Clearfield County, PA Mortgage Lenders & HMDA Data, 2009

In 2009, lenders reported 3,139 mortgage applications in Clearfield County, PA totaling $260.1 million, down 17% from 2008. The average application was for $82,000, and applicants reported an average income of $60,000. 54% of applications resulted in an originated loan and 21% were denied. The most active lender was Cnb Bank, with 400 applications, followed by Northwest Bank and First Commonwealth Bank.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Pennsylvania.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,139
Total Mortgage Loan Application Amount $260,079,000
Average Mortgage Loan Application Amount $82,000
Highest Mortgage Loan Application Amount $760,000
Average Applicant Income $60,000
Highest Applicant Income $960,000

Mortgage Company List for Lending in Clearfield County, PA for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Cnb Bank
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ 991,200,000 400 $ 30,097,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ 6,967,158,000 314 $ 25,557,000
First Commonwealth Bank
PO BOX 400
INDIANA, PA 15701
* $ 6,373,887,000 279 $ 14,866,000
Riverview Bk
11 NORTH SECOND STREET
CLEARFIELD, PA 16830
* $ 337,236,000 236 $ 13,721,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 194 $ 19,929,000
S&T Bank
800 PHILADELPHIA STREET PO BOX 190
INDIANA, PA 15701
* $ 4,410,695,000 152 $ 10,828,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 149 $ 12,620,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 80 $ 8,285,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 80 $ 5,021,000
M&T Bank
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,824,244,000 75 $ 4,643,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 71 $ 8,425,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 68 $ 6,318,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 64 $ 4,955,000
Jersey Shore State Bank
300 MARKET STREET
WILLIAMSPORT, PA 17701
* $ 643,302,000 60 $ 4,707,000
Pennsylvania State Employees Credit Union
PO BOX 67013
HARRISBURG, PA 17110
* $ 3,277,495,000 57 $ 3,700,000
American Heritage Federal Credit Union
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ 742,924,000 54 $ 3,839,000
First National Bank of Pa
166 MAIN ST
GREENVILLE, PA 16125
* $ 8,210,895,000 42 $ 2,477,000
Citifinancial Services Inc
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 40 $ 1,550,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 37 $ 3,735,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 37 $ 3,378,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 31 $ 3,294,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 30 $ 3,024,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 30 $ 4,192,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 23 $ 2,462,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 22 $ 2,381,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 21 $ 2,253,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 16 $ 2,174,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,669,297,000 16 $ 816,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 15 $ 1,374,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 15 $ 1,782,000
First National Bank of Cc
P.O. BOX 523
WEST CHESTER, PA 19381
* $ 1,297,208,000 14 $ 1,390,000
Ameriserv Financial Bank
216 FRANKLIN ST
JOHNSTOWN, PA 15901
* $ 937,050,000 13 $ 1,005,000
New York Community Bank
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 11 $ 1,422,000
PNC Reverse Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 10 $ 1,039,000
National Penn Bank
PO BOX 547
BOYERTOWN, PA 19512
* $ 9,164,828,000 10 $ 785,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 9 $ 981,000
Fulton Bank, National Association
ONE PENN SQUARE
LANCASTER, PA 17602
* $ 8,346,289,000 9 $ 787,000
Marion Center Bank
1271 INDIAN SPRINGS RD
INDIANA, PA 15701
* $ 236,952,000 9 $ 660,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 9 $ 1,335,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 9 $ 917,000
Citizens Bank of Pennsylvania
1701 JOHN F. KENNEDY BOULEVARD
PHILADELPHIA, PA 19103
* $ 34,712,685,000 9 $ 352,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 9 $ 1,406,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 8 $ 940,000
Reliance Savings Bank
1119 12TH ST
ALTOONA, PA 16602
* $ 335,378,000 8 $ 1,164,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 8 $ 1,086,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 7 $ 847,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 7 $ 596,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 7 $ 502,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 6 $ 604,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 6 $ 1,070,000
Penncrest Bank
1201 12TH STREET
ALTOONA, PA 16601
* $ 136,669,000 6 $ 411,000
1st Summit Bank
125 DONALD LANE
JOHNSTOWN, PA 15904
* $ 511,038,000 5 $ 369,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 5 $ 827,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 5 $ 616,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 5 $ 521,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 5 $ 850,000
Spe
650 SCIENCE PARK ROAD
STATE COLLEGE, PA 16803
* $ 57,172,000 5 $ 84,000
Everence Federal Credit Union
2160 LINCOLN HWY E, STE 20
LANCASTER, PA 17602
* $ 90,498,000 4 $ 433,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 4 $ 617,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 10,000,000 4 $ 378,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 4 $ 320,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 4 $ 620,000
Howard Hanna Financial Services, Inc
1000 GAMMA DRIVE
PITTSBURGH, PA 15238
* $ 10,000,000 4 $ 380,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 1,959,803,000 4 $ 221,000
Dollar Bank, FSB
#3 GATEWAY CENTER
PITTSBURGH, PA 15222
* $ 5,782,916,000 4 $ 429,000
Sovereign Bank
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 77,029,703,000 4 $ 455,000
Wachovia Mortgage FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 69,166,325,000 4 $ 763,000
Rbs Citizens, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,725,957,000 4 $ 185,000
Susquehanna Bank
1570 MANHEIM PIKE PO BOX 3300
LANCASTER, PA 17601
* $ 13,406,718,000 4 $ 510,000
Kish Valley National Bank
4255 EAST MAIN ST PO BOX 917
BELLEVILLE, PA 17004
* $ 472,575,000 3 $ 241,000
First Commonwealth Home Mtge
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 3 $ 464,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 248,819,000 3 $ 34,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 3 $ 127,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 3 $ 218,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 3 $ 233,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 3 $ 200,000
Premium Capital Funding LLC
125 JERICHO TPKE
JERICHO, NY 11753
* $ 10,000,000 3 $ 375,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 3 $ 510,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 282,000
Security Atlantic Wholesale
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 3 $ 295,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ 100,000,000 3 $ 382,000
Omega Financial Services, Inc.
900 WASHINGTON AVENUE
CARNEGIE, PA 15106
* $ 10,000,000 3 $ 698,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 82,416,721,000 3 $ 597,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 3 $ 582,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 2 $ 177,000
Penn State
1937 N. ATHERTON STREET
STATE COLLEGE, PA 16803
* $ 111,911,000 2 $ 100,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,677,931,000 2 $ 62,000
Members 1st FCU
5000 LOUISE DRIVE
ENOLA, PA 17025
* $ 1,536,880,000 2 $ 60,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 1,851,772,000 2 $ 513,000
Corning Credit Union
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 633,140,000 2 $ 122,000
Nationwide Mortgage Concepts,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 2 $ 386,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 228,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 400,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 185,000
Mortgage Now, Inc.
1161 BROAD ST SUITE 212
SHREWSBURY, NJ 07702
* $ 10,000,000 2 $ 321,000
Hfc Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 2 $ 87,000
Midwest Loan Solutions, Inc.
29777 TELEGRAPH RD. SUITE 3580
SOUTHFIELD, MI 48034
* $ 46,200,000 2 $ 158,000
Security Bank
510 E. MONROE ST
SPRINGFIELD, IL 62701
* $ 185,045,000 2 $ 101,000
United Bank Inc
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 4,186,130,000 2 $ 10,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 823,318,000 2 $ 594,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 2 $ 15,000
TD Bank N.A.
70 GRAY ROAD
FALMOUTH, ME 04105
* $ 101,632,075,000 1 $ 30,000
HSBC Bank USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 181,604,079,000 1 $ 178,000
Carlinville National Bank
450 WEST SIDE SQUARE
CARLINVILLE, IL 62626
* $ 201,236,000 1 $ 23,000
Nextier Bank, National Association
245 PITTSBURGH RD
KITTANNING, PA 16201
* $ 351,471,000 1 $ 55,000
The Huntington National Bank
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 53,586,626,000 1 $ 114,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 5,306,865,000 1 $ 5,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 62,251,283,000 1 $ 304,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 95,000
Forward National Company Inc
300 EAST MAIN ST
MILFORD, MA 01757
* $ 336,774,000 1 $ 14,000
Wintrust Mortgage Corporation
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 1 $ 57,000
Americanmtgnetwork dba Vertice
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 1 $ 151,000
Firstmerit Mortgage Corp
III CASCADE PLAZA, CAS46
AKRON, OH 44308
* $ 6,000,000,000 1 $ 120,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 2,019,127,000 1 $ 254,000
Merrill Lynch Credit Corp
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 1 $ 86,000
Washington Financial Bank
77 SOUTH MAIN STREET
WASHINGTON, PA 15301
* $ 704,894,000 1 $ 255,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 2,568,044,000 1 $ 74,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 542,235,000 1 $ 135,000
Community First Bank
3725 OLD COURT ROAD
BALTIMORE, MD 21208
* $ 62,318,000 1 $ 61,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 941,902,000 1 $ 149,000
United Midwest Savings Bank
101 S MAIN ST
DEGRAFF, OH 43318
* $ 274,379,000 1 $ 45,000
Mauch Chunk Trust Company
1111 NORTH STREET - PO BOX 289
JIM THORPE, PA 18229
* $ 311,501,000 1 $ 250,000
Allegheny Valley Bank of Pittsburgh
5137 BUTLER ST
PITTSBURGH, PA 15201
* $ 374,805,000 1 $ 200,000
Equifirst Corporation
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 279,777,049,000 1 $ 53,000
Legence Bank
P.O. BOX 569
ELDORADO, IL 62930
* $ 161,522,000 1 $ 91,000
Farmers and Merchants Trust Company of Chambersburg
20 SOUTH MAIN STREET
CHAMBERSBURG, PA 17201
* $ 897,817,000 1 $ 51,000
Elderton State Bank
143 NORTH MAIN STREET, P.O. BOX 427
ELDERTON, PA 15736
* $ 168,662,000 1 $ 104,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 175,104,000 1 $ 148,000
Altoona First Savings Bank
203 N. LOGAN BOULEVARD
ALTOONA, PA 16602
* $ 184,601,000 1 $ 47,000
Agchoice Farm Credit Aca
300 WINDING CREEK BLVD
MECHANICSBURG, PA 17050
* $ 12,000,000 1 $ 100,000
Allegheny Mortgage Corp
OAK PARK MALL, 2001 LINCOLN WAY
WHITE OAK, PA 15131
* $ 10,000,000 1 $ 132,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 1 $ 181,000
Meridias Capital Incorporated
P.O. BOX 241429
CHARLOTTE, NC 28273
* $ 10,000,000 1 $ 37,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 142,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 143,000
Superior Mortgage Corp.
854 S WHITE HORSE PIKE
HAMMONTON, NJ 08037
* $ 10,000,000 1 $ 195,000
Allstate Financial Services, I
ONE FORESTWOOD DRIVE
PITTSBURGH, PA 15237
* $ 10,000,000 1 $ 108,000
Citadel Federal Credit Union
520 EAGLEVIEW BLVD
EXTON, PA 19341
* $ 1,220,215,000 1 $ 51,000
Bellco Federal Credit Union
609 SPRING STREET
WYOMISSING, PA 19610
* $ 55,060,000 1 $ 23,000
Pentagon Federal Credit Union
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 12,942,945,000 1 $ 73,000
Liberty Mortgage Corporation
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 1 $ 240,000
First Niagara Bank
6950 SOUTH TRANSIT ROAD
LOCKPORT, NY 14094
* $ 9,239,610,000 1 $ 131,000
Gateway Bank, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 479,176,000 1 $ 114,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 1,176,062,000 1 $ 56,000
Americhoice Federal Credit Union
2175 BUMBLE BEE HOLLOW ROAD
MECHANICSBURG, PA 17055
* $ 151,480,000 1 $ 9,000
Guaranteed Home Mortgage Compa
108 CORPORATE PARK DRIVE - SUITE 301
WHITE PLAINS, NY 10604
* $ 10,000,000 1 $ 179,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 222,000
Prospect Mortgage, LLC
15301 VENTURA BLVD. SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 69,000
Mortgage Research Center, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 107,000
Residential Home Funding Corp.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ 10,000,000 1 $ 67,000

The tables below break down 2009 mortgage applications in Clearfield County, PA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Clearfield County, PA in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,859 $167,778,000 $90,000 $760,000 $60,000 $960,000
Home Purchase 811 $78,194,000 $96,000 $674,000 $61,000 $938,000
Home Improvement 469 $14,107,000 $30,000 $283,000 $55,000 $700,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,671 $216,142,000 $80,000 $674,000 $61,000 $938,000
Not Provided 257 $24,269,000 $94,000 $414,000 $64,000 $960,000
Not applicable 163 $14,834,000 $91,000 $760,000 $26,000 $188,000
Hispanic 26 $1,845,000 $70,000 $279,000 $51,000 $143,000
Asian 14 $2,169,000 $154,000 $328,000 $153,000 $548,000
Black or African American 5 $268,000 $53,000 $99,000 $46,000 $75,000
American Indian or Alaskan Native 2 $452,000 $226,000 $281,000 $132,000 $150,000
Native Hawaiian or Other Pacific Islander 1 $100,000 $100,000 $100,000 $700,000 $700,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,481 $196,423,000 $79,000 $760,000 $64,000 $960,000
FHA-insured (Federal Housing Administration) 491 $48,694,000 $99,000 $328,000 $47,000 $660,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 117 $8,886,000 $75,000 $210,000 $29,000 $72,000
VA-guaranteed (Veterans Administration) 50 $6,076,000 $121,000 $317,000 $49,000 $248,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,694 $138,078,000 $81,000 $760,000 $66,000 $938,000
Application Denied By Financial Institution 658 $50,773,000 $77,000 $401,000 $51,000 $660,000
Application Withdrawn By Applicant 341 $30,215,000 $88,000 $404,000 $62,000 $960,000
Loan Purchased By The Institution 263 $26,187,000 $99,000 $417,000 $40,000 $765,000
Application Approved But Not Accepted 118 $8,856,000 $75,000 $414,000 $55,000 $201,000
File Closed For Incompleteness 65 $5,970,000 $91,000 $325,000 $61,000 $321,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 110 $11,075,000 $100,000 $401,000 $65,000 $330,000
Credit History 109 $6,574,000 $60,000 $386,000 $45,000 $180,000
Debt-To-Income Ratio 68 $5,416,000 $79,000 $280,000 $41,000 $458,000
Credit Application Incomplete 14 $2,328,000 $166,000 $328,000 $111,000 $548,000
Other 10 $1,013,000 $101,000 $207,000 $66,000 $148,000
Insufficient Cash (Downpayment, Closing Cost) 7 $689,000 $98,000 $146,000 $61,000 $140,000
Employment History 2 $76,000 $38,000 $48,000 $48,000 $64,000
Mortgage Insurance Denied 1 $176,000 $176,000 $176,000 $72,000 $72,000
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Pennsylvania Lender List