Cortland County NY
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage statistics and lending data for the Cortland County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Cortland County NY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,615
Total Mortgage Loan Application Amount $216,670,000
Average Mortgage Loan Application Amount $82,000
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $69,000
Highest Applicant Income $3,749,000

Mortgage Company List for Lending in Cortland County NY for 2007

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 270 $ 26,687,000
CFCU COMMUNITY CREDIT UNION
1030 CRAFT ROAD
ITHACA, NY 14850
* $ 411,280,000 229 $ 16,168,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 166 $ 11,345,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 92,836,714,000 159 $ 12,283,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 398,671,000,000 154 $ 13,579,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 109 $ 8,855,000
ALLIANCE BANK NA
120 MADISON STREET
SYRACUSE, NY 13202
* $ 1,263,610,000 104 $ 9,099,000
FIRST NIAGARA BANK
6950 SOUTH TRANSIT ROAD
LOCKPORT, NY 14094
* $ 7,932,660,000 95 $ 5,718,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 75 $ 8,544,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 17,125,177,000 74 $ 1,331,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 73 $ 8,178,000
CITIFINANCIAL COMPANY(DE)
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 65 $ 2,477,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,196,123,794,000 61 $ 4,404,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 88,081,220,000 56 $ 1,905,000
TOMPKINS TRUST COMPANY
THE COMMONS
ITHACA, NY 14850
* $ 1,120,861,000 50 $ 3,580,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 50 $ 1,599,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,179,390,000,000 48 $ 4,541,000
WELLS FARGO FIN'L CRED SERV NY
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 48 $ 4,081,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 56,382,388,000 48 $ 4,708,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 43 $ 4,371,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 41 $ 4,323,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 12,595,722,000 30 $ 502,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 26 $ 3,517,000
FIRST NATIONAL BANK OF DRYDEN
7 WEST MAIN ST
DRYDEN, NY 13045
* $ 97,486,000 25 $ 1,187,000
THE FIRST NATIONAL BANK OF GROTON
161 MAIN STREET
GROTON, NY 13073
* $ 103,061,000 17 $ 372,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 17 $ 2,043,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 17 $ 1,432,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,105,280,000 15 $ 1,395,000
SYRACUSE FEDERAL CREDIT UNION
143 MAIN STREET
CORTLAND, NY 13045
* $ 102,816,000 15 $ 429,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 15 $ 1,644,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 20,349,757,000 14 $ 1,151,000
NBT BANK, NATIONAL ASSOCIATION
52 S BROAD ST
NORWICH, NY 13815
* $ 5,068,378,000 13 $ 740,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 12 $ 1,185,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 12 $ 964,000
FIRST FRANKLIN FINANCIAL CORP
2150 NORTH FIRST STREET
SAN JOSE, CA 95131
* $ 14,004,000 12 $ 1,024,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 11 $ 1,121,000
COMMONFUND MORTGAGE CORP.
717 ERIE BOULEVARD WEST
SYRACUSE, NY 13204
* $ 10,000,000 11 $ 1,024,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 10 $ 995,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 10 $ 1,171,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 254,471,000 9 $ 661,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 28,740,902,000 9 $ 1,218,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 9 $ 1,388,000
CHEMUNG CANAL TRUST COMPANY
ONE CHEMUNG CANAL PLAZA
ELMIRA, NY 14901
* $ 735,119,000 8 $ 442,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 345,610,758,000 8 $ 6,788,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 8 $ 398,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 138,667,948,000 7 $ 737,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 182,588,156,000 7 $ 689,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 7 $ 286,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 6 $ 867,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 6 $ 1,106,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 6 $ 701,000
FIRST ALTERNATIVE MORTGAGE COR
145 HUGUENOT ST, SUITE 109
NEW ROCHELL, NY 10801
* $ 10,000,000 6 $ 506,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 6 $ 497,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 26,048,419,000 6 $ 522,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 89,506,358,000 5 $ 483,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 19,937,022,000 5 $ 671,000
BEACON FEDERAL
6311 COURT STREET ROAD
EAST SYRACUSE, NY 13057
* $ 605,797,000 5 $ 451,000
EMPOWER FEDERAL CREDIT UNION
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 309,472,000 5 $ 366,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILKES BARRE, PA 18702
* $ 60,000,000 5 $ 390,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 27,121,892,000 5 $ 655,000
MERRILL LYNCH MORTGAGE LENDING
4 WORLD FINANCIAL CENTER, 12TH FLOOR
NEW YORK, NY 10280
* $ 19,717,040,000 5 $ 262,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 4 $ 232,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 4 $ 294,000
SYRACUSE SECURITIES, INC.
5000 CAMPUSWOOD DRIVE SUITE 101
EAST SYRACUSE, NY 13057
* $ 10,000,000 4 $ 441,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 13,489,917,000 4 $ 194,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 18,091,851,000 4 $ 394,000
CASTLE POINT MORTGAGE, INC.
7 ENTIN ROAD, STE. 102
PARSIPPANY, NJ 07054
* $ 16,999,000 4 $ 224,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 4 $ 390,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 4 $ 320,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 4 $ 595,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 134,344,792,000 4 $ 403,000
COMMUNITY BANK, NATIONAL ASSOCIATION
45-49 COURT STREET
CANTON, NY 13617
* $ 4,480,742,000 4 $ 484,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 165,673,017,000 4 $ 624,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,419,450,000 3 $ 359,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 518,123,000,000 3 $ 213,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 217,802,326,000 3 $ 494,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 37,608,492,000 3 $ 374,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 3 $ 218,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 21,874,000,000 3 $ 352,000
SOLVAY BANK
1537 MILTON AVE
SOLVAY, NY 13209
* $ 471,716,000 3 $ 551,000
DECISION ONE MORTGAGE
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 12,000,000 3 $ 215,000
GB HOME EQUITY, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 12,000,000 3 $ 70,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 3 $ 67,000
WILMINGTON FINANCE, INC.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 3 $ 384,000
THE FUNDING SOURCE LLC
906 SPENCER STREET
SYRACUSE, NY 13206
* $ 10,000,000 3 $ 413,000
AMERICAN GENERAL HOME EQU.(DE)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 2 $ 35,000
FIRST LINCOLN MORTGAGE CORP.
33 WALT WHITMAN ROAD 200A
HUNTINGTON STATION, NY 11746
* $ 10,000,000 2 $ 198,000
FIRST AMERICAN MORTGAGE TRUST
70 LEO M. BIRMINGHAM PARKWAY
BRIGHTON, MA 02135
* $ 10,000,000 2 $ 218,000
AMERICU CREDIT UNION
1916 BLACK RIVER BLVD.
ROME, NY 13440
* $ 579,017,000 2 $ 158,000
CORE FEDERAL CREDIT UNION
7200 KIRKVILLE RD
EAST SYRACUSE, NY 13057
* $ 49,515,000 2 $ 122,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 62,691,446,000 2 $ 134,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 11,121,365,000 2 $ 67,000
GEDDES FEDERAL SAVINGS & LOAN
2208 WEST GENESEE STREET
SYRACUSE, NY 13219
* $ 321,098,000 2 $ 223,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,464,820,000 2 $ 171,000
GREENPOINT MORTGAGE FUNDING
100 WOOD HOLLOW DRIVE
NOVATO, CA 94945
* $ 6,677,533,000 2 $ 248,000
IRWIN HOME EQUITY CORPORATION
500 WASHINGTON ST
COLUMBUS, IN 47201
* $ 5,805,823,000 2 $ 130,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 2 $ 155,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 203,000
WEBSTER BANK, N.A.
145 BANK ST
WATERBURY, CT 06702
* $ 16,847,591,000 2 $ 171,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 30,802,955,000 2 $ 25,000
ANB FINANCIAL N.A.
P. O. BOX 699
BENTONVILLE, AR 72712
* $ 1,645,913,000 1 $ 138,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 83,973,505,000 1 $ 60,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 7,246,804,000 1 $ 105,000
THE FIRST NATIONAL BANK OF RAYMOND
403 E. BROAD ST.
RAYMOND, IL 62560
* $ 103,048,000 1 $ 33,000
SUPERIOR MORTGAGE CORP.
854 S WHITE HORSE PIKE
HAMMONTON, NJ 08037
* $ 10,000,000 1 $ 198,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 205,000
INTERSTATE HOME LOAN CENTER
25 MELVILLE PARK RD SUITE 105
MELVILLE, NY 11747
* $ 10,000,000 1 $ 62,000
AMERICAN DREAM MORTGAGE BANKER
400 POST AVENUE
WESTBURY, NY 11590
* $ 10,000,000 1 $ 144,000
CNB MORTGAGE COMPANY
63A MONROE AVENUE
PITTSFORD, NY 14534
* $ 1,205,895,000 1 $ 210,000
M&T REAL ESTATE TRUST
ONE M&T PLAZA - 15TH FLOOR
BUFFALO, NY 14203
* $ 54,391,344,000 1 $ 250,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 2,857,914,000 1 $ 219,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,667,948,000 1 $ 135,000
FIVE STAR BANK
55 NORTH MAIN ST
WARSAW, NY 14569
* $ 1,902,153,000 1 $ 38,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 182,588,156,000 1 $ 99,000
TIOGA STATE BANK
PO BOX 386
SPENCER, NY 14883
* $ 269,775,000 1 $ 68,000
ELMIRA SAVINGS BANK, FSB
333 E WATER ST
ELMIRA, NY 14901
* $ 371,470,000 1 $ 81,000
HSBC MORTGAGE SERVICES, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 16,981,282,000 1 $ 62,000
LANDMARK COMMUNITY BANK
2 S MAIN STREET
PITTSTON, PA 18640
* $ 129,703,000 1 $ 66,000
CITIZENS & NORTHERN BANK
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ 1,063,970,000 1 $ 57,000
S&T BANK
800 PHILADELPHIA STREET PO BOX 190
INDIANA, PA 15701
* $ 3,281,985,000 1 $ 179,000
ADMIRALS BANK FORMER DOMESTIC
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 272,362,000 1 $ 8,000
PARTNERS TRUST BANK
233 GENESEE ST
UTICA, NY 13501
* $ 3,747,877,000 1 $ 12,000
GUARANTY BANK, FSB
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,914,631,000 1 $ 25,000
COUNTRYSIDE FEDERAL CREDIT UNION
5720 COMMONS PARK
EAST SYRACUSE, NY 13057
* $ 96,933,000 1 $ 19,000
ROME SAVINGS BANK
100 W DOMINICK ST., PO BOX 311
ROME, NY 13442
* $ 297,676,000 1 $ 310,000
SECNY FEDERAL CREDIT UNION
2235 DOWNER STREET
BALDWINSVILLE, NY 13027
* $ 68,544,000 1 $ 88,000
SYRACUSE FIRE DEPARTMENT EMPLOYEES
211 WILKINSON ST
SYRACUSE, NY 13204
* $ 47,866,000 1 $ 125,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 139,000
ORCHID ISLAND TRS, LLC
3305 FLAMINGO DRIVE
VERO BEACH, FL 32963
* $ 10,000,000 1 $ 166,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 73,000
CAMBRIDGE HOME CAPITAL, LLC
80 CUTTERMILL ROAD SUITE 408
GREAT NECK, NY 11021
* $ 10,000,000 1 $ 127,000
PARAGON FINANCIAL MORTGAGE
30071 TOMAS RANCHO
SANTA MARGARITA, CA 92688
* $ 175,085,370,000 1 $ 234,000
BEAR STEARNS RESIDENTIAL MORTG
9201 E. MOUNTAIN VIEW RD, STE 210
SCOTTSDALE, AZ 85258
* $ 2,926,352,230,000 1 $ 242,000
HOME FUNDING FINDERS, INC
621 COLUMBIA STREET EXT
COHOES, NY 12047
* $ 10,000,000 1 $ 91,000
AMERIFIRST H.I. FINANCE CO.
4405 SO 96TH STREET
OMAHA, NE 68127
* $ 10,000,000 1 $ 124,000
PARAGON HOME LOANS INC.
5010 CAMPUSWOOD DR, STE. 205
EAST SYRACUSE, OH 13057
* $ 10,000,000 1 $ 93,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Cortland County NY in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,152 $102,730,000 $89,000 $720,000 $66,000 $1,200,000
Home Purchase 929 $92,217,000 $99,000 $3,000,000 $79,000 $3,749,000
Home Improvement 534 $21,723,000 $40,000 $250,000 $59,000 $554,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,176 $169,417,000 $77,000 $720,000 $67,000 $918,000
Not Provided 297 $28,937,000 $97,000 $1,125,000 $76,000 $1,200,000
Not applicable 73 $11,895,000 $162,000 $3,000,000 $69,000 $3,749,000
Hispanic 29 $2,394,000 $82,000 $170,000 $69,000 $130,000
Black or African American 19 $1,565,000 $82,000 $372,000 $160,000 $1,093,000
American Indian or Alaskan Native 9 $1,094,000 $121,000 $214,000 $53,000 $97,000
Asian 9 $1,098,000 $122,000 $175,000 $78,000 $135,000
Native Hawaiian or Other Pacific Islander 3 $270,000 $90,000 $100,000 $61,000 $68,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,392 $195,716,000 $81,000 $3,000,000 $71,000 $3,749,000
FHA-insured (Federal Housing Administration) 191 $17,184,000 $89,000 $203,000 $50,000 $401,000
VA-guaranteed (Veterans Administration) 19 $2,638,000 $138,000 $231,000 $54,000 $140,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 13 $1,132,000 $87,000 $131,000 $38,000 $62,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,156 $96,451,000 $83,000 $2,600,000 $78,000 $3,749,000
Application Denied By Financial Institution 700 $54,711,000 $78,000 $3,000,000 $60,000 $1,200,000
Application Withdrawn By Applicant 287 $26,386,000 $91,000 $311,000 $69,000 $1,085,000
Application Approved But Not Accepted 222 $15,609,000 $70,000 $265,000 $68,000 $260,000
Loan Purchased By The Institution 200 $18,964,000 $94,000 $366,000 $53,000 $423,000
File Closed For Incompleteness 50 $4,549,000 $90,000 $300,000 $65,000 $207,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 132 $7,527,000 $57,000 $280,000 $63,000 $1,200,000
Collateral 69 $6,049,000 $87,000 $292,000 $73,000 $249,000
Debt-To-Income Ratio 54 $6,256,000 $115,000 $3,000,000 $38,000 $268,000
Other 47 $4,078,000 $86,000 $311,000 $63,000 $147,000
Credit Application Incomplete 26 $2,553,000 $98,000 $205,000 $144,000 $816,000
Unverifiable Information 14 $1,763,000 $125,000 $720,000 $81,000 $317,000
Employment History 3 $119,000 $39,000 $84,000 $40,000 $45,000
Insufficient Cash (Downpayment, Closing Cost) 2 $173,000 $86,000 $94,000 $44,000 $51,000
Mortgage Insurance Denied 1 $60,000 $60,000 $60,000 $29,000 $29,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.

Download the New York Lender List