Cortland County NY
Mortgage Loan Application
Totals and Details
for 2011

Find mortgage statistics and lending data for the Cortland County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Cortland County NY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,174
Total Mortgage Loan Application Amount $115,539,000
Average Mortgage Loan Application Amount $98,000
Highest Mortgage Loan Application Amount $2,560,000
Average Applicant Income $71,000
Highest Applicant Income $1,547,000

Mortgage Company List for Lending in Cortland County NY for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
CFCU COMMUNITY CREDIT UNION
1030 CRAFT ROAD
ITHACA, NY 14850
* $ 729,171,000 187 $ 16,912,000
ALLIANCE BANK NA
120 MADISON STREET
SYRACUSE, NY 13202
* $ 1,449,065,000 122 $ 12,780,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,104,833,000,000 122 $ 13,282,000
ELMIRA SAVINGS BANK
333 E WATER ST
ELMIRA, NY 14901
* $ 499,868,000 59 $ 5,778,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 50 $ 4,887,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 49 $ 4,495,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 76,465,208,000 47 $ 4,207,000
TOMPKINS TRUST COMPANY
THE COMMONS
ITHACA, NY 14850
* $ 1,525,750,000 45 $ 3,350,000
FIRST NIAGARA BANK
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 30,804,513,000 40 $ 5,111,000
THE SUMMIT FEDERAL CREDIT UNION
100 MARINA DRIVE
ROCHESTER, NY 14626
* $ 624,428,000 39 $ 1,990,000
FIRST NATIONAL BANK OF DRYDEN
7 WEST MAIN ST
DRYDEN, NY 13045
* $ 101,814,000 30 $ 2,532,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 24 $ 2,924,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 85,930,126,000 21 $ 2,159,000
PARAGON HOME LOANS INC.
5010 CAMPUSWOOD DR, STE. 205
EAST SYRACUSE, OH 13057
* $ 10,000,000 16 $ 1,744,000
THE FIRST NATIONAL BANK OF GROTON
161 MAIN STREET
GROTON, NY 13073
* $ 127,731,000 16 $ 503,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 16 $ 1,370,000
HSBC BANK USA, NATIONAL ASSOCIATION
1800 TYSONS BLVD., SUITE 50
MCLEAN, VA 22102
* $ 195,101,367,000 15 $ 1,551,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 13 $ 1,633,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 13 $ 1,366,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 109,283,991,000 11 $ 738,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 10 $ 1,412,000
EMPOWER FEDERAL CREDIT UNION
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 925,476,000 10 $ 718,000
METLIFE BANK, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 9 $ 999,000
NBT BANK, NATIONAL ASSOCIATION
52 S BROAD ST
NORWICH, NY 13815
* $ 5,302,543,000 8 $ 741,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 8 $ 276,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 6 $ 716,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 6 $ 617,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 6 $ 678,000
COMMONFUND MORTGAGE CORP.
717 ERIE BOULEVARD WEST
SYRACUSE, NY 13204
* $ 10,000,000 5 $ 425,000
1ST PRIORITY MORTGAGE, INC.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ 10,000,000 5 $ 677,000
AMERICU CREDIT UNION
1916 BLACK RIVER BLVD.
ROME, NY 13440
* $ 920,280,000 5 $ 1,085,000
VISIONS
3301 COUNTRY CLUB ROAD
ENDWELL, NY 13760
* $ 2,549,855,000 5 $ 650,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 4 $ 451,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 4 $ 441,000
BEACON FEDERAL
PO BOX 186, 6611 MANLIUS CENTER ROAD
EAST SYRACUSE, NY 13057
* $ 1,032,683,000 4 $ 200,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 160,432,000 4 $ 459,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 15,104,501,000 4 $ 508,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 4 $ 1,228,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 4 $ 536,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 4 $ 462,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 3 $ 222,000
SOLVAY BANK
1537 MILTON AVE
SOLVAY, NY 13209
* $ 587,906,000 3 $ 445,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 293,000
GENERATION MORTGAGE COMPANY
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 3 $ 280,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ 10,000,000 3 $ 245,000
THE FUNDING SOURCE LLC
906 SPENCER STREET
SYRACUSE, NY 13206
* $ 10,000,000 3 $ 335,000
COUNTRYSIDE FEDERAL CREDIT UNION
5720 COMMONS PARK
EAST SYRACUSE, NY 13057
* $ 128,586,000 3 $ 182,000
CHEMUNG CANAL TRUST COMPANY
ONE CHEMUNG CANAL PLAZA
ELMIRA, NY 14901
* $ 957,179,000 3 $ 238,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 2 $ 179,000
STATE EMPLOYEES FEDERAL CREDIT UNION
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 2,118,108,000 2 $ 140,000
SEFCU SERVICES, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12206
* $ 10,000,000 2 $ 148,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 199,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 12,648,357,000 2 $ 205,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,216,291,000,000 2 $ 91,000
COMMUNITY BANK, NATIONAL ASSOCIATION
45-49 COURT STREET
CANTON, NY 13617
* $ 5,419,722,000 2 $ 220,000
GEDDES FEDERAL SAVINGS AND LOAN ASSOCIATION
2208 WEST GENESEE STREET
SYRACUSE, NY 13219
* $ 461,102,000 2 $ 264,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 555,205,000 2 $ 144,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 341,542,000 2 $ 24,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 2 $ 57,000
ACCESS NATIONAL BANK
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 830,474,000 2 $ 313,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 2 $ 180,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 2 $ 261,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 1 $ 105,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 179,970,802,000 1 $ 76,000
CAPITAL ONE NA
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 70,506,963,000 1 $ 20,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 1 $ 68,000
GRAND BANK, NATIONAL ASSOCIATION
2297 HWY 33
HAMILTON, NJ 08690
* $ 424,689,000 1 $ 200,000
E*TRADE SAVINGS BANK
671 N. GLEBE RD 12TH FLOOR
ARLINGTON, VA 22203
* $ 1,550,836,000 1 $ 82,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 214,166,000 1 $ 3,000
SCB BANK
29 E WASHINGTON STREET
SHELBYVILLE, IN 46176
* $ 246,077,000 1 $ 485,000
ADIRONDACK BANK
185 GENESEE ST
UTICA, NY 13501
* $ 527,948,000 1 $ 3,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 104,000
UNITED MORTGAGE CORP
510 BROADHOLLOW ROAD, SUITE 202
MELVILLE, NY 11747
* $ 10,000,000 1 $ 254,000
WALL STREET MORTGAGE BANKERS
1111 MARCUS AVE, LL08
LAKE SUCCESS, NY 11042
* $ 10,000,000 1 $ 95,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 1 $ 72,000
SYRACUSE SECURITIES, INC.
5000 CAMPUSWOOD DRIVE SUITE 101
EAST SYRACUSE, NY 13057
* $ 10,000,000 1 $ 134,000
CHICAGO BANCORP
300 N ELIZABETH STREET STUITE 3E
CHICAGO, IL 60607
* $ 10,000,000 1 $ 98,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 1 $ 240,000
HOME FINANCE OF AMERICA
521 PLYMOUTH ROAD, SUITE 112
PLYMOUTH MEETING, PA 19462
* $ 17,371,000 1 $ 63,000
WCS LENDING, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 1 $ 107,000
FRANKLIN FIRST FINANCIAL, LTD
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 164,000
RESIDENTIAL FINANCE CORP.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 138,000
RESIDENTIAL HOME FUNDING CORP.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ 10,000,000 1 $ 90,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 51,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 117,000
MONEY FEDERAL CREDIT UNION
PO BOX 957
SYRACUSE, NY 13201
* $ 43,784,000 1 $ 82,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,919,054,000 1 $ 74,000
ESL FEDERAL CREDIT UNION
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 3,932,967,000 1 $ 158,000
MUNICIPAL CREDIT UNION
22 CORTLANDT STREET 29TH FLOOR
NEW YORK, NY 10007
* $ 1,541,023,000 1 $ 50,000
ASSOCIATED MORTGAGE BANKERS, INC.
2395 OCEAN AVENUE SUITE 5
RONKONKOMA, NY 11779
* $ 35,004,000 1 $ 80,000
NATIONWIDE EQUITIES CORPORATION
1 INTERNATIONAL BLVD. SUITE 1202
MAHWAH, NJ 07495
* $ 10,000,000 1 $ 117,000
JUSTICE FEDERAL CREDIT UNION
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 512,226,000 1 $ 329,000
GHS FEDERAL CREDIT UNION
910 FRONT STREET BINGHAMTON NY 13905
BINGHAMTON, NY 13905
* $ 125,678,000 1 $ 118,000
TOWER
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 2,240,280,000 1 $ 50,000
UKRAINIAN FEDERAL CREDIT UNION
824 EAST RIDGE ROAD
ROCHESTER, NY 14621
* $ 137,949,000 1 $ 120,000
BETHPAGE FEDERAL CREDIT UNION
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 4,011,333,000 1 $ 65,000
TIOGA STATE BANK
PO BOX 386
SPENCER, NY 14883
* $ 376,984,000 1 $ 146,000
CUSTOMERS BANK
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 1,374,407,000 1 $ 7,000
PEOPLES SECURITY BANK AND TRUST COMPANY
150 N WASHINGTON AVENUE
SCRANTON, PA 18503
* $ 557,362,000 1 $ 62,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,001,416,000 1 $ 46,000
STEUBEN TRUST COMPANY
ONE STEUBEN SQUARE
HORNELL, NY 14843
* $ 340,500,000 1 $ 138,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Cortland County NY in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 605 $60,958,000 $100,000 $1,000,000 $76,000 $1,514,000
Home Purchase 438 $50,483,000 $115,000 $2,560,000 $65,000 $1,547,000
Home Improvement 131 $4,098,000 $31,000 $264,000 $67,000 $257,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 977 $90,494,000 $92,000 $1,000,000 $73,000 $1,547,000
Not applicable 92 $13,868,000 $150,000 $2,560,000 $33,000 $332,000
Not Provided 74 $7,121,000 $96,000 $485,000 $77,000 $257,000
Hispanic 12 $1,477,000 $123,000 $284,000 $85,000 $317,000
Asian 8 $1,404,000 $175,000 $750,000 $255,000 $1,447,000
Black or African American 6 $523,000 $87,000 $169,000 $53,000 $86,000
American Indian or Alaskan Native 4 $569,000 $142,000 $273,000 $53,000 $88,000
Native Hawaiian or Other Pacific Islander 1 $83,000 $83,000 $83,000 $39,000 $39,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 773 $73,908,000 $95,000 $2,560,000 $85,000 $1,547,000
FHA-insured (Federal Housing Administration) 302 $29,580,000 $97,000 $273,000 $42,000 $155,000
VA-guaranteed (Veterans Administration) 77 $9,674,000 $125,000 $299,000 $51,000 $154,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 22 $2,377,000 $108,000 $171,000 $50,000 $70,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 683 $68,798,000 $100,000 $2,560,000 $79,000 $1,547,000
Application Denied By Financial Institution 190 $17,199,000 $90,000 $485,000 $70,000 $1,514,000
Loan Purchased By The Institution 121 $12,254,000 $101,000 $238,000 $28,000 $159,000
Application Withdrawn By Applicant 88 $8,529,000 $96,000 $329,000 $66,000 $328,000
Application Approved But Not Accepted 63 $5,614,000 $89,000 $248,000 $70,000 $236,000
File Closed For Incompleteness 29 $3,145,000 $108,000 $299,000 $75,000 $138,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 41 $5,082,000 $123,000 $485,000 $93,000 $632,000
Credit History 39 $2,612,000 $66,000 $225,000 $67,000 $494,000
Debt-To-Income Ratio 29 $2,211,000 $76,000 $184,000 $39,000 $124,000
Credit Application Incomplete 8 $1,043,000 $130,000 $238,000 $247,000 $1,514,000
Other 6 $468,000 $78,000 $190,000 $58,000 $171,000
Unverifiable Information 5 $662,000 $132,000 $190,000 $60,000 $90,000
Insufficient Cash (Downpayment, Closing Cost) 3 $512,000 $170,000 $307,000 $43,000 $92,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.

Download the New York Lender List