Clark County, AR Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 915 mortgage applications in Clark County, AR totaling $88.1 million, up 20% from 2011. The average application was for $96,000, and applicants reported an average income of $63,000. 43% of applications resulted in an originated loan and 28% were denied. The most active lender was US Bk NA Nd, with 125 applications, followed by Southern Bancorp Bank and Wells Fargo Bank NA.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

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Total Number of Mortgage Applications 915
Total Mortgage Loan Application Amount $88,076,000
Average Mortgage Loan Application Amount $96,000
Highest Mortgage Loan Application Amount $945,000
Average Applicant Income $63,000
Highest Applicant Income $1,097,000

Mortgage Company List for Lending in Clark County, AR for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 125 $ 7,525,000
Southern Bancorp Bank
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ 1,147,058,000 108 $ 9,460,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 99 $ 13,086,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 87 $ 5,516,000
Summit Bank
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 1,129,693,000 67 $ 8,208,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 65 $ 7,231,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 33 $ 2,953,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 27 $ 2,056,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 23 $ 1,006,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 21 $ 1,641,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 14 $ 1,308,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 10 $ 1,112,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 9 $ 1,034,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 9 $ 831,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 4,196,437,000 9 $ 855,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 7 $ 788,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 6 $ 822,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 6 $ 830,000
Dsld Mortgage LLC

BATON ROUGE, LA 70809
* $ 222,000 6 $ 822,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 5 $ 552,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 12,990,345,000 5 $ 356,000
Bear State Bank
1401 HWY 62/65 N
HARRISON, AR 72602
* $ 718,058,000 5 $ 244,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 5 $ 861,000
Star Bank
100 STATE HWY 55 EAST
MAPLE LAKE, MN 55358
* $ 267,652,000 5 $ 290,000
First Security Bank
PO BOX 938
CONWAY, AR 72033
* $ 4,011,366,000 5 $ 344,000
Chambers Bank
901 MAIN STREET
DANVILLE, AR 72833
* $ 711,426,000 4 $ 144,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 4 $ 347,000
Fbt Bank & Mortgage
200 WEST FOURTH ST
FORDYCE, AR 71742
* $ 123,188,000 4 $ 234,000
1st Bank, N.A.
PO BOX 520
HOPE, AR 71801
* $ 310,806,000 4 $ 150,000
Farm Credit Services of Western Arkansas
3115 WEST SECOND COURT
RUSSELLVILLE, AR 72802
* $ 903,912,000,000 4 $ 530,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 4 $ 624,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 4 $ 496,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 4 $ 471,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 3 $ 465,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 3 $ 350,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 3 $ 485,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 3 $ 408,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 3 $ 434,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 3 $ 511,000
Bankers Mortgage Center, Inc.
909 NORTH 18TH STREET STE 110
MONROE, LA 71201
* $ 10,000,000 3 $ 368,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 12,527,568,000 3 $ 349,000
Shelter Financial Bank
1817 W. BROADWAY
COLUMBIA, MO 65218
* $ 172,261,000 3 $ 265,000
Farmers Bank & Trust
200 E MAIN ST
MAGNOLIA, AR 71753
* $ 734,076,000 3 $ 260,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 3 $ 388,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 3 $ 285,000
Bank of the Ozarks
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 3,828,011,000 3 $ 191,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 3 $ 36,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 179,000
Generations Bank
1325 HWY 278 BYPASS
ROGERS, AR 72758
* $ 241,932,000 2 $ 154,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 2 $ 397,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 87,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 11,676,671,000 2 $ 45,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 2 $ 258,000
Simmons First National Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 1,849,762,000 2 $ 365,000
First Financial Bank
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ 791,266,000 2 $ 1,143,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 2 $ 55,000
Arvest Bank

TULSA, OK 74103
* $ 12,527,568,000 2 $ 40,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 2 $ 764,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 193,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 72,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 117,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 63,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 251,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 206,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 150,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 156,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 1 $ 113,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 50,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 68,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 271,000
The Carroll Mortgage Group, Inc.
9101 NORTH RODNEY PARHAM ROAD., STE 1
LITTLE ROCK, AR 72205
* $ 10,000,000 1 $ 202,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 88,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 215,000
Delta Trust Mortgage, Inc.
11700 CANTRELL ROAD SUITE B
LITTLE ROCK, AR 72223
* $ 383,922,000 1 $ 381,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 341,507,000 1 $ 89,000
Firstar Bank, National Association
PO BOX 308
ROLAND, OK 74954
* $ 223,553,000 1 $ 52,000
Metropolitan National Bank
425 WEST CAPITOL AVE
LITTLE ROCK, AR 72201
* $ 1,048,403,000 1 $ 141,000
National Bank of Arkansas
4004 MCCAIN BLVD
NORTH LITTLE ROCK, AR 72116
* $ 187,071,000 1 $ 134,000
Southern Missouri Bank of Marshfield
PO BOX M 1292 BANNING ST
MARSHFIELD, MO 65706
* $ 102,032,000 1 $ 75,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 1 $ 102,000
Simmons First Bank-Nea
P.O. BOX 7509
JONESBORO, AR 72403
* $ 340,348,000 1 $ 159,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 1 $ 56,000
American Bank of Huntsville
3301 MEMORIAL PKWY SW
HUNTSVILLE, AL 35801
* $ 173,615,000 1 $ 401,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 1 $ 22,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 109,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 1 $ 68,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 1 $ 108,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 52,000
Arkansas Federal Credit Union
17500 CANTRELL
LITTLE ROCK, AR 72223
* $ 837,739,000 1 $ 148,000
Diamond Lakes Federal Credit U
PO BOX 1080
MALVERN, AR 72104
* $ 57,748,000 1 $ 60,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,898,665,000 1 $ 82,000
Ascentra Credit Union
PO BOX 1107
BETTENDORF, IA 52722
* $ 257,136,000 1 $ 4,000
Hot Springs Bank & Trust Co
4446 CENTRAL AVE
HOT SPRINGS, AR 71913
* $ 95,926,000 1 $ 210,000
Homebank of Arkansas
PO BOX 342
DAMASCUS, AR 72039
* $ 69,430,000 1 $ 118,000
Simmons First Bank-Hot Springs
100 WERNER STREET
HOT SPRINGS, AR 71903
* $ 170,987,000 1 $ 30,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 139,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 89,000

The tables below break down 2012 mortgage applications in Clark County, AR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Clark County, AR in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 464 $51,994,000 $112,000 $945,000 $72,000 $980,000
Home Purchase 366 $32,713,000 $89,000 $333,000 $55,000 $1,097,000
Home Improvement 85 $3,369,000 $39,000 $350,000 $50,000 $146,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 650 $66,822,000 $102,000 $886,000 $68,000 $980,000
Black or African American 131 $9,847,000 $75,000 $221,000 $55,000 $1,097,000
Not Provided 75 $4,756,000 $63,000 $146,000 $53,000 $197,000
Not applicable 34 $3,633,000 $106,000 $677,000 $3,000 $45,000
Hispanic 16 $1,044,000 $65,000 $257,000 $107,000 $951,000
Asian 6 $1,483,000 $247,000 $945,000 $90,000 $339,000
Native Hawaiian or Other Pacific Islander 3 $491,000 $163,000 $203,000 $54,000 $64,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 681 $61,964,000 $90,000 $945,000 $68,000 $980,000
FHA-insured (Federal Housing Administration) 118 $13,269,000 $112,000 $386,000 $54,000 $1,097,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 86 $9,107,000 $105,000 $215,000 $40,000 $77,000
VA-guaranteed (Veterans Administration) 30 $3,736,000 $124,000 $179,000 $52,000 $156,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 392 $40,332,000 $102,000 $945,000 $70,000 $980,000
Application Denied By Financial Institution 259 $19,696,000 $76,000 $485,000 $49,000 $455,000
Loan Purchased By The Institution 102 $11,936,000 $117,000 $333,000 $62,000 $951,000
Application Approved But Not Accepted 77 $6,756,000 $87,000 $417,000 $62,000 $628,000
Application Withdrawn By Applicant 72 $8,013,000 $111,000 $378,000 $84,000 $1,097,000
File Closed For Incompleteness 13 $1,343,000 $103,000 $160,000 $57,000 $165,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 71 $4,703,000 $66,000 $200,000 $53,000 $240,000
Debt-To-Income Ratio 28 $2,317,000 $82,000 $225,000 $35,000 $103,000
Collateral 21 $1,702,000 $81,000 $251,000 $68,000 $132,000
Other 18 $1,026,000 $57,000 $198,000 $44,000 $105,000
Credit Application Incomplete 14 $1,504,000 $107,000 $401,000 $85,000 $455,000
Unverifiable Information 5 $514,000 $102,000 $135,000 $45,000 $71,000
Insufficient Cash (Downpayment, Closing Cost) 2 $282,000 $141,000 $214,000 $71,000 $103,000
Employment History 1 $102,000 $102,000 $102,000 $71,000 $71,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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