Clinton County, IL Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 2,484 mortgage applications in Clinton County, IL totaling $325.1 million, up 10% from 2011. The average application was for $130,000, and applicants reported an average income of $74,000. 60% of applications resulted in an originated loan and 12% were denied. The most active lender was First County Bank, with 424 applications, followed by Germantown Trust & Savings Bank and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,484
Total Mortgage Loan Application Amount $325,089,000
Average Mortgage Loan Application Amount $130,000
Highest Mortgage Loan Application Amount $3,013,000
Average Applicant Income $74,000
Highest Applicant Income $1,320,000

Mortgage Company List for Lending in Clinton County, IL for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First County Bank
14-22 E HANOVER
NEW BADEN, IL 62265
* $ 387,517,000 424 $ 62,005,000
Germantown Trust & Savings Bank
205 N GERMANTOWN ROAD
BREESE, IL 62230
* $ 327,092,000 233 $ 29,791,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 174 $ 23,010,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,579,840,000 128 $ 16,024,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 121 $ 16,402,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 119 $ 18,182,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 104 $ 15,324,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 102 $ 11,879,000
The First National Bank in Carlyle
891 FAIRFAX ST., PO BOX 280
CARLYLE, IL 62231
* $ 150,489,000 99 $ 12,189,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 84 $ 5,565,000
The Bank of Edwardsville
330 W VANDALIA
EDWARDSVILLE, IL 62025
* $ 1,559,633,000 69 $ 9,715,000
Constitution Bank N.A.
PO BOX 310
HILLSBORO, IL 62049
* $ 310,441,000 49 $ 6,342,000
Centrue Bank
606 BROADWAY
COAL CITY, IL 60416
* $ 964,939,000 41 $ 4,781,000
Scott Credit Union
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 793,720,000 39 $ 5,676,000
Farmers State Bank of Hoffman
100 W 4TH STREET
HOFFMAN, IL 62250
* $ 134,753,000 35 $ 2,252,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 34 $ 3,507,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,510,045,000 30 $ 2,678,000
Community Bank of Trenton
104 EAST BROADWAY
TRENTON, IL 62293
* $ 74,608,000 28 $ 2,709,000
Tempo Bank
28 W BROADWAY, P.O. BOX 59
TRENTON, IL 62293
* $ 88,486,000 24 $ 2,730,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 1,492,752,000 24 $ 3,641,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 20 $ 2,428,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 17 $ 2,235,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 17 $ 2,128,000
Fcb Banks
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 629,994,000 16 $ 1,840,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 11,676,671,000 14 $ 2,368,000
The Bradford National Bank of Greenville
100 E COLLEGE AVE
GREENVILLE, IL 62246
* $ 225,112,000 13 $ 1,933,000
Citizens Community Bank
9 E MAIN ST
MASCOUTAH, IL 62258
* $ 284,996,000 13 $ 1,179,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 12 $ 1,917,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ 31,000,000 12 $ 1,758,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 11 $ 1,489,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 11 $ 1,575,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,331,681,000 11 $ 1,995,000
Midwest Mortgage Capital, LLC
12400 OLIVE BLVD
SAINT LOUIS, MO 63141
* $ 2,000,000 11 $ 1,354,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 10 $ 1,304,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 10 $ 1,252,000
The Farmers and Merchants National Bank
120 WEST ST. LOUIS STREET
NASHVILLE, IL 62263
* $ 162,243,000 9 $ 907,000
Firstco Mortgage Corp.
1505 WEST HWY 50
O'FALLON, IL 62269
* $ 1,024,020,000 9 $ 1,223,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 8 $ 894,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 8 $ 1,141,000
First FSB of Mascoutah
101 W MAIN STREET
MASCOUTAH, IL 62258
* $ 133,132,000 7 $ 572,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 727,866,000 7 $ 1,116,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 7 $ 973,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 7 $ 1,341,000
Vinson Mortgage Group
12801 FLUSHING MEADOWS DR SUITE 100
SAINT LOUIS, MO 63131
* $ 10,000,000 6 $ 929,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 6 $ 986,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 6 $ 492,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 6 $ 920,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 5 $ 855,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 5 $ 616,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 5 $ 630,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ 12,988,000 5 $ 682,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 5 $ 896,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 5 $ 681,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 5 $ 730,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 5 $ 629,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 600,441,000 5 $ 1,118,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 5 $ 494,000
Legence Bank
P.O. BOX 569
ELDORADO, IL 62930
* $ 227,334,000 5 $ 713,000
Genfed Financial Credit Union
2492 WEDGEWOOD DR SUITE G
AKRON, OH 44312
* $ 182,507,000 4 $ 431,000
Peoples National Bank, N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ 883,746,000 4 $ 549,000
First Clover Leaf Bank, N.A.
6814 GOSHEN ROAD, PO BOX 540
EDWARDSVILLE, IL 62025
* $ 561,786,000 4 $ 847,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 4 $ 431,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,283,070,000 4 $ 509,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 4 $ 558,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 4 $ 475,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 4 $ 370,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 21,715,012,000 4 $ 294,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 4 $ 517,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 3 $ 465,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 3 $ 290,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 3 $ 416,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 3 $ 383,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 3 $ 512,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 3 $ 352,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 2,304,426,000 3 $ 668,000
First National Bank of Waterloo
228 S. MAIN STREET, P.O. BOX 507
WATERLOO, IL 62298
* $ 348,780,000 3 $ 472,000
First National Bank of Stlouis
7707 FORSYTH BLVD
CLAYTON, MO 63105
* $ 1,327,659,000 2 $ 395,000
National Penn Bank
PO BOX 547
BOYERTOWN, PA 19512
* $ 8,395,863,000 2 $ 6,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 131,079,000 2 $ 402,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 2 $ 209,000
Best Hometown Bank
100 E. CLAY ST.
COLLINSVILLE, IL 62234
* $ 103,124,000 2 $ 276,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 2 $ 309,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 1,322,979,000 2 $ 336,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 2 $ 322,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 223,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 2 $ 253,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 2 $ 210,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 306,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 279,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 114,540,379,000 2 $ 126,000
Rmc Vanguard
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 20,000,000 2 $ 369,000
Bank of O'fallon
901 S. LINCOLN AVE
O'FALLON, IL 62269
* $ 274,817,000 2 $ 302,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 2 $ 18,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 120,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 85,000
First Integrity Mortgage Services, Inc.
77 WESTPORT PLAZA SUITE 200
ST. LOUIS, MO 63146
* $ 10,000,000 1 $ 170,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 92,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 202,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 144,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 1 $ 60,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 97,264,044,000 1 $ 100,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 20,493,569,000 1 $ 174,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 11,018,418,000 1 $ 126,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 11,205,930,000 1 $ 50,000
CIBC Bank USA
120 SOUTH LASALLE
CHICAGO, IL 60602
* $ 12,392,366,000 1 $ 376,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 218,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 1 $ 36,000
E*Trade Savings Bank
671 N. GLEBE RD 12TH FLOOR
ARLINGTON, VA 22203
* $ 1,677,184,000 1 $ 140,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 100,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 37,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 197,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 210,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 105,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 385,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 153,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ 10,000,000 1 $ 42,000
Paramount Bond & Mortgage Co., Inc.
622 EMERSON RD SUITE 325
SAINT LOUIS, MO 63141
* $ 29,655,000 1 $ 184,000
Chicago Financial Services, Inc.
1455 W HUBBARD ST STE 200
CHICAGO, IL 60625
* $ 2,487,000 1 $ 191,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 1 $ 119,000
Resmac, Inc.
5400 BROKEN SOUND BLVD #600
BOCA RATON, FL 33487
* $ 5,479,000 1 $ 252,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ 12,837,000 1 $ 257,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 101,000
Land of Lincoln Credit Union
3130 E MOUND RD
DECATUR, IL 62526
* $ 158,204,000 1 $ 46,000
Alliance Credit Union
1280 S HIGHWAY DR
FENTON, MO 63026
* $ 183,244,000 1 $ 95,000
1st Midamerica Credit Union
731 E. BETHALTO DR
BETHALTO, IL 62010
* $ 474,461,000 1 $ 71,000
State Bank of St. Jacob
P.O. BOX 275
ST. JACOB, IL 62281
* $ 49,602,000 1 $ 63,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 1 $ 83,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 978,405,000 1 $ 129,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 1 $ 25,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 1 $ 20,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,458,515,000 1 $ 209,000
Revity Credit Union
4101 STATE RTE 111
GRANITE CITY, IL 62040
* $ 297,699,000 1 $ 314,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 1 $ 110,000
1st Advantage Mortgage
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 1 $ 142,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 123,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 163,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 1,943,815,000 1 $ 220,000
Catholic & Community Credit Un
1109 HARTMAN LANE
SHILOH, IL 62221
* $ 102,043,000 1 $ 44,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 257,112,000 1 $ 68,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,123,880,000 1 $ 57,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 1 $ 164,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 143,473,000 1 $ 69,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 1 $ 183,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 374,787,000 1 $ 155,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 1 $ 201,000
Celtic Bank
268 S. STATE ST., SUITE 300
SALT LAKE CITY, UT 84111
* $ 223,876,000 1 $ 212,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,179,394,000 1 $ 202,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 1 $ 179,000
The First National Bank
432 W GALLATIN
VANDALIA, IL 62471
* $ 275,023,000 1 $ 75,000
Ing Bank, FSB / Capital One
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 1 $ 136,000
Community First Bank
4600 NORTH ILLINOIS
FAIRVIEW HEIGHTS, IL 62208
* $ 190,923,000 1 $ 6,000
Cnb Bank & Trust, N.A.
450 W SIDE SQ
CARLINVILLE, IL 62626
* $ 682,481,000 1 $ 43,000

The tables below break down 2012 mortgage applications in Clinton County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Clinton County, IL in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,798 $247,975,000 $137,000 $3,013,000 $75,000 $802,000
Home Purchase 509 $62,495,000 $122,000 $623,000 $66,000 $1,320,000
Home Improvement 177 $14,619,000 $82,000 $397,000 $80,000 $798,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,214 $286,355,000 $129,000 $640,000 $79,000 $1,320,000
Not applicable 143 $22,786,000 $159,000 $3,013,000 $7,000 $280,000
Not Provided 82 $10,374,000 $126,000 $338,000 $64,000 $181,000
Hispanic 21 $2,651,000 $126,000 $284,000 $55,000 $159,000
Black or African American 14 $1,634,000 $116,000 $226,000 $26,000 $65,000
Asian 6 $886,000 $147,000 $226,000 $87,000 $107,000
American Indian or Alaskan Native 2 $177,000 $88,000 $101,000 $31,000 $63,000
Native Hawaiian or Other Pacific Islander 2 $226,000 $113,000 $132,000 $105,000 $106,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,903 $245,043,000 $128,000 $3,013,000 $83,000 $1,320,000
FHA-insured (Federal Housing Administration) 224 $28,831,000 $128,000 $274,000 $55,000 $167,000
VA-guaranteed (Veterans Administration) 209 $34,489,000 $165,000 $382,000 $34,000 $202,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 148 $16,726,000 $113,000 $216,000 $45,000 $128,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,502 $194,962,000 $129,000 $3,013,000 $83,000 $1,320,000
Loan Purchased By The Institution 402 $59,087,000 $146,000 $405,000 $51,000 $280,000
Application Denied By Financial Institution 292 $33,769,000 $115,000 $623,000 $64,000 $360,000
Application Withdrawn By Applicant 147 $18,606,000 $126,000 $298,000 $69,000 $195,000
Application Approved But Not Accepted 96 $12,983,000 $135,000 $340,000 $72,000 $237,000
File Closed For Incompleteness 45 $5,682,000 $126,000 $405,000 $66,000 $173,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 66 $5,165,000 $78,000 $405,000 $66,000 $252,000
Debt-To-Income Ratio 57 $6,025,000 $105,000 $480,000 $38,000 $113,000
Collateral 49 $6,620,000 $135,000 $338,000 $77,000 $173,000
Credit Application Incomplete 13 $1,620,000 $124,000 $202,000 $80,000 $360,000
Other 12 $1,085,000 $90,000 $226,000 $37,000 $102,000
Unverifiable Information 5 $517,000 $103,000 $181,000 $51,000 $127,000
Employment History 4 $283,000 $70,000 $117,000 $39,000 $94,000
Insufficient Cash (Downpayment, Closing Cost) 1 $155,000 $155,000 $155,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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