Clinton County, MO Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 1,236 mortgage applications in Clinton County, MO totaling $152.3 million, up 8% from 2011. The average application was for $123,000, and applicants reported an average income of $60,000. 54% of applications resulted in an originated loan and 14% were denied. The most active lender was Wells Fargo Bank NA, with 154 applications, followed by Farmers State Bank and Nbh Bank, N.A..

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Missouri.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,236
Total Mortgage Loan Application Amount $152,260,000
Average Mortgage Loan Application Amount $123,000
Highest Mortgage Loan Application Amount $716,000
Average Applicant Income $60,000
Highest Applicant Income $1,381,000

Mortgage Company List for Lending in Clinton County, MO for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 154 $ 20,495,000
Farmers State Bank
124 E 3RD ST.
CAMERON, MO 64429
* $ 171,165,000 87 $ 10,505,000
Nbh Bank, N.A.
1111 MAIN, SUITE 2700
KANSAS CITY, MO 64105
* $ 6,236,548,000 85 $ 8,824,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 75 $ 8,024,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 52 $ 7,371,000
Platte Valley Bank of Missouri
PO BOX 1250
PLATTE CITY, MO 64079
* $ 356,670,000 40 $ 3,541,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 36 $ 4,764,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 33 $ 3,710,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 32 $ 2,786,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 28 $ 2,891,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 24 $ 3,201,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 23 $ 3,159,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 20 $ 2,249,000
1st Cameron State Bank
P.O. BOX 465
CAMERON, MO 64429
* $ 48,801,000 16 $ 1,575,000
Kcb Bank
950 W 92 HWY
KEARNEY, MO 64060
* $ 172,521,000 16 $ 2,129,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 15 $ 1,684,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 14 $ 2,328,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 13 $ 1,628,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 13 $ 1,537,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 13 $ 1,708,000
Kearney Trust Company
310 W. 92 HIGHWAY
KEARNEY, MO 64060
* $ 139,954,000 13 $ 1,075,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 13 $ 1,882,000
Goppert Financial Bank
P.O. BOX 606
LATHROP, MO 64465
* $ 71,705,000 12 $ 1,358,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 20,493,569,000 12 $ 1,370,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 11,205,930,000 12 $ 1,026,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 11 $ 1,528,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 11 $ 1,216,000
Union State Bank of Everest
PO BOX 105
EVEREST, KS 66424
* $ 216,869,000 11 $ 1,330,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ 10,000,000 10 $ 1,060,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 10 $ 1,389,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 10 $ 1,282,000
The Hamilton Bank
111 NORTH DAVIS, P.O. BOX 127
HAMILTON, MO 64644
* $ 53,568,000 9 $ 289,000
Community Mortgage, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ 512,000 8 $ 1,025,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 8 $ 879,000
Clay County Savings Bank
1178 W KANSAS
LIBERTY, MO 64068
* $ 97,289,000 8 $ 973,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 8 $ 1,070,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 8 $ 1,242,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 7 $ 745,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 6 $ 810,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 12,527,568,000 6 $ 717,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 6 $ 961,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ 10,000,000 6 $ 799,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 6 $ 847,000
Bankliberty
16 W FRANKLIN
LIBERTY, MO 64068
* $ 434,332,000 6 $ 539,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 6 $ 703,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 5 $ 876,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 514,118,000 5 $ 676,000
Lawson Bank
401 PENNSYLVANIA
LAWSON, MO 64062
* $ 119,962,000 5 $ 918,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 5 $ 748,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 5 $ 734,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 5 $ 650,000
Firstrust Mortgage, Inc
6710 W. 121ST STREET
OVERLAND PARK, KS 66209
* $ 6,198,000 4 $ 715,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 4 $ 520,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 4 $ 656,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 4 $ 738,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 4 $ 743,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 4 $ 482,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 4 $ 605,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,331,681,000 4 $ 713,000
First Community Bank
301 SE MAIN ST
LEE'S SUMMIT, MO 64063
* $ 638,293,000 4 $ 582,000
The Nodaway Valley Bank
P. O. BOX 7315, 402 N. BELT HWY
MARYVILLE, MO 64468
* $ 759,652,000 4 $ 151,000
First Bank of Missouri
7001 N. OAK STREET
GLADSTONE, MO 64118
* $ 518,477,000 4 $ 817,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 954,685,000 3 $ 380,000
Pony Express Bank
213 MAIN ST
BRAYMER, MO 64624
* $ 139,962,000 3 $ 325,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 3 $ 338,000
First Missouri Bank
PO BOX 190
BROOKFIELD, MO 64628
* $ 114,469,000 3 $ 444,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 3 $ 378,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,167,422,000 3 $ 358,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 374,787,000 3 $ 395,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 3 $ 437,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 3 $ 521,000
Arvest Bank

TULSA, OK 74103
* $ 12,527,568,000 3 $ 238,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 25,359,999,000 3 $ 398,000
Hnb National Bank
PO BOX 1107; 100 NORTH MAIN STREET
HANNIBAL, MO 63401
* $ 319,595,000 3 $ 106,000
Patriots Bank
913 WEST LIBERTY DR.
LIBERTY, MO 64068
* $ 85,076,000 3 $ 494,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 573,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 296,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 97,264,044,000 3 $ 471,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 2 $ 84,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 2 $ 275,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ 31,000,000 2 $ 220,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 2 $ 195,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 2 $ 772,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,283,070,000 2 $ 413,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 2 $ 279,000
South Central Illinois Mtg LLC
450 W. SIDE SQUARE
CARLINVILLE, IL 62626
* $ 366,232,000 2 $ 211,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 189,152,000 2 $ 395,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,115,825,000 2 $ 392,000
Independent Farmers Bank
PO BOX 128
MAYSVILLE, MO 64469
* $ 105,009,000 2 $ 222,000
Mortgage Solutions, LLC
19 RESEARCH PARK CT.
SAINT CHARLES, MO 63304
* $ 643,000,000 2 $ 232,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 2 $ 243,000
Bank Northwest
201 S DAVIS
HAMILTON, MO 64644
* $ 106,310,000 2 $ 171,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 2 $ 18,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 246,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 8,458,002,000 1 $ 352,000
Pony Express Community Bank
3702 FARARON STREET
SAINT JOSEPH, MO 64506
* $ 65,043,000 1 $ 200,000
Southwest Missouri Bank
300 WEST THIRD STREET
CARTHAGE, MO 64836
* $ 641,961,000 1 $ 71,000
Missouri Credit Union
111 EAST BROADWAY
COLUMBIA, MO 65203
* $ 223,219,000 1 $ 120,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 138,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 248,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 71,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 217,217,000 1 $ 220,000
Connections Bank
PO BOX 380
PLATTE CITY, MO 64079
* $ 94,199,000 1 $ 60,000
Prinsbank
508 3RD STREET, PO BOX 38
PRINSBURG, MN 56281
* $ 108,487,000 1 $ 223,000
Community First Bank
P.O. BOX 407
BUTLER, MO 64730
* $ 158,580,000 1 $ 183,000
Sm Federal Credit Union
PO BOX 498
MISSION, KS 66201
* $ 58,972,000 1 $ 156,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 1 $ 58,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,579,840,000 1 $ 107,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 1 $ 25,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 4,479,945,000 1 $ 135,000
BNC National Bank

BISMARCK, ND 58501
* $ 662,437,000 1 $ 110,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 141,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ 582,926,000 1 $ 41,000
Heartland Bank
212 SOUTH CENTRAL
ST. LOUIS, MO 63105
* $ 878,852,000 1 $ 154,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 66,063,531,000 1 $ 125,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 1 $ 42,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 889,265,000 1 $ 88,000
Southern Missouri Bank of Marshfield
PO BOX M 1292 BANNING ST
MARSHFIELD, MO 65706
* $ 102,032,000 1 $ 125,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 584,153,000 1 $ 95,000
Community Bank of Missouri
904 WALTON WAY
RICHMOND, MO 64085
* $ 49,491,000 1 $ 207,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,839,722,000 1 $ 332,000
Cnb Bank & Trust, N.A.
450 W SIDE SQ
CARLINVILLE, IL 62626
* $ 682,481,000 1 $ 116,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 648,887,000 1 $ 116,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,788,680,000 1 $ 320,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 1 $ 218,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 1 $ 102,000
Paramount Bond & Mortgage Co., Inc.
622 EMERSON RD SUITE 325
SAINT LOUIS, MO 63141
* $ 29,655,000 1 $ 192,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ 12,988,000 1 $ 72,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 139,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 1 $ 92,000
Catalyst Lending, Inc.
6530 S YOSEMITE STREET, SUITE 310
GREENWOOD VILLAGE, CO 80111
* $ 410,214,000 1 $ 77,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 128,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 118,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ 10,000,000 1 $ 120,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 43,000
Bankers Mortgage Corporation
7500 COLLEGE BOULEVARD, SUITE 1150
OVERLAND PARK, KS 66210
* $ 10,000,000 1 $ 184,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 222,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 130,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 270,000

The tables below break down 2012 mortgage applications in Clinton County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Clinton County, MO in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 781 $104,662,000 $134,000 $716,000 $63,000 $1,381,000
Home Purchase 386 $44,988,000 $116,000 $450,000 $54,000 $507,000
Home Improvement 69 $2,610,000 $37,000 $264,000 $59,000 $507,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 996 $124,007,000 $124,000 $716,000 $66,000 $1,381,000
Not applicable 127 $14,813,000 $116,000 $293,000 $11,000 $120,000
Not Provided 94 $11,686,000 $124,000 $368,000 $60,000 $336,000
Black or African American 5 $418,000 $83,000 $170,000 $33,000 $100,000
Hispanic 5 $486,000 $97,000 $159,000 $82,000 $129,000
American Indian or Alaskan Native 4 $457,000 $114,000 $198,000 $67,000 $108,000
Asian 4 $297,000 $74,000 $101,000 $50,000 $92,000
Native Hawaiian or Other Pacific Islander 1 $96,000 $96,000 $96,000 $49,000 $49,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 833 $101,081,000 $121,000 $716,000 $70,000 $1,381,000
FHA-insured (Federal Housing Administration) 214 $27,235,000 $127,000 $276,000 $37,000 $163,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 106 $12,001,000 $113,000 $281,000 $39,000 $83,000
VA-guaranteed (Veterans Administration) 83 $11,943,000 $143,000 $289,000 $43,000 $152,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 672 $83,557,000 $124,000 $716,000 $64,000 $523,000
Loan Purchased By The Institution 206 $26,357,000 $127,000 $293,000 $35,000 $176,000
Application Denied By Financial Institution 169 $18,622,000 $110,000 $360,000 $65,000 $664,000
Application Withdrawn By Applicant 117 $14,528,000 $124,000 $337,000 $58,000 $264,000
Application Approved But Not Accepted 42 $5,819,000 $138,000 $352,000 $66,000 $202,000
File Closed For Incompleteness 30 $3,377,000 $112,000 $450,000 $102,000 $1,381,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 39 $5,668,000 $145,000 $360,000 $83,000 $244,000
Credit History 30 $2,518,000 $83,000 $270,000 $57,000 $120,000
Debt-To-Income Ratio 24 $2,506,000 $104,000 $332,000 $50,000 $153,000
Other 12 $1,283,000 $106,000 $300,000 $58,000 $157,000
Credit Application Incomplete 5 $376,000 $75,000 $99,000 $183,000 $664,000
Employment History 4 $378,000 $94,000 $108,000 $60,000 $125,000
Unverifiable Information 3 $267,000 $89,000 $155,000 $86,000 $198,000
Mortgage Insurance Denied 2 $334,000 $167,000 $254,000 $59,000 $71,000
Insufficient Cash (Downpayment, Closing Cost) 1 $222,000 $222,000 $222,000 $56,000 $56,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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