Cortland County NY
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage statistics and lending data for the Cortland County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Cortland County NY, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,250 |
| Total Mortgage Loan Application Amount | $153,650,000 |
| Average Mortgage Loan Application Amount | $122,000 |
| Highest Mortgage Loan Application Amount | $13,385,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $1,025,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| NBT BANK, NATIONAL ASSOCIATION 52 S BROAD ST NORWICH, NY 13815 |
* | $ 9,060,824,000 | 177 | $ 17,145,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 135,758,439,000 | 131 | $ 11,255,000 |
| CFCU COMMUNITY CREDIT UNION 1030 CRAFT ROAD ITHACA, NY 14850 |
* | $ 1,056,836,000 | 129 | $ 15,515,000 |
| PARAGON HOME LOANS INC. 5010 CAMPUSWOOD DR, STE. 205 EAST SYRACUSE, OH 13057 |
* | $ -1,000 | 76 | $ 8,860,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,747,398,000,000 | 54 | $ 5,350,000 |
| TOMPKINS TRUST COMPANY THE COMMONS ITHACA, NY 14850 |
* | $ 2,118,275,000 | 52 | $ 10,870,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 121,995,997,000 | 50 | $ 4,370,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 118,072,176,000 | 49 | $ 4,105,000 |
| THE SUMMIT FEDERAL CREDIT UNION 100 MARINA DRIVE ROCHESTER, NY 14626 |
* | $ 863,654,000 | 44 | $ 2,450,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,140,778,000,000 | 31 | $ 3,625,000 |
| ELMIRA SAVINGS BANK 333 E WATER ST ELMIRA, NY 14901 |
* | $ 554,686,000 | 23 | $ 2,195,000 |
| VISIONS 3301 COUNTRY CLUB ROAD ENDWELL, NY 13760 |
* | $ 4,022,727,000 | 22 | $ 2,600,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ -1,000 | 19 | $ 2,315,000 |
| THE FIRST NATIONAL BANK OF GROTON 161 MAIN STREET GROTON, NY 13073 |
* | $ 177,570,000 | 17 | $ 1,385,000 |
| SYRACUSE SECURITIES, INC. 5000 CAMPUSWOOD DRIVE SUITE 101 EAST SYRACUSE, NY 13057 |
* | $ -1,000 | 16 | $ 1,750,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ -1,000 | 14 | $ 1,860,000 |
| CHEMUNG CANAL TRUST COMPANY ONE CHEMUNG CANAL PLAZA ELMIRA, NY 14901 |
* | $ 1,704,254,000 | 13 | $ 1,595,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ -1,000 | 13 | $ 2,045,000 |
| EMPOWER FEDERAL CREDIT UNION 1 MEMBER WAY SYRACUSE, NY 13212 |
* | $ 1,662,017,000 | 12 | $ 940,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD COPPELL, TX 75019 |
* | $ -1,000 | 12 | $ 1,340,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ -1,000 | 12 | $ 1,100,000 |
| AMERICU CREDIT UNION 1916 BLACK RIVER BLVD. ROME, NY 13440 |
* | $ 1,482,092,000 | 11 | $ 825,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ -1,000 | 11 | $ 1,215,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ -1,000 | 10 | $ 1,920,000 |
| COMMUNITY BANK, NATIONAL ASSOCIATION 45-49 COURT STREET CANTON, NY 13617 |
* | $ 10,521,576,000 | 9 | $ 895,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD INDIAN LAND, SC 29707 |
* | $ -1,000 | 9 | $ 875,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,751,524,000,000 | 9 | $ 755,000 |
| PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ -1,000 | 9 | $ 1,215,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 80,522,766,000 | 8 | $ 1,370,000 |
| SEFCU SERVICES, LLC 700 PATROON CREEK BLVD SUITE 301 ALBANY, NY 12206 |
* | $ -1,000 | 7 | $ 905,000 |
| TIOGA STATE BANK PO BOX 386 SPENCER, NY 14883 |
* | $ 471,190,000 | 6 | $ 2,160,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,934,629,000 | 6 | $ 640,000 |
| DISCOVER BANK 12 READS WAY NEW CASTLE, DE 19720 |
* | $ 98,729,134,000 | 6 | $ 370,000 |
| 1ST PRIORITY MORTGAGE, INC. 6000 SHERIDAN DRIVE WILLIAMSVILLE, NY 14221 |
* | $ -1,000 | 5 | $ 775,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 90,565,764,000 | 5 | $ 665,000 |
| FARM CREDIT EAST, ACA 240 SOUTH ROAD ENFIELD, CT 06082 |
* | $ -1,000 | 4 | $ 830,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ -1,000 | 4 | $ 340,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 14,726,156,000 | 4 | $ 170,000 |
| ALTERNATIVES FEDERAL CREDIT UNION 125 N FULTON ST ITHACA, NY 14850 |
* | $ 103,748,000 | 4 | $ 520,000 |
| STATE EMPLOYEES FEDERAL CREDIT UNION 700 PATROON CREEK BLVD ALBANY, NY 12206 |
* | $ 3,555,097,000 | 4 | $ 180,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A ANAHEIM, CA 92806 |
* | $ -1,000 | 4 | $ 400,000 |
| HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ -1,000 | 4 | $ 620,000 |
| PREMIUM MORTGAGE CORPORATION 2541 MONROE AVE ROCHESTER, NY 14618 |
* | $ -1,000 | 4 | $ 540,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ -1,000 | 4 | $ 680,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 3 | $ 675,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SAN RAMON, CA 94583 |
* | $ -1,000 | 3 | $ 395,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 456,025,829,000 | 3 | $ 205,000 |
| BRIDGEVIEW BANK GROUP 7940 S HARLEM BRIDGEVIEW, IL 60455 |
* | $ 1,175,351,000 | 3 | $ 425,000 |
| GEDDES FEDERAL SAVINGS AND LOAN ASSOCIATION 2208 WEST GENESEE STREET SYRACUSE, NY 13219 |
* | $ 525,880,000 | 3 | $ 395,000 |
| SENECA SAVINGS 35 OSWEGO ST. BALDWINSVILLE, NY 13027 |
* | $ 176,250,000 | 3 | $ 255,000 |
| SOLVAY BANK 1537 MILTON AVE SOLVAY, NY 13209 |
* | $ 867,092,000 | 3 | $ 275,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ -1,000 | 3 | $ 345,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ -1,000 | 2 | $ 210,000 |
| HOME TOWN FUNDING, INC. 63 A MONROE AVENUE PITTSFORD, NY 14534 |
* | $ -1,000 | 2 | $ 410,000 |
| CORNING ONE CREDIT UNION PLAZA CORNING, NY 14830 |
* | $ 1,343,220,000 | 2 | $ 70,000 |
| COMMONFUND MORTGAGE CORP. 717 ERIE BOULEVARD WEST SYRACUSE, NY 13204 |
* | $ -1,000 | 2 | $ 200,000 |
| ANDREWS FEDERAL CREDIT UNION 5711 ALLENTOWN ROAD SUITLAND, MD 20746 |
* | $ 1,528,090,000 | 2 | $ 210,000 |
| THE LYONS NATIONAL BANK 35 WILLIAM STREET LYONS, NY 14489 |
* | $ 1,031,930,000 | 2 | $ 140,000 |
| EVERENCE FEDERAL CREDIT UNION 2160 LINCOLN HWY E, STE 20 LANCASTER, PA 17602 |
* | $ 174,281,000 | 2 | $ 130,000 |
| LAND HOME FINANCIAL SERVICES, INC. 1355 WILLOW WAY, SUITE 250 CONCORD, CA 94520 |
* | $ -1,000 | 2 | $ 290,000 |
| HUNT MORTGAGE CORPORATION 5400 BROADWAY STREET LANCASTER, NY 14086 |
* | $ -1,000 | 2 | $ 270,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 PLYMOUTH MEETING, PA 19462 |
* | $ -1,000 | 2 | $ 330,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 2 | $ 280,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 1 | $ 75,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ -1,000 | 1 | $ 95,000 |
| THE FARMERS NATIONAL BANK OF EMLENTON 612 MAIN STREET, PO DRAWER D EMLENTON, PA 16373 |
* | $ 749,229,000 | 1 | $ 115,000 |
| LIVE WELL FINANCIAL, INC. 1011 BOULDER SPRINGS DRIVE RICHMOND, VA 23225 |
* | $ -1,000 | 1 | $ 75,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 MELVILLE, NY 11747 |
* | $ -1,000 | 1 | $ 175,000 |
| FIRST CITIZENS COMMUNITY BANK 15 S. MAIN STREET MANSFIELD, PA 16933 |
* | $ 1,359,874,000 | 1 | $ 435,000 |
| MOUNTAINONE BANK 93 MAIN STREET NORTH ADAMS, MA 01247 |
* | $ 907,775,000 | 1 | $ 455,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SAN DIEGO, CA 92121 |
* | $ -1,000 | 1 | $ 75,000 |
| REVERSE MORTGAGE FUNDING LLC 1455 BROAD ST., 2ND FL BLOOMFIELD, NJ 07003 |
* | $ -1,000 | 1 | $ 85,000 |
| XCEED FINANCIAL 888 N. NASH ST EL SEGUNDO, CA 90245 |
* | $ 917,333,000 | 1 | $ 95,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE TYSONS, VA 22102 |
* | $ 22,858,876,000 | 1 | $ 95,000 |
| TEXAS CAPITAL BANK, NATIONAL ASSOCIATION 2000 MCKINNEY AVE SUITE 700 DALLAS, TX 75201 |
* | $ 25,054,739,000 | 1 | $ 145,000 |
| GHS FEDERAL CREDIT UNION 910 FRONT STREET BINGHAMTON NY 13905 BINGHAMTON, NY 13905 |
* | $ 142,605,000 | 1 | $ 45,000 |
| HORIZONS FEDERAL CREDIT UNION 120 MAIN ST BINGHAMTON, NY 13905 |
* | $ 107,603,000 | 1 | $ 185,000 |
| SANTANDER BANK, N.A. 824 NORTH MARKET STREET, SUITE 100 WILMINGTON, DE 19801 |
* | $ 74,450,413,000 | 1 | $ 75,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 TULSA, OK 74133 |
* | $ -1,000 | 1 | $ 5,000 |
| FOUR POINTS 510 N 127TH ST OMAHA, NE 68154 |
* | $ 124,488,000 | 1 | $ 145,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 34,298,273,000 | 1 | $ 125,000 |
| PEOPLES SECURITY BANK AND TRUST COMPANY 150 N WASHINGTON AVENUE SCRANTON, PA 18503 |
* | $ 2,167,085,000 | 1 | $ 1,465,000 |
| SECNY FEDERAL CREDIT UNION 2235 DOWNER STREET BALDWINSVILLE, NY 13027 |
* | $ 183,350,000 | 1 | $ 235,000 |
| THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY 72 SOUTH MAIN ST CANANDAIGUA, NY 14424 |
* | $ 2,643,264,000 | 1 | $ 225,000 |
| NORTHERN CREDIT UNION 120 FACTORY ST WATERTOWN, NY 13601 |
* | $ 239,182,000 | 1 | $ 195,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 1 | $ 125,000 |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 4601 WILSHIRE BL. STE 110 LOS ANGELES, CA 90010 |
* | $ 787,706,000 | 1 | $ 145,000 |
| MAGNOLIA BANK 794 OLD ELIZABETHTOWN RD HODGENVILLE, KY 42748 |
* | $ 240,467,000 | 1 | $ 205,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 1 | $ 105,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. CORAL GABLES, FL 33146 |
* | $ -1,000 | 1 | $ 185,000 |
| ORIX REAL ESTATE CAPITAL, LLC 10 W BROAD STREET, 8TH FLOOR COLUMBUS, OH 43215 |
* | $ -1,000 | 1 | $ 13,385,000 |
| METRO CITY BANK 5114 BUFORD HIGHWAY DORAVILLE, GA 30340 |
* | $ 1,292,216,000 | 1 | $ 135,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,384,707,000,000 | 1 | $ 35,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 1 | $ 25,000 |
| LIBERTY HOME EQUITY SOLUTIONS, INC. 10951 WHITE ROCK ROAD, SUITE 200 RANCHO CORDOVA, CA 95670 |
* | $ -1,000 | 1 | $ 55,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Cortland County NY in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 659 | $84,765,000 | $128,000 | $2,305,000 | $76,000 | $491,000 |
| Refinancing | 193 | $36,495,000 | $189,000 | $13,385,000 | $83,000 | $900,000 |
| Home Improvement | 138 | $6,330,000 | $45,000 | $145,000 | $78,000 | $301,000 |
| Cash-out Refinancing | 135 | $17,995,000 | $133,000 | $995,000 | $90,000 | $1,025,000 |
| Other Purpose | 99 | $5,885,000 | $59,000 | $435,000 | $71,000 | $870,000 |
| Not Applicable | 26 | $2,180,000 | $83,000 | $195,000 | $46,000 | $60,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,017 | $108,745,000 | $106,000 | $2,305,000 | $75,000 | $870,000 |
| Not applicable | 108 | $31,630,000 | $292,000 | $13,385,000 | $44,000 | $64,000 |
| Not Provided | 86 | $8,700,000 | $101,000 | $405,000 | $98,000 | $900,000 |
| Black or African American | 17 | $1,625,000 | $95,000 | $195,000 | $130,000 | $1,025,000 |
| Hispanic | 10 | $900,000 | $90,000 | $165,000 | $85,000 | $164,000 |
| Asian | 5 | $495,000 | $99,000 | $135,000 | $57,000 | $108,000 |
| American Indian or Alaskan Native | 4 | $440,000 | $110,000 | $275,000 | $104,000 | $162,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $55,000 | $55,000 | $55,000 | $35,000 | $35,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 928 | $114,810,000 | $123,000 | $13,385,000 | $82,000 | $1,025,000 |
| FHA-insured (Federal Housing Administration) | 228 | $25,840,000 | $113,000 | $345,000 | $63,000 | $215,000 |
| VA-guaranteed (Veterans Administration) | 75 | $10,565,000 | $140,000 | $425,000 | $73,000 | $200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $2,435,000 | $128,000 | $195,000 | $50,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 716 | $97,590,000 | $136,000 | $13,385,000 | $84,000 | $1,025,000 |
| Application Denied By Financial Institution | 236 | $20,250,000 | $85,000 | $345,000 | $61,000 | $250,000 |
| Loan Purchased By The Institution | 139 | $16,325,000 | $117,000 | $455,000 | $69,000 | $231,000 |
| Application Withdrawn By Applicant | 96 | $10,830,000 | $112,000 | $425,000 | $86,000 | $900,000 |
| File Closed For Incompleteness | 35 | $3,445,000 | $98,000 | $265,000 | $92,000 | $491,000 |
| Application Approved But Not Accepted | 25 | $4,685,000 | $187,000 | $2,855,000 | $69,000 | $179,000 |
| Preapproval Approved but not Accepted | 2 | $310,000 | $155,000 | $225,000 | $57,000 | $75,000 |
| Preapproval Denied by Financial Institution | 1 | $215,000 | $215,000 | $215,000 | $59,000 | $59,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,010 | $132,820,000 | $131,000 | $13,385,000 | $83,000 | $1,025,000 |
| Debt-To-Income Ratio | 75 | $6,125,000 | $81,000 | $215,000 | $40,000 | $125,000 |
| Credit History | 61 | $5,035,000 | $82,000 | $215,000 | $59,000 | $184,000 |
| Collateral | 51 | $4,745,000 | $93,000 | $345,000 | $86,000 | $188,000 |
| Other | 24 | $2,360,000 | $98,000 | $305,000 | $55,000 | $94,000 |
| Credit Application Incomplete | 14 | $1,170,000 | $83,000 | $195,000 | $65,000 | $180,000 |
| Unverifiable Information | 9 | $755,000 | $83,000 | $175,000 | $89,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $615,000 | $123,000 | $205,000 | $89,000 | $200,000 |
| Employment History | 1 | $25,000 | $25,000 | $25,000 | $85,000 | $85,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.