Craig County, OK Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 421 mortgage applications in Craig County, OK totaling $104.2 million, about the same as 2012. The average application was for $247,000, and applicants reported an average income of $74,000. 45% of applications resulted in an originated loan and 27% were denied. The most active lender was Arvest Mortgage Company, with 36 applications, followed by Vanderbilt Mortgage and Finance, Inc and Arvest Bank.

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Total Number of Mortgage Applications 421
Total Mortgage Loan Application Amount $104,168,000
Average Mortgage Loan Application Amount $247,000
Highest Mortgage Loan Application Amount $59,527,000
Average Applicant Income $74,000
Highest Applicant Income $2,090,000

Mortgage Company List for Lending in Craig County, OK for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 13,199,987,000 36 $ 3,663,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 30 $ 1,781,000
Arvest Bank

TULSA, OK 74103
* $ 13,199,987,000 29 $ 1,050,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 29 $ 3,098,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 24 $ 2,938,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 24 $ 1,193,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 27,934,078,000 21 $ 2,668,000
Bank of the Lakes NA
12401 E 86TH ST N
OWASSO, OK 74055
* $ 205,280,000 15 $ 1,193,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 13 $ 2,265,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 10 $ 810,000
Oklahoma's Credit Union
PO BOX 24027
OKLAHOMA CITY, OK 73124
* $ 411,593,000 9 $ 535,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 8 $ 700,000
Associated Mortgage Corporation
6911 SOUTH 66TH EAST AVENUE SUITE 100
TULSA, OK 74136
* $ 5,500,000 8 $ 926,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 7 $ 727,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 7 $ 995,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 7 $ 740,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 6 $ 1,001,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 6 $ 743,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 4 $ 651,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 101,634,000 4 $ 467,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 4 $ 501,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 4 $ 355,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 301,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 3 $ 396,000
BNC National Bank

BISMARCK, ND 58501
* $ 768,613,000 3 $ 286,000
Ttcu the Credit Union
3720 E 31ST ST
TULSA, OK 74135
* $ 1,262,466,000 3 $ 391,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 329,000
Cobalt Mortgage, Inc.
11241 SLATER AVE NE, SUITE 200
KIRKLAND, WA 98033
* $ 10,000,000 3 $ 590,000
Community National Bank & Trust
14 N LINCOLN
CHANUTE, KS 66720
* $ 822,819,000 3 $ 60,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 3 $ 497,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 3 $ 191,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 3 $ 500,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 2 $ 503,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 2 $ 128,000
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 6,004,568,000 2 $ 62,000
Rcb Bank
PO BOX 189
CLAREMORE, OK 74018
* $ 2,114,413,000 2 $ 321,000
Regent Bank
105 N MAPLE
TULSA, OK 74136
* $ 188,771,000 2 $ 153,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 274,539,000 2 $ 301,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 375,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 2 $ 189,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 128,000
F&M Bank
17100 N MAY AVE
EDMOND, OK 73012
* $ 282,706,000 2 $ 322,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 347,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ 10,000,000 2 $ 336,000
Midwest Mortgage Capital, LLC
12400 OLIVE BLVD
SAINT LOUIS, MO 63141
* $ 2,000,000 2 $ 568,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 1 $ 10,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 196,000
Perl Mortgage, Inc.
2936 WEST BELMONT AVE
CHICAGO, IL 60618
* $ 11,000,000 1 $ 67,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 627,435,000 1 $ 191,000
Residential Acceptance Corporation
5027 W LAUREL ST
TAMPA, FL 33607
* $ 10,000,000 1 $ 75,000
Labette Bank
PO BOX 497 319 4TH
ALTAMONT, KS 67330
* $ 337,793,000 1 $ 83,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 73,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 680,387,000 1 $ 172,000
Westreet Federal Credit Union
9323 E.21ST STREET
TULSA, OK 74129
* $ 633,513,000 1 $ 100,000
Malvern Bank
404 MAIN STREET
MALVERN, IA 51551
* $ 71,925,000 1 $ 305,000
Aspire Financial Inc
4100 ALPHA RD #112
DALLAS, TX 75244
* $ 10,000,000 1 $ 270,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 75,000
Hallmark Home Mortgage, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ 2,915,000 1 $ 100,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 63,000
Onb Bank and Trust Company
8908 S YALE STE 100
TULSA, OK 74137
* $ 609,897,000 1 $ 417,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 1 $ 250,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,678,270,000 1 $ 80,000
Firstar Bank, National Association
PO BOX 308
ROLAND, OK 74954
* $ 421,754,000 1 $ 234,000
Vast Bank, N.A.
4812 E 81ST STREET
TULSA, OK 74120
* $ 221,575,000 1 $ 280,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ 20,474,937,000 1 $ 182,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 1 $ 150,000
Red Crown Federal Credit Union
5001 E 91ST ST
TULSA, OK 74137
* $ 143,296,000 1 $ 14,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ 40,000,000 1 $ 34,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 204,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 1 $ 170,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 1 $ 35,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 82,086,021,000 1 $ 69,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 1 $ 84,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 1 $ 194,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 1 $ 53,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 237,816,000 1 $ 77,000
Lakeside State Bank
P.O. BOX 190, 6695 E 400 RD
OOLOGAH, OK 74053
* $ 55,890,000 1 $ 125,000
Bank of the Wichitas Mortgage
1801 NW CACHE RD
LAWTON, OK 73507
* $ 81,889,000 1 $ 140,000
F&M Bank & Trust
1330 S. HARVARD
TULSA, OK 74104
* $ 2,309,312,000 1 $ 398,000
Heartland Credit Union
900 EAST 23RD AVENUE
HUTCHINSON, KS 67502
* $ 195,308,000 1 $ 203,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 90,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 1 $ 171,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 1 $ 59,527,000
The Focus Federal Credit Union
420 NE 10TH ST
OKLAHOMA CITY, OK 73104
* $ 91,177,000 1 $ 120,000
Community Bank and Trust
100 SOUTH WOOD ST
NEOSHO, MO 64850
* $ 300,618,000 1 $ 69,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 1 $ 74,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 2,030,878,000 1 $ 244,000
Yorktown Bank
2222 S. UTICA PL., SUITE #350
TULSA, OK 74114
* $ 97,071,000 1 $ 311,000
Republic Bank & Trust
401 W. MAIN
NORMAN, OK 73069
* $ 410,759,000 1 $ 169,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 25,893,829,000 1 $ 81,000
Premia Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,779,509,000 1 $ 265,000
City National Bank and Trust
PO BOX 2009
LAWTON, OK 73502
* $ 336,863,000 1 $ 32,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,668,374,000 1 $ 80,000

The tables below break down 2013 mortgage applications in Craig County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Craig County, OK in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 229 $87,153,000 $380,000 $59,527,000 $78,000 $1,177,000
Home Purchase 174 $16,417,000 $94,000 $417,000 $69,000 $2,090,000
Home Improvement 18 $598,000 $33,000 $152,000 $56,000 $114,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 284 $30,989,000 $109,000 $417,000 $83,000 $2,090,000
American Indian or Alaskan Native 61 $5,495,000 $90,000 $242,000 $52,000 $151,000
Not Provided 33 $3,749,000 $113,000 $749,000 $81,000 $1,177,000
Not applicable 26 $62,279,000 $2,395,000 $59,527,000 $16,000 $154,000
Hispanic 7 $773,000 $110,000 $194,000 $79,000 $99,000
Asian 6 $597,000 $99,000 $220,000 $53,000 $90,000
Black or African American 3 $231,000 $77,000 $140,000 $56,000 $72,000
Native Hawaiian or Other Pacific Islander 1 $55,000 $55,000 $55,000 $64,000 $64,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 293 $30,925,000 $105,000 $749,000 $89,000 $2,090,000
FHA-insured (Federal Housing Administration) 78 $67,595,000 $866,000 $59,527,000 $35,000 $127,000
VA-guaranteed (Veterans Administration) 27 $3,549,000 $131,000 $255,000 $48,000 $120,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 23 $2,099,000 $91,000 $204,000 $42,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 189 $20,463,000 $108,000 $417,000 $87,000 $2,090,000
Application Denied By Financial Institution 112 $9,479,000 $84,000 $417,000 $50,000 $201,000
Loan Purchased By The Institution 51 $66,345,000 $1,300,000 $59,527,000 $76,000 $1,177,000
Application Withdrawn By Applicant 28 $3,911,000 $139,000 $398,000 $88,000 $505,000
Application Approved But Not Accepted 26 $2,315,000 $89,000 $398,000 $72,000 $285,000
File Closed For Incompleteness 14 $1,580,000 $112,000 $230,000 $51,000 $148,000
Preapproval Denied by Financial Institution 1 $75,000 $75,000 $75,000 $25,000 $25,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 17 $1,937,000 $113,000 $285,000 $87,000 $155,000
Credit History 16 $796,000 $49,000 $116,000 $34,000 $73,000
Debt-To-Income Ratio 11 $1,336,000 $121,000 $417,000 $66,000 $201,000
Other 6 $847,000 $141,000 $270,000 $42,000 $120,000
Credit Application Incomplete 4 $319,000 $79,000 $144,000 $31,000 $52,000
Employment History 2 $181,000 $90,000 $128,000 $53,000 $65,000
Insufficient Cash (Downpayment, Closing Cost) 2 $139,000 $69,000 $83,000 $26,000 $52,000
Unverifiable Information 1 $191,000 $191,000 $191,000 $76,000 $76,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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