Mid-Island Mortgage Corp. Mortgage Lending & HMDA Data, 2011
In 2011, Mid-Island Mortgage Corp. of Westbury, NY reported 2,505 mortgage applications totaling $605.0 million, down 25% from 2010. The average application was for $241,522, and applicants reported an average income of $80,959. 50% of its applications resulted in an originated loan and 25% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (554), Nassau-Suffolk, NY (432) and Providence-New Bedford-Fall River, RI-MA (124) (applications in parentheses).
| Mortgage Company & Address | Mid-Island Mortgage Corp. 900 Merchants Concourse, Suite #112 Westbury, NY 11590 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,505 |
| Total Mortgage Loan Application Amount | $605,014,000 |
| Average Mortgage Loan Application Amount | $241,522 |
| Highest Mortgage Loan Application Amount | $1,073,000 |
| Average Applicant Income | $80,959 |
| Highest Applicant Income | $913,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mid-Island Mortgage Corp. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Mid-Island Mortgage Corp. in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,417 | $350,706,000 | $247,000 | $1,073,000 | $84,000 | $913,000 |
| Home Purchase | 1,088 | $254,308,000 | $233,000 | $682,000 | $77,000 | $354,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,450 | $349,757,000 | $241,000 | $1,073,000 | $88,000 | $913,000 |
| Black or African American | 479 | $114,878,000 | $239,000 | $735,000 | $67,000 | $290,000 |
| Hispanic | 289 | $68,822,000 | $238,000 | $680,000 | $64,000 | $309,000 |
| Not Provided | 170 | $38,998,000 | $229,000 | $635,000 | $84,000 | $230,000 |
| Asian | 102 | $27,998,000 | $274,000 | $736,000 | $82,000 | $409,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $2,571,000 | $285,000 | $538,000 | $92,000 | $157,000 |
| American Indian or Alaskan Native | 4 | $1,296,000 | $324,000 | $565,000 | $82,000 | $151,000 |
| Not applicable | 2 | $694,000 | $347,000 | $514,000 | $97,000 | $140,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,728 | $416,084,000 | $240,000 | $1,073,000 | $70,000 | $441,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 763 | $184,910,000 | $242,000 | $915,000 | $104,000 | $913,000 |
| VA-guaranteed (Veterans Administration) | 14 | $4,020,000 | $287,000 | $480,000 | $105,000 | $192,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,261 | $306,404,000 | $242,000 | $915,000 | $83,000 | $913,000 |
| Application Denied By Financial Institution | 629 | $157,180,000 | $249,000 | $1,073,000 | $78,000 | $717,000 |
| Application Withdrawn By Applicant | 463 | $104,976,000 | $226,000 | $735,000 | $80,000 | $655,000 |
| Application Approved But Not Accepted | 135 | $32,134,000 | $238,000 | $592,000 | $75,000 | $324,000 |
| File Closed For Incompleteness | 15 | $3,626,000 | $241,000 | $416,000 | $94,000 | $185,000 |
| Loan Purchased By The Institution | 2 | $694,000 | $347,000 | $514,000 | $97,000 | $140,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 213 | $52,678,000 | $247,000 | $1,073,000 | $85,000 | $441,000 |
| Debt-To-Income Ratio | 187 | $50,446,000 | $269,000 | $692,000 | $62,000 | $167,000 |
| Credit History | 123 | $27,063,000 | $220,000 | $736,000 | $76,000 | $409,000 |
| Collateral | 79 | $21,102,000 | $267,000 | $556,000 | $104,000 | $717,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,836,000 | $257,000 | $421,000 | $86,000 | $185,000 |
| Employment History | 10 | $2,073,000 | $207,000 | $465,000 | $64,000 | $119,000 |
| Unverifiable Information | 5 | $820,000 | $164,000 | $283,000 | $89,000 | $177,000 |
| Mortgage Insurance Denied | 1 | $162,000 | $162,000 | $162,000 | $46,000 | $46,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid-Island Mortgage Corp.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mid-Island Mortgage Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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