Clarke County AL
Mortgage Loan Application
Totals and Details
for 2006

Find mortgage statistics and lending data for the Clarke County AL metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Clarke County AL, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,342
Total Mortgage Loan Application Amount $109,774,000
Average Mortgage Loan Application Amount $81,000
Highest Mortgage Loan Application Amount $608,000
Average Applicant Income $58,000
Highest Applicant Income $1,920,000

Mortgage Company List for Lending in Clarke County AL for 2006

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRST US BANK
P O BOX 249
THOMASVILLE, AL 36784
* $ 619,983,000 194 $ 8,727,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 175,085,370,000 166 $ 15,563,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 49 $ 5,278,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 47 $ 3,629,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 81,074,402,000 46 $ 2,999,000
CITIFINANCIAL CORPORATION
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 44 $ 2,123,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 403,258,000,000 44 $ 4,103,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,013,985,000,000 42 $ 4,121,000
COUNTRYWIDE BANK, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 73,116,292,000 41 $ 2,714,000
HFC COMPANY LLC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 16,981,282,000 41 $ 2,467,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 35 $ 4,267,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 29 $ 2,665,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 26 $ 2,391,000
WELLS FARGO FIN'L ALABAMA, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 23 $ 1,920,000
CALUSA INVESTMENTS, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 19 $ 2,305,000
NEW SOUTH FEDERAL SAVINGS BANK
1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL 35210
* $ 1,692,258,000 16 $ 1,529,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 330,706,384,000 14 $ 1,791,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 14 $ 1,431,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 13 $ 1,179,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 81,074,402,000 13 $ 1,160,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 12 $ 855,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 12 $ 964,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 12 $ 692,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 208,867,410,000 12 $ 561,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 11 $ 962,000
HOME123 CORPORATION
3351 MICHELSON DRIVE, SUITE 400
IRVINE, CA 92612
* $ 10,000,000 10 $ 881,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 706,497,000 10 $ 1,079,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 75,051,579,000 10 $ 977,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 10 $ 1,276,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 10 $ 328,000
HSBC MORTGAGE SERVICES, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 16,981,282,000 9 $ 936,000
CORINTHIAN MORTGAGE CORP
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 8 $ 738,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 12,218,679,000 8 $ 411,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 8 $ 638,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 69,482,177,000 8 $ 1,201,000
WEBTREELOAN.COM, INC.
1100 CIRCLE 75 PKWY, SUITE 1100
ATLANTA, GA 30339
* $ 1,478,537,000 8 $ 730,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 7 $ 608,000
GREEN TREE SERVICING LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 7 $ 230,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 7 $ 812,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 7 $ 690,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 22,481,092,000 7 $ 713,000
ACCEPTANCE LOAN COMPANY
121 WEST CHURCH STREET
JACKSON, AL 36545
* $ 70,000,000 6 $ 205,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 12,329,271,000 6 $ 100,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 6 $ 365,000
GMFS, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 6 $ 362,000
HOMETOWN MORTGAGE SERVICES INC
5511 HWY 280 E STE 210
BIRMINGHAM, AL 35242
* $ 10,000,000 6 $ 743,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 5 $ 686,000
CASTLE MORTGAGE CORPORATION
701 MONTGOMERY HWY SOUTH SUITE 203
VESTAVIA HILLS, AL 35216
* $ 10,000,000 5 $ 747,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 472,143,000,000 5 $ 313,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 2,429,481,000 5 $ 451,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 19,653,232,000 5 $ 312,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,241,462,000 5 $ 575,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,054,001,000 4 $ 463,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 36,499,554,000 4 $ 240,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 4 $ 382,000
AMSOUTH BANK
P.O. BOX 11007 - AC-10
BIRMINGHAM, AL 35288
* $ 52,569,628,000 4 $ 613,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 706,497,000,000 4 $ 120,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,082,250,290,000 4 $ 425,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 4 $ 324,000
SOUTHSTAR FUNDING, LLC
400 NORTHRDIGE ROAD, SUITE 1000
ATLANTA, GA 30350
* $ 10,000,000 4 $ 403,000
MERRILL LYNCH MORTGAGE LENDING
4 WORLD FINANCIAL CENTER, 12TH FLOOR
NEW YORK, NY 10280
* $ 19,717,040,000 4 $ 629,000
WILMINGTON FINANCE, INC.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 4 $ 487,000
AEGIS LENDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 3 $ 323,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 3 $ 350,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 3 $ 77,000
WEBSTER BANK, N.A.
145 BANK ST
WATERBURY, CT 06702
* $ 17,599,320,000 3 $ 35,000
HAMILTON MORTGAGE
1 INDEPENDENCE PLAZA, SUITE 416
BIRMINGHAM, AL 35209
* $ 10,000,000 3 $ 323,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 3 $ 279,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 3 $ 365,000
DECISION ONE MORTGAGE
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 3,387,027,000 3 $ 331,000
SUPERIOR BANK
17 NORTH 20TH STREET
BIRMINGHAM, AL 35203
* $ 1,398,629,000 3 $ 424,000
LONG BEACH MORTGAGE CO.
227 EAST AVENUE
ALBION, NY 14411
* $ 330,706,384,000 3 $ 361,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 20,329,938,000 3 $ 345,000
TIERONE BANK
1235 "N" STREET
LINCOLN, NE 68508
* $ 3,218,381,000 2 $ 133,000
FIDELITY BANK
100 E ENGLISH
WICHITA, KS 67202
* $ 1,697,483,000 2 $ 105,000
FIRST FEDERAL BANK
1300 MCFARLAND BOULEVARD NE
TUSCALOOSA, AL 35406
* $ 141,855,000 2 $ 80,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 2 $ 240,000
SUNSET DIRECT LENDING
5000 SW MEADOWS ROAD SUITE 131
LAKE OSWEGO, OR 97035
* $ 10,000,000 2 $ 115,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 2,394,802,000 2 $ 487,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 80,226,832,000 2 $ 335,000
M&T MORTGAGE CORPORATION
465 MAIN STREET - 5TH FLR - LAFAYETTE CT
BUFFALO, NY 14203
* $ 54,391,344,000 2 $ 268,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 2 $ 102,000
PINNACLE FINANCIAL CORPORATION
2611 TECHNOLOGY DRIVE
ORLANDO, FL 32804
* $ 10,000,000 2 $ 129,000
HOME CAPITAL, INC.
5909 PEACHTREE-DUNWOODY ROAD NE, STE 100
ATLANTA, GA 30328
* $ 5,165,631,000 2 $ 188,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 150,679,481,000 2 $ 192,000
AMERITRUST MORTGAGE COMPANY LL
14045 BALLANTYNE CORPORATE PLACE SUITE 2
CHARLOTTE, NC 28277
* $ 10,000,000 2 $ 113,000
AEGIS FUNDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 2 $ 163,000
JDC MORTGAGE COMPANY
4141 NORTH BELINE HWY
MOBILE, AL 36608
* $ 175,085,370,000 2 $ 206,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 141,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 210,000
FMF CAPITAL LLC
25800 NORTHWESTERN HWY, STE. 500
SOUTHFIELD, MI 48075
* $ 180,821,000 2 $ 267,000
AMC MORTGAGE SERVICES, INC.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 1 $ 106,000
AMSTAR MORTGAGE CORPORATION
10851 SCARSDALE BLVD.
HOUSTON, TX 77089
* $ 10,000,000 1 $ 122,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 42,000
HARBOURTON MORTGAGE INV CORP
1000 URBAN CENTER DRIVE, STE 500
BIRMINGHAM, AL 35242
* $ 10,000,000 1 $ 140,000
BSM FINANCIAL, L.P.
1301 CENTRAL EXPRESSWAY SOUTH
ALLEN, TX 75013
* $ 10,000,000 1 $ 65,000
CREVECOR MORTGAGE INC
1150 HANLEY INDUSTRIAL CRT
BRENTWOOD, MO 63144
* $ 12,730,945,000 1 $ 135,000
CHALLENGE FINANCIAL INVESTORS
360 CENTRAL AVENUE SUITE #600
SAINT PETERSBURG, FL 33701
* $ 10,000,000 1 $ 188,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 1 $ 55,000
MOBILITY HOME LOANS
6077 PRIMACY PARKWAY, STE 300
MEMPHIS, TN 38119
* $ 175,085,370,000 1 $ 160,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 93,000
AEGIS WHOLESALE CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 111,000
TMG REAL ESTATE & FINANCIAL
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 1 $ 90,000
THE CIT GROUP/CONSUMER FINANCE
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 1 $ 45,000
FIRST NATIONAL BANK OF ARIZONA
17600 NORTH PERIMETER DRIVE
SCOTTSDALE, AZ 85255
* $ 2,356,411,000 1 $ 37,000
AMERICAN HOME MORTGAGE CORP.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 64,000
LASALLE BANK NA
135 SOUTH LASALLE STREET, STE 2325
CHICAGO, IL 60603
* $ 71,060,868,000 1 $ 25,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 1 $ 124,000
AMERIFIRST H.I. FINANCE CO.
4405 SO 96TH STREET
OMAHA, NE 68127
* $ 10,000,000 1 $ 65,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 1 $ 71,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 116,000
UNITED BANK
PO BOX 8
ATMORE, AL 36504
* $ 367,021,000 1 $ 11,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 30,785,932,000 1 $ 3,000
CITIZENS BANK
130 S BROAD STREET
NEW TAZEWELL, TN 37825
* $ 139,154,000 1 $ 79,000
WEST ALABAMA BANK & TRUST
P O BOX 310
REFORM, AL 35481
* $ 368,567,000 1 $ 85,000
PEOPLES BANK & TRUST CO
310 BROAD STREET
SELMA, AL 36701
* $ 805,698,000 1 $ 6,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 1 $ 42,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 32,414,250,000 1 $ 117,000
ORCHID ISLAND TRS, LLC
3305 FLAMINGO DRIVE
VERO BEACH, FL 32963
* $ 10,000,000 1 $ 93,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 1 $ 15,000
APCO EMPLOYEES
750 17TH STREET NORTH
BIRMINGHAM, AL 35203
* $ 1,289,326,000 1 $ 80,000
MOBILE EDUCATORS CREDIT UNION
3150 AIRPORT BLVD
MOBILE, AL 36606
* $ 70,333,000 1 $ 72,000
NEW HORIZONS CREDIT UNION
P O BOX 2966
MOBILE, AL 36652
* $ 96,456,000 1 $ 30,000
SIGNATURE FEDERAL CREDIT UNION
12 HERBERT ST.
ALEXANDRIA, VA 22313
* $ 185,377,000 1 $ 33,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 24,644,357,000 1 $ 95,000
MARKET STREET MORTGAGE CORP
2650 MCCORMICK DR, SUITE 200
CLEARWATER, FL 33759
* $ 335,650,000 1 $ 168,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 189,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 10,089,076,000 1 $ 49,000
BANK OF INTERNET USA
12777 HIGH BLUFF DRIVE, SUITE 100
SAN DIEGO, CA 92130
* $ 681,176,000 1 $ 116,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 53,128,800,000 1 $ 87,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 2,037,344,000 1 $ 117,000
NETBANK FUNDINGS SERVICES
9710 TWO NOTCH ROAD
COLUMBIA, SC 29223
* $ 4,753,483,000 1 $ 132,000
SYNOVUS MORTGAGE CORPORATION
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 473,030,000 1 $ 68,000
FRANKLIN BANK SSB
9800 RICHMOND, SUITE 680
HOUSTON, TX 77042
* $ 4,467,281,000 1 $ 53,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 63,658,270,000 1 $ 28,000
FIRST FEDERAL
2440 MALL DR SUITE 100
NORTH CHARLESTON, SC 29406
* $ 2,523,772,000 1 $ 27,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Clarke County AL in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 836 $71,826,000 $85,000 $608,000 $56,000 $1,920,000
Home Purchase 392 $32,994,000 $84,000 $370,000 $58,000 $516,000
Home Improvement 114 $4,954,000 $43,000 $250,000 $66,000 $600,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 719 $59,536,000 $82,000 $360,000 $66,000 $600,000
Black or African American 341 $23,765,000 $69,000 $370,000 $47,000 $516,000
Not Provided 188 $16,959,000 $90,000 $608,000 $59,000 $1,920,000
Not applicable 77 $7,870,000 $102,000 $346,000 $23,000 $520,000
Hispanic 10 $1,021,000 $102,000 $175,000 $46,000 $94,000
American Indian or Alaskan Native 3 $287,000 $95,000 $144,000 $44,000 $74,000
Asian 3 $239,000 $79,000 $151,000 $52,000 $67,000
Native Hawaiian or Other Pacific Islander 1 $97,000 $97,000 $97,000 $40,000 $40,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,311 $106,786,000 $81,000 $608,000 $58,000 $1,920,000
FHA-insured (Federal Housing Administration) 17 $1,503,000 $88,000 $174,000 $45,000 $72,000
VA-guaranteed (Veterans Administration) 12 $1,308,000 $109,000 $160,000 $40,000 $124,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $177,000 $88,000 $100,000 $54,000 $62,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 593 $46,034,000 $77,000 $346,000 $62,000 $520,000
Application Denied By Financial Institution 348 $27,820,000 $79,000 $608,000 $55,000 $1,920,000
Application Withdrawn By Applicant 137 $12,822,000 $93,000 $290,000 $64,000 $350,000
Loan Purchased By The Institution 123 $11,914,000 $96,000 $346,000 $34,000 $600,000
Application Approved But Not Accepted 75 $4,764,000 $63,000 $166,000 $57,000 $400,000
File Closed For Incompleteness 65 $6,304,000 $96,000 $260,000 $66,000 $492,000
Preapproval Denied by Financial Institution 1 $116,000 $116,000 $116,000 $42,000 $42,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 83 $5,239,000 $63,000 $200,000 $44,000 $171,000
Debt-To-Income Ratio 30 $2,600,000 $86,000 $330,000 $41,000 $131,000
Collateral 30 $3,146,000 $104,000 $608,000 $58,000 $110,000
Other 30 $2,686,000 $89,000 $290,000 $55,000 $135,000
Credit Application Incomplete 17 $1,816,000 $106,000 $370,000 $64,000 $205,000
Unverifiable Information 11 $1,263,000 $114,000 $218,000 $49,000 $96,000
Employment History 2 $171,000 $85,000 $87,000 $43,000 $48,000
Insufficient Cash (Downpayment, Closing Cost) 1 $80,000 $80,000 $80,000 $32,000 $32,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information back through 2003.

Download the Alabama Lender List