Find mortgage statistics and lending data for the Clearwater County MN metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Clearwater County MN, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 216 |
Total Mortgage Loan Application Amount | $25,903,000 |
Average Mortgage Loan Application Amount | $119,000 |
Highest Mortgage Loan Application Amount | $470,000 |
Average Applicant Income | $74,000 |
Highest Applicant Income | $737,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
THE FIRST NATIONAL BANK OF BAGLEY PO BOX N, 31 CENTRAL STREET E BAGLEY, MN 56621 |
* | $ 83,886,000 | 45 | $ 5,298,000 |
AFFINITY PLUS 175 WEST LAFAYETTE FRONTAGE ROAD SAINT PAUL, MN 55107 |
* | $ 1,919,185,000 | 30 | $ 2,703,000 |
RIVERWOOD BANK 14540 DELLWOOD DR PO BOX 2947 BAXTER, MN 56425 |
* | $ 355,296,000 | 18 | $ 1,814,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,727,235,000,000 | 10 | $ 1,379,000 |
BANK FORWARD 390 WHEAT STREET, PO BOX 100 HANNAFORD, ND 58448 |
* | $ 544,849,000 | 10 | $ 2,048,000 |
DEERWOOD BANK 21236 ARCHIBALD ROAD DEERWOOD, MN 56444 |
* | $ 477,650,000 | 7 | $ 712,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 441,010,095,000 | 6 | $ 1,058,000 |
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ -1,000 | 5 | $ 575,000 |
HIWAY 111 EMPIRE DRIVE SAINT PAUL, MN 55103 |
* | $ 1,070,486,000 | 5 | $ 694,000 |
AMERICAN FEDERAL BANK 215 N 5TH ST FARGO, ND 58102 |
* | $ 536,907,000 | 5 | $ 595,000 |
ULTIMA BANK MINNESOTA 603 HILLIGOSS BLVD. SE FOSSTON, MN 56542 |
* | $ 166,675,000 | 4 | $ 766,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ -1,000 | 3 | $ 494,000 |
FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ -1,000 | 3 | $ 279,000 |
NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 IRVINE, CA 92614 |
* | $ -1,000 | 3 | $ 563,000 |
PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ -1,000 | 3 | $ 462,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ -1,000 | 3 | $ 305,000 |
PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W SALT LAKE CITY, UT 84116 |
* | $ -1,000 | 3 | $ 204,000 |
DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 3 | $ 398,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ -1,000 | 3 | $ 248,000 |
MERCHANTS BANK, NATIONAL ASSOCIATION 102 EAST THIRD STREET WINONA, MN 55987 |
* | $ 1,620,732,000 | 2 | $ 300,000 |
WESTERN STATE BANK 755 13TH AVE E WEST FARGO, ND 58108 |
* | $ 960,808,000 | 2 | $ 339,000 |
ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 2 | $ 141,000 |
CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A ANAHEIM, CA 92806 |
* | $ -1,000 | 2 | $ 135,000 |
PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ -1,000 | 2 | $ 245,000 |
ASSOCIATED BANK, NATIONAL ASSOCIATION 200 NORTH ADAMS STREET GREEN BAY, WI 54301 |
* | $ 29,070,880,000 | 2 | $ 372,000 |
BORDER BANK 133 MAIN STREET N GREENBUSH, MN 56726 |
* | $ 476,482,000 | 2 | $ 89,000 |
BREMER BANK, NATIONAL ASSOCIATION 372 ST. PETER STREET ST. PAUL, MN 55102 |
* | $ 11,496,234,000 | 2 | $ 262,000 |
WESTERN NATIONAL BANK PO BOX 16050 DULUTH, MN 55816 |
* | $ 114,612,000 | 1 | $ 55,000 |
BRIDGEVIEW BANK GROUP 7940 S HARLEM BRIDGEVIEW, IL 60455 |
* | $ 1,095,554,000 | 1 | $ 217,000 |
CAMBRIA FINANCIAL GROUP, LLC 11000 W 78TH STREET, SUITE 300 EDEN PRAIRIE, MN 55344 |
* | $ -1,000 | 1 | $ 85,000 |
ALERUS FINANCIAL, NATIONAL ASSOCIATION PO BOX 6001 GRAND FORKS, ND 58206 |
* | $ 2,048,652,000 | 1 | $ 68,000 |
FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 1,207,688,000 | 1 | $ 100,000 |
IMPAC MORTGAGE CORP. 19500 JAMBOREE RD IRVINE, CA 92612 |
* | $ -1,000 | 1 | $ 80,000 |
TCF NATIONAL BANK 2508 LOUISE AVE S (PCC-2E-L) SIOUX FALLS, SD 57106 |
* | $ 21,455,203,000 | 1 | $ 113,000 |
FRANDSEN BANK & TRUST 116 CENTRAL STREET WEST LONSDALE, MN 55046 |
* | $ 1,717,614,000 | 1 | $ 124,000 |
AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 1 | $ 161,000 |
LEND SMART MORTGAGE, LLC 3450 LEXINGTON AVE N SHOREVIEW, MN 55126 |
* | $ -1,000 | 1 | $ 92,000 |
HOMEOWNERS FINANCIAL GROUP USA, LLC 16427 N. SCOTTSDALE ROAD, SUITE 145 SCOTTSDALE, AZ 85264 |
* | $ -1,000 | 1 | $ 280,000 |
MID AMERICA MORTGAGE, INC. 15301 SPECTRUM DRIVE, SUITE 405 ADDISON, TX 75001 |
* | $ -1,000 | 1 | $ 83,000 |
GOPRIME MORTGAGE, INC. 320 N SALEM STREET APEX, NC 27502 |
* | $ -1,000 | 1 | $ 50,000 |
LUMINATE HOME LOANS 7760 FRANCE AVE S, STE 1010 BLOOMINGTON, MN 55435 |
* | $ -1,000 | 1 | $ 116,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ -1,000 | 1 | $ 68,000 |
FIRST INTERNATIONAL BANK & TRUST 1600 S BDWAY MINOT, ND 58701 |
* | $ 2,262,003,000 | 1 | $ 110,000 |
LIBERTY SAVINGS BANK, F.S.B. 3435 AIRBORNE RD, STE B WILMINGTON, OH 45177 |
* | $ 629,495,000 | 1 | $ 169,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ -1,000 | 1 | $ 14,000 |
UNITY BANK NORTH PO BOX 280 RED LAKE FALLS, MN 56750 |
* | $ 87,329,000 | 1 | $ 208,000 |
EMM LOANS LLC 3 EXECUTIVE CAMPUS, SUITE 520 CHERRY HILL, NJ 08002 |
* | $ -1,000 | 1 | $ 111,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 90 | $11,265,000 | $125,000 | $305,000 | $80,000 | $737,000 |
Refinancing | 83 | $10,836,000 | $130,000 | $470,000 | $70,000 | $352,000 |
Home Improvement | 43 | $3,802,000 | $88,000 | $280,000 | $69,000 | $161,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 182 | $22,029,000 | $121,000 | $470,000 | $80,000 | $737,000 |
Not applicable | 13 | $1,774,000 | $136,000 | $408,000 | $3,000 | $39,000 |
American Indian or Alaskan Native | 11 | $1,104,000 | $100,000 | $244,000 | $73,000 | $125,000 |
Not Provided | 9 | $916,000 | $101,000 | $190,000 | $59,000 | $108,000 |
Hispanic | 1 | $80,000 | $80,000 | $80,000 | $47,000 | $47,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 172 | $19,944,000 | $115,000 | $470,000 | $80,000 | $737,000 |
FHA-insured (Federal Housing Administration) | 21 | $2,661,000 | $126,000 | $244,000 | $56,000 | $115,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,534,000 | $127,000 | $217,000 | $23,000 | $82,000 |
VA-guaranteed (Veterans Administration) | 11 | $1,764,000 | $160,000 | $280,000 | $72,000 | $177,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 135 | $15,946,000 | $118,000 | $470,000 | $84,000 | $737,000 |
Application Denied By Financial Institution | 32 | $3,882,000 | $121,000 | $256,000 | $58,000 | $177,000 |
Application Withdrawn By Applicant | 23 | $3,206,000 | $139,000 | $270,000 | $75,000 | $300,000 |
Loan Purchased By The Institution | 10 | $949,000 | $94,000 | $158,000 | $0 | $0 |
File Closed For Incompleteness | 9 | $1,056,000 | $117,000 | $230,000 | $62,000 | $102,000 |
Application Approved But Not Accepted | 7 | $864,000 | $123,000 | $187,000 | $68,000 | $127,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 7 | $645,000 | $92,000 | $245,000 | $52,000 | $113,000 |
Debt-To-Income Ratio | 7 | $956,000 | $136,000 | $256,000 | $51,000 | $98,000 |
Collateral | 4 | $603,000 | $150,000 | $206,000 | $97,000 | $152,000 |
Credit Application Incomplete | 2 | $207,000 | $103,000 | $115,000 | $28,000 | $43,000 |
Unverifiable Information | 2 | $328,000 | $164,000 | $170,000 | $131,000 | $177,000 |
Other | 1 | $153,000 | $153,000 | $153,000 | $35,000 | $35,000 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information back through 2003.