Cooke County, TX Mortgage Lenders & HMDA Data, 2009

In 2009, lenders reported 1,413 mortgage applications in Cooke County, TX totaling $200.7 million, down 13% from 2008. The average application was for $142,000, and applicants reported an average income of $98,000. 44% of applications resulted in an originated loan and 16% were denied. The most active lender was First State Bank, with 129 applications, followed by Wells Fargo Bank, NA and Bank of America, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,413
Total Mortgage Loan Application Amount $200,670,000
Average Mortgage Loan Application Amount $142,000
Highest Mortgage Loan Application Amount $1,700,000
Average Applicant Income $98,000
Highest Applicant Income $7,230,000

Mortgage Company List for Lending in Cooke County, TX for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First State Bank
801 EAST CALIFORNIA
GAINESVILLE, TX 76240
* $ 418,038,000 129 $ 11,421,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 109 $ 17,192,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 109 $ 17,003,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 90 $ 13,366,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 67 $ 12,815,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 66 $ 3,799,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 53 $ 8,570,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,930,807,000 41 $ 6,075,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 38 $ 7,318,000
Prosperity Bank
1301 N MECHANIC
EL CAMPO, TX 77437
* $ 9,070,227,000 34 $ 1,849,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 30 $ 3,904,000
Affiliated Bank
500 HARWOOD RD
BEDFORD, TX 76021
* $ 129,465,000 28 $ 3,798,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 28 $ 4,336,000
Landmark Bank N.A.
PO BOX 1867
COLUMBIA, MO 65201
* $ 476,521,000 27 $ 2,441,000
Citifinancial Inc
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 26 $ 1,315,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 25 $ 4,618,000
American Bank of Texas
PO BOX 1234
SHERMAN, TX 75091
* $ 1,058,077,000 15 $ 1,308,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 13 $ 1,188,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,041,440,000 12 $ 2,024,000
Gsb Mortgage, Inc.
201 N. MAIN STREET
GRAPEVINE, TX 76051
* $ 249,973,000 12 $ 1,713,000
Pointbank
200 S HIGHWAY 377
PILOT POINT, TX 76258
* $ 299,130,000 12 $ 1,748,000
Aspire Financial Inc
4100 ALPHA RD #112
DALLAS, TX 75244
* $ 10,000,000 12 $ 2,108,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 12 $ 2,158,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 11 $ 2,183,000
Datcu
5940 SOUTH INTERSTATE 35 EAST
CORINTH, TX 76210
* $ 461,039,000 11 $ 1,324,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 11 $ 1,026,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 2,039,978,000 11 $ 1,736,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 10 $ 1,976,000
New York Community Bank
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 10 $ 2,187,000
Legend Bank, N.A.
101 TARRANT ST
BOWIE, TX 76230
* $ 519,561,000 10 $ 2,389,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 10 $ 2,191,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 10 $ 1,802,000
Everett Financial Inc.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 9 $ 1,830,000
Wr Starkey Mortgage LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 9 $ 1,488,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 941,902,000 9 $ 833,000
Independent Bank
1600 REDBUD BLVD
MCKINNEY, TX 75070
* $ 630,651,000 8 $ 672,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 8 $ 1,296,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 8 $ 649,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,669,297,000 7 $ 424,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 7 $ 1,084,000
Bank of Texas, NA
PO BOX 2300
TULSA, OK 74102
* $ 4,280,804,000 7 $ 1,471,000
Security Bank of Texas
PO BOX 90
CRAWFORD, TX 76638
* $ 74,111,000 7 $ 1,075,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 62,251,283,000 7 $ 1,154,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 6 $ 574,000
Cendera Funding Inc.
3600 BENBROOK HWY
FORT WORTH, TX 76116
* $ 1,141,000 6 $ 896,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 5 $ 448,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 5 $ 977,000
Sanger Bank
PO BOX 1029
SANGER, TX 76266
* $ 92,732,000 5 $ 258,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 5 $ 852,000
Willow Bend Mortgage Company, LLC
5800 W PLANO PKWY STE 105
PLANO, TX 75093
* $ 22,642,000 5 $ 745,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 5 $ 579,000
Primary Capital
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 5 $ 1,100,000
1st Advantage Mortgage
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 4 $ 793,000
Mountain States Mortgage
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 4 $ 522,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 4 $ 918,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 549,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 4 $ 485,000
Primewest Mortgage Corporation
7806 INDIANA AVENUE
LUBBOCK, TX 79423
* $ 10,000,000 4 $ 597,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 591,753,000 3 $ 656,000
Benchmark Bank
5700 LEGACY DRIVE STE. 10
PLANO, TX 75024
* $ 210,685,000 3 $ 423,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 10,638,109,000 3 $ 77,000
Frost National Bank
100 W. HOUSTON T-5
SAN ANTONIO, TX 78205
* $ 15,112,135,000 3 $ 201,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,858,594,000 3 $ 1,289,000
Guardian Mortgage Company, Inc
100 N. CENTRAL EXPRESSWAY SUITE 190
RICHARDSON, TX 75083
* $ 10,000,000 3 $ 594,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 3 $ 376,000
Southwest Stage Funding LLC
6816 EAST BROWN ROAD
MESA, AZ 85207
* $ 5,889,539,000 3 $ 419,000
4trust Mortgage, Inc.
4200 SOUTH HULEN STE 410
FORT WORTH, TX 76109
* $ 10,000,000 3 $ 648,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 3 $ 639,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 3 $ 212,000
Omniamerican Bank
1320 SOUTH UNIVERSITY DR SUITE 106
FORT WORTH, TX 76107
* $ 1,067,945,000 3 $ 521,000
Viewpoint Bankers Mortgage Inc
720 E. ARAPAHO
RICHARDSON, TX 75081
* $ 1,529,760,000 3 $ 600,000
Liberty Mortgage Corporation
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 2 $ 716,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 158,000
Your Federal Credit Union
8384 N. BELT LINE ROAD
IRVING, TX 75063
* $ 148,218,000 2 $ 153,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 2 $ 378,000
Hometown Mortgage Services Inc
5511 HWY 280 E STE 210
BIRMINGHAM, AL 35242
* $ 10,000,000 2 $ 132,000
City Credit Union
7474 FERGUSON RD
DALLAS, TX 75228
* $ 190,106,000 2 $ 215,000
Intouch Credit Union
P O BOX 250169
PLANO, TX 75025
* $ 734,478,000 2 $ 280,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,677,931,000 2 $ 88,000
Texans Credit Union
777 E. CAMPBELL ROAD #300
RICHARDSON, TX 75081
* $ 1,692,407,000 2 $ 203,000
Forrit Credit Union
95 SW TAYLOR ST
PORTLAND, OR 97233
* $ 52,821,000 2 $ 16,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 2 $ 563,000
Ameripro Funding
8300 N. MOPAC EXPRESSWAY SUITE 120
AUSTIN, TX 78759
* $ 40,000,000 2 $ 274,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 2 $ 435,000
The Lending Partners, LLC
6836 DALLAS PARKWAY #201
PLANO, TX 75024
* $ 10,000,000 2 $ 583,000
Delta Community Credit Union
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 2,884,364,000 2 $ 430,000
Plaza Home Mortgage, Inc
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 2 $ 326,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 2 $ 363,000
UMB Bank, NA
1008 OAK ST.
KANSAS CITY, MO 64106
* $ 9,262,734,000 2 $ 1,132,000
First Security Bank
1801 CROSS TIMBERS
FLOWER MOUND, TX 75028
* $ 162,774,000 2 $ 63,000
Merrill Lynch Credit Corp
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 2 $ 336,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 2 $ 66,000
First Texoma National Bank
220 W MAIN
DURANT, OK 74701
* $ 240,208,000 2 $ 818,000
The Huntington National Bank
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 53,586,626,000 2 $ 162,000
Vision Bank
PO BOX 669
ADA, OK 74820
* $ 488,314,000 2 $ 140,000
First National Bank Mortgage
1540 E. SOUTHLAKE BLVD
SOUTHLAKE, TX 76092
* $ 257,561,000 2 $ 363,000
Encore Bank, NA
NINE GREENWAY PLAZA, SUITE 1000
HOUSTON, TX 77046
* $ 1,579,951,000 2 $ 30,000
Affiliated Mortgage Company
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 2 $ 480,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 427,899,000 2 $ 679,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 142,084,005,000 2 $ 652,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 2 $ 644,000
West Side Bank and Trust
1501 SUMMIT AVE
FORT WORTH, TX 76102
* $ 43,531,000 2 $ 70,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 2 $ 301,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 277,000
Homeplus Finance Corporation
2143 S. SEPULVEDA BLVD
LOS ANGELES, CA 90025
* $ 40,000,000 2 $ 23,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 336,000
Earth Mortgage
2245 KELLER WAY
CARROLLTON, TX 75006
* $ 10,000,000 2 $ 210,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ 26,864,000 2 $ 182,000
Rmc Vanguard
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 20,000,000 1 $ 124,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 1 $ 88,000
Certified Funding, L.P.
17304 PRESTON RD STE 620
DALLAS, TX 75252
* $ 10,000,000 1 $ 31,000
Americahomekey, Inc
3838 OAK LAWN STE 1050
DALLAS, TX 75219
* $ 10,000,000 1 $ 200,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 1 $ 390,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 124,000
Wachovia Mortgage FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 69,166,325,000 1 $ 99,000
Republic Bank & Trust
401 W. MAIN
NORMAN, OK 73069
* $ 315,472,000 1 $ 229,000
Accessbank Texas
320 EAGLE DR STE 100
DENTON, TX 76201
* $ 58,196,000 1 $ 165,000
Texas Security Bank
1212 TURTLE CREEK BLVD
DALLAS, TX 75207
* $ 85,788,000 1 $ 417,000
Inwood National Bank
7621 INWOOD RD
DALLAS, TX 75209
* $ 1,362,660,000 1 $ 396,000
American National Bank of Texa
102 W MOORE AVENUE
TERRELL, TX 75160
* $ 2,024,897,000 1 $ 700,000
Amegy Bank of Texas, NA
4400 POST OAK PKY, 6TH FL
HOUSTON, TX 77027
* $ 12,354,037,000 1 $ 12,000
Cendera Bank, National Association
P.O. BOX 97 (615 E BELLS BLVD)
BELLS, TX 75414
* $ 43,053,000 1 $ 50,000
First Nb of Jacksboro
P.O. DRAWER E
JACKSBORO, TX 76458
* $ 488,155,000 1 $ 161,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 277,095,000 1 $ 156,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 635,476,000,000 1 $ 87,000
F&M Bank & Trust
1330 S. HARVARD
TULSA, OK 74104
* $ 1,353,814,000 1 $ 96,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ 3,930,807,000 1 $ 39,000
Wintrust Mortgage Corporation
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 1 $ 97,000
Chevy Chase Bank, F.S.B.
7501 WISCONSIN AVE 13TH FLR-W
BETHESDA, MD 20814
* $ 16,022,456,000 1 $ 117,000
Bank of Commerce
PO BOX 29
CHELSEA, OK 74016
* $ 160,637,000 1 $ 380,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 157,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 1 $ 124,000
Premium Capital Funding LLC
125 JERICHO TPKE
JERICHO, NY 11753
* $ 10,000,000 1 $ 132,000
Reunion Mortgage, Inc
860 HILLVIEW COURT #300
MILPITAS, CA 95035
* $ 10,000,000 1 $ 90,000
Americash
3080 BRISTOL STREET, SUITE 300
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 64,000
Megastar Financial
1080 CHEROKEE ST
DENVER, CO 80204
* $ 10,000,000 1 $ 133,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 93,000
Home Financing Unlimited, Inc.
901 SOUTH MOPAC BUILDING V, SUITE 120
AUSTIN, TX 78746
* $ 10,000,000 1 $ 286,000
Town Square Mortgage & Investments LLC
17300 DALLAS PKWY, STE 1030
DALLAS, TX 75248
* $ 1,000,000,000 1 $ 99,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 54,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 166,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 262,000
Nationwide Mortgage Concepts,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 1 $ 108,000
Credit Union of Texas
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75013
* $ 1,049,192,000 1 $ 31,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ 10,000,000 1 $ 135,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 103,000
Republic State Mortgage Co.
2715 BISSONNET, SUITE 102
HOUSTON, TX 77005
* $ 10,000,000 1 $ 350,000
Prospect Mortgage, LLC
15301 VENTURA BLVD. SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 328,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 205,409,000 1 $ 202,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,317,250,000 1 $ 256,000
Pioneer Mortgage Company
3000 N. MAIN ST./P. O. BOX 130
ROSWELL, NM 88201
* $ 226,357,000 1 $ 136,000
Pentagon Federal Credit Union
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 12,942,945,000 1 $ 100,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ 626,876,000 1 $ 124,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 1 $ 159,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ 3,144,302,000 1 $ 252,000
Onewest Bank, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 36,000,000,000 1 $ 494,000
Shelter Mortgage Company, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 12,000,000 1 $ 147,000

The tables below break down 2009 mortgage applications in Cooke County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cooke County, TX in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 754 $128,414,000 $170,000 $759,000 $104,000 $1,763,000
Home Purchase 547 $66,754,000 $122,000 $1,700,000 $94,000 $7,230,000
Home Improvement 112 $5,502,000 $49,000 $413,000 $81,000 $473,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,064 $159,400,000 $149,000 $1,700,000 $110,000 $7,230,000
Not applicable 178 $22,361,000 $125,000 $620,000 $45,000 $636,000
Not Provided 86 $12,865,000 $149,000 $417,000 $100,000 $1,350,000
Hispanic 67 $4,893,000 $73,000 $309,000 $55,000 $294,000
Asian 7 $675,000 $96,000 $170,000 $66,000 $106,000
Black or African American 6 $274,000 $45,000 $98,000 $36,000 $65,000
American Indian or Alaskan Native 4 $172,000 $43,000 $62,000 $50,000 $70,000
Native Hawaiian or Other Pacific Islander 1 $30,000 $30,000 $30,000 $550,000 $550,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,067 $158,934,000 $148,000 $1,700,000 $116,000 $7,230,000
FHA-insured (Federal Housing Administration) 240 $30,047,000 $125,000 $276,000 $51,000 $265,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 64 $5,870,000 $91,000 $175,000 $25,000 $78,000
VA-guaranteed (Veterans Administration) 42 $5,819,000 $138,000 $291,000 $40,000 $186,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 624 $88,881,000 $142,000 $1,700,000 $117,000 $7,230,000
Loan Purchased By The Institution 368 $53,889,000 $146,000 $620,000 $79,000 $1,763,000
Application Denied By Financial Institution 233 $30,479,000 $130,000 $759,000 $81,000 $960,000
Application Withdrawn By Applicant 105 $16,191,000 $154,000 $494,000 $95,000 $384,000
Application Approved But Not Accepted 46 $6,876,000 $149,000 $389,000 $99,000 $419,000
File Closed For Incompleteness 35 $3,833,000 $109,000 $351,000 $65,000 $168,000
Preapproval Denied by Financial Institution 2 $521,000 $260,000 $417,000 $707,000 $1,350,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 60 $10,120,000 $168,000 $475,000 $113,000 $1,350,000
Credit History 59 $4,953,000 $83,000 $417,000 $82,000 $960,000
Debt-To-Income Ratio 40 $6,148,000 $153,000 $720,000 $59,000 $244,000
Other 17 $3,613,000 $212,000 $759,000 $137,000 $515,000
Unverifiable Information 6 $703,000 $117,000 $132,000 $77,000 $260,000
Credit Application Incomplete 6 $1,330,000 $221,000 $374,000 $132,000 $324,000
Insufficient Cash (Downpayment, Closing Cost) 3 $275,000 $91,000 $111,000 $46,000 $70,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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