Clay County SD
Mortgage Loan Application
Totals and Details
for 2010

Find mortgage statistics and lending data for the Clay County SD metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Clay County SD, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 573
Total Mortgage Loan Application Amount $71,486,000
Average Mortgage Loan Application Amount $124,000
Highest Mortgage Loan Application Amount $1,200,000
Average Applicant Income $80,000
Highest Applicant Income $1,490,000

Mortgage Company List for Lending in Clay County SD for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 97 $ 12,457,000
FIRST DAKOTA NATIONAL BANK
225 CEDAR ST
YANKTON, SD 57078
* $ 754,492,000 68 $ 9,823,000
FIRST BANK & TRUST
520 6TH STREET
BROOKINGS, SD 57006
* $ 853,905,000 63 $ 5,426,000
CORTRUST MORTGAGE, INC.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ 10,000,000 41 $ 5,457,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 37 $ 4,627,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 36 $ 4,615,000
PLAINS COMMERCE BANK
220 MAIN ST
HOVEN, SD 57450
* $ 400,559,000 26 $ 3,781,000
CU MORTGAGE DIRECT, LLC
5010 S. SOLBERG AVENUE
SIOUX FALLS, SD 57108
* $ 48,476,000 25 $ 2,953,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 22 $ 2,635,000
BANK OF THE WEST
1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, CA 91755
* $ 60,000,590,000 20 $ 2,631,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 17 $ 2,471,000
HOME FEDERAL BANK
P.O. BOX 5000
SIOUX FALLS, SD 57117
* $ 1,172,597,000 12 $ 882,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 9 $ 1,598,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 6 $ 692,000
FIRST PREMIER BANK
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57110
* $ 1,030,702,000 6 $ 523,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 6 $ 682,000
CORTRUST BANK NATIONAL ASSOCIATION
100 EAST HAVENS
MITCHELL, SD 57301
* $ 595,554,000 6 $ 337,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 5 $ 567,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 5 $ 1,141,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 4 $ 239,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 4 $ 827,000
THE FIRST NATIONAL BANK IN SIOUX FALLS
100 S. PHILLIPS AVENUE
SIOUX FALLS, SD 57104
* $ 1,121,795,000 4 $ 608,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 4 $ 282,000
BANKWEST, INC.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 749,809,000 3 $ 123,000
CENTRAL BANK
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 409,064,000 3 $ 809,000
DACOTAH BANK
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57102
* $ 1,652,838,000 3 $ 359,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 3 $ 210,000
NEIGHBORHOOD MORTGAGE SOLUTION
PO BOX 209 544 N MAIN ST
FRANKENMUTH, MI 48734
* $ 77,551,000 3 $ 452,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 3 $ 564,000
BANK 360
P.O. BOX 791
BERESFORD, SD 57004
* $ 44,900,000 3 $ 256,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 3 $ 334,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 2 $ 257,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 2 $ 194,000
FARM CREDIT SERVICES OF AMERICA, FLCA
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 2 $ 210,000
FIRST NATIONAL BANK OF OMAHA
1620 DODGE STREET
OMAHA, NE 68197
* $ 8,806,851,000 2 $ 328,000
FIRST NAT'L BANK OF S DAKOTA
332 BROADWAY
YANKTON, SD 57078
* $ 431,370,000 2 $ 76,000
LIBERTY NATIONAL BANK
4425 SINGING HILLS BLVD
SIOUX CITY, IA 51106
* $ 180,647,000 2 $ 257,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 1 $ 10,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 1 $ 47,000
ONEWEST BANK, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 23,286,247,000 1 $ 174,000
SIOUX FALLS
700 E 14TH STREET
SIOUX FALLS, SD 57104
* $ 141,591,000 1 $ 189,000
THE SECURITY NATIONAL BANK OF SIOUX CITY, IOWA
601 PIERCE STREET
SIOUX CITY, IA 51106
* $ 658,937,000 1 $ 267,000
FRONTIER BANK
17002 MARCY ST, STE 120
OMAHA, NE 68118
* $ 93,195,000 1 $ 160,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 1 $ 27,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 119,000
LINCOLN FEDERAL SAVINGS BANK
1101 N STREET
LINCOLN, NE 68508
* $ 356,304,000 1 $ 160,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 1 $ 180,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 117,000
FIRST SAVINGS BANK
201 NORTH 3RD ST
BERESFORD, SD 57004
* $ 451,277,000 1 $ 200,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Clay County SD in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 299 $40,544,000 $135,000 $1,200,000 $79,000 $805,000
Home Purchase 232 $29,314,000 $126,000 $675,000 $84,000 $1,490,000
Home Improvement 42 $1,628,000 $38,000 $216,000 $59,000 $188,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 473 $58,474,000 $123,000 $1,200,000 $87,000 $1,490,000
Not applicable 62 $8,240,000 $132,000 $675,000 $29,000 $295,000
Not Provided 22 $2,983,000 $135,000 $600,000 $75,000 $154,000
Asian 6 $760,000 $126,000 $341,000 $65,000 $202,000
Hispanic 4 $515,000 $128,000 $219,000 $101,000 $230,000
Black or African American 3 $103,000 $34,000 $75,000 $27,000 $37,000
American Indian or Alaskan Native 2 $324,000 $162,000 $162,000 $79,000 $79,000
Native Hawaiian or Other Pacific Islander 1 $87,000 $87,000 $87,000 $31,000 $31,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 425 $51,261,000 $120,000 $1,200,000 $90,000 $1,490,000
FHA-insured (Federal Housing Administration) 86 $11,395,000 $132,000 $266,000 $52,000 $204,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 35 $4,059,000 $115,000 $172,000 $43,000 $73,000
VA-guaranteed (Veterans Administration) 27 $4,771,000 $176,000 $600,000 $53,000 $127,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 325 $40,997,000 $126,000 $1,200,000 $93,000 $1,490,000
Loan Purchased By The Institution 109 $14,574,000 $133,000 $266,000 $50,000 $295,000
Application Denied By Financial Institution 73 $7,721,000 $105,000 $417,000 $70,000 $480,000
Application Approved But Not Accepted 32 $3,078,000 $96,000 $157,000 $77,000 $147,000
Application Withdrawn By Applicant 26 $3,617,000 $139,000 $285,000 $76,000 $203,000
File Closed For Incompleteness 8 $1,499,000 $187,000 $600,000 $68,000 $170,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 18 $1,830,000 $101,000 $415,000 $73,000 $480,000
Debt-To-Income Ratio 17 $1,444,000 $84,000 $172,000 $39,000 $119,000
Collateral 14 $2,173,000 $155,000 $417,000 $88,000 $251,000
Other 10 $1,145,000 $114,000 $164,000 $107,000 $170,000
Credit Application Incomplete 5 $417,000 $83,000 $115,000 $90,000 $129,000
Employment History 2 $129,000 $64,000 $80,000 $34,000 $43,000
Insufficient Cash (Downpayment, Closing Cost) 1 $100,000 $100,000 $100,000 $54,000 $54,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information back through 2003.

Download the South Dakota Lender List