Covington County VA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Unlock detailed Covington County VA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 157 |
| Total Mortgage Loan Application Amount | $12,020,000 |
| Average Mortgage Loan Application Amount | $76,000 |
| Highest Mortgage Loan Application Amount | $468,000 |
| Average Applicant Income | $49,000 |
| Highest Applicant Income | $240,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 153,341,765,000 | 23 | $ 1,077,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,791,060,000,000 | 19 | $ 1,547,000 |
| ALCOVA MORTGAGE LLC 308 MARKET ST, SE MECHANICSVILLE, VA 24011 |
* | $ 710,000 | 18 | $ 1,304,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,104,833,000,000 | 17 | $ 1,056,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 12 | $ 948,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,454,050,584,000 | 10 | $ 765,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 7 | $ 658,000 |
| CRESCENT MORTGAGE COMPANY 5901 PEACHTREE DUNWOODY RD NE BLG C, 250 ATLANTA, GA 30328 |
* | $ 931,141,000 | 6 | $ 479,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 162,509,568,000 | 5 | $ 264,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 3 | $ 382,000 |
| STELLARONE BANK 1051 EAST CARY STREET, SUITE 1200 RICHMOND, VA 23219 |
* | $ 2,923,419,000 | 3 | $ 178,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 2 | $ 295,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 2 | $ 98,000 |
| HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 2 | $ 208,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 2 | $ 156,000 |
| FIRST-CITIZENS BANK & TRUST COMPANY 4300 SIX FORKS ROAD FCC 21 RALEIGH, NC 27609 |
* | $ 20,797,006,000 | 2 | $ 82,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 44,423,207,000 | 2 | $ 135,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 48,783,813,000 | 1 | $ 52,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,216,291,000,000 | 1 | $ 66,000 |
| CITY NATIONAL BANK OF WEST VIRGINIA 25 GATEWATER ROAD CHARLESTON, WV 25313 |
* | $ 2,613,220,000 | 1 | $ 468,000 |
| CAROLINA BANK PO BOX 10209 GREENSBORO, NC 27404 |
* | $ 676,387,000 | 1 | $ 76,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 12,648,357,000 | 1 | $ 53,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 1 | $ 108,000 |
| FINANCIAL FREEDOM ACQUIST. LLC 1 BANTING IRVINE, CA 92618 |
* | $ 36,000,000,000 | 1 | $ 74,000 |
| GENERATION MORTGAGE COMPANY 3565 PIEDMONT ROAD, NE STE. 300 ATLANTA, GA 30305 |
* | $ 73,926,000 | 1 | $ 29,000 |
| MEMBER OPTIONS LLC 1936 ARLINGTONG BLVD. CHARLOTTESVILLE, VA 22903 |
* | $ 32,364,000 | 1 | $ 93,000 |
| MERRILL LYNCH CREDIT CORP 30930 RUSSELL RANCH RD CA6-916-01-14 WESTLAKE VILLAGE, CA 91362 |
* | $ 2,223,299,000 | 1 | $ 84,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 77,423,723,000 | 1 | $ 212,000 |
| 1ST CHOICE MORTGAGE/EQUITY COR 1021 BRIARGATE CIRCLE COLUMBIA, SC 29210 |
* | $ 10,000,000 | 1 | $ 100,000 |
| QR LENDING INC 555 ZOR SHRINE PLACE MADISON, WI 53719 |
* | $ 1,093,327,000 | 1 | $ 29,000 |
| ATLANTIC PACIFIC MORTGAGE CORPORATION 302 FELLOWSHIP ROAD, SUITE 110 MT. LAUREL, NJ 08054 |
* | $ 10,000,000 | 1 | $ 158,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2011, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Covington County VA in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 78 | $6,723,000 | $86,000 | $468,000 | $59,000 | $240,000 |
| Home Purchase | 59 | $4,578,000 | $77,000 | $274,000 | $41,000 | $144,000 |
| Home Improvement | 20 | $719,000 | $35,000 | $112,000 | $36,000 | $92,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 133 | $9,963,000 | $74,000 | $274,000 | $49,000 | $228,000 |
| Not Provided | 11 | $877,000 | $79,000 | $171,000 | $68,000 | $240,000 |
| Black or African American | 8 | $485,000 | $60,000 | $124,000 | $41,000 | $75,000 |
| Not applicable | 3 | $586,000 | $195,000 | $468,000 | $22,000 | $52,000 |
| Hispanic | 2 | $109,000 | $54,000 | $55,000 | $51,000 | $54,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 82 | $5,755,000 | $70,000 | $468,000 | $55,000 | $240,000 |
| FHA-insured (Federal Housing Administration) | 39 | $3,411,000 | $87,000 | $274,000 | $49,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 30 | $2,294,000 | $76,000 | $140,000 | $35,000 | $62,000 |
| VA-guaranteed (Veterans Administration) | 6 | $560,000 | $93,000 | $114,000 | $41,000 | $75,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 65 | $4,882,000 | $75,000 | $468,000 | $43,000 | $121,000 |
| Application Denied By Financial Institution | 34 | $1,897,000 | $55,000 | $212,000 | $53,000 | $228,000 |
| Loan Purchased By The Institution | 30 | $2,525,000 | $84,000 | $220,000 | $40,000 | $112,000 |
| Application Approved But Not Accepted | 14 | $1,147,000 | $81,000 | $162,000 | $68,000 | $161,000 |
| Application Withdrawn By Applicant | 12 | $1,372,000 | $114,000 | $206,000 | $53,000 | $150,000 |
| File Closed For Incompleteness | 2 | $197,000 | $98,000 | $104,000 | $161,000 | $240,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6 | $235,000 | $39,000 | $74,000 | $36,000 | $72,000 |
| Debt-To-Income Ratio | 4 | $143,000 | $35,000 | $88,000 | $32,000 | $75,000 |
| Collateral | 4 | $340,000 | $85,000 | $113,000 | $119,000 | $228,000 |
| Credit Application Incomplete | 4 | $220,000 | $55,000 | $74,000 | $46,000 | $69,000 |
| Other | 4 | $206,000 | $51,000 | $79,000 | $41,000 | $68,000 |
| Unverifiable Information | 2 | $84,000 | $42,000 | $44,000 | $148,000 | $222,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $150,000 | $75,000 | $104,000 | $61,000 | $88,000 |
| Mortgage Insurance Denied | 1 | $29,000 | $29,000 | $29,000 | $45,000 | $45,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.