Clare County, MI Mortgage Lenders & HMDA Data, 2020

In 2020, lenders reported 1,780 mortgage applications in Clare County, MI totaling $200.6 million, up 27% from 2019. The average application was for $112,000, and applicants reported an average income of $80,000. 56% of applications resulted in an originated loan and 16% were denied. The most active lender was Members First Credit Union, with 191 applications, followed by Isabella Bank and Mercantile Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,780
Total Mortgage Loan Application Amount $200,560,000
Average Mortgage Loan Application Amount $112,000
Highest Mortgage Loan Application Amount $3,465,000
Average Applicant Income $80,000
Highest Applicant Income $1,812,000

Mortgage Company List for Lending in Clare County, MI for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Members First Credit Union
PO BOX 2165
MIDLAND, MI 48640
* $ 535,641,000 191 $ 19,135,000
Isabella Bank
139 E. BROADWAY
MT PLEASANT, MI 48858
* $ 1,763,432,000 128 $ 15,870,000
Mercantile Bank
310 LEONARD STREET NORTH WEST
GRAND RAPIDS, MI 49504
* $ 3,614,957,000 123 $ 17,275,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 46,627,366,000 80 $ 7,080,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 62 $ 6,310,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 51 $ 6,535,000
Dow Credit Union
600 E. LYON ROAD P.O. BOX 1649
MIDLAND, MI 48641
* $ 1,766,990,000 38 $ 5,120,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 397,703,264,000 37 $ 3,595,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,712,919,000,000 35 $ 3,625,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,739,378,000 35 $ 3,545,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 32 $ 1,790,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 167,845,100,000 28 $ 2,490,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 6,863,398,000 27 $ 2,825,000
Independent Bank
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 3,563,694,000 24 $ 2,500,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 23 $ 2,855,000
Greenstone Farm Credit Services
3515 WEST RD
EAST LANSING, MI 48823
* $ -1,000 22 $ 3,360,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 22 $ 2,140,000
Amerifirst Financial Corporation
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ -1,000 21 $ 2,255,000
Mortgage 1 Incorporated
43456 MOUND ROAD
STERLING HEIGHTS, MI 48314
* $ -1,000 20 $ 2,390,000
Mortgage Center Lc
26555 EVERGREEN RD SUITE 900
SOUTHFIELD, MI 48076
* $ -1,000 19 $ 1,455,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 19 $ 2,725,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 18 $ 2,330,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 18 $ 2,100,000
Flagstar Bank NA

TROY, MI 49098
* $ 23,234,514,000 18 $ 1,970,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 16 $ 2,160,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 15 $ 1,635,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 15 $ 1,765,000
Msu Federal Credit Union
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 4,730,630,000 14 $ 1,130,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 14 $ 2,050,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 14 $ 1,830,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 13 $ 1,615,000
Dart Bank
368 S. PARK ST.
MASON, MI 48854
* $ 460,693,000 11 $ 1,435,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 11 $ 1,415,000
Wildfire Credit Union
6640 BAY RD
SAGINAW, MI 48605
* $ 844,894,000 10 $ 950,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 9 $ 825,000
Lafcu
106 N MARKETPLACE BLVD
LANSING, MI 48917
* $ 746,967,000 8 $ 670,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 8 $ 820,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 8 $ 840,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 7 $ 895,000
Frankenmuth Credit Union
580 N. MAIN ST., PO BOX 209
FRANKENMUTH, MI 48734
* $ 740,859,000 7 $ 705,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 7 $ 855,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 7 $ 695,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 7 $ 995,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 6 $ 570,000
Team One Credit Union
520 HAYDEN
SAGINAW, MI 48607
* $ 569,349,000 6 $ 400,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 6 $ 650,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 6 $ 420,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ -1,000 6 $ 890,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 6 $ 680,000
Arbor Financial Credit Union
1551 SOUTH 9TH STREET
KALAMAZOO, MI 49009
* $ 655,512,000 5 $ 435,000
Mortgage300 Corporation
10 SE CENTRAL PARKWAY SUITE 325
STUART, FL 34994
* $ -1,000 5 $ 825,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 5 $ 785,000
Elga Credit Union
2303 S. CENTER ROAD
GRAND BLANC, MI 48439
* $ 794,126,000 5 $ 215,000
Wanigas Credit Union
4026 SHATTUCK RD
SAGINAW, MI 48603
* $ 338,939,000 5 $ 345,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 5 $ 535,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 73,336,000,000 5 $ 535,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 5 $ 475,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 5 $ 415,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,852,983,000,000 5 $ 355,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 4 $ 320,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 4 $ 370,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 4 $ 280,000
Michigan Schools and Governmen
40400 GARFIELD ROAD
CLINTON TOWNSHIP, MI 48038
* $ 2,370,725,000 4 $ 320,000
Jolt Credit Union
6180 STATE STREET
SAGINAW, MI 48603
* $ 342,573,000 4 $ 550,000
Thumb Bank & Trust
7254 MICHIGAN AVE., P.O. BOX 560
PIGEON, MI 48755
* $ 274,254,000 4 $ 370,000
Credit Union One
400 E NINE MILE RD
FERNDALE, MI 48220
* $ 1,487,658,000 4 $ 430,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 4 $ 530,000
Commercial Bank
301 N. STATE ST
ALMA, MI 48801
* $ 504,360,000 4 $ 590,000
Dfcu Financial
400 TOWN CENTER DRIVE
DEARBORN, MI 48121
* $ 4,903,176,000 4 $ 300,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 4 $ 510,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 4 $ 480,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 2,488,033,000 3 $ 125,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 3 $ 225,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 3 $ 375,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 112,384,202,000 3 $ 125,000
Mbank
130 S CEDAR ST
MANISTIQUE, MI 49854
* $ 1,316,588,000 3 $ 435,000
County National Bank
ONE SOUTH HOWELL ST
HILLSDALE, MI 49242
* $ 736,752,000 3 $ 415,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 3 $ 355,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 3 $ 305,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 3 $ 515,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 3 $ 685,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 3 $ 255,000
Gvc Mortgage, Inc.
ONE PLAZA DRIVE, SUITE 3
SUITE 200, IN 46064
* $ -1,000 3 $ 375,000
Zeal Credit Union
17250 NEWBURGH
LIVONIA, MI 48152
* $ 613,902,000 3 $ 195,000
Choiceone Bank
109 E. DIVISION ST.
SPARTA, MI 49345
* $ 673,946,000 3 $ 515,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,453,998,000,000 3 $ 225,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 3 $ 265,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 604,528,000 2 $ 640,000
Community Financial
500 S HARVEY ST
PLYMOUTH, MI 48170
* $ 1,013,236,000 2 $ 230,000
St. James Mortgage Corporation
42676 WOODWARD AVE
BLOOMFIELD HILLS, MI 48304
* $ -1,000 2 $ 110,000
Financial Plus Credit Union
G-3381 VAN SLYKE RD, P.O. BOX 7006
FLINT, MI 48507
* $ 569,726,000 2 $ 210,000
United Bank of Michigan
900 EAST PARIS AVE SE
GRAND RAPIDS, MI 49546
* $ 695,189,000 2 $ 130,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 2,847,190,000 2 $ 230,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 2 $ 200,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 272,114,000 2 $ 140,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 190,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 2 $ 210,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 2 $ 560,000
Superior Credit Union, Inc.
4230 ELIDA RD
LIMA, OH 45807
* $ 1,034,678,000 2 $ 240,000
Health Advantage Federal Credi
4550 STATE ST.
SAGINAW, MI 48603
* $ 141,820,000 2 $ 200,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 2 $ 270,000
Michigan First Credit Union
27000 EVERGREEN
LATHRUP VILLAGE, MI 48076
* $ 980,071,000 2 $ 240,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 2 $ 140,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 230,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 2 $ 180,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 2 $ 300,000
University of Michigan Credit Union
340 E. HURON
ANN ARBOR, MI 48104
* $ 953,301,000 2 $ 250,000
Tlc Community Credit Union
3030 S ADRIAN HWY
ADRIAN, MI 49221
* $ 525,007,000 2 $ 320,000
Community Choice Credit Union
31155 NORTHWESTERN HWY
FARMINGTON HILLS, MI 48334
* $ 1,163,544,000 2 $ 60,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 4,694,690,000 2 $ 90,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 220,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 2 $ 210,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ -1,000 2 $ 140,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 2 $ 150,000
Specialized Loan Servicing LLC
6200 S QUEBEC ST
WILMINGTON, DE 80111
* $ -1,000 2 $ 150,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 2 $ 230,000
Fortifi Bank
140 W. HURON ST/PO BOX 310
BERLIN, WI 54923
* $ 456,691,000 2 $ 410,000
Consumers Credit Union
PO BOX 525
KALAMAZOO, MI 49009
* $ 1,242,456,000 2 $ 140,000
Horizon Bank
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ 5,236,417,000 2 $ 430,000
Main Street Bank
31780 TELEGRAPH ROAD, SUITE 100
BINGHAM FARMS, MI 48025
* $ 276,572,000 2 $ 310,000
Ally Bank

CHARLOTTE, NC 28202
* $ 167,492,000,000 2 $ 200,000
University Lending Group, LLC
42452 HAYES, STE I
CLLINTON TOWNSHIP, MI 48038
* $ -1,000 2 $ 350,000
Premier Bank
601 CLINTON STREET
YOUNGSTOWN, OH 44503
* $ 3,439,822,000 2 $ 130,000
United Bay Community CU
1309 N. LINCOLN AVE.
BAY CITY, MI 48708
* $ 194,477,000 2 $ 140,000
First National Bank in Howell
101 E GRAND RIVER AVE
HOWELL, MI 48843
* $ 431,113,000 1 $ 115,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ -1,000 1 $ 165,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 45,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 265,000
The Anderson Financial Group, Inc.
2421 NORTH ASHLAND AVENUE
CHICAGO, IL 60614
* $ -1,000 1 $ 85,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 65,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 1 $ 205,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 2,877,075,000 1 $ 95,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 5,633,125,000 1 $ 75,000
Adventure Credit Union
630 32ND ST SE
GRAND RAPIDS, MI 49548
* $ 356,710,000 1 $ 35,000
Cibm Bank
19601 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53045
* $ 696,014,000 1 $ 55,000
First Federal S&L of Lakewood
14806 DETROIT AVE
LAKEWOOD, OH 44107
* $ 1,924,103,000 1 $ 135,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 105,000
1st State Bank
PO BOX 1468
SAGINAW, MI 48605
* $ 323,664,000 1 $ 155,000
First State Bank
24300 LITTLE MACK
ST CLAIR SHORES, MI 48080
* $ 772,133,000 1 $ 125,000
Lake Huron Credit Union
1540 TITTABAWASSEE RD
SAGINAW, MI 48603
* $ 52,346,000 1 $ 125,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 175,000
Directions Credit Union
5121 WHITEFORD ROAD
TOLEDO, OH 43604
* $ 891,611,000 1 $ 65,000
Blg Holdings, LLC
2353 S. LINDEN RD. SUITE A
FLINT, MI 48507
* $ -1,000 1 $ 85,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 12,223,127,000 1 $ 35,000
The Equitable Mortgage Corporation
655 METRO PLACE SOUTH SUITE 500
DUBLIN, OH 43017
* $ -1,000 1 $ 65,000
Level One Bank
32991 HAMILTON COURT
FARMINGTON HILLS, MI 48334
* $ 1,582,399,000 1 $ 35,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 165,000
Austin Capital Bank SSB
8100 SHOAL CREEK BLVD
AUSTIN, TX 78757
* $ 139,109,000 1 $ 65,000
Hall Financial
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48083
* $ -1,000 1 $ 135,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 165,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 1 $ 105,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 215,000
Dearborn Federal Savings Bank
22315 MICHIGAN AVENUE
DEARBORN, MI 48124
* $ 255,791,000 1 $ 25,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 1 $ 155,000
Kellogg Community Credit Union
41 SECOND ST
BATTLE CREEK, MI 49014
* $ 637,246,000 1 $ 175,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,289,704,000 1 $ 165,000
Vibe Credit Union
1375 N OAKLAND BLVD
NOVI, MI 48377
* $ 913,849,000 1 $ 105,000
Financialedge Credit Union
1199 S. EUCLID AVE.
BAY CITY, MI 48706
* $ 95,015,000 1 $ 85,000
Preferred Credit Union
3767 SPARKS DR SE
GRAND RAPIDS, MI 49546
* $ 179,422,000 1 $ 55,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 75,000
Wmcu
1319 FRONT AVE NW
GRAND RAPIDS, MI 49504
* $ 165,982,000 1 $ 65,000
Ignite Credit Union
115 RIVERSIDE DR
BATTLE CREEK, MI 49015
* $ 179,408,000 1 $ 45,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 55,000
Advisors Capital, Inc.
39810 GRAND RIVER AVE., SUITE C-200
NOVI, MI 48375
* $ -1,000 1 $ 195,000
Dort Financial Credit Union
9048 HOLLY ROAD
GRAND BLANC, MI 48439
* $ 1,005,502,000 1 $ 55,000
Extra Credit Union
6611 CHICAGO ROAD
WARREN, MI 48092
* $ 236,333,000 1 $ 95,000
Northstar Bank
833 S. VAN DYKE RD.
BAD AXE, MI 48413
* $ 650,192,000 1 $ 95,000
Everwise Credit Union
110 S MAIN ST
SOUTH BEND, IN 46601
* $ 3,348,046,000 1 $ 295,000
Alliance Catholic Credit Union
26913 NORTHWESTERN HWY STE 520
FARMINGTON HILLS, MI 48334
* $ 462,063,000 1 $ 95,000
United Financial Credit Union
4685 STATE ST.
SAGINAW, MI 48603
* $ 233,338,000 1 $ 125,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 4,172,729,000 1 $ 85,000
Eaton Community Bank
236 S. COCHRAN AVENUE, P.O. BOX 219
CHARLOTTE, MI 48813
* $ 375,243,000 1 $ 45,000
Honor Credit Union
EDGEWOOD RD
BERRIEN SPRINGS, MI 49103
* $ 1,009,578,000 1 $ 15,000
Pfcu
9077 CHARLOTTE HWY
PORTLAND, MI 48875
* $ 577,218,000 1 $ 215,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 95,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ 4,528,719,000 1 $ 65,000
Peoples Bank
9204 COLUMBIA AVE.
MUNSTER, IN 46321
* $ 1,326,463,000 1 $ 65,000
Southern Michigan Bank & Trust
51 WEST PEARL STREET
COLDWATER, MI 49036
* $ 806,619,000 1 $ 155,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 5,209,882,000 1 $ 115,000
Independence Bank of Kentucky
2425 FREDERICA STREET
OWENSBORO, KY 42301
* $ 2,596,482,000 1 $ 155,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 65,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 346,188,000 1 $ 25,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 143,390,269,000 1 $ 95,000
Case Credit Union
PO BOX 22158 4316 SOUTH PENNSYLVANIA AVENUE
LANSING, MI 48909
* $ 302,565,000 1 $ 65,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 1,509,707,000 1 $ 25,000
Staunton Financial Inc
25800 NORTHWESTERN HIGHWAY SUITE 110
SOUTHFIELD, MI 48076
* $ -1,000 1 $ 45,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 135,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 315,000
Advantage One Credit Union
23670 TELEGRAPH RD.
BROWNSTOWN, MI 48134
* $ 149,730,000 1 $ 135,000
Security Credit Union
5255 SECURITY PARK BLVD
HOLLY, MI 48442
* $ 446,049,000 1 $ 25,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 95,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 165,000
First General
589 E ELLIS RD
MUSKEGON, MI 49441
* $ 54,633,000 1 $ 135,000
Marshall Community Credit Union
839 W GREEN ST
MARSHALL, MI 49068
* $ 226,939,000 1 $ 115,000
Farmers Statebank of Munith
201 N MAIN ST
MUNITH, MI 49259
* $ 77,525,000 1 $ 125,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 1 $ 85,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ -1,000 1 $ 125,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 55,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ -1,000 1 $ 55,000
The Hometown Savings Bank
533 OHIO ST (PO BOX 9629)
TERRE HAUTE, IN 47807
* $ 350,358,000 1 $ 145,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 155,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 1 $ 105,000

The tables below break down 2020 mortgage applications in Clare County, MI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Clare County, MI in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 736 $81,880,000 $111,000 $555,000 $76,000 $461,000
Refinancing 605 $77,295,000 $127,000 $3,465,000 $88,000 $1,812,000
Cash-out Refinancing 292 $30,680,000 $105,000 $355,000 $74,000 $822,000
Home Improvement 73 $4,955,000 $67,000 $815,000 $78,000 $352,000
Other Purpose 51 $3,895,000 $76,000 $275,000 $102,000 $596,000
Not Applicable 23 $1,855,000 $80,000 $205,000 $50,000 $50,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,395 $150,375,000 $107,000 $555,000 $80,000 $1,812,000
Not Provided 246 $29,650,000 $120,000 $545,000 $82,000 $435,000
Not applicable 93 $15,295,000 $164,000 $3,465,000 $65,000 $178,000
Hispanic 28 $3,350,000 $119,000 $285,000 $49,000 $142,000
American Indian or Alaskan Native 8 $810,000 $101,000 $225,000 $74,000 $168,000
Asian 4 $530,000 $132,000 $205,000 $74,000 $104,000
Black or African American 4 $420,000 $105,000 $155,000 $118,000 $237,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,378 $153,200,000 $111,000 $3,465,000 $86,000 $1,812,000
FHA-insured (Federal Housing Administration) 178 $19,040,000 $106,000 $295,000 $45,000 $137,000
VA-guaranteed (Veterans Administration) 154 $21,180,000 $137,000 $395,000 $56,000 $156,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 70 $7,140,000 $102,000 $185,000 $47,000 $235,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,003 $119,185,000 $118,000 $3,465,000 $86,000 $1,812,000
Application Withdrawn By Applicant 288 $29,750,000 $103,000 $355,000 $78,000 $822,000
Application Denied By Financial Institution 276 $26,750,000 $96,000 $555,000 $62,000 $360,000
Loan Purchased By The Institution 93 $10,825,000 $116,000 $365,000 $98,000 $207,000
File Closed For Incompleteness 80 $8,810,000 $110,000 $415,000 $73,000 $339,000
Application Approved But Not Accepted 37 $4,835,000 $130,000 $545,000 $78,000 $207,000
Preapproval Approved but not Accepted 2 $260,000 $130,000 $195,000 $80,000 $90,000
Preapproval Denied by Financial Institution 1 $145,000 $145,000 $145,000 $110,000 $110,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,471 $169,825,000 $115,000 $3,465,000 $83,000 $1,812,000
Debt-To-Income Ratio 102 $11,230,000 $110,000 $355,000 $60,000 $249,000
Credit History 86 $6,100,000 $70,000 $285,000 $55,000 $235,000
Collateral 54 $5,680,000 $105,000 $555,000 $72,000 $214,000
Credit Application Incomplete 27 $3,305,000 $122,000 $415,000 $86,000 $300,000
Other 21 $2,435,000 $115,000 $285,000 $96,000 $360,000
Employment History 8 $850,000 $106,000 $255,000 $114,000 $202,000
Unverifiable Information 6 $500,000 $83,000 $125,000 $73,000 $112,000
Insufficient Cash (Downpayment, Closing Cost) 5 $635,000 $127,000 $255,000 $63,000 $82,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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