Columbia County, NY Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 2,144 mortgage applications in Columbia County, NY totaling $413.1 million, down 10% from 2010. The average application was for $192,000, and applicants reported an average income of $121,000. 47% of applications resulted in an originated loan and 21% were denied. The most active lender was Wells Fargo Bank NA, with 237 applications, followed by First Niagara Bank and Homestead Funding Corp..

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Total Number of Mortgage Applications 2,144
Total Mortgage Loan Application Amount $413,122,000
Average Mortgage Loan Application Amount $192,000
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $121,000
Highest Applicant Income $3,763,000

Mortgage Company List for Lending in Columbia County, NY for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 237 $ 45,496,000
First Niagara Bank
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 30,804,513,000 158 $ 27,924,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 145 $ 24,467,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 113 $ 28,117,000
Trustco Bank
6 METRO PARK ROAD
ALBANY, NY 12205
* $ 3,960,408,000 105 $ 18,062,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 87 $ 17,444,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 85,930,126,000 82 $ 12,795,000
Sefcu Services, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12205
* $ 10,000,000 75 $ 13,548,000
The Bank of Greene County
341 MAIN STREET
CATSKILL, NY 12414
* $ 530,724,000 64 $ 10,437,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 55 $ 10,189,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 49 $ 9,787,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 48 $ 8,341,000
Broadview Federal Credit Union
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 2,118,108,000 46 $ 2,874,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 179,970,802,000 41 $ 9,037,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 39 $ 10,389,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 39 $ 6,787,000
The National Union Bank of Kinderhook
1 HUDSON STREET
KINDERHOOK, NY 12106
* $ 248,057,000 32 $ 5,105,000
Berkshire Bank

ALBANY, NY 12207
* $ 2,845,217,000 31 $ 8,880,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 30 $ 6,200,000
Salisbury Bank and Trust Company
PO BOX 1868
LAKEVILLE, CT 06039
* $ 574,334,000 29 $ 5,509,000
Hudson Valley Credit Union
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ 3,038,229,000 28 $ 4,608,000
Mid-Hudson Valley Federal C.U.
1099 MORTON BLVD
KINGSTON, NY 12401
* $ 698,861,000 23 $ 2,937,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 21 $ 3,546,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 20 $ 6,114,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 20 $ 4,046,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,465,208,000 18 $ 3,066,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 18 $ 4,960,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 16 $ 3,228,000
Rhinebeck Bank
2 JEFFERSON PLAZA
POUGHKEEPSIE, NY 12601
* $ 526,252,000 16 $ 1,684,000
Sunmark Credit Union
1187 TROY SCHENECTADY ROAD
LATHAM, NY 12110
* $ 355,322,000 14 $ 2,225,000
Merrill Lynch Credit Corp
30930 RUSSELL RANCH RD CA6-916-01-14
WESTLAKE VILLAGE, CA 91362
* $ 2,223,299,000 14 $ 6,865,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 195,101,367,000 13 $ 2,592,000
Ccfcu Funding, LLC
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ 797,777,000 13 $ 1,768,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 109,283,991,000 12 $ 483,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 11 $ 2,480,000
Ulster Savings Bank
180 SCHWENK DRIVE
KINGSTON, NY 12401
* $ 722,962,000 11 $ 2,101,000
Hudson City Savings Bank
WEST 80 CENTURY ROAD
PARAMUS, NJ 07652
* $ 51,780,521,000 11 $ 5,763,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 10 $ 3,536,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 56,866,447,000 9 $ 2,820,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 457,501,000 9 $ 1,664,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 5,302,543,000 9 $ 310,000
Ownerschoice Funding, Inc.
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12203
* $ 10,000,000 9 $ 1,339,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,919,054,000 9 $ 468,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 8 $ 1,193,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 8 $ 1,487,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 7 $ 1,576,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 7 $ 1,315,000
Greylock Federal Credit Union
150 WEST ST.
PITTSFIELD, MA 01201
* $ 1,238,695,000 7 $ 919,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 76,586,967,000 6 $ 2,190,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 6 $ 1,032,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 6 $ 1,734,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 23,797,773,000 5 $ 2,205,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 5 $ 1,459,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 5 $ 1,479,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 5 $ 909,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 5 $ 828,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 4 $ 803,000
1st Priority Mortgage, Inc.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ 10,000,000 4 $ 877,000
Mortgage Master, Inc.
102 ELM STREET
WALPOLE, MA 02081
* $ 11,250,346,000 4 $ 1,080,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 4 $ 888,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 7,724,367,000 4 $ 1,816,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,469,196,000 4 $ 765,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 4 $ 425,000
Pioneer Bank, National Association
652 ALBANY-SHAKER RD.
ALBANY, NY 12211
* $ 763,193,000 4 $ 527,000
School Systems
150 DEFREEST DRIVE
TROY, NY 12180
* $ 62,832,000 3 $ 205,000
Lee Bank
75 PARK STREET
LEE, MA 01238
* $ 271,286,000 3 $ 1,326,000
Gateway Business Bank
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 198,117,000 3 $ 508,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 3 $ 826,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 555,205,000 3 $ 495,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,432,928,000 3 $ 662,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 408,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 3 $ 558,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 3 $ 531,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ 15,180,000 3 $ 702,000
Continental Home Loans Inc.
175 PINELAWN ROAD, SUITE 303
MELVILLE, NY 11747
* $ 14,386,000 3 $ 532,000
Ballston Spa National Bank
PO BOX 70
BALLSTON SPA, NY 12020
* $ 385,348,000 3 $ 112,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 3 $ 549,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ 10,000,000 3 $ 768,000
Municipal Credit Union
22 CORTLANDT STREET 29TH FLOOR
NEW YORK, NY 10007
* $ 1,541,023,000 3 $ 425,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ 10,000,000 2 $ 592,000
Associated Mortgage Bankers Inc.
2395 OCEAN AVENUE SUITE 5 RONKONKOMA
RONKONKOMA, NY 11779
* $ 35,004,000 2 $ 275,000
Syracuse Securities, Inc.
5000 CAMPUSWOOD DRIVE SUITE 101
EAST SYRACUSE, NY 13057
* $ 10,000,000 2 $ 447,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 2 $ 503,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 2 $ 476,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ 5,419,722,000 2 $ 328,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 2 $ 125,000
Vanguard Funding LLC
300 GARDEN CITY PLAZA, SUITE 170
GARDEN CITY, NY 11530
* $ 2,793,000 2 $ 311,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 2 $ 276,000
Priority Funding LLC
292 MAIN STREET, STE G1
NORTHBORO, MA 01532
* $ 1,486,000 2 $ 70,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 2 $ 353,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 365,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 471,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 2 $ 300,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 11,750,980,000 2 $ 270,000
Capital One NA
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 70,506,963,000 2 $ 449,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 2 $ 290,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 665,875,000 2 $ 315,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 214,166,000 2 $ 14,000
Aurora Bank FSB
10350 PARK MEADOWS DRIVE
LONE TREE, CO 80124
* $ 4,335,558,000 2 $ 209,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 160,432,000 2 $ 614,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,001,416,000 2 $ 104,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 2 $ 341,000
Hampden Bank
19 HARRISON AVENUE
SPRINGFIELD, MA 01103
* $ 551,489,000 2 $ 62,000
Teg Federal Credit Union
1 COMMERCE ST.
POUGHKEEPSIE, NY 12603
* $ 165,733,000 2 $ 41,000
First New York Federal Credit Union
2 WALL STREET
ALBANY, NY 12205
* $ 233,853,000 2 $ 212,000
Jovia Financial Federal Credit
1000 CORPORATE DRIVE
WESTBURY, NY 11590
* $ 1,560,252,000 1 $ 100,000
The Summit Federal Credit Union
100 MARINA DRIVE
ROCHESTER, NY 14626
* $ 624,428,000 1 $ 210,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 4,011,333,000 1 $ 288,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 3,282,516,000 1 $ 314,000
Self Reliance (Ny) FCU
108 SECOND AVE
NEW YORK, NY 10003
* $ 779,760,000 1 $ 204,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 4,014,173,000 1 $ 176,000
Capital Communications Federal Credit Union
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ 866,075,000 1 $ 175,000
New York Times Employees' FCU
620 EIGHTH AVE 28TH FLOOR
NEW YORK, NY 10018
* $ 78,381,000 1 $ 100,000
Proponent FCU
536 WASHINGTON AVE.
NUTLEY, NJ 07110
* $ 478,797,000 1 $ 90,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 3,650,782,000 1 $ 104,000
Northcountry Federal Credit Union
PO BOX 64709
BURLINGTON, VT 05406
* $ 297,520,000 1 $ 31,000
Actors Federal Credit Union
165 WEST 46TH STREET
NEW YORK, NY 10036
* $ 136,373,000 1 $ 100,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 316,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 337,000
Legacy Banks
99 NORTH ST. P.O. BOX 1148
PITTSFIELD, MA 01202
* $ 926,037,000 1 $ 265,000
Bridgeway Federal Credit Union
21 BURNETT BLVD, STE 2
POUGHKEEPSIE, NY 12603
* $ 68,454,000 1 $ 136,000
Community Resource Federal Credit Union
20 WADE ROAD
LATHAM, NY 12110
* $ 63,884,000 1 $ 138,000
McGraw Hill
120 WINDSOR CENTER DRIVE
EAST WINDSOR, NJ 08520
* $ 240,933,000 1 $ 300,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 502,376,000 1 $ 295,000
Mariner's Bank
935 RIVER ROAD
EDGEWATER, NJ 07020
* $ 288,159,000 1 $ 450,000
Texas Star Bank SSB
101 GASSAWAY
LOTT, TX 76656
* $ 67,913,000 1 $ 216,000
Rondout Savings Bank
300 BROADWAY
KINGSTON, NY 12401
* $ 229,550,000 1 $ 110,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 1 $ 100,000
Adirondack Bank
185 GENESEE ST
UTICA, NY 13501
* $ 527,948,000 1 $ 197,000
Bank of Millbrook
PO BOX AF, 3263 FRANKLIN AVENUE
MILLBROOK, NY 12545
* $ 183,594,000 1 $ 220,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 830,474,000 1 $ 119,000
First Century Bank, National Association
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 72,051,000 1 $ 261,000
BNC National Bank

BISMARCK, ND 58501
* $ 745,184,000 1 $ 135,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 424,689,000 1 $ 209,000
Isb Mortgage Company, LLC
249 MILLBURN AVE
MILLBURN, NJ 07041
* $ 5,601,500,000 1 $ 729,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 31,465,215,000 1 $ 469,000
Deutsche Bank Trust Company Americas
345 PARK AVENUE, FLOOR 14
NEW YORK, NY 10154
* $ 47,446,000,000 1 $ 1,365,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 22,148,268,000 1 $ 588,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 51,858,924,000 1 $ 311,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 261,000
Unmb Home Loans Inc
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ 10,000,000 1 $ 165,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 417,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 1 $ 20,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 11,459,900,000 1 $ 375,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,104,501,000 1 $ 270,000
Secure Lending Solutions, Inc.
266 HARRISTOWN ROAD
SUITE 304, NJ 07452
* $ 250,000 1 $ 353,000
Nj Lenders Corp
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ 10,000,000 1 $ 400,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 108,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 162,000
Residential Home Funding Corp.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ 10,000,000 1 $ 172,000
Mld Mortgage Inc.
30B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 10,000,000 1 $ 290,000
Equity Now Inc
215 LEXINGTON AVENUE, SUITE 1702
MAMARONECK, NY 10543
* $ 10,000,000 1 $ 250,000
Mahopac Bank
1441 ROUTE 22
BREWSTER, NY 10509
* $ 854,594,000 1 $ 15,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 135,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ 10,000,000 1 $ 111,000
Paragon Home Loans, Inc.

LIVERPOOL, NY 13088
* $ 10,000,000 1 $ 129,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 166,000
Nationwide Equities Corporation
225 BRAE BLVD SUITE 202
PARK RIDGE, NJ 07656
* $ 10,000,000 1 $ 162,000
Guardhill Financial LLC
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ 9,310,000 1 $ 417,000
Suffolk Federal Credit Union
3681 HORSEBLOCK ROAD
MEDFORD, NY 11763
* $ 888,982,000 1 $ 220,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 1 $ 174,000

The tables below break down 2011 mortgage applications in Columbia County, NY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Columbia County, NY in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,339 $268,814,000 $200,000 $2,000,000 $121,000 $3,763,000
Home Purchase 656 $130,776,000 $199,000 $1,200,000 $132,000 $3,414,000
Home Improvement 149 $13,532,000 $90,000 $994,000 $78,000 $551,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,701 $313,785,000 $184,000 $1,400,000 $118,000 $3,763,000
Not Provided 213 $51,503,000 $241,000 $2,000,000 $200,000 $3,000,000
Not applicable 137 $29,979,000 $218,000 $2,000,000 $48,000 $1,942,000
Black or African American 30 $4,504,000 $150,000 $262,000 $70,000 $276,000
Asian 29 $8,403,000 $289,000 $1,000,000 $200,000 $895,000
Hispanic 25 $3,385,000 $135,000 $296,000 $89,000 $600,000
Native Hawaiian or Other Pacific Islander 5 $950,000 $190,000 $233,000 $160,000 $306,000
American Indian or Alaskan Native 4 $613,000 $153,000 $355,000 $78,000 $162,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,723 $339,245,000 $196,000 $2,000,000 $137,000 $3,763,000
FHA-insured (Federal Housing Administration) 319 $53,913,000 $169,000 $405,000 $58,000 $571,000
VA-guaranteed (Veterans Administration) 60 $13,169,000 $219,000 $613,000 $53,000 $120,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 42 $6,795,000 $161,000 $291,000 $51,000 $75,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,006 $192,312,000 $191,000 $2,000,000 $135,000 $3,414,000
Application Denied By Financial Institution 445 $87,012,000 $195,000 $1,399,000 $111,000 $1,823,000
Loan Purchased By The Institution 315 $57,945,000 $183,000 $908,000 $71,000 $1,153,000
Application Withdrawn By Applicant 179 $36,258,000 $202,000 $729,000 $133,000 $3,763,000
Application Approved But Not Accepted 121 $22,593,000 $186,000 $1,560,000 $153,000 $3,000,000
File Closed For Incompleteness 78 $17,002,000 $217,000 $729,000 $136,000 $750,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 110 $19,979,000 $181,000 $1,000,000 $64,000 $500,000
Collateral 99 $24,327,000 $245,000 $1,399,000 $169,000 $1,823,000
Credit History 91 $13,583,000 $149,000 $902,000 $88,000 $591,000
Credit Application Incomplete 39 $8,097,000 $207,000 $650,000 $156,000 $900,000
Other 31 $6,349,000 $204,000 $1,000,000 $154,000 $895,000
Unverifiable Information 13 $2,232,000 $171,000 $417,000 $81,000 $172,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,347,000 $224,000 $350,000 $55,000 $109,000
Employment History 5 $1,500,000 $300,000 $737,000 $214,000 $600,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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