Clay County TX
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Unlock detailed Clay County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 486
Total Mortgage Loan Application Amount $75,060,000
Average Mortgage Loan Application Amount $154,000
Highest Mortgage Loan Application Amount $515,000
Average Applicant Income $94,000
Highest Applicant Income $666,000

Mortgage Company List for Lending in Clay County TX for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
AMERICAN NATIONAL BANK & TRUST
2732 MIDWESTERN PKWY
WICHITA FALLS, TX 76308
* $ 885,101,000 71 $ 13,415,000
UNION SQUARE CREDIT UNION
2903 KEMP BOULEVARD
WICHITA FALLS, TX 76308
* $ 372,925,000 49 $ 8,225,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 31 $ 5,085,000
THE JACKSBORO NATIONAL BANK
910 MAIN STREET
JACKSBORO, TX 76458
* $ 235,468,000 25 $ 3,695,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,712,919,000,000 25 $ 2,595,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 18 $ 1,530,000
FIRST BANK
300 E THRID
BURKBURNETT, TX 76354
* $ 478,725,000 15 $ 2,175,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 15 $ 2,775,000
LEGEND BANK, N.A.
101 TARRANT ST
BOWIE, TX 76230
* $ 758,653,000 13 $ 1,915,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 11 $ 1,625,000
TEXOMA COMMUNITY CREDIT UNION
PO BOX 1320
WICHITA FALLS, TX 76307
* $ 168,355,000 11 $ 1,015,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 11 $ 2,065,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 10 $ 2,330,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 10 $ 2,070,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 10 $ 1,390,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 6 $ 580,000
FIRSTCAPITAL BANK OF TEXAS, NATIONAL ASSOCIATION
3900 S. SONCY RD
AMARILLO, TX 79119
* $ 1,732,419,000 6 $ 330,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 5 $ 665,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 5 $ 535,000
FIRST BANK & TRUST
9816 SLIDE RD.
LUBBOCK, TX 79424
* $ 1,137,714,000 5 $ 745,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 4 $ 660,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 4 $ 430,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 4 $ 730,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 4 $ 340,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 4 $ 630,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,852,983,000,000 4 $ 520,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 4 $ 720,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 3 $ 575,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 3 $ 185,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 461,256,000,000 3 $ 405,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 3 $ 385,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 112,384,202,000 3 $ 215,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 3 $ 285,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 3 $ 685,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 3 $ 645,000
RELIANT BANK
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 1,897,550,000 3 $ 215,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 2 $ 550,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 2 $ 230,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 2 $ 400,000
UNITED BUILT HOMES, L.L.C.
8500 LINE AVE
BATON ROUGE, LA 71106
* $ -1,000 2 $ 400,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 92,657,948,000 2 $ 330,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 50,000
DATCU
5940 SOUTH INTERSTATE 35 EAST
CORINTH, TX 76210
* $ 1,044,507,000 2 $ 110,000
RANDOLPH-BROOKS FEDERAL CREDIT UNION
PO BOX 2097
LIVE OAK, TX 78148
* $ 9,675,518,000 2 $ 310,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 330,000
IXONIA BANK
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 389,451,000 1 $ 315,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ -1,000 1 $ 55,000
INWOOD NATIONAL BANK
7621 INWOOD RD
DALLAS, TX 75209
* $ 3,038,098,000 1 $ 55,000
WICHITA FALLS TEACHERS FEDERAL CREDIT UNION
4301 BARNETT RD.
WICHITA FALLS, TX 76310
* $ 79,367,000 1 $ 55,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,210,474,000 1 $ 175,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 11,550,782,000 1 $ 235,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 1 $ 315,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 833,228,000 1 $ 195,000
RCB BANK
PO BOX 189
CLAREMORE, OK 74018
* $ 3,176,415,000 1 $ 85,000
RB MORTGAGE LLC
ONE RANDOLPH BROOKS PARKWAY
AUSTIN, TX 78233
* $ -1,000 1 $ 185,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 167,492,000,000 1 $ 355,000
HERRING BANK
2201 CIVIC CIRCLE
AMARILLO, TX 79109
* $ 445,390,000 1 $ 445,000
NATIONWIDE MORTGAGE BANKERS, INC.
310A MAIN ST
WILMINGTON, DE 08833
* $ -1,000 1 $ 235,000
SUSSER BANK
500 HARWOOD ROAD
BEDFORD, TX 76021
* $ 973,107,000 1 $ 105,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 215,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 1 $ 325,000
PROSPERITY BANK
1301 N MECHANIC
EL CAMPO, TX 77437
* $ 32,184,416,000 1 $ 75,000
FIRST UNITED BANK
5802 4TH STREET
DIMMITT, TX 79416
* $ 1,370,041,000 1 $ 105,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,453,998,000,000 1 $ 45,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 1 $ 165,000
NTFN, INC.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ -1,000 1 $ 85,000
SWBC MORTGAGE CORPORATION
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 1 $ 145,000
NETWORK FUNDING, L.P.
9700 RICHMOND, SUITE 320
DALLAS, TX 77042
* $ -1,000 1 $ 195,000
CLEARPATH LENDING
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 1 $ 155,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 115,000
BANK OF COLORADO
1609 EAST HARMONY RD
FORT COLLINS, CO 80525
* $ 4,520,376,000 1 $ 95,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 65,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ -1,000 1 $ 145,000
AGFIRST FARM CREDIT BANK
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 1 $ 285,000
SUNFLOWER BANK, NATIONAL ASSOCIATION
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 67401
* $ 4,172,729,000 1 $ 115,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 1 $ 95,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 1 $ 75,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 115,000
FIRST UNITED BANK AND TRUST COMPANY
PO BOX 130
DURANT, OK 74702
* $ 8,090,901,000 1 $ 105,000
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION
400 PINE ST
ABILENE, TX 79601
* $ 8,228,226,000 1 $ 255,000
CITIZENS STATE BANK
329 W. HARRIS
SAN ANGELO, TX 76903
* $ 158,984,000 1 $ 225,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 185,000
FIRST BASIN CREDIT UNION
2740 NORTH COUNTY ROAD WEST
ODESSA, TX 79764
* $ 269,478,000 1 $ 65,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
AUSTIN, TX 75001
* $ -1,000 1 $ 65,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 1 $ 125,000
TEXAS BANK FINANCIAL
901 SANTA FE DRIVE
WEATHERFORD, TX 76086
* $ 441,769,000 1 $ 115,000
TRUHOME SOLUTIONS, LLC
9601 LEGLER RD.
CLAYTON, MO 66219
* $ -1,000 1 $ 75,000
GREAT PLAINS NATIONAL BANK
5909 NW EXPRESSWAY
ELK CITY, OK 73132
* $ 814,382,000 1 $ 75,000
TJC MORTGAGE, INC.
1 PERIMETER PARK S, STE 230 S
WETUMPKA, AL 35243
* $ -1,000 1 $ 265,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 425,000
FIRST STATE BANK
801 E CALIFORNIA STREET
GAINESVILLE, TX 76240
* $ 1,147,965,000 1 $ 295,000
TIB NATIONAL ASSOCIATION
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,712,795,000 1 $ 225,000
HIGHLANDS RESIDENTIAL MORTGAGE, LTD.
12001 NORTH CENTRAL EXPRESSWAY SUITE 750
DALLAS, TX 75243
* $ -1,000 1 $ 165,000
FIRST NATIONAL BANK
1540 E. SOUTHLAKE BLVD
WICHITA FALLS, TX 76092
* $ 527,259,000 1 $ 195,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2020, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Clay County TX in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 246 $34,610,000 $140,000 $465,000 $84,000 $344,000
Refinancing 151 $28,105,000 $186,000 $495,000 $96,000 $323,000
Cash-out Refinancing 57 $9,315,000 $163,000 $515,000 $121,000 $457,000
Not Applicable 19 $1,665,000 $87,000 $265,000 $0 $0
Other Purpose 9 $1,085,000 $120,000 $205,000 $182,000 $666,000
Home Improvement 4 $280,000 $70,000 $105,000 $100,000 $175,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 338 $52,840,000 $156,000 $515,000 $93,000 $666,000
Not Provided 63 $9,455,000 $150,000 $345,000 $96,000 $220,000
Not applicable 55 $7,535,000 $137,000 $325,000 $49,000 $62,000
Hispanic 22 $4,270,000 $194,000 $445,000 $126,000 $457,000
American Indian or Alaskan Native 5 $595,000 $119,000 $235,000 $70,000 $102,000
Asian 3 $365,000 $121,000 $225,000 $116,000 $196,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 326 $49,870,000 $152,000 $515,000 $103,000 $666,000
VA-guaranteed (Veterans Administration) 84 $16,420,000 $195,000 $465,000 $72,000 $144,000
FHA-insured (Federal Housing Administration) 64 $7,660,000 $119,000 $315,000 $61,000 $215,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 12 $1,110,000 $92,000 $145,000 $53,000 $71,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 269 $44,065,000 $163,000 $515,000 $102,000 $666,000
Loan Purchased By The Institution 87 $12,275,000 $141,000 $355,000 $85,000 $176,000
Application Denied By Financial Institution 45 $5,535,000 $123,000 $355,000 $65,000 $198,000
Application Withdrawn By Applicant 41 $7,055,000 $172,000 $515,000 $93,000 $220,000
File Closed For Incompleteness 30 $3,640,000 $121,000 $345,000 $82,000 $220,000
Application Approved But Not Accepted 14 $2,490,000 $177,000 $445,000 $106,000 $457,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 439 $68,855,000 $156,000 $515,000 $97,000 $666,000
Debt-To-Income Ratio 14 $2,300,000 $164,000 $445,000 $92,000 $457,000
Credit History 13 $1,315,000 $101,000 $225,000 $62,000 $128,000
Other 6 $970,000 $161,000 $355,000 $90,000 $198,000
Collateral 6 $490,000 $81,000 $145,000 $42,000 $102,000
Credit Application Incomplete 3 $445,000 $148,000 $265,000 $105,000 $127,000
Unverifiable Information 2 $430,000 $215,000 $295,000 $75,000 $120,000
Employment History 2 $200,000 $100,000 $125,000 $42,000 $60,000
Insufficient Cash (Downpayment, Closing Cost) 1 $55,000 $55,000 $55,000 $71,000 $71,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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