Unlock detailed Colfax County NM mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in New Mexico.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 708 |
| Total Mortgage Loan Application Amount | $118,717,000 |
| Average Mortgage Loan Application Amount | $167,000 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $108,000 |
| Highest Applicant Income | $1,960,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| INBANK 200 SOUTH SECOND STREET, PO DRAWER 1028 RATON, NM 87740 |
* | $ 315,059,000 | 131 | $ 9,849,000 |
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 86 | $ 13,162,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 71 | $ 10,588,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 66 | $ 11,871,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 37,922,355,000 | 24 | $ 4,347,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 24 | $ 5,268,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 23 | $ 4,418,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 55,302,902,000 | 13 | $ 2,343,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 12 | $ 3,206,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 276,376,130,000 | 10 | $ 1,910,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 9 | $ 1,708,000 |
| BANK OF ALBUQUERQUE, NA PO BOX 2300 TULSA, OK 74102 |
* | $ 1,586,835,000 | 7 | $ 1,333,000 |
| MERRILL LYNCH CREDIT CORP 4500 PARK GRANADA CA7-910-01-24 CALABASAS, CA 91302 |
* | $ 2,223,299,000 | 6 | $ 1,875,000 |
| CHARLES SCHWAB BANK 211 MAIN STREET SAN FRANCISCO, CA 94105 |
* | $ 43,242,751,000 | 6 | $ 1,863,000 |
| CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 6 | $ 310,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 6 | $ 666,000 |
| STATE EMPLOYEES CREDIT UNION 813 ST. MICHAELS DR. SANTA FE, NM 87505 |
* | $ 268,288,000 | 5 | $ 515,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ 100,000,000 | 5 | $ 912,000 |
| VANDERBILT MORTGAGE 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 5 | $ 504,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 5 | $ 438,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 5 | $ 1,003,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 4,542,636,000 | 5 | $ 1,194,000 |
| LOS ALAMOS NATIONAL BANK 1200 TRINITY DR. LOS ALAMOS, NM 87544 |
* | $ 1,668,477,000 | 5 | $ 986,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,483,100,000 | 5 | $ 1,180,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 5,122,657,000 | 5 | $ 1,042,000 |
| PENTAGON FEDERAL CREDIT UNION 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 13,969,885,000 | 4 | $ 788,000 |
| FIRST UNITED BANK 5802 4TH STREET DIMMITT, TX 79416 |
* | $ 896,528,000 | 4 | $ 1,797,000 |
| COLONIAL SAVINGS, F. A. P. O. BOX 2988 FORT WORTH, TX 76113 |
* | $ 964,882,000 | 3 | $ 595,000 |
| NATIONAL BANK OF KANSAS CITY 10700 NALL AVENUE OVERLAND PARK, KS 66211 |
* | $ 708,191,000 | 3 | $ 1,002,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 90,293,933,000 | 3 | $ 886,000 |
| PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 260,309,849,000 | 3 | $ 710,000 |
| AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 3 | $ 738,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 3 | $ 719,000 |
| MASON MCDUFFIE MORTGAGE CORP 2010 CROW CANYON PLACE, SUITE 400 SAN RAMON, CA 94583 |
* | $ 1,300,000 | 2 | $ 491,000 |
| FIRST FINANCIAL CREDIT UNION 601 TIJERAS NW ALBUQUERQUE, NM 87102 |
* | $ 383,635,000 | 2 | $ 338,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 2 | $ 250,000 |
| DHI MORTGAGE COMPANY, LTD. 10700 PECAN PARK BLVD, SUITE 450 DALLAS, TX 78750 |
* | $ 10,000,000 | 2 | $ 366,000 |
| MOUNTAIN AMERICA FEDERAL CREDIT UNION 7181 SOUTH CAMPUS VIEW DRIVE SANDY, UT 84084 |
* | $ 2,771,881,000 | 2 | $ 87,000 |
| MORTGAGE SOLUTIONS OF CO, LLC 5455 N UNION BLVD # 105 COLORADO SPRINGS, CO 80918 |
* | $ 10,000,000 | 2 | $ 397,000 |
| SUBURBAN MORTGAGE CO OF NM 9401 JERONIMO ROAD STE 200 IRVINE, CA 92618 |
* | $ 10,000,000 | 2 | $ 275,000 |
| GREAT WESTERN FINANCIAL SERVICES, INC. 5408 W PLANO PKWY PLANO, TX 75093 |
* | $ 10,000,000 | 2 | $ 648,000 |
| LSI MORTGAGE PLUS 6470 E JOHNS CROSSING STE 400 DULUTH, GA 30097 |
* | $ 1,704,000 | 2 | $ 298,000 |
| WESTSTAR MORTGAGE CORPORATION 6363 NORTH STATE HIGHWAY 161 ALBUQUERQUE, NM 75038 |
* | $ 26,864,000 | 2 | $ 232,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 2 | $ 422,000 |
| MICHIGAN MUTUAL, INC. 911 MILITARY STREET PORT HURON, MI 48060 |
* | $ 35,000,000,000 | 2 | $ 242,000 |
| AFFILIATED BANK 500 HARWOOD RD BEDFORD, TX 76021 |
* | $ 164,626,000 | 2 | $ 366,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 16,157,711,000 | 2 | $ 67,000 |
| AMARILLO NATIONAL BANK 410 S TAYLOR STREET AMARILLO, TX 79101 |
* | $ 2,792,382,000 | 2 | $ 356,000 |
| HOME SAVINGS OF AMERICA 35 E BROADWAY LITTLE FALLS, MN 56345 |
* | $ 477,531,000 | 2 | $ 589,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 164,340,844,000 | 2 | $ 468,000 |
| ARVEST MORTGAGE COMPANY 931 W MONROE LOWELL, AR 72745 |
* | $ 11,319,023,000 | 1 | $ 120,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 112,736,105,000 | 1 | $ 550,000 |
| TRUITY FEDERAL CREDIT UNION 501 S JOHNSTONE BARTLESVILLE, OK 74003 |
* | $ 499,993,000 | 1 | $ 195,000 |
| CITIZENS NATIONAL BANK OF TEXAS P. O. BOX 717 WAXAHACHIE, TX 75168 |
* | $ 507,503,000 | 1 | $ 49,000 |
| BANK OF OKLAHOMA, NA PO BOX 2300 TULSA, OK 74102 |
* | $ 16,430,404,000 | 1 | $ 62,000 |
| CAPITAL ONE NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 127,360,045,000 | 1 | $ 30,000 |
| LUBBOCK NATIONAL BANK 4811 50TH LUBBOCK, TX 79414 |
* | $ 715,690,000 | 1 | $ 192,000 |
| WOODFOREST NATIONAL BANK 25231 GROGAN'S MILL ROAD THE WOODLANDS, TX 77380 |
* | $ 3,192,761,000 | 1 | $ 167,000 |
| AMEGY BANK OF TEXAS, NA 4400 POST OAK PKY, 6TH FL HOUSTON, TX 77027 |
* | $ 11,089,282,000 | 1 | $ 300,000 |
| FIRST AMERICAN BANK 303 W MAIN ST ARTESIA, NM 88210 |
* | $ 577,362,000 | 1 | $ 315,000 |
| FIRSTBANK SOUTHWEST 2401 S. GEORGIA AMARILLO, TX 79109 |
* | $ 701,647,000 | 1 | $ 295,000 |
| BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-N MONTEREY PARK, CA 91755 |
* | $ 60,000,590,000 | 1 | $ 397,000 |
| HERRING BANK 2201 CIVIC CIRCLE AMARILLO, TX 79109 |
* | $ 496,617,000 | 1 | $ 853,000 |
| HAPPY STATE BANK 701 S TAYLOR, LB 120 AMARILLO, TX 79101 |
* | $ 1,320,666,000 | 1 | $ 162,000 |
| NORTH AMERICAN SAVINGS BANK 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,506,113,000 | 1 | $ 246,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 1 | $ 386,000 |
| AFFILIATED MORTGAGE COMPANY 1301 HUDSON LANE MONROE, LA 71201 |
* | $ 212,423,000 | 1 | $ 110,000 |
| CHEVRON FEDERAL CREDIT UNION 500 12TH STREET SUITE 200 OAKLAND, CA 94607 |
* | $ 1,402,014,000 | 1 | $ 300,000 |
| FARMERS & STOCKMENS BANK 22 MAPLE STREET CLAYTON, NM 88415 |
* | $ 63,300,000 | 1 | $ 25,000 |
| CORNHUSKER BANK P O BOX 80009 LINCOLN, NE 68501 |
* | $ 328,516,000 | 1 | $ 417,000 |
| NEW YORK COMMUNITY BANK 1 JERICHO PLAZA JERICHO, NY 11753 |
* | $ 40,150,052,000 | 1 | $ 240,000 |
| AMERICAN STATE BANK 1401 AVENUE Q LUBBOCK, TX 79401 |
* | $ 2,404,212,000 | 1 | $ 135,000 |
| BENCHMARK BANK 5700 LEGACY DRIVE STE. 10 PLANO, TX 75024 |
* | $ 356,615,000 | 1 | $ 417,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 39,610,194,000 | 1 | $ 55,000 |
| NEW MEXICO BANK & TRUST 320 GOLD SW STE 100 ALBUQUERQUE, NM 87102 |
* | $ 868,295,000 | 1 | $ 197,000 |
| RED RIVER BANK 1412 CENTRE COURT DRIVE ALEXANDRIA, LA 71301 |
* | $ 795,889,000 | 1 | $ 948,000 |
| UBS BANK, USA 299 SOUTH MAIN STREET - SUITE 2275 SALT LAKE CITY, UT 84111 |
* | $ 30,049,614,000 | 1 | $ 566,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 8,059,724,000 | 1 | $ 207,000 |
| LYDIAN PRIVATE BANK 3801 PGA BLVD SUITE 700 PALM BEACH GARDENS, FL 33410 |
* | $ 2,117,304,000 | 1 | $ 107,000 |
| GRAND BANK OF TEXAS P O BOX 530087 GRAND PRAIRIE, TX 75053 |
* | $ 115,386,000 | 1 | $ 150,000 |
| ONEWEST BANK, FSB 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 23,286,247,000 | 1 | $ 288,000 |
| EVERHOME MORTGAGE COMPANY 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 3,027,261,000 | 1 | $ 150,000 |
| COMMUNITY FIRST NATIONAL BANK 215 S SETH CHILD RD MANHATTAN, KS 66502 |
* | $ 128,019,000 | 1 | $ 63,000 |
| LANDMARK NATIONAL BANK 701 POYNTZ AVE MANHATTAN, KS 66502 |
* | $ 582,323,000 | 1 | $ 219,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 14,106,965,000 | 1 | $ 206,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,161,361,000,000 | 1 | $ 45,000 |
| REPUBLIC BANK & TRUST 401 W. MAIN NORMAN, OK 73069 |
* | $ 330,351,000 | 1 | $ 250,000 |
| BANCFIRST 101 NORTH BROADWAY AVENUE OKLAHOMA CITY, OK 73102 |
* | $ 4,369,210,000 | 1 | $ 115,000 |
| CENTURY BANK PO BOX 1507 SANTA FE, NM 87504 |
* | $ 499,497,000 | 1 | $ 198,000 |
| EDWARD JONES MORTGAGE, LLC 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,783,443,000 | 1 | $ 139,000 |
| CAPWEST MORTGAGE CORPORATION 14231 METCALF AVE. STE. 200 OVERLAND PARK, KS 66223 |
* | $ 629,176,000 | 1 | $ 360,000 |
| WINTRUST MORTGAGE CORPORATION 660 MIDWEST RD SUITE 100 OAK BROOK TERRACE, IL 60181 |
* | $ 300,000,000 | 1 | $ 400,000 |
| BANK OF COMMERCE PO BOX 29 CHELSEA, OK 74016 |
* | $ 145,244,000 | 1 | $ 240,000 |
| PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 343,272,000 | 1 | $ 134,000 |
| REGIONS BANK 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 138,006,763,000 | 1 | $ 285,000 |
| FIRST COMMUNITY BANK PO BOX 3686 ALBUQUERQUE, NM 87190 |
* | $ 2,740,524,000 | 1 | $ 394,000 |
| SOUTHWEST BANK 4100 INTERNATIONAL PLAZA, STE 900 FORT WORTH, TX 76109 |
* | $ 773,656,000 | 1 | $ 177,000 |
| M&T BANK 1 M&T PLAZA -15TH FLOOR BUFFALO, NY 14203 |
* | $ 67,860,327,000 | 1 | $ 215,000 |
| L&G MORTGAGEBANC, INC 8737 EAST VIA DE COMMERCIO SCOTTSDALE, AZ 85258 |
* | $ 18,075,000 | 1 | $ 386,000 |
| W. J. BRADLEY MORTGAGE CAPITAL 6465 GREENWOOD PLAZA BLVD, SUITE 500 CENTENNIAL, CO 80111 |
* | $ 10,000,000 | 1 | $ 346,000 |
| SUPERIOR MORTGAGE SERVICES LLC 8300 CARMEL AVE NE, STE 203 ALBUQUERQUE, NM 87122 |
* | $ 10,000,000 | 1 | $ 264,000 |
| PINNACLE MORTGAGE GROUP, INC. 3605 SOUTH TELLER ST LAKEWOOD, CO 80235 |
* | $ 10,000,000 | 1 | $ 220,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 1 | $ 170,000 |
| CHERRY CREEK MORTGAGE CO., INC 7600 EAST ORCHARD RD., STE 250-N GREENWOOD VILLAGE, CO 80111 |
* | $ 10,000,000 | 1 | $ 151,000 |
| LEADERONE FINANCIAL CORPORATION 7500 COLLEGE BLVD SUITE 1150 TOPEKA, KS 66210 |
* | $ 100,000,000 | 1 | $ 77,000 |
| WILLOW BEND MORTGAGE COMPANY, LLC 5800 W PLANO PKWY STE 105 PLANO, TX 75093 |
* | $ 22,642,000 | 1 | $ 417,000 |
| CENDERA FUNDING INC. 3600 BENBROOK HWY FORT WORTH, TX 76116 |
* | $ 1,141,000 | 1 | $ 296,000 |
| AMERICAHOMEKEY, INC 3838 OAK LAWN STE 1050 DALLAS, TX 75219 |
* | $ 10,000,000 | 1 | $ 304,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 1 | $ 235,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 1 | $ 158,000 |
| RMC VANGUARD 7670 WOODWAY, SUITE 162 HOUSTON, TX 77063 |
* | $ 20,000,000 | 1 | $ 165,000 |
| GENERATION MORTGAGE COMPANY 3565 PIEDMONT ROAD, NE STE. 300 ATLANTA, GA 30305 |
* | $ 73,926,000 | 1 | $ 264,000 |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. 10800 MAIN STREET WILMINGTON, DE 22030 |
* | $ 435,000,000 | 1 | $ 152,000 |
| EMM LOANS LLC 3 EXECUTIVE CAMPUS, SUITE 520 CHERRY HILL, NJ 08002 |
* | $ 10,000,000 | 1 | $ 277,000 |
| ENVOY MORTGAGE, LTD 5100 WESTHEIMER RD, STE 320 AUSTIN, TX 77056 |
* | $ 10,000,000 | 1 | $ 120,000 |
| PULTE MORTGAGE LLC 7390 SOUTH IOLA STREET ENGLEWOOD, CO 80112 |
* | $ 31,000,000 | 1 | $ 236,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 1 | $ 76,000 |
| SOUTHWEST STAGE FUNDING LLC 6816 EAST BROWN ROAD MESA, AZ 85207 |
* | $ 5,889,539,000 | 1 | $ 96,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ 3,125,000 | 1 | $ 36,000 |
| OXFORD LENDING GROUP, LLC 1 EAST CAMPUS VIEW BLVD STE #200 COLUMBUS, OH 43235 |
* | $ 700,000,000 | 1 | $ 160,000 |
| MORTGAGE RESEARCH CENTER, LLC 2101 CHAPEL PLAZA COURT SUITE 107 COLUMBIA, MO 65203 |
* | $ 880,000,000 | 1 | $ 125,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 1 | $ 149,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 438 | $84,755,000 | $193,000 | $1,200,000 | $112,000 | $860,000 |
| Home Purchase | 210 | $31,414,000 | $149,000 | $853,000 | $107,000 | $860,000 |
| Home Improvement | 60 | $2,548,000 | $42,000 | $300,000 | $83,000 | $1,960,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 418 | $80,155,000 | $191,000 | $1,200,000 | $132,000 | $860,000 |
| Hispanic | 164 | $12,869,000 | $78,000 | $386,000 | $62,000 | $1,960,000 |
| Not Provided | 80 | $16,582,000 | $207,000 | $679,000 | $125,000 | $600,000 |
| Not applicable | 37 | $8,074,000 | $218,000 | $400,000 | $9,000 | $153,000 |
| American Indian or Alaskan Native | 4 | $442,000 | $110,000 | $127,000 | $76,000 | $149,000 |
| Asian | 3 | $588,000 | $196,000 | $356,000 | $128,000 | $300,000 |
| Black or African American | 1 | $4,000 | $4,000 | $4,000 | $15,000 | $15,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $3,000 | $3,000 | $3,000 | $19,000 | $19,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 583 | $101,661,000 | $174,000 | $1,200,000 | $119,000 | $1,960,000 |
| FHA-insured (Federal Housing Administration) | 81 | $10,178,000 | $125,000 | $277,000 | $58,000 | $228,000 |
| VA-guaranteed (Veterans Administration) | 25 | $4,849,000 | $193,000 | $599,000 | $68,000 | $248,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $2,029,000 | $106,000 | $270,000 | $35,000 | $72,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 353 | $58,833,000 | $166,000 | $948,000 | $128,000 | $1,960,000 |
| Application Denied By Financial Institution | 147 | $23,590,000 | $160,000 | $1,200,000 | $76,000 | $350,000 |
| Loan Purchased By The Institution | 83 | $18,031,000 | $217,000 | $599,000 | $97,000 | $600,000 |
| Application Withdrawn By Applicant | 63 | $8,940,000 | $141,000 | $679,000 | $102,000 | $600,000 |
| Application Approved But Not Accepted | 40 | $5,476,000 | $136,000 | $417,000 | $84,000 | $228,000 |
| File Closed For Incompleteness | 22 | $3,847,000 | $174,000 | $417,000 | $89,000 | $439,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 28 | $4,702,000 | $167,000 | $725,000 | $106,000 | $350,000 |
| Credit History | 26 | $2,994,000 | $115,000 | $500,000 | $57,000 | $251,000 |
| Debt-To-Income Ratio | 26 | $7,082,000 | $272,000 | $644,000 | $87,000 | $267,000 |
| Credit Application Incomplete | 21 | $3,809,000 | $181,000 | $388,000 | $78,000 | $285,000 |
| Other | 10 | $1,190,000 | $119,000 | $361,000 | $117,000 | $236,000 |
| Unverifiable Information | 1 | $117,000 | $117,000 | $117,000 | $48,000 | $48,000 |
| Employment History | 1 | $66,000 | $66,000 | $66,000 | $39,000 | $39,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.