Clark County WI
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Unlock detailed Clark County WI mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Wisconsin.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,552 |
| Total Mortgage Loan Application Amount | $186,356,000 |
| Average Mortgage Loan Application Amount | $120,000 |
| Highest Mortgage Loan Application Amount | $3,036,000 |
| Average Applicant Income | $68,000 |
| Highest Applicant Income | $3,628,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| ABBYBANK 401 E SPRUCE STREET PO BOX 648 ABBOTSFORD, WI 54405 |
* | $ 302,562,000 | 189 | $ 24,161,000 |
| ASSOCIATED BANK, NATIONAL ASSOCIATION 200 NORTH ADAMS STREET GREEN BAY, WI 54301 |
* | $ 21,715,012,000 | 185 | $ 16,469,000 |
| CITIZENS STATE BANK OF LOYAL 400 N MAIN STREET PO BOX 218 LOYAL, WI 54446 |
* | $ 151,942,000 | 182 | $ 20,186,000 |
| FORWARD BANK 1001 N CENTRAL AVE MARSHFIELD, WI 54449 |
* | $ 270,864,000 | 132 | $ 17,627,000 |
| BMO BANK NATIONAL ASSOCIATION 111 W. MONROE CHICAGO, IL 60603 |
* | $ 97,264,044,000 | 103 | $ 24,239,000 |
| ROYAL CREDIT UNION 200 RIVERFRONT TERRACE EAU CLAIRE, WI 54703 |
* | $ 1,270,979,000 | 98 | $ 8,486,000 |
| MID-WISCONSIN BANK 134 S 8TH ST MEDFORD, WI 54451 |
* | $ 484,866,000 | 77 | $ 7,952,000 |
| PREVAIL BANK 675 E BROADWAY AVE MEDFORD, WI 54451 |
* | $ 609,985,000 | 66 | $ 5,167,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 47 | $ 5,367,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,161,490,000,000 | 38 | $ 4,267,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 28 | $ 2,500,000 |
| INLANTA MORTGAGE, INC. W239 N3490 PEWAUKEE ROAD, STE.200 PEWAUKEE, WI 53072 |
* | $ 39,000,000 | 25 | $ 2,746,000 |
| NORTHWESTERN BANK 202 N. BRIDGE ST. PO BOX 49 CHIPPEWA FALLS, WI 54729 |
* | $ 376,937,000 | 25 | $ 2,748,000 |
| COMMUNITY BANK OF CENTRAL WISC 1122 N DIVISION ST.; PO OX 213 COLBY, WI 54421 |
* | $ 98,359,000 | 21 | $ 1,638,000 |
| ANCHORBANK FSB 25 WEST MAIN STREET MADISON, WI 53703 |
* | $ 3,067,409,000 | 18 | $ 1,906,000 |
| STATE BANK FINANCIAL 401 MAIN ST LA CROSSE, WI 54601 |
* | $ 332,257,000 | 17 | $ 5,851,000 |
| GO MORTGAGE, LLC 15430 W CAPITOL DRIVE WILMINGTON, DE 53005 |
* | $ 10,000,000 | 17 | $ 1,925,000 |
| ENVOY MORTGAGE, LTD 5100 WESTHEIMER RD, STE 320 AUSTIN, TX 77056 |
* | $ 10,000,000 | 16 | $ 2,129,000 |
| PARTNERS BANK OF WISCONSIN 907 NORTH CENTRAL AVE., PO BOX 730 MARSHFIELD, WI 54449 |
* | $ 102,343,000 | 16 | $ 1,039,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 16 | $ 1,486,000 |
| CONSUMER LOAN SERVICES, LLC 811 MONITOR STREET LA CROSSE, WI 54603 |
* | $ 10,000,000 | 11 | $ 1,095,000 |
| ADVANTAGE COMMUNITY BANK 101 W BUSINESS COUNTY ROAD A DORCHESTER, WI 54425 |
* | $ 121,690,000 | 11 | $ 990,000 |
| CITIZENS COMMUNITY FEDERAL 2174 EASTRIDGE CENTER EAU CLAIRE, WI 54701 |
* | $ 530,805,000 | 11 | $ 1,361,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 978,405,000 | 10 | $ 1,162,000 |
| DAIRYLAND STATE BANK 719 NORTH MAIN STREET BRUCE, WI 54819 |
* | $ 78,684,000 | 9 | $ 1,041,000 |
| COVANTAGE CREDIT UNION 723 6TH AVE, PO BOX 107 ANTIGO, WI 54409 |
* | $ 944,232,000 | 7 | $ 623,000 |
| VALLEY COMMUNITIES CREDIT UNION 1105 WESTERN AVE MOSINEE, WI 54455 |
* | $ 110,313,000 | 7 | $ 355,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 85,381,954,000 | 7 | $ 1,019,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 6 | $ 658,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,288,658,000,000 | 6 | $ 683,000 |
| BANK MUTUAL 4949 W BROWN DEER RD MILWAUKEE, WI 53224 |
* | $ 2,497,000,000 | 6 | $ 460,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 5 | $ 588,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,459,157,302,000 | 4 | $ 438,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,623,469,000 | 4 | $ 657,000 |
| HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 4 | $ 682,000 |
| WESTCONSIN CREDIT UNION 444 BROADWAY MENOMONIE, WI 54751 |
* | $ 743,286,000 | 4 | $ 556,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 4 | $ 604,000 |
| FOX COMMUNITIES CREDIT UNION 3401 E CALUMET STREET APPLETON, WI 54915 |
* | $ 803,603,000 | 3 | $ 394,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 3 | $ 277,000 |
| CO-OP CREDIT UNION 100 E MAIN ST BLACK RIVER FALLS, WI 54615 |
* | $ 236,801,000 | 3 | $ 434,000 |
| ALTRA FEDERAL CREDIT UNION 1700 OAK FOREST DRIVE ONALASKA, WI 54650 |
* | $ 840,006,000 | 3 | $ 350,000 |
| PARTNERSHIP BANK N58W6194 COLUMBIA ROAD CEDARBURG, WI 53012 |
* | $ 97,799,000 | 3 | $ 306,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 1,283,070,000 | 3 | $ 344,000 |
| WATERSTONE MORTGAGE CORPORATION N25 W23255 PAUL ROAD PEWAUKEE, WI 53072 |
* | $ 1,603,436,000 | 2 | $ 177,000 |
| UNITY BANK 207 W LINCOLN ST AUGUSTA, WI 54722 |
* | $ 74,905,000 | 2 | $ 2,317,000 |
| THINK MUTUAL BANK 5200 MEMBERS PARKWAY NW ROCHESTER, MN 55901 |
* | $ 1,458,515,000 | 2 | $ 579,000 |
| METLIFE BANK, N.A. 1555 WEST WALNUT HILL LANE, STE. 200 IRVING, TX 75038 |
* | $ 25,513,620,000 | 2 | $ 186,000 |
| STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 2 | $ 284,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 2 | $ 166,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 2 | $ 326,000 |
| TOWNE MORTGAGE COMPANY 2170 E. BIG BEAVER ROAD, SUITE A PLYMOUTH, MI 48083 |
* | $ 35,475,880,000 | 2 | $ 172,000 |
| MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 2 | $ 180,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 2 | $ 338,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ 3,642,000 | 2 | $ 330,000 |
| SERVION, INC. 500 MAIN STREET NEW BRIGHTON, MN 55112 |
* | $ 250,000,000 | 2 | $ 275,000 |
| GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 2 | $ 175,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 114,540,379,000 | 2 | $ 134,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 52,181,685,000 | 2 | $ 231,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 263,309,559,000 | 2 | $ 110,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 240,651,000 | 2 | $ 280,000 |
| WAUKESHA STATE BANK 151 E ST PAUL AVE P.O. BOX 648 WAUKESHA, WI 53187 |
* | $ 795,902,000 | 2 | $ 114,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 2 | $ 205,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ 3,125,000 | 2 | $ 168,000 |
| SERVICE FINANCE COMPANY, LLC 555 S FEDERAL HIGHWAY SUITE 200 BOCA RATON, FL 33432 |
* | $ 10,000,000 | 1 | $ 10,000 |
| 1ST ALLIANCE LENDING, LLC 111 FOUNDERS PLAZA, SUITE 1300 EAST HARTFORD, CT 06108 |
* | $ 3,285,000 | 1 | $ 61,000 |
| DITECH MORTGAGE CORP 1100 VIRGINIA DRIVE, SUITE 100 FT. WASHINGTON, PA 19034 |
* | $ 5,720,000 | 1 | $ 73,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ 945,758,000 | 1 | $ 101,000 |
| VERVE, A CREDIT UNION 2900 UNIVERSAL ST OSHKOSH, WI 54904 |
* | $ 360,210,000 | 1 | $ 64,000 |
| TEXAS STAR BANK SSB 101 GASSAWAY LOTT, TX 76656 |
* | $ 75,989,000 | 1 | $ 152,000 |
| PEOPLES STATE BANK P O BOX 1686, 1905 STEWART AVE WAUSAU, WI 54402 |
* | $ 621,911,000 | 1 | $ 61,000 |
| DMB COMMUNITY BANK 321 N MAIN ST DEFOREST, WI 53532 |
* | $ 325,780,000 | 1 | $ 79,000 |
| RIVER BANK 145 N MAIN ST, P.O. BOX 280 STODDARD, WI 54658 |
* | $ 421,886,000 | 1 | $ 138,000 |
| PIGEON FALLS STATE BANK 40214 S. EKERN AVE PO BOX 489 PIGEON FALLS, WI 54760 |
* | $ 67,018,000 | 1 | $ 172,000 |
| SUMMIT CREDIT UNION PO BOX 8046 COTTAGE GROVE, WI 53708 |
* | $ 1,735,536,000 | 1 | $ 134,000 |
| UNIVERSITY OF WISCONSIN CREDIT UNION 3500 UNIVERSITY AVE MADISON, WI 53705 |
* | $ 1,427,501,000 | 1 | $ 100,000 |
| CHARTER BANK 1010 W CLAIREMONT AVE EAU CLAIRE, WI 54701 |
* | $ 549,908,000 | 1 | $ 30,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 168,867,640,000 | 1 | $ 78,000 |
| FIRST NATIONAL BANK - FOX VALL 550 S. GREEN BAY ROAD NEENAH, WI 54956 |
* | $ 317,720,000 | 1 | $ 332,000 |
| NATIONAL EXCHANGE BANK AND TRUST 130 SOUTH MAIN STREET FOND DU LAC, WI 54935 |
* | $ 1,273,731,000 | 1 | $ 140,000 |
| COMPEER FINANCIAL, FLCA 2600 JENNY WREN TRAIL SUN PRAIRIE, WI 53590 |
* | $ 10,000,000 | 1 | $ 135,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 46,925,466,000 | 1 | $ 136,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 1 | $ 125,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 87,000 |
| AMWEST FUNDING CORP. 6 POINTE DRIVE, SUITE 300 BREA, CA 92821 |
* | $ 10,000,000 | 1 | $ 123,000 |
| LSI MORTGAGE PLUS 6470 E JOHNS CROSSING STE 400 DULUTH, GA 30097 |
* | $ 1,704,000 | 1 | $ 211,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 1 | $ 83,000 |
| PEOPLES HOME EQUITY 5205 MARYLAND WAY SUITE 100 BRENTWOOD, TN 37027 |
* | $ 1,065,000 | 1 | $ 102,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 1 | $ 168,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 1 | $ 29,000 |
| BADGERLAND FINANCIAL, ACA 1430 NORTH RIDGE DRIVE PRAIRIE DU SAC, WI 53578 |
* | $ 10,000,000 | 1 | $ 112,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ 10,000,000 | 1 | $ 325,000 |
| WESTBURY BANK 200 S MAIN ST WEST BEND, WI 53095 |
* | $ 577,592,000 | 1 | $ 88,000 |
| UNION BANK & TRUST COMPANY 2 E MAIN STREET EVANSVILLE, WI 53536 |
* | $ 196,640,000 | 1 | $ 24,000 |
| EASTWOOD BANK 5125 HWY 52 N ROCHESTER, MN 55901 |
* | $ 554,616,000 | 1 | $ 180,000 |
| BLUFF VIEW BANK 16893 SOUTH MAIN STREET GALESVILLE, WI 54630 |
* | $ 86,707,000 | 1 | $ 110,000 |
| HORICON BANK 326 E LAKE ST, PO BOX 144 HORICON, WI 53032 |
* | $ 506,476,000 | 1 | $ 53,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 2,123,880,000 | 1 | $ 39,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 1 | $ 83,000 |
| CAPITAL ONE NA 11130 INDUSTRIPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 71,108,281,000 | 1 | $ 28,000 |
| US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,997,931,000 | 1 | $ 70,000 |
| MONONA BANK 5515 MONONA DRIVE MONONA, WI 53716 |
* | $ 343,542,000 | 1 | $ 100,000 |
| PROFICIO BANK 6985 UNION PARK CENTER, SUITE 150 COTTONWOOD HEIGHTS, UT 84047 |
* | $ 142,947,000 | 1 | $ 122,000 |
| GATEWAY BANK 745 MARKET STREET MENDOTA HEIGHTS, MN 55118 |
* | $ 95,059,000 | 1 | $ 70,000 |
| AFFILIATED MORTGAGE COMPANY 5700 LEGACY DRIVE STE 10 PLANO, TX 75024 |
* | $ 212,423,000 | 1 | $ 73,000 |
| BREMER BANK NA (MENOMONIE) 605 2ND ST MENOMONIE, WI 54751 |
* | $ 667,441,000 | 1 | $ 370,000 |
| FIRST FEDERAL BANK OF KANSAS CITY 6900 EXECUTIVE DR KANSAS CITY, MO 64120 |
* | $ 374,787,000 | 1 | $ 161,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,790,194,000 | 1 | $ 65,000 |
| COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 921,138,000 | 1 | $ 202,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 518,825,000 | 1 | $ 25,000 |
| THRIVENT FINANCIAL BANK 122 EAST COLLEGE AVE., SUITE 1E APPLETON, WI 54911 |
* | $ 546,918,000 | 1 | $ 206,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Clark County WI in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,101 | $148,319,000 | $134,000 | $3,036,000 | $75,000 | $3,628,000 |
| Home Purchase | 314 | $26,503,000 | $84,000 | $332,000 | $51,000 | $302,000 |
| Home Improvement | 137 | $11,534,000 | $84,000 | $1,755,000 | $54,000 | $534,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,400 | $150,175,000 | $107,000 | $1,302,000 | $73,000 | $3,628,000 |
| Not applicable | 75 | $28,832,000 | $384,000 | $3,036,000 | $7,000 | $145,000 |
| Not Provided | 52 | $5,730,000 | $110,000 | $417,000 | $58,000 | $582,000 |
| Hispanic | 20 | $1,138,000 | $56,000 | $124,000 | $36,000 | $54,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $338,000 | $84,000 | $113,000 | $64,000 | $119,000 |
| American Indian or Alaskan Native | 1 | $143,000 | $143,000 | $143,000 | $103,000 | $103,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,363 | $165,051,000 | $121,000 | $3,036,000 | $73,000 | $3,628,000 |
| FHA-insured (Federal Housing Administration) | 91 | $9,768,000 | $107,000 | $205,000 | $35,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 77 | $9,272,000 | $120,000 | $1,119,000 | $38,000 | $196,000 |
| VA-guaranteed (Veterans Administration) | 21 | $2,265,000 | $107,000 | $284,000 | $37,000 | $74,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,038 | $132,935,000 | $128,000 | $3,036,000 | $74,000 | $3,628,000 |
| Application Denied By Financial Institution | 247 | $25,037,000 | $101,000 | $950,000 | $60,000 | $1,089,000 |
| Loan Purchased By The Institution | 91 | $10,094,000 | $110,000 | $325,000 | $40,000 | $226,000 |
| Application Withdrawn By Applicant | 90 | $9,190,000 | $102,000 | $332,000 | $60,000 | $250,000 |
| Application Approved But Not Accepted | 53 | $5,454,000 | $102,000 | $399,000 | $70,000 | $346,000 |
| File Closed For Incompleteness | 31 | $3,394,000 | $109,000 | $284,000 | $58,000 | $320,000 |
| Preapproval Approved but not Accepted | 1 | $142,000 | $142,000 | $142,000 | $34,000 | $34,000 |
| Preapproval Denied by Financial Institution | 1 | $110,000 | $110,000 | $110,000 | $19,000 | $19,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 48 | $4,426,000 | $92,000 | $380,000 | $63,000 | $219,000 |
| Debt-To-Income Ratio | 40 | $4,338,000 | $108,000 | $520,000 | $44,000 | $99,000 |
| Credit History | 39 | $2,891,000 | $74,000 | $255,000 | $47,000 | $153,000 |
| Other | 13 | $1,322,000 | $101,000 | $205,000 | $148,000 | $1,089,000 |
| Credit Application Incomplete | 7 | $643,000 | $91,000 | $145,000 | $46,000 | $87,000 |
| Unverifiable Information | 3 | $266,000 | $88,000 | $152,000 | $33,000 | $46,000 |
| Employment History | 3 | $111,000 | $37,000 | $104,000 | $25,000 | $47,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $157,000 | $78,000 | $92,000 | $43,000 | $69,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.