,000
WOLVERINE BANK FSB
5710 EASTMAN AVE
MIDLAND, MI 48640
* $ 293,814,000 5 $ 207,000
LAKE MICHIGAN CREDIT UNION
PO BOX 2848
CALEDONIA, MI 49501
* $ 2,423,017,000 5 $ 397,000
WANIGAS CREDIT UNION
4026 SHATTUCK RD
SAGINAW, MI 48603
* $ 263,240,000 5 $ 236,000
MORTGAGE CENTER L.C
29621 NORTHWESTERN HWY
PLYMOUTH, MI 48034
* $ 30,000,000 5 $ 309,000
PREMIER HOME MORTGAGE, INC.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 5 $ 460,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 5 $ 430,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 4 $ 386,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 4 $ 336,000
ARBOR MORTGAGE CORPORATION
2311 EAST BELTLINE AVE SE 200
GRAND RAPIDS, MI 49546
* $ 15,555,000 4 $ 315,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 4 $ 655,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 4 $ 529,000
SERVICE FINANCE COMPANY, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 4 $ 54,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 3 $ 177,000
COMMUNITY STATE BANK
PO BOX 469
BIRCH RUN, MI 48415
* $ 197,590,000 3 $ 51,000
FIRST INDEPENDENCE BANK
7310 WOODWARD AVE SUITE 101
DETROIT, MI 48202
* $ 165,219,000 3 $ 295,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 3 $ 249,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ 3,125,000 3 $ 227,000
LAFCU
106 N MARKETPLACE BLVD
LANSING, MI 48917
* $ 517,914,000 3 $ 40,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 921,138,000 3 $ 531,000
FIRST PLACE BANK
185 EAST MARKET
WARREN, OH 44481
* $ 2,716,563,000 3 $ 327,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 3 $ 217,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 380,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 3 $ 398,000
US BK NA ND
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 3 $ 111,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 3 $ 194,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 106,940,591,000 3 $ 357,000
1ST STATE FINANCIAL, LTD.
PO BOX 1468
SAGINAW, MI 48605
* $ 173,787,000 3 $ 142,000
SUMMIT COMMUNITY BANK
1600 ABBOT RD
EAST LANSING, MI 48823
* $ 157,340,000 2 $ 253,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 2 $ 588,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 2 $ 202,000
MORTGAGE 1 INCORPORATED
43456 MOUND ROAD
STERLING HEIGHTS, MI 49314
* $ 9,135,000 2 $ 191,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 2 $ 208,000
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION
100 PHOENIX DR, STE 300
PLYMOUTH, MI 48108
* $ 10,000,000 2 $ 120,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 2 $ 332,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 2 $ 181,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 2 $ 198,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 2 $ 408,000
VAN DYK MORTGAGE CORPORATION
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 2 $ 145,000
CASHCALL, INC.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 2 $ 283,000
AMERA MORTGAGE CORPORATION
1050 CORPORATE OFFICE DRIVE, STE 250
MILFORD, MI 48381
* $ 1,300,000,000 2 $ 96,000
PFCU
9077 CHARLOTTE HWY
PORTLAND, MI 48875
* $ 229,565,000 2 $ 131,000
COMMUNITY FINANCIAL CREDIT UNI
PO BOX 8050
PLYMOUTH, MI 48170
* $ 477,875,000 2 $ 148,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 2 $ 150,000
COMMERCIAL BANK
301 N. STATE ST
ITHACA, MI 48801
* $ 374,917,000 2 $ 107,000
GUARDIAN MORTGAGE COMPANY, INC
100 N. CENTRAL EXPRESSWAY SUITE 190
RICHARDSON, TX 75083
* $ 10,000,000 2 $ 176,000
SUCCESS MORTGAGE PARTNERS, INC.
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ 1,912,000 1 $ 200,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ 11,000,000 1 $ 79,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ 10,000,000 1 $ 100,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
ENGLEWOOD, FL 49418
* $ 10,000,000 1 $ 59,000
COMMUNITY CHOICE
31155 NORTHWESTERN HWY
FARMINGTON HILLS, MI 48334
* $ 450,888,000 1 $ 127,000
GENISYS CREDIT UNION
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 1,385,299,000 1 $ 19,000
CHRISTIAN FINANCIAL CREDIT UNION
18441 UTICA RD
STERLING HEIGHTS, MI 48066
* $ 253,631,000 1 $ 3,000
THE DART BANK
368 S. PARK ST.
MASON, MI 48854
* $ 272,376,000 1 $ 17,000
FIRSBANK - ALMA
311 WOODWORTH AVE
ALMA, MI 48846
* $ 363,968,000 1 $ 23,000
LIMESTONE BANK, INC.
2500 EASTPOINT PARKWAY
LOUISVILLE, KY 40223
* $ 1,452,553,000 1 $ 37,000
CHIPPEWA VALLEY BANK
15755 W COUNTY ROAD B
HAYWARD, WI 54843
* $ 248,087,000 1 $ 129,000
MBANK
130 S CEDAR ST
MANISTIQUE, MI 49854
* $ 498,255,000 1 $ 130,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 1 $ 14,000
EATON COMMUNITY BANK
236 S. COCHRAN AVENUE, P.O. BOX 219
CHARLOTTE, MI 48813
* $ 321,847,000 1 $ 156,000
UNITED BANK MORTGAGE CORPORATI
900 EAST PARIS AVE SE
GRAND RAPIDS, MI 49546
* $ 264,000,000 1 $ 130,000
THE CROGHAN COLONIAL BANK
323 CROGHAN ST
FREMONT, OH 43420
* $ 628,580,000 1 $ 71,000
COLE TAYLOR BANK
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,664,742,000 1 $ 150,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 1 $ 169,000
MAIN STREET BANK
31780 TELEGRAPH ROAD, SUITE 100
BINGHAM FARMS, MI 48025
* $ 107,192,000 1 $ 42,000
FINANCIAL PLUS CREDIT UNION
G-3381 VAN SLYKE RD, P.O. BOX 7006
FLINT, MI 48507
* $ 379,917,000 1 $ 116,000
TRUE COMMUNITY CREDIT UNION
1100 CLINTON RD
JACKSON, MI 49202
* $ 346,497,000 1 $ 36,000
JOLT CREDIT UNION
6180 STATE STREET
SAGINAW, MI 48603
* $ 297,935,000 1 $ 95,000
JOURNEY FEDERAL CREDIT UNION
1200 ZEEB DRIVE
ST. JOHNS, MI 48879
* $ 83,964,000 1 $ 35,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 2,225,317,000 1 $ 98,000
HOMESTEAD SAVINGS BANK
415 S SUPERIOR ST
ALBION, MI 49224
* $ 76,653,000 1 $ 74,000
LAKE TRUST CREDIT UNION
4605 S OLD US HIGHWAY 23
BRIGHTON, MI 48114
* $ 1,516,907,000 1 $ 55,000
MICHIGAN SCHOOLS AND GOVERNMENT
40400 GARFIELD ROAD
CLINTON TOWNSHIP, MI 48038
* $ 1,130,865,000 1 $ 39,000
TEAM ONE CREDIT UNION
520 HAYDEN
SAGINAW, MI 48607
* $ 342,214,000 1 $ 95,000
CONSUMERS CREDIT UNION
PO BOX 525
KALAMAZOO, MI 49077
* $ 364,238,000 1 $ 110,000
WEST MICHIGAN CREDIT UNION
1319 FRONT AVE NW
GRAND RAPIDS, MI 49504
* $ 122,182,000 1 $ 112,000
ZEAL CREDIT UNION
17250 NEWBURGH
LIVONIA, MI 48152
* $ 402,261,000 1 $ 160,000
COPOCO COMMUNITY CREDIT UNION
4265 E WILDER RD
BAY CITY, MI 48706
* $ 96,715,000 1 $ 28,000
ASTERA
5615 W SAGINAW HWY
LANSING, MI 48917
* $ 147,901,000 1 $ 17,000
MICHIGAN EDUCATIONAL
9200 HAGGERTY ROAD
PLYMOUTH, MI 48170
* $ 621,921,000 1 $ 35,000
FINANCIALEDGE COMMUNITY CREDIT UNION
1199 S. EUCLID AVE.
BAY CITY, MI 48706
* $ 76,016,000 1 $ 51,000
ALLIANCE CATHOLIC CREDIT UNION
26913 NORTHWESTERN HWY STE 520
FARMINGTON HILLS, MI 48033
* $ 254,933,000 1 $ 94,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ 35,475,880,000 1 $ 53,000
HURON VALLEY FINANCIAL, INC.
2395 OAK VALLEY DRIVE, SUITE 200
ANN ARBOR, MI 48103
* $ 10,000,000 1 $ 160,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 79,000
ROUNDPOINT MORTGAGE COMPANY
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 184,000
GENERATION MORTGAGE COMPANY
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 100,000
MEMBER ADVANTAGE MORTGAGE, LLC
3330 BROADMOOR SE, SUITE B
LANSING, MI 49512
* $ 8,810,000 1 $ 158,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ 11,000,000 1 $ 105,000
RESIDENTIAL FINANCE CORPORATIO
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 1 $ 142,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 60,000
UNITED SECURITY FINANCIAL CORP
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 131,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 1 $ 74,000
NORTHERN OHIO INVESTMENT COMPANY
6444 MONROE STREET, SUITE 6
SYLVANIA, OH 43560
* $ 10,000,000 1 $ 56,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 86,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 1 $ 85,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ 4,410,000 1 $ 71,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 1 $ 80,000
COUNTY NATIONAL BANK
ONE SOUTH HOWELL ST
HILLSDALE, MI 49242
* $ 382,506,000 1 $ 101,000
TALMER BANK AND TRUST
2301 W. BIG BEAVER RD., SUITE 200
TROY, MI 48084
* $ 2,126,678,000 1 $ 47,000
FARMERS BANK AND TRUST NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 648,887,000 1 $ 139,000
MONARCH COMMUNITY BANK
375 N WILLOWBROOK RD
COLDWATER, MI 49036
* $ 207,740,000 1 $ 27,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 584,153,000 1 $ 127,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 298,844,000 1 $ 32,000
HANTZ BANK
26200 AMERICAN DRIVE, 2ND FLOOR
SOUTHFIELD, MI 48034
* $ 55,071,000 1 $ 134,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Clare County MI in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 825 $79,485,000 $96,000 $414,000 $74,000 $2,994,000
Home Purchase 388 $31,556,000 $81,000 $666,000 $57,000 $508,000
Home Improvement 130 $4,187,000 $32,000 $160,000 $48,000 $180,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,111 $94,021,000 $84,000 $666,000 $67,000 $2,023,000
Not Provided 142 $13,785,000 $97,000 $261,000 $86,000 $2,994,000
Not applicable 66 $5,665,000 $85,000 $204,000 $19,000 $367,000
Hispanic 15 $1,071,000 $71,000 $156,000 $62,000 $123,000
American Indian or Alaskan Native 8 $654,000 $81,000 $189,000 $43,000 $79,000
Native Hawaiian or Other Pacific Islander 1 $32,000 $32,000 $32,000 $38,000 $38,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,090 $93,599,000 $85,000 $666,000 $75,000 $2,994,000
FHA-insured (Federal Housing Administration) 142 $11,517,000 $81,000 $251,000 $29,000 $138,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 64 $4,501,000 $70,000 $139,000 $28,000 $77,000
VA-guaranteed (Veterans Administration) 47 $5,611,000 $119,000 $242,000 $44,000 $145,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 651 $59,303,000 $91,000 $666,000 $75,000 $2,994,000
Application Denied By Financial Institution 346 $25,435,000 $73,000 $343,000 $57,000 $355,000
Loan Purchased By The Institution 122 $10,978,000 $89,000 $255,000 $33,000 $367,000
Application Withdrawn By Applicant 96 $8,736,000 $91,000 $414,000 $88,000 $2,023,000
File Closed For Incompleteness 65 $5,264,000 $80,000 $200,000 $57,000 $215,000
Application Approved But Not Accepted 63 $5,512,000 $87,000 $260,000 $69,000 $262,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 63 $3,033,000 $48,000 $179,000 $36,000 $93,000
Collateral 52 $4,665,000 $89,000 $280,000 $85,000 $355,000
Debt-To-Income Ratio 32 $2,142,000 $66,000 $210,000 $44,000 $145,000
Credit Application Incomplete 24 $2,164,000 $90,000 $189,000 $69,000 $260,000
Other 15 $1,016,000 $67,000 $180,000 $82,000 $232,000
Insufficient Cash (Downpayment, Closing Cost) 12 $1,084,000 $90,000 $170,000 $69,000 $246,000
Unverifiable Information 8 $732,000 $91,000 $145,000 $48,000 $145,000
Employment History 2 $206,000 $103,000 $128,000 $39,000 $48,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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