Clayton County IA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007

Unlock detailed Clayton County IA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Iowa.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 623
Total Mortgage Loan Application Amount $56,120,000
Average Mortgage Loan Application Amount $90,000
Highest Mortgage Loan Application Amount $435,000
Average Applicant Income $56,000
Highest Applicant Income $1,872,000

Mortgage Company List for Lending in Clayton County IA for 2007

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIDELITY BANK & TRUST
4250 ASBURY ROAD
DUBUQUE, IA 52002
* $ 121,495,000 67 $ 3,770,000
COMMUNITY SAVINGS BANK
PO BOX 77
EDGEWOOD, IA 52042
* $ 259,628,000 66 $ 5,725,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 59 $ 5,164,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 45 $ 4,036,000
ANCHORBANK FSB
25 WEST MAIN STREET
MADISON, WI 53703
* $ 4,391,718,000 27 $ 2,331,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 398,671,000,000 23 $ 2,055,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 18 $ 1,910,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 92,836,714,000 17 $ 1,471,000
WELLS FARGO FIN'L IOWA 3, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 17 $ 1,470,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 16 $ 1,449,000
DUPACO COMMUNITY
PO BOX 179
DUBUQUE, IA 52004
* $ 432,137,000 12 $ 1,298,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 11 $ 907,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,419,450,000 10 $ 560,000
ASSOCIATED BANK, N.A.
200 N ADAMS ST
GREEN BAY, WI 54301
* $ 20,532,484,000 10 $ 1,070,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 9 $ 492,000
IOWA BANKERS MORTGAGE CORPORAT
8800 NW 62ND AVE PO BOX 6220
JOHNSTON, IA 50131
* $ 10,000,000 8 $ 1,043,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,196,123,794,000 8 $ 645,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 8 $ 728,000
CITIZENS STATE BANK
117 W 1ST ST (PO BOX 517)
MONTICELLO, IA 52310
* $ 214,639,000 7 $ 470,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,464,820,000 7 $ 723,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,179,390,000,000 7 $ 907,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 6 $ 541,000
DUBUQUE BANK AND TRUST COMPANY
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 843,223,000 6 $ 398,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 4,173,972,000 5 $ 954,000
MARINE CREDIT UNION
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 306,671,000 5 $ 403,000
VERIDIAN CREDIT UNION
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 1,176,694,000 5 $ 411,000
FARMERS & MERCHANTS SAVINGS BANK
PO BOX 588 101 E MAIN ST
MANCHESTER, IA 52057
* $ 186,692,000 5 $ 710,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 4 $ 272,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 4 $ 527,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 19,937,022,000 4 $ 808,000
HILLS BANK AND TRUST COMPANY
131 EAST MAIN ST / PO BOX 160
HILLS, IA 52235
* $ 1,550,565,000 3 $ 419,000
FORTRESS BANK
100 N MAIN ST
WESTBY, WI 53667
* $ 171,359,000 3 $ 388,000
BANK OF THE WEST
1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, CA 91755
* $ 55,642,936,000 3 $ 348,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 345,610,758,000 3 $ 343,000
DECISION ONE MORTGAGE
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 12,000,000 3 $ 247,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 3 $ 260,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 217,802,326,000 3 $ 543,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 3 $ 127,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 3 $ 514,000
CALUSA INVESTMENTS, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 3 $ 421,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 138,667,948,000 3 $ 263,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 3 $ 181,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 182,588,156,000 3 $ 224,000
AMERICAN TRUST & SAVINGS BANK
895 MAIN STREET
DUBUQUE, IA 52001
* $ 813,226,000 3 $ 204,000
BANKERS' BANK
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 302,300,000 3 $ 567,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 3 $ 242,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 2 $ 215,000
CITIZENS BANK
328 S SAGINAW ST
FLINT, MI 48502
* $ 7,516,604,000 2 $ 93,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 2 $ 159,000
FARM CREDIT SERVICES OF AMERICA, FLCA
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 2 $ 340,000
DU TRAC COMMUNITY CREDIT UNION
P O BOX 3250
DUBUQUE, IA 52004
* $ 286,201,000 2 $ 153,000
CSMC, INC
10425 W NORTH AVENUE SUITE 100
WAUWATOSA, WI 53226
* $ 10,000,000 2 $ 195,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 202,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 18,091,851,000 2 $ 124,000
MIDWEST HERITAGE BANK, FSB
1025 BRADEN AVENUE, P. O. BOX 331
CHARITON, IA 50049
* $ 124,791,000 2 $ 80,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 20,349,757,000 2 $ 216,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 12,595,722,000 2 $ 88,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 27,121,892,000 2 $ 57,000
ALTRA FEDERAL CREDIT UNION
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 509,775,000 2 $ 116,000
COMMUNITY FINANCIAL GRP MORT
101 FALLS RD
GRAFTON, WI 53024
* $ 1,505,940,000 2 $ 366,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,112,383,000 2 $ 300,000
BANKIOWA OF CEDAR RAPIDS
7045 C AVE NE
CEDAR RAPIDS, IA 52402
* $ 400,143,000 2 $ 426,000
FARMERS SAVINGS BANK
205 W MAIN ST
MARSHALLTOWN, IA 50158
* $ 125,074,000 1 $ 61,000
MINNWEST BANK SIOUX FALLS
5001 S LOUISE AVE
SIOUX FALLS, SD 57108
* $ 91,308,000 1 $ 75,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 28,740,902,000 1 $ 71,000
STATE BANK
P.O. BOX 98
WORTHINGTON, IA 52078
* $ 53,272,000 1 $ 12,000
ROCKFORD BANK AND TRUST COMPANY
4571 GUILFORD ROAD
ROCKFORD, IL 61107
* $ 107,819,000 1 $ 256,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 1,660,337,000 1 $ 40,000
FAIRFAX STATE SAVINGS BANK
PO BOX 277
FAIRFAX, IA 52228
* $ 98,820,000 1 $ 41,000
FIRST TRUST AND SAVINGS BANK
123 S. MAIN STREET
WHEATLAND, IA 52777
* $ 80,931,000 1 $ 65,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 9,339,663,000 1 $ 86,000
AMERICAN STERLING BANK
535 S STERLING
SUGAR CREEK, MO 64054
* $ 249,142,000 1 $ 42,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 62,691,446,000 1 $ 108,000
H&R BLOCK BANK
ONE H&R BLOCK WAY
KANSAS CITY, MO 64105
* $ 937,864,000 1 $ 22,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 951,944,000 1 $ 45,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 69,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 134,344,792,000 1 $ 104,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 83,973,505,000 1 $ 44,000
DRAPER AND KRAMER MORTGAGE COR
400 QUADRANGLE DR. STE A
BOLINGBROOK, IL 60440
* $ 10,000,000 1 $ 124,000
FIELDSTONE MORTGAGE COMPANY
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 1 $ 65,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 53,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 25,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 1 $ 81,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 1 $ 75,000
HEARTLAND CREDIT UNION (MADISON)
5325 HIGH CROSSING BLVD
MADISON, WI 53718
* $ 139,264,000 1 $ 82,000
BEST OF IOWA COMMUNITY CU
405 S BLAIRSFERRY CROSSING
HIAWATHA, IA 52233
* $ 36,542,000 1 $ 36,000
SUPERIOR CHOICE CREDIT UNION
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 132,831,000 1 $ 40,000
MOREQUITY,INC. (NV)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 1 $ 219,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 1 $ 19,000
CHERRY CREEK MORTGAGE CO., INC
7600 EAST ORCHARD RD., STE 250-N
GREENWOOD VILLAGE, CO 80111
* $ 10,000,000 1 $ 131,000
LIME FINANCIAL SERVICES, LTD.
3815 SOUTH WEST TEMPLE
SALT LAKE CITY, UT 84115
* $ 10,000,000 1 $ 132,000
1ST ADVANTAGE MORTGAGE
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 1 $ 85,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 1 $ 71,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 21,874,000,000 1 $ 225,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,667,948,000 1 $ 25,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 56,382,388,000 1 $ 145,000
F&M BANK - IOWA
11 N 1ST AVENUE
MARSHALLTOWN, IA 50158
* $ 412,533,000 1 $ 12,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 104,000
MORTGAGE ONE OF THE SOUTH
PO BOX 1327
FORT WALTON BEACH, FL 32548
* $ 428,904,000 1 $ 70,000
BANKERS TRUST COMPANY, N.A.
221 3RD AVENUE SE
CEDAR RAPIDS, IA 52401
* $ 229,781,000 1 $ 74,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2007, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Clayton County IA in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 338 $33,597,000 $99,000 $435,000 $57,000 $775,000
Home Purchase 210 $19,552,000 $93,000 $400,000 $57,000 $1,872,000
Home Improvement 75 $2,971,000 $39,000 $270,000 $51,000 $146,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 556 $49,200,000 $88,000 $435,000 $58,000 $1,872,000
Not Provided 33 $3,260,000 $98,000 $194,000 $49,000 $106,000
Not applicable 24 $2,941,000 $122,000 $400,000 $24,000 $135,000
Hispanic 5 $385,000 $77,000 $98,000 $50,000 $62,000
Black or African American 4 $189,000 $47,000 $60,000 $90,000 $127,000
American Indian or Alaskan Native 1 $145,000 $145,000 $145,000 $70,000 $70,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 589 $53,400,000 $90,000 $400,000 $57,000 $1,872,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $1,534,000 $80,000 $435,000 $31,000 $61,000
FHA-insured (Federal Housing Administration) 14 $1,095,000 $78,000 $160,000 $35,000 $60,000
VA-guaranteed (Veterans Administration) 1 $91,000 $91,000 $91,000 $52,000 $52,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 305 $26,541,000 $87,000 $435,000 $57,000 $775,000
Application Denied By Financial Institution 144 $13,109,000 $91,000 $337,000 $49,000 $168,000
Loan Purchased By The Institution 70 $7,753,000 $110,000 $400,000 $43,000 $160,000
Application Withdrawn By Applicant 60 $5,292,000 $88,000 $230,000 $84,000 $1,872,000
Application Approved But Not Accepted 28 $1,989,000 $71,000 $250,000 $50,000 $111,000
File Closed For Incompleteness 16 $1,436,000 $89,000 $225,000 $60,000 $190,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 27 $2,905,000 $107,000 $337,000 $55,000 $168,000
Credit History 18 $1,345,000 $74,000 $200,000 $49,000 $104,000
Debt-To-Income Ratio 14 $1,402,000 $100,000 $250,000 $46,000 $96,000
Credit Application Incomplete 7 $815,000 $116,000 $257,000 $44,000 $79,000
Unverifiable Information 5 $430,000 $86,000 $135,000 $47,000 $106,000
Employment History 4 $130,000 $32,000 $68,000 $26,000 $55,000
Other 3 $189,000 $63,000 $104,000 $25,000 $42,000
Insufficient Cash (Downpayment, Closing Cost) 1 $71,000 $71,000 $71,000 $38,000 $38,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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