Coles County IL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Unlock detailed Coles County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,470 |
| Total Mortgage Loan Application Amount | $154,439,000 |
| Average Mortgage Loan Application Amount | $105,000 |
| Highest Mortgage Loan Application Amount | $5,440,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $1,068,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| FIRST MID BANK & TRUST, NATIONAL ASSOCIATION 1515 CHARLESTON AVE, PO BOX 499 MATTOON, IL 61938 |
* | $ 1,492,752,000 | 331 | $ 35,597,000 |
| PRAIRIE STATE BANK AND TRUST 3751 W. WABASH AVE SPRINGFIELD, IL 62711 |
* | $ 632,958,000 | 279 | $ 31,076,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 111 | $ 9,646,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 69 | $ 7,782,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,161,490,000,000 | 61 | $ 7,453,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,288,658,000,000 | 54 | $ 4,205,000 |
| UNITED COMMUNITY BANK 104 N MACOUPIN CHATHAM, IL 62033 |
* | $ 954,685,000 | 52 | $ 5,478,000 |
| PEOPLES BANK & TRUST 200 S LOCUST, PO BOX 350 PANA, IL 62557 |
* | $ 297,452,000 | 45 | $ 5,411,000 |
| US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,997,931,000 | 38 | $ 2,416,000 |
| MIDWEST AMERICA FEDERAL CREDIT UNION 1104 MEDICAL PARK DR FORT WAYNE, IN 46825 |
* | $ 465,480,000 | 32 | $ 2,107,000 |
| FIRST FINANCIAL BANK, NATIONAL ASSOCIATION 1401 S. THIRD ST. TERRE HAUTE, IN 47802 |
* | $ 2,854,392,000 | 31 | $ 2,983,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 21 | $ 1,622,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 263,309,559,000 | 19 | $ 2,295,000 |
| FIRST BANK & TRUST, IL 101 S CENTRAL AVE PO BOX 880 PARIS, IL 61944 |
* | $ 392,552,000 | 19 | $ 6,020,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,459,157,302,000 | 19 | $ 1,505,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 15 | $ 1,106,000 |
| NATIONAL PENN BANK PO BOX 547 BOYERTOWN, PA 19512 |
* | $ 8,395,863,000 | 13 | $ 64,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 52,181,685,000 | 12 | $ 1,725,000 |
| BUSEY BANK 100 W UNIVERSITY AVE CHAMPAIGN, IL 61820 |
* | $ 3,345,575,000 | 12 | $ 1,777,000 |
| MIDLAND STATES BANK 1201 NETWORK CENTRE DRIVE EFFINGHAM, IL 62401 |
* | $ 1,510,045,000 | 10 | $ 1,233,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 114,540,379,000 | 9 | $ 1,049,000 |
| SCOTT STATE BANK 101 W MAIN ST BETHANY, IL 62549 |
* | $ 94,769,000 | 7 | $ 379,000 |
| ILLINI BANK 3200 W. ILES AVENUE SPRINGFIELD, IL 62711 |
* | $ 257,112,000 | 7 | $ 745,000 |
| MARINE BANK 3050 WABASH AVENUE SPRINGFIELD, IL 62704 |
* | $ 600,441,000 | 7 | $ 844,000 |
| FIFTH THIRD BANK 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 114,540,379,000 | 6 | $ 398,000 |
| HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 6 | $ 756,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 5 | $ 511,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 123,368,203,000 | 5 | $ 480,000 |
| FIRST STATE BANK AND TRUST 201 W MAIN ST MONTICELLO, IL 61856 |
* | $ 227,770,000 | 5 | $ 421,000 |
| LAND OF LINCOLN CREDIT UNION 3130 E MOUND RD DECATUR, IL 62526 |
* | $ 158,204,000 | 4 | $ 288,000 |
| CITIZENS NATIONAL BANK 110 W. COURT STREET PARIS, IL 61944 |
* | $ 207,712,000 | 4 | $ 287,000 |
| LONGVIEW BANK 102 S EAST AVE P.O.BOX 47 OGDEN, IL 61859 |
* | $ 57,226,000 | 4 | $ 269,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 4 | $ 502,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 4 | $ 294,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 4 | $ 386,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 4 | $ 295,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,736,579,000 | 4 | $ 204,000 |
| THE FISHER NATIONAL BANK 1710 S NEIL ST SUITE 3 FISHER, IL 61820 |
* | $ 78,906,000 | 4 | $ 635,000 |
| FIRST FARMERS BANK & TRUST CO. 123 N. JEFFERSON STREET CONVERSE, IN 46919 |
* | $ 912,462,000 | 4 | $ 227,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,790,194,000 | 3 | $ 140,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 85,381,954,000 | 3 | $ 318,000 |
| BANK OF HILLSBORO, NATIONAL ASSOCIATION PO BOX 310 HILLSBORO, IL 62049 |
* | $ 310,441,000 | 3 | $ 106,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 3 | $ 224,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,623,469,000 | 3 | $ 326,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 3 | $ 365,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 3 | $ 447,000 |
| TOWN & COUNTRY BANC MORTGAGE SERVICES, INC. 3601 W WABASH AVE SPRINGFIELD, IL 62711 |
* | $ 237,850,000 | 3 | $ 459,000 |
| PROSPECT BANK PO BOX 400 PARIS, IL 61944 |
* | $ 312,554,000 | 3 | $ 261,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 240,651,000 | 3 | $ 370,000 |
| HEARTLAND BANK AND TRUST COMPANY 401 N HERSHEY RD BLOOMINGTON, IL 61704 |
* | $ 1,943,815,000 | 3 | $ 443,000 |
| 1ST ADVANTAGE MORTGAGE 701 E 22ND ST, STE 125 LOMBARD, IL 60148 |
* | $ 10,000,000 | 2 | $ 243,000 |
| SERVICE FINANCE COMPANY, LLC 555 S FEDERAL HIGHWAY SUITE 200 BOCA RATON, FL 33432 |
* | $ 10,000,000 | 2 | $ 24,000 |
| BANK OF SPRINGFIELD 2600 STEVENSON DRIVE SPRINGFIELD, IL 62703 |
* | $ 727,866,000 | 2 | $ 502,000 |
| UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION 2201 S FIRST ST CHAMPAIGN, IL 61820 |
* | $ 263,810,000 | 2 | $ 232,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 2,123,880,000 | 2 | $ 75,000 |
| CASEY STATE BANK 305-307 NORTH CENTRAL AVENUE CASEY, IL 62420 |
* | $ 234,844,000 | 2 | $ 94,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 2 | $ 72,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 2 | $ 75,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 2 | $ 203,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 46,925,466,000 | 2 | $ 248,000 |
| THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND 7007 BROADWAY AVENUE CLEVELAND, OH 44105 |
* | $ 11,018,418,000 | 2 | $ 298,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 195,395,000 | 2 | $ 32,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 2 | $ 118,000 |
| SOUTH CENTRAL ILLINOIS MTG LLC 450 W. SIDE SQUARE CARLINVILLE, IL 62626 |
* | $ 366,232,000 | 2 | $ 155,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 1,283,070,000 | 2 | $ 224,000 |
| GRAND BANK, NATIONAL ASSOCIATION 2297 HWY 33 HAMILTON, NJ 08690 |
* | $ 341,507,000 | 1 | $ 130,000 |
| VIEWPOINT BANK, N.A. 1309 W 15TH, SUITE 302 PLANO, TX 75075 |
* | $ 3,179,743,000 | 1 | $ 121,000 |
| FIRST MARINER BANK 3301 BOSTON STREET BALTIMORE, MD 21224 |
* | $ 1,179,394,000 | 1 | $ 339,000 |
| STIFEL BANK & TRUST 501 N BROADWAY ST LOUIS, MO 63141 |
* | $ 2,304,426,000 | 1 | $ 132,000 |
| FIRST CHOICE BANK 669 WHITEHEAD ROAD LAWRENCEVILLE, NJ 08648 |
* | $ 669,292,000 | 1 | $ 82,000 |
| BBMC MORTGAGE, LLC 100 W. 22ND ST LOMBARD, IL 60148 |
* | $ 149,000,000 | 1 | $ 168,000 |
| FIRST CHOICE LOAN SERVICES INC. ONE TOWER CENTER, FLOOR #18 EAST BRUNSWICK, NJ 08816 |
* | $ 669,000,000 | 1 | $ 293,000 |
| MIDWEST BANK 200 EAST BROADWAY, P.O. BOX 440 MONMOUTH, IL 61462 |
* | $ 417,673,000 | 1 | $ 62,000 |
| HICKORY POINT BANK & TRUST FSB 225 N WATER STREET DECATUR, IL 62523 |
* | $ 632,093,000 | 1 | $ 72,000 |
| JACKSONVILLE SAVINGS BANK 1211 WEST MORTON AVE JACKSONVILLE, IL 62650 |
* | $ 307,210,000 | 1 | $ 40,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 13,039,950,000 | 1 | $ 60,000 |
| ING BANK, FSB / CAPITAL ONE 11130 INDUSTRIPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 92,212,498,000 | 1 | $ 50,000 |
| JAMES B. NUTTER & CO. 4153 BROADWAY KANSAS CITY, MO 64111 |
* | $ 31,000,000 | 1 | $ 179,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ 10,000,000 | 1 | $ 135,000 |
| AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 1 | $ 73,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ 5,889,539,000 | 1 | $ 121,000 |
| LSI MORTGAGE PLUS 6470 E JOHNS CROSSING STE 400 DULUTH, GA 30097 |
* | $ 1,704,000 | 1 | $ 146,000 |
| CALIBER FUNDING LLC 6031 CONNECTION DRIVE, SUITE 200 IRVING, TX 75039 |
* | $ 37,112,000 | 1 | $ 88,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 1 | $ 80,000 |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION 582 OAKWOOD AVE LAKE FOREST, IL 60045 |
* | $ 12,837,000 | 1 | $ 84,000 |
| GFS CAPITAL 6499 HAVENWOOD CIRCLE HUNTINGTON BEACH, CA 92648 |
* | $ 10,000,000 | 1 | $ 82,000 |
| SIRVA MORTGAGE, INC. 6200 OAK TREE BLVD STE 300 UPPER ARLINGTON, OH 44131 |
* | $ 101,315,000 | 1 | $ 128,000 |
| CHICAGO MORTGAGE SOLUTIONS LLC 9525 W BRYN MAWR AVE ROSEMONT, IL 60018 |
* | $ 10,000,000 | 1 | $ 70,000 |
| MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 1 | $ 99,000 |
| DAS ACQUISITION COMPANY, LLC 12140 WOODCREST EXECUTIVE DRIVE, STE 150 SAINT LOUIS, MO 63141 |
* | $ 37,000,000 | 1 | $ 136,000 |
| COUNTRYPLACE MORTGAGE, LTD. 15301 SPECTRUM DR. STE 550 AUSTIN, TX 75001 |
* | $ 10,000,000 | 1 | $ 85,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ 3,642,000 | 1 | $ 186,000 |
| CMCO MORTGAGE, LLC DBA HOME LE 7851 FREEWAY CIRCLE MIDDLEBURG HEIGHTS, OH 44130 |
* | $ 10,000,000 | 1 | $ 158,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 86,198,836,000 | 1 | $ 145,000 |
| BMO BANK NATIONAL ASSOCIATION 111 W. MONROE CHICAGO, IL 60603 |
* | $ 97,264,044,000 | 1 | $ 190,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 1 | $ 293,000 |
| PLATINUM HOME MORTGAGE CORPORATION 2200 HICKS RD, STE 101 SPRINGFIELD, IL 60008 |
* | $ 10,000,000 | 1 | $ 140,000 |
| FIRST NATIONAL BANK OF OMAHA 1620 DODGE STREET OMAHA, NE 68197 |
* | $ 13,433,098,000 | 1 | $ 142,000 |
| COMMERCE BANK 922 WALNUT, TB 12-1 KANSAS CITY, MO 64106 |
* | $ 20,493,569,000 | 1 | $ 44,000 |
| PURDUE 1551 WIN HENTSCHEL BLVD., PO BOX 2433 WEST LAFAYETTE, IN 47906 |
* | $ 699,615,000 | 1 | $ 232,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,898,665,000 | 1 | $ 41,000 |
| THE GERBER STATE BANK PO BOX 410 ARGENTA, IL 62501 |
* | $ 69,977,000 | 1 | $ 64,000 |
| BANK & TRUST COMPANY 401 N MADISON LITCHFIELD, IL 62056 |
* | $ 258,445,000 | 1 | $ 180,000 |
| HERITAGE STATE BANK 2201 JAMES STREET LAWRENCEVILLE, IL 62439 |
* | $ 71,213,000 | 1 | $ 135,000 |
| MOUND CITY BANK 25 E PINE STREET PLATTEVILLE, WI 53818 |
* | $ 252,684,000 | 1 | $ 272,000 |
| F&M BANK 50 FRANKLIN ST CLARKSVILLE, TN 37040 |
* | $ 790,637,000 | 1 | $ 99,000 |
| PETEFISH, SKILES & CO. 102 W. BEARDSTOWN ST. VIRGINIA, IL 62691 |
* | $ 179,384,000 | 1 | $ 8,000 |
| STATE BANK OF BEMENT 180 E. BODMAN ST BEMENT, IL 61813 |
* | $ 77,596,000 | 1 | $ 130,000 |
| WARREN-BOYNTON STATE BANK 702 W ILLINOIS ST, PO BOX 19 NEW BERLIN, IL 62670 |
* | $ 124,592,000 | 1 | $ 34,000 |
| HOMESTAR BANK AND FINANCIAL SERVICES 3 DIVERSATECH DR MANTENO, IL 60950 |
* | $ 365,390,000 | 1 | $ 193,000 |
| DITECH MORTGAGE CORP 1100 VIRGINIA DRIVE, SUITE 100 FT. WASHINGTON, PA 19034 |
* | $ 5,720,000 | 1 | $ 41,000 |
| PREMIER HOME MORTGAGE, INC. 3024 TOWER RD RAPID CITY, SD 57701 |
* | $ 20,569,000 | 1 | $ 62,000 |
| BAXTER CREDIT UNION 340 N MILWAUKEE AVE VERNON HILLS, IL 60061 |
* | $ 1,580,221,000 | 1 | $ 39,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 1 | $ 117,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Coles County IL in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 856 | $101,629,000 | $118,000 | $5,440,000 | $78,000 | $1,068,000 |
| Home Purchase | 458 | $46,618,000 | $101,000 | $1,447,000 | $60,000 | $600,000 |
| Home Improvement | 156 | $6,192,000 | $39,000 | $236,000 | $54,000 | $257,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,310 | $130,750,000 | $99,000 | $1,777,000 | $72,000 | $1,068,000 |
| Not applicable | 72 | $14,988,000 | $208,000 | $5,440,000 | $22,000 | $200,000 |
| Not Provided | 47 | $4,191,000 | $89,000 | $324,000 | $65,000 | $460,000 |
| Asian | 17 | $2,163,000 | $127,000 | $305,000 | $86,000 | $225,000 |
| Hispanic | 16 | $1,204,000 | $75,000 | $339,000 | $63,000 | $350,000 |
| Black or African American | 7 | $850,000 | $121,000 | $225,000 | $78,000 | $170,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $293,000 | $293,000 | $293,000 | $356,000 | $356,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,144 | $123,038,000 | $107,000 | $5,440,000 | $76,000 | $646,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 161 | $13,381,000 | $83,000 | $183,000 | $42,000 | $433,000 |
| FHA-insured (Federal Housing Administration) | 109 | $11,454,000 | $105,000 | $636,000 | $43,000 | $208,000 |
| VA-guaranteed (Veterans Administration) | 56 | $6,566,000 | $117,000 | $351,000 | $68,000 | $1,068,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 979 | $112,343,000 | $114,000 | $5,440,000 | $75,000 | $600,000 |
| Application Denied By Financial Institution | 189 | $15,136,000 | $80,000 | $320,000 | $59,000 | $460,000 |
| Loan Purchased By The Institution | 157 | $12,912,000 | $82,000 | $636,000 | $35,000 | $173,000 |
| Application Withdrawn By Applicant | 95 | $9,097,000 | $95,000 | $324,000 | $86,000 | $1,068,000 |
| Application Approved But Not Accepted | 37 | $3,310,000 | $89,000 | $275,000 | $76,000 | $423,000 |
| File Closed For Incompleteness | 13 | $1,641,000 | $126,000 | $279,000 | $105,000 | $410,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 63 | $4,010,000 | $63,000 | $320,000 | $63,000 | $433,000 |
| Debt-To-Income Ratio | 28 | $2,179,000 | $77,000 | $219,000 | $37,000 | $100,000 |
| Collateral | 26 | $2,304,000 | $88,000 | $182,000 | $58,000 | $126,000 |
| Other | 10 | $885,000 | $88,000 | $181,000 | $111,000 | $460,000 |
| Credit Application Incomplete | 8 | $1,149,000 | $143,000 | $283,000 | $100,000 | $183,000 |
| Unverifiable Information | 5 | $578,000 | $115,000 | $204,000 | $71,000 | $206,000 |
| Employment History | 4 | $239,000 | $59,000 | $85,000 | $41,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $405,000 | $101,000 | $145,000 | $96,000 | $208,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.